FHA Loan Mortgage Broker Summerville, SC
If you’re considering an FHA loan in Summerville, SC, Dan Crance: Your Mortgage Man is here to help. As an experienced mortgage broker, Dan specializes in guiding buyers through the FHA loan process, making homeownership more accessible and affordable for first-time homebuyers and those with less-than-perfect credit.
Why Choose Dan Crance as your Residential mortgage man?
Over 30 Years Experience
With decades of experience, Dan brings unmatched knowledge to help you find the best mortgage option that suits your unique situation.
Personalized Service
Unlike other lenders, Dan takes the time to listen, educate, and guide you through your mortgage options. Whether it’s your first home or a refinancing, he ensures you feel confident in your decision.
Timely Closings
We work efficiently and diligently to ensure that your loan closes on time, with many loans closing in 30 days or less.
Competitive Rates
Competitive mortgage rates to ensure you get the best deal possible, saving you money in the long run.
Local expertise
Dan proudly serves the Summerville, SC community with a local office, making it easy for you to meet and discuss your mortgage needs in person.
Trusted Relationships
Dan doesn’t just work for you – he works for both you and your real estate agent, ensuring communication and updates are consistent, and every step of the process is smooth and transparent.
Call or Text
Personalized Guidance
Summerville FHA Loan Mortgage Broker
FHA loans offer lower down payment requirements, competitive interest rates, and more flexible qualification criteria, making them an excellent choice for many buyers. Whether you’re purchasing your first home or refinancing, Dan can help you explore FHA loan options that fit your needs and financial situation.
At Dan Crance: Your Mortgage Man, we understand that the home-buying process can be overwhelming. That’s why Dan takes the time to explain the benefits and requirements of FHA loans, ensuring you fully understand your options and are comfortable every step of the way. With personalized service and expert advice, Dan makes the mortgage process smooth and stress-free.
Steps to Get Started
Prequalification
Contact Dan to get pre-approved for your loan. We’ll look at your finances, help you understand your options, and find a loan that fits your goals.
Choose Your Loan
With guidance from Dan, choose the loan that fits your financial situation and future plans.
Close on your home
Once your loan is approved, we’ll work with you to ensure a smooth, on-time closing.
Frequently Asked Questions
When Should I Refinance My Home?
Consider refinancing when mortgage rates are at least 1-2% lower than your current rate. Dan can help you assess the potential savings based on your specific situation.
What Are Points on a Loan?
Points are upfront fees that can lower your interest rate. One point equals 1% of your loan amount. Paying points may make sense if you plan to stay in your home for several years.
Do I Need Private Mortgage Insurance (PMI)?
PMI is typically required if your down payment is less than 20%. Dan can help you explore ways to avoid PMI or reduce its cost.
Call Dan Crance in Summerville
If you’re ready to take the next step toward homeownership with an FHA loan in Summerville, SC, don’t hesitate to reach out. Call 843-478-5612 today to schedule a consultation and get started on your journey to owning your dream home!