VA Loan Mortgage Broker in Simpsonville, SC
If you’re a veteran or active-duty service member in Simpsonville, SC, Dan Crance: Your Mortgage Man is here to help you navigate the VA loan process. As a trusted VA loan mortgage broker, Dan specializes in helping military personnel and veterans access the benefits they’ve earned. VA loans offer significant advantages, including no down payment, competitive interest rates, and no private mortgage insurance (PMI) requirements, making them an excellent choice for those who qualify.
Why Choose Dan Crance as your mortgage man?
Over 30 Years Experience
With decades of experience, Dan brings unmatched knowledge to help you find the best mortgage option that suits your unique situation.
Personalized Service
Unlike other lenders, Dan takes the time to listen, educate, and guide you through your mortgage options. Whether it’s your first home or a refinancing, he ensures you feel confident in your decision.
Timely Closings
We work efficiently and diligently to ensure that your loan closes on time, with many loans closing in 30 days or less.
Competitive Rates
Competitive mortgage rates to ensure you get the best deal possible, saving you money in the long run.
Local expertise
Dan proudly serves the Simpsonville, SC community with a local office, making it easy for you to meet and discuss your mortgage needs in person.
Trusted Relationships
Dan doesn’t just work for you – he works for both you and your real estate agent, ensuring communication and updates are consistent, and every step of the process is smooth and transparent.
Call or Text
VA Loans – Exclusively for military veterans and active-duty service members, often requiring no down payment and no mortgage insurance.
Personalized Guidance
Simpsonville VA Loans
At Dan Crance: Your Mortgage Man, we understand how important it is to honor your service with financial solutions that work for you. Dan will guide you through every step of securing a VA loan, from eligibility checks to finding the best loan terms. Whether you’re buying your first home or refinancing an existing mortgage, Dan is committed to making your experience as smooth and stress-free as possible.
Who Qualifies for a VA Loan?
A VA loan is a mortgage loan program offered to current and former military service members, as well as certain surviving spouses. To confirm eligibility, service members or veterans can request a Certificate of Eligibility (COE) through the U.S. Department of Veterans Affairs (VA). To qualify for a VA loan, the following individuals are eligible:
Veterans
Active Duty Service Members
National Guard and Reserves
Surviving Spouses
Steps to Get Started
Prequalification
Contact Dan to get pre-approved for your loan. We’ll look at your finances, help you understand your options, and find a loan that fits your goals.
Choose Your Loan
With guidance from Dan, choose the loan that fits your financial situation and future plans.
Close on your home
Once your loan is approved, we’ll work with you to ensure a smooth, on-time closing.
Frequently Asked Questions
When Should I Refinance My Home?
Consider refinancing when mortgage rates are at least 1-2% lower than your current rate. Dan can help you assess the potential savings based on your specific situation.
What Are Points on a Loan?
Points are upfront fees that can lower your interest rate. One point equals 1% of your loan amount. Paying points may make sense if you plan to stay in your home for several years.
Do I Need Private Mortgage Insurance (PMI)?
PMI is typically required if your down payment is less than 20%. Dan can help you explore ways to avoid PMI or reduce its cost.
Contact Dan Crance in Simpsonville
If you’re ready to take advantage of your VA loan benefits, call 843-478-5612 today to schedule a consultation with Dan Crance and start your journey to homeownership!