Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Daniel Island, FL, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Daniel Island's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Daniel Island, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Daniel Island, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Daniel Island, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Daniel Island, FL.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Daniel Island, FL - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Daniel Island loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANJennifer Esse, AuD Dr. Esse has practiced in the Lowcountry for 14 years, with extensive experience and expertise in pediatric and educational audiology, adult and geriatric audiology, tinnitus evaluation, industrial audiology, and hearing aid evaluations, fitting and service. She received her Doctor of Audiology degree from the University of Florida, holds a Master of Arts Degree in Audiology from the State University of New York (SUNY) at Buffalo, and a Bachelor of Arts from McGill University in Montreal, Canada. Dr. Esse ori...
Dr. Esse has practiced in the Lowcountry for 14 years, with extensive experience and expertise in pediatric and educational audiology, adult and geriatric audiology, tinnitus evaluation, industrial audiology, and hearing aid evaluations, fitting and service. She received her Doctor of Audiology degree from the University of Florida, holds a Master of Arts Degree in Audiology from the State University of New York (SUNY) at Buffalo, and a Bachelor of Arts from McGill University in Montreal, Canada. Dr. Esse originally hails from Canada (Barrie, Ontario), but now calls Charleston home. She is a licensed audiologist with over a decade of experience helping the people in the Lowcountry area. She earned her bachelor’s degree from McGill University in Canada, a master’s degree in audiology from the State University of New York and her doctorate in audiology from the University of Florida. Dr. Esse's expertise lies in educational audiology, tinnitus management, hearing aid technology, fitting, and service.
Healthy Hearing posts all positive and negative reviews that meet publishing criteria.
Read 46 verified patient reviews for HearingLife - Daniel Island! Their average review score is 4.93 () from 46 reviews.
Write a review Sort by: NewestHighest RatingLowest Rating
“Friendly, efficient service”
Rebecca H. of Mount Pleasant, SC 02/16/2024 Review submitted online
“I think my rating says it all: excellent care, knowledgeable staff, very good results. Coming back too!”
Sheila O. of Charleston, SC 02/10/2024 Review submitted online
“Prompt and complete service with a smile. ”
Don K. of Charleston, SC 01/30/2024 Review submitted online
“Friendly welcome and professional clinic. Dr was thorough”
BONNIE D. of Mount Pleasant, SC 11/10/2023 Review submitted online
“Great customer service always. Dr Essee is the best. Couldn’t ask for a better doctor or staff! ”
Susanne D. of Charleston, SC 10/25/2023 Review submitted online
Safety today and every day after: We’ll be asking you pre-screening questions for Covid and flu-like symptoms. Face masks will be worn where required by law. All surfaces are sanitized between appointments.
Your hearing is our expertise
HearingLife is a national hearing care company and part of the Demant Group, a global leader in hearing healthcare built on a heritage of care, health, and innovation since 1904. HearingLife operates over 650 hearing care centers across 42 states. We follow a scientific, results-oriented approach to hearing healthcare that is provided by highly skilled and caring professionals. Our vision is to help more people hear better through life-changing hearing health delivered by the best personalized care.
We've linked a few locations in the Lowcountry for your convenience but a complete list of all locations can be found on our website.
Our Daniel Island office is located on Island Park Dr with parking in the rear. We share the building with Edward Jones.
We offer complete services including:
Contact us for a complete list of all services provided at this location.
Clinic website Facebook YouTube
Sunday | Closed |
Monday | 9 am - 5 pmby appointment |
Tuesday | 9 am - 5 pmby appointment |
Wednesday | 9 am - 5 pmby appointment |
Thursday | 9 am - 5 pmby appointment |
Friday | 10 am - 3 pmby appointment |
Saturday | Closed |
HearingLife - North Charleston 9297 Medical Plaza Dr Suite BNorth Charleston, SC 29406View Details
HearingLife - Charleston Ashley River 2048 Sam Rittenberg Blvd Ste 4Charleston, SC 29407View Details
HearingLife - Summerville 509 Front StreetSummerville, SC 29483View Details
HearingLife - Pawleys Island 13313 Ocean Hwy Suite 2Pawleys Island, SC 29585View Details
Convenient parking
Assistive listening devices
Financing available
Tinnitus
More than 30 years ago, vast acres of farmland and hunting grounds dominated the dirt on Daniel Island.Today, that same chunk of land now boasts schools, parks, pizza parlors – even a tennis-slash-music stadium that can rock up to 11,000 people on any given night.“Daniel Island has exceeded everyone’s wildest expectations,” said Matt Sloan.Matt Sloan is the well-known developer responsible for overseeing the construction of this master-planned community from scratch.It started when he took ...
More than 30 years ago, vast acres of farmland and hunting grounds dominated the dirt on Daniel Island.
Today, that same chunk of land now boasts schools, parks, pizza parlors – even a tennis-slash-music stadium that can rock up to 11,000 people on any given night.
“Daniel Island has exceeded everyone’s wildest expectations,” said Matt Sloan.
Matt Sloan is the well-known developer responsible for overseeing the construction of this master-planned community from scratch.
It started when he took his first steps on Daniel Island in 1991.
“I was 27. And I’m 59 now,” he said. “I spent well more than half of my life looking after Daniel Island and trying to turn it into the best place that it could be.”
Sloan, along with teams of other tireless leaders, architects and builders across the span of three decades, transformed the land situated between the Cooper and Wando Rivers into an award-winning town of more than 6,000 homes, 12,000 residents, and a slew of shops and restaurants in between.
Sloan said the layout, concept and design of this peninsula was intentional.
“Southern and classical, but not in a Disney-esque kind of way, “ he said.
Ironically, when you dig into the origins of this town, “Disney Island” may well have been a better suited name than Daniel Island.
Much like Walt’s strategy to secure thousands of acres in Florida to build Disney World, securing the acres to build Daniel Island was the strategy of another “outside the box” thinker – former Charleston mayor Joseph P. Riley.
Mayor Riley outfoxed other suitors and local leaders by engineering a super-sized land acquisition that may have made Mickey’s dad proud – annexing 4,000 acres of unincorporated Daniel Island farmland into the city of Charleston’s borders in 1990.
The Guggenheim Foundation from New York owned the land and tapped Sloan, a family friend, as its “Imagineer” to start the work on creating Charleston’s newest “Main Street USA.”
Sloan continued that work as project manager when the land eventually switched hands to the Daniel Island Company in 1997.
“We had lofty goals. Mayor Riley set a high bar.” Sloan said. “(Mayor Riley) said, ‘This is not meant to be a full version of downtown Charleston, but it needs to feel like a Southern town and take its roots from Southern neighborhoods.’”
Walk the sidewalks of Daniel Island and you can see that vision.
Tree-lined streets.
Charleston Single-style homes and mansions.
Oodles of green space and trails.
You may even spot a lemonade stand.
Sloan says from the outset “there were many examples of what we did not want to become.”
“At that time, mostly all of the development in suburban Charleston and the whole metro area was just being led by large production builders,” he said. “Through no fault to them, they err on the side of the house, as opposed to the community. They’re sort of not there for the long haul.”
The goal was not only to build a town from the ground up - but to create a sense of community.
“We started some (slogans) with Daniel Island. We started with the word ‘Play.’ And now everybody says ‘Live, Work, Play,’” he said. “But that still makes sense if you think about that. Live, work, learn, play, pray – that constitutes your entire life.”
Sloan says there were indeed “little things” along the way he thought he could have done differently.
A conflict over affordable housing. A shopping center foreclosure that he may have handled differently.
Those lessons, combined with the successes, are the tools Sloan says he continues to use today as he is yet again at the helm of another massive planned development.
This one in Cainhoy – 9,000 acres of land called Point Hope, which sits on both sides of Clements Ferry Road.
“We’ve said it’s not meant to be Daniel Island 2.0. It’s meant to be the next generation of communities with a fresh look.”
As he approaches the age of 60, the new project for Sloan is also a “fresh look” forward.
With a fond look back.
“For me to be there on opening day (of Daniel Island) and now here on, what is essentially closing day, is an honor,” he said.
“I appreciate the opportunity that was given to us. That’s my life’s work. I take great pride in that.”
There is so much to like about Thryothorus ludovicianus, the Carolina wren, that I really don’t know where to begin.How can such a tiny bird make such loud and pleasant music? And what about its penchant for recycling? The wren nests in everything from rarely-worn boots and old coat pockets to open mailboxes and unused flower pots. And it uses natural materials, discarded paper, plastic and other refuse, or nearly anything else it can find to build its nests in these unusual places. For those of us who prefer fewer bugs around, ...
There is so much to like about Thryothorus ludovicianus, the Carolina wren, that I really don’t know where to begin.
How can such a tiny bird make such loud and pleasant music? And what about its penchant for recycling? The wren nests in everything from rarely-worn boots and old coat pockets to open mailboxes and unused flower pots. And it uses natural materials, discarded paper, plastic and other refuse, or nearly anything else it can find to build its nests in these unusual places. For those of us who prefer fewer bugs around, some primary foods for wrens are spiders, beetles, crickets and cockroaches. They will even eat the seeds from poison ivy plants. Are you in love yet?
Wrens mate for life, which is typically five or six years in the wild, and they must really enjoy family. The pairs reproduce up to three times per year and lay three to seven eggs each time! Wrens have also long been said to be harbingers of good fortune. But perhaps the most amazing thing to me about these industrious little birds is the homes they build. We have had them nest above light fixtures on our back porch, in my Dad’s newspaper delivery box and in the corner framing of his dock roof, among other places.
The Cornell Lab of Ornithology (allaboutbirds.org) describes the nests as “usually domed, with a side entrance and often a woven extension like a porch or entrance ramp.”
Wow! These birds weigh less than an ounce. Yet, together, they might build nests as big as softballs.
It’s not hard to find wrens on Daniel Island. Listening is a good way to start. Male Carolina wrens sing a high-pitched, repetitious melody likened to the words “teakettle, teakettle, teakettle” or “Germany, Germany, Germany.”
Both sexes look alike. They are commonly found in dense brush and are usually pretty close to the ground. Their brown upper bodies, white over-eye stripes and thin, curved beaks make them easy to identify. But don’t expect to just walk right up to wrens. They seem a little nervous around people, and they don’t tend to sit still for long whether we are around or not.
The members of the 1948 South Carolina General Assembly also appreciated the Carolina wren’s fine qualities and passed Act No. 693. This repealed an act from an earlier assembly and effectively fired the mockingbird, replacing it with the Carolina Wren as the official state bird of South Carolina. Don’t feel too bad for the mockingbird, though. It is still the state bird of Arkansas, Florida, Mississippi, Tennessee and Texas.
CHAKERIS LAW FIRM EXPANDS TO DANIEL ISLANDThe Chakeris Law Firm has opened a new location on Daniel Island. According to a press release, the decision to set up shop on the island was prompted by the area’s “expansive growth and development” and will allow the firm to “better serve its clientele with their construction defect claims and real estate transaction needs in and around the 526 corridor.” The new office is located at 234 Seven Farms Drive, Suite 128 (above Sandy’s Cleaners).Establis...
CHAKERIS LAW FIRM EXPANDS TO DANIEL ISLAND
The Chakeris Law Firm has opened a new location on Daniel Island. According to a press release, the decision to set up shop on the island was prompted by the area’s “expansive growth and development” and will allow the firm to “better serve its clientele with their construction defect claims and real estate transaction needs in and around the 526 corridor.” The new office is located at 234 Seven Farms Drive, Suite 128 (above Sandy’s Cleaners).
Established in 1994 by John T. Chakeris, the Chakeris Law Firm opened its first office in downtown Charleston on Calhoun Street. John was joined by his brother Taso H. Chakeris in the summer of 2000. The Chakeris brothers were born and raised in Charleston and have seen firsthand the changes to the Holy City and its surrounding areas, including Daniel Island.
Despite an expanding client base and demand for their legal services, the firm has sought to remain small - with only the Chakeris brothers and associate attorneys - so as to maintain the personal relationships with its clients.
“I have had the pleasure of having many of the same clients for more than 19 years, and those clients I now call friends,” said Taso Chakeris. “This gives me the unique ability to know the history of their transactions and enables me to save them time and money on many of their deals as they make their investments in a variety of properties, and buy and sell their family homes as well.”
For more information, visit www.chakerislawfirm.com.
CHARLESTON BUDGET BLINDS NAMED FRANCHISE OF THE YEAR
The local Charleston area Budget Blinds franchise was recently named the 2018 Franchise of the Year at the Home Franchise Concepts International Convention in Orlando, FL.
Budget Blinds owners Merv and Adam Epstein received the prestigious award for the fourth consecutive year.
According to Home Franchise Concepts’ Mark Libby, “After Merv and Adam’s team were recognized for being in the Top 20 in Gross Sales for all franchises and Number 1 in that category, the Budget Blinds Charleston franchise was once more propelled into being named the 2018 Franchise of the Year for the fourth consecutive year, an outstanding achievement for the entire Budget Blinds Charleston organization.”
Home Franchise Concepts is the largest home improvement, direct-to-customer, franchise organization in North America.
“Adam and I and everyone at Budget Blinds are extremely honored to receive this award once again, thanks to our loyal customers throughout the greater Charleston area,” added Merv Epstein, a Daniel Island resident. “Our goal is simple, to be honest and please our customers.”
Budget Blinds offers a broad selection of blinds, shutters, shades and window treatments, as well as advanced smart home technology, including design assistance and installation. The Budget Blinds showroom and design center is located at 4950 Centre Pointe Drive, Suite 136, in North Charleston across from Tanger Outlets. For more information, visit www.BudgetBlinds.com/Charleston.
DANIEL ISLAND REAL ESTATE CELEBRATES AWARD-WINNING TEAM
Daniel Island Real Estate recently honored its top producers at a celebration banquet at the Daniel Island Club. The company’s entire team of sales associates gathered with supporting team members and guests for dinner and an awards ceremony led by new Broker-In-Charge Jeff Leonard, who began by sharing his thoughts about taking the helm of what is historically the top-selling real estate company serving Daniel Island, and also now a growing force serving all of Charleston’s submarkets.
“I’m incredibly honored to be here today and to have the opportunity to lead such an experienced and successful group of sales professionals,” Leonard said. “You all have played a leadership role in helping make Daniel Island a top residential address in Charleston by assisting so many families over the years to make Daniel Island their home.”
Leonard went on to recognize the team’s top producers for 2018 in several categories with a series of awards, including: Resale Home Sales Award 2018 - Sally Castengera ($17 million+ in resale home sales); New Home Sales Award 2018 - The Tipple Team: Carey & Sean Tipple ($23 million+ in new home sales); Million Dollar Plus Award 2018 - Rick Horger ($18 million+ in sales of homes priced at more than $1 million); and Top Producer Award 2018 - The Tipple Team: Carey & Sean Tipple ($33 million+ in total sales in 2018).
A special Lifetime Achievement Award was also presented to veteran realtor Sally Castengera, who Leonard estimated has sold more than $600 million worth of real estate on Daniel Island since she started as one of the first three sales associates at Daniel Island Real Estate in 1996. She has been the team’s top producer for 17 of those 23 years.
“Receiving this award is the highlight of my real estate career,” said Castengera. “What an honor it has been to serve the residents of Daniel Island for 23 years. I am so grateful.”
Twelve of the Realtors at Daniel Island Real Estate were also recently recognized as “Realtors of Distinction” for outstanding sales production in 2018 by the Charleston Trident Association of Realtors. Receiving the Platinum Realtors of Distinction Award ($18.7 million+ in volume and/or 44.5+ sides) were: Sally Castengera, Brian Connolly, Meryl Cromarty, Rick Horger, Meg Latour and Sean Tipple. Platinum level award winners represent the top 2 percent of producing Charleston Realtors.
Daniel Island Real Estate Realtors receiving the Gold Realtors of Distinction Award ($12 million - $18.69 million in volume and/or 30.5-44 sides) were: Rick Adams, Angela Drake, Rosey Stieby, Carey Tipple, Bob Welsh and Michelle Stevens. Gold level award winners represent the top 5 percent of producing Charleston Realtors.
HARDSCOOP DISTILLERY CREATES PEACH SORBET FLAVOR
Hardscoop Distillery is feeling just peachy! The innovators of 16 proof ultra-premium alcohol ice cream, now have Peach Sorbet available in stores – “and it’s sure to be a spring and summertime favorite,” stated a press release from the company.
The flavor has a light and sweet profile made with local South Carolina peaches and neutral grain spirits. It is 21 proof, which is more than a glass of wine and the equivalent of a high gravity beer. The flavor is available year-round in limited quantities, but is now available everywhere Hardscoop Distillery ice creams can be found throughout North and South Carolina.
“Peach Sorbet is one of our favorite flavors because it’s so refreshing and we know people will really enjoy it as the weather warms up,” said Jason Kirby, president of Hardscoop Distillery. “We refined the sorbet over time to have the level of alcohol content that it has without jeopardizing the flavor and we love supporting our local farms by using only South Carolina peaches.”
The company is located off Clements Ferry Road, at 2030 Wambaw Creek Road, Suite 101.
Recently, the South Carolina Aquarium proudly released its 400th rehabilitated sea turtle. Jim — a juvenile green sea turtle named in memory of a beloved Aquarium colleague who passed away last year — was joined by nine other sea turtles completing their own journey home from Little Talbot Island State Park in Jacksonville, Florida.With a humble start that began because of a need to help a sick and injured loggerhead named Stinky, the South Carolina Aquarium Sea Turtle Care Center has flourished beyond just a working hospi...
Recently, the South Carolina Aquarium proudly released its 400th rehabilitated sea turtle. Jim — a juvenile green sea turtle named in memory of a beloved Aquarium colleague who passed away last year — was joined by nine other sea turtles completing their own journey home from Little Talbot Island State Park in Jacksonville, Florida.
With a humble start that began because of a need to help a sick and injured loggerhead named Stinky, the South Carolina Aquarium Sea Turtle Care Center has flourished beyond just a working hospital and into a powerful conduit for conservation awareness and action.
“There are so many emotions we experience with each sea turtle release: pride for their successful rehabilitation, adoration for the impact they had on us and hope for their journey that lies ahead. A bittersweet feeling settled in with this release, as we remembered the colleague who this turtle was named after,” says Melissa Ranly, Sea Turtle Care Center manager.
“Jim had been at the Aquarium since our 30th sea turtle release 16 years ago, sustaining the critical life support systems for our sea turtle patients and always lending a helping hand. We’re grateful that we could honor his dedication to our mission through this release.”
This release group comprised the three most common species seen by the South Carolina Aquarium — green, Kemp's ridley and loggerhead sea turtles — all of which are threatened or endangered.
Among the greens were Asiago, Jim, Waterloo, Burrata and Java (named in support of Charleston Coffee Roasters), all of whom were rescued along the South Carolina coast dealing with a variety of ailments from boat strikes to predator bites.
Followed were two Kemp's ridleys that were initially caught on hook and line, Cheddar and Manchego.
The release culminated with three juvenile loggerhead sea turtles — Monterey Jack, Romano and Fontina — that had been transported from the New England Aquarium after exposure to cold water temperatures in Cape Cod, Massachusetts.
“Releasing each and every rehabilitated sea turtle is cause for celebration,” Ranly reiterates. “But a milestone like this reminds us to reflect on those who helped us get to this point: the state agencies, supporters, sea turtle enthusiasts and more who believe in us and our mission to save sea turtles.”
For more information, visit scaquarium.org/STCC.