Conventional loans
A flexible starting point for many buyers. Compare down payment, mortgage insurance, credit, and total costs with other options.
Loan options
The right question is not “Which loan is best?” It is “Which fits me?”
Explore the main programs Dan discusses with buyers, then compare eligibility, payment, cash needed, and long-term cost with your actual numbers.
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FHA loans
A government-insured option that may be worth exploring when down payment or credit profile shapes your choices. Mortgage insurance and total costs matter.
VA loans
An option for eligible service members, veterans, and some surviving spouses. Eligibility and property rules still apply.
USDA loans
For eligible buyers and properties in qualifying areas, a USDA loan can offer a different path to homeownership. Income and location rules apply.
Jumbo loans
Financing above conforming loan limits can involve different underwriting, reserves, and down payment expectations.
Refinancing
Replacing a loan can serve different goals. Compare the new rate, closing costs, break-even time, and the full term.
Compare the full offer.
For a meaningful comparison, look at the same loan amount and loan type, then review the rate, APR, points, mortgage insurance, closing costs, and cash to close on each Loan Estimate.
Your eligibility and offer depend on the property, lender, program rules, and your financial profile. Dan can help you identify the questions that matter to your situation.
A good next step