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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years
Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Simpsonville, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Simpsonville's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Simpsonville, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Service Areas
Mortgage Services for Eric Gibson
Mortgage Broker for Kimberlee Puccio
Mortgage Company for Seth Seal
Refinancing for Rose Griest
Mortgage Lending Service for Michael McIntyre
Home Ready Mortgages for Ed Jones
Mortgage Lender for Ryan Moreau
Mortgage Services for Laura Fogarty
Mortgage Broker for Adam Jordan
Mortgage Company for Carolina Jordan (Lowcountry Home Sales)
Mortgage Lender for Stephen Lowe
Mortgage Lending Service for Glenn Shepard
Home Ready Mortgages for Manny Roblesreynoso
Mortgage Lender for Bernie H. Hester III
Mortgage Services for Tammy R Stephens
Why Choose Dan Crance As Your Mortgage Lender in Simpsonville, SC?
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612
Home Financing in Simpsonville, SC
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Simpsonville, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Simpsonville, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
When you work with Classic Home Mortgage, you can always count on our team to:
- Put your needs first.
- Work efficiently and quickly. Many of our home loans close in 30 days or less.
- Offer you a variety of home loans to choose from, and help you make an informed decision.
- Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612
While no two loan terms are the same, a few of the most common loan types include:
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Simpsonville, SC.
Refinancing in
Simpsonville, SC
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Simpsonville, SC - Dan Crance.
Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
Shorter Term Loan
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
Do Away with FHA
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Switch to Fixed Rate or Adjustable-Rate Home Loan
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Common Questions About Home Loans
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Trust Dan Crance
Your Mortgage Lender in Simpsonville, SC
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Simpsonville loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANLatest News in Simpsonville, SC
Trick-or-Treat Door to Door in These Greenville Neighborhoods
Kidding Around Teamhttps://kiddingaroundgreenville.com/trick-or-treat-greenville-neighborhoods
Looking for “trick or treat neighborhoods near me”? Wondering where you can bring your family to trick-or-treat in Greenville, SC? When going door to door asking for sweets in your own neighborhood isn’t the right choice, where do Upstate families go? Safety concerns, a lack of other children in the neighborhood, or just a lack of anyone at all could cause a family to look to other neighborhoods for their trick-or-treating needs.So if you want the door-to-door trick-or-treating experience this year but aren’t s...
Looking for “trick or treat neighborhoods near me”? Wondering where you can bring your family to trick-or-treat in Greenville, SC? When going door to door asking for sweets in your own neighborhood isn’t the right choice, where do Upstate families go? Safety concerns, a lack of other children in the neighborhood, or just a lack of anyone at all could cause a family to look to other neighborhoods for their trick-or-treating needs.
So if you want the door-to-door trick-or-treating experience this year but aren’t sure what neighborhood to visit, this is the list for you. We asked our readers where the most “Halloween visitor-friendly” spots in the Upstate were, and this is what they told us.
If you need a map of the best places to go, we have one right here!
Want to see all the Halloween and Trick or Treat Events in Greenville?
Go to our Halloween Guide!????
You’ll find fun events, trunk-or-treat and trick-or-treats, and lots more!
Parents, these are recommendations gathered from our readers. Please always use your judgment regarding your child’s safety trick-or-treating and consuming treats in these or any other neighborhoods.
Great Neighborhoods for Trick-or-Treating in Greenville
“Earle Street has several officers directing traffic at the red light on North Main. We usually start on one end and travel down and back up the other side. They have so many decorated houses, fire breathers, singers, bands, games, and other fun stuff at each house.
Crystal
Earle Street is off North Main in Greenville.
Botany Woods!!! The Best!….But trust me! It’s enough candy for a child. Both my twins come bk with their buckets almost full.
Glenda
Botany Woods is in Greenville, east of Pleasantburg road and behind the Ollie’s on Wade Hampton. This neighborhood is recommended year after year for trick-or-treating in Greenville!
Half Mile Lake subdivision is located off State Park Road near Altamont Road.
Riverdale Subdivision Greer across the street from Clayton Homes off Wade Hampton Blvd
Veronica
Riverdale is located just west of the Highway 80 and Wade Hampton intersection in Lyman.
We had two readers mention this North Greer neighborhood, located off of 101.
We love O’Neal Village in Greer.
Karyn
Subdivision off hwy 101 right before oneal Baptist church on right
Gwen
While it’s not a neighborhood, it does come reader recommended, so we are including Main Street, Fountain Inn.
I grew up with amazing Halloween memories there and they’re still carrying it on.
Susan
Neely farms hands down!!
Gabrielle
Orchard Farms is located in the heart of the Golden Strip in Simpsonville and is recommended by several readers.
A few readers recommended Morning Mist in Simpsonville, saying that the decorating is amazing. The neighborhood is off of Georgia Road.
At least 3 readers recommend the Silver Leaf community for trick or treating. It’s located in Greer off of Old Spartanburg Road.
Someone recommended Amber Oaks Farm in Greer by Blue Ridge High school. It’s located off Pennington Road and Highway 101.
Tymberbrook in Lyman, it’s a big older neighborhood and soooo many of the houses are involved, lots of kids and costumes lots of people having driveway parties!!!
NJ
Tymberbrook Drive is located in Lyman, north of Wade Hampton near Lake Lyman.
Lyman Mill Village! Park your car and go walking all around. Most of the homes give candy and there are trunk or treats from churches. Police have roads blocked for safety!
Alexandra
The Neighborhood of North Main street just above Wade Hampton got a lot of likes from our readers, too! According to Kidding Around fans, East and West Earle Street sound like a good place to trick or treat.
The Honey Creek subdivision in Anderson came highly recommended. It’s near Arnold’s and South Main Street, and is technically in Belton.
I grew up with amazing Halloween memories there and they’re still carrying it on.
Miranda
Rose Hill for the Powdersville folks! Almost every house is decorated and most set up tables to hand out candy! Get there early to park (not on the grass) there are 500+ easy trick or treaters every year!
Maggie
Rose Hill is a newer subdivision in Powdersville off 3 Bridges Road and Mt Airy Church Road.
Tips for Trick-or-Treating as a Guest in a Neighborhood
Local mom Dallas, had this great bit of advice for those visiting other neighborhoods on Halloween :
Parents: bring a trash bag to help pick up the discarded wrappers and random trash that inevitably happens when we visit neighboring communities for better loot. We live in a rural area and go to local subdivisions and noticed the residents are SUPER appreciative if you help out a bit and don’t leave their neighborhoods trashed.
Dallas
I once noticed something being done and have now started doing it when we visit other neighborhoods on Halloween. I bring glow necklaces and bracelets to hand out to kids walking past us trick or treating. It helps keep kids safe, we’re helping to contribute to the loot of trick-or-treaters in a non-allergenic way, PLUS everyone loves glo-sticks!
We hope that no matter where you decide to go, we hope everyone has a safe and fun Halloween!
In addition to all the places our readers shared with us, there are many community events that you can find on the Kidding Around Greenville Guide to Halloween Events and Trick-or-Treating in Greenville and Spartanburg.
Hurricane Helene recovery: Need food, a place to stay, a shower, a place to charge phone?
Samantha Swannhttps://www.greenvilleonline.com/story/news/local/2024/10/02/hurricane-helene-recovery-need-food-a-place-to-stay-a-shower/75450752007/
Editor's Note: This story will be continuously updated.With thousands of people without power since Friday, many in the Upstate seek help with necessities. Others are in better positions today and wondering how to help.Here are places to get and give help in the Upstate:Places to stay in the Upstate after Hurricane HelenePlaces to get food in the Upstate after Hurricane HelenePlaces to get a shower in the Upstate after Hurricane HelenePlaces to charge your phone in the ...
Editor's Note: This story will be continuously updated.
With thousands of people without power since Friday, many in the Upstate seek help with necessities. Others are in better positions today and wondering how to help.
Here are places to get and give help in the Upstate:
Places to stay in the Upstate after Hurricane Helene
Places to get food in the Upstate after Hurricane Helene
Places to get a shower in the Upstate after Hurricane Helene
Places to charge your phone in the Upstate after Hurricane Helene
Places to do laundry in the Upstate after Hurricane Helene
Places to help out in the Upstate after Hurricane Helene
Spartanburg Humane Society: President and CEO Angel Cox said Sunday that the shelter has partial power and hopes to have full power restored soon and hope to resume adoption services soon. However, they are low on supplies.
Spartanburg Humane Society needs cat food, dog food, cat litter, and newspapers. Supplies can be delivered to 150 Dexter Rd. in Spartanburg.
USC Upstate: "Facilities, campus safety, food services, and housing need extra support. If anyone can help, please call or text Dr. Tierney Bates at +1 (330) 701-1914. He will direct you to the service area where your assistance would be most valuable," Chancellor Bennie Harris said. "We sincerely appreciate all help during this challenging time."
The college needs toilet paper, water, flashlights, paper towels, first aid supplies, hygiene supplies, and batteries. Anyone who can bring supplies should bring them to the Palmetto House (470 Hodge Dr., Spartanburg, SC).
United Way of the Piedmont has set up an online donation fund.
United Way of Greenville County is taking donations at their office (105 Edinburgh Court, Greenville) from 10am–4pm, Monday–Saturday, according to a social media post. Needed items include canned goods, especially pop-tops, boxed meals, peanut butter and protein bars, bottled water, sports drinks, diapers, baby wipes, baby formulas, hygiene products, first aid supplies, and cleaning supplies.
Spartanburg County Foundation has set up a Spartanburg County Relief Fund that can be donated to online at bit.ly/SPCFRelief or by mail or in-person at 424 E. Kennedy St., Spartanburg, SC 29302 with checks made payable to Spartanburg County Disaster Relief Fund.
East Pickens Baptist Church (2244 Gentry Memorial Hwy, Pickens) is collecting donations for Pickens County. Donations of pet food, baby food, formula, diapers and wipes are needed. Volunteers will be on site until 8 p.m. Wednesday and return 8 a.m. Thursday.
Samantha Swann covers city news, development and culture in Spartanburg. She is a University of South Carolina Upstate and Greenville Technical College alumna. Contact her atsswann@shj.com or on Instagram at @sam_on_spartanburg.
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