With 30 years in the industry

Mortgage Broker in Folly Beach, SC

Ask us Anything843-478-5612

Book an Appointment

Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Folly Beach, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Folly Beach's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Folly Beach, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Folly Beach, SC
 Refinance Folly Beach, SC

Why Choose Dan Crance As Your Mortgage Lender in Folly Beach, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Folly Beach, SC

Home Financing in Folly Beach, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Folly Beach, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Folly Beach, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Folly Beach, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Folly Beach, SC.

Refinancing in
Folly Beach, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Folly Beach, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Folly Beach, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Folly Beach, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Folly Beach, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Folly Beach may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Folly Beach, SC

Trust Dan Crance

Your Mortgage Lender in Folly Beach, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Folly Beach loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Folly Beach, SC

Folly Beach scheduled to get more sand to stave off erosion, storm impacts

FOLLY BEACH — Folly Beach will be renourished with around 130,000 dump trucks worth of sand this year. The renourishment process will begin in late February or early March 2024 and should end ahead of peak hurricane season, according to the U.S. Army Corps of Engineers Charleston District.Folly Beach Director of Public Works Eric Lutz said the renourishment is well-timed, due to severe erosion caused by storms such as Hurricane Ian in 2022 and the nor’easter in December 2023.“The timing couldn't be better, and...

FOLLY BEACH — Folly Beach will be renourished with around 130,000 dump trucks worth of sand this year. The renourishment process will begin in late February or early March 2024 and should end ahead of peak hurricane season, according to the U.S. Army Corps of Engineers Charleston District.

Folly Beach Director of Public Works Eric Lutz said the renourishment is well-timed, due to severe erosion caused by storms such as Hurricane Ian in 2022 and the nor’easter in December 2023.

“The timing couldn't be better, and we're really hoping we don't get too many more storms before they get started,” he said.

The National Weather Service forecasts a wet winter for Charleston, with above-average rainfall and potential for unseasonably strong storms such as the nor’easter that caught the region by surprise last month. That storm pushed Folly Beach’s sand dunes back as much as 20 feet.

During severe weather events, beaches and dunes provide communities a buffer from the wind and ocean. Lutz said they’re meant to be “sacrificial.”

“We know (the beach) is going to get eroded over time, but it's either that or we lose buildings, houses or half of our economy,” Lutz said.

Lutz estimated that for every dollar spent on renourishing Folly Beach, or any of the state’s beaches, $30 is earned in revenue from tourism.

“The beaches generate tons of revenue for tourism,” he said. “(The beach) is a huge economic engine.”

Folly Beach has received five renourishments in the last three decades, costing $77 million, which came from federal tax dollars and local funds, The Post and Courier previously reported. The upcoming renourishment will cost $18 million and will be funded entirely by the U.S. Army Corps of Engineers.

It's springtime in Charleston and the sun is shining. Most of the time.

A partial solar eclipse is set to darken the skies over South Carolina on April 8. In Charleston, nearly three-quarters of the sun will be obscured by the moon's shadow during the eclipse's peak at about 3:10 p.m. Will that have any impact on the day's gravitationally driven tidal cycle?

Not really, according to the National Weather Service's Charleston office. But water levels will be higher than normal that day for a semi-related reason.

The ocean's tidal cycle is dictated by the movement of the moon and the sun. The National Oceanic and Atmospheric Administration describes that liquid movement as "long-period waves" that slosh around Earth's surface.

Solar eclipses occur during the moon's "new" phase, the first step in the lunar cycle. April 8's new moon is also a "perigean spring tide" — when the moon is either full or new and at its closest point to the Earth. That proximity amplifies its pull on the planet's waters, according to the weather service.

"Therefore, astronomical high tides will be running higher than normal, but this is due to the New Moon and the perigee, not the eclipse," a weather service official wrote in an email.

Perigean spring tides go by another, non-scientific name that can conjure fear in the hearts of peninsula residents: king tides. Those extra-high tides are infamous for their ability to swamp Charleston's low-lying neighborhoods. Tropical Storm Idalia occurred simultaneously with a "blue moon" king tide in August 2023, bringing one of the highest tide levels on record to the city.

The April 8 evening high tide is predicted to hit 6.6 feet by 8:45 p.m., a few inches below a "minor" flood stage of 7 feet. The evening high tide for April 9 is predicted to be closer to 6.7 feet around 9:30 p.m.

Commentary: Many of us remember a different Folly Beach

On New Year’s Eve weekend, I visited Mr. John’s Beach Store on Center Street on Folly Beach. I have been visiting Mr. John’s Beach Store since I was a child staying at my grandparents' home on East Arctic Avenue in the summer. Yet this visit was different. It was a farewell visit.Mr. John’s Beach Store has been a fixture on Folly Beach since 1951. The affectionately coined “mayor of Folly Beach,” Paul Chrysostom, took over the family business started by his parents, John and Rachel Chrysostom. They ...

On New Year’s Eve weekend, I visited Mr. John’s Beach Store on Center Street on Folly Beach. I have been visiting Mr. John’s Beach Store since I was a child staying at my grandparents' home on East Arctic Avenue in the summer. Yet this visit was different. It was a farewell visit.

Mr. John’s Beach Store has been a fixture on Folly Beach since 1951. The affectionately coined “mayor of Folly Beach,” Paul Chrysostom, took over the family business started by his parents, John and Rachel Chrysostom. They were esteemed, respected and beloved members of the community; John was a bookkeeper, accountant and Greek professor, and his wife, Rachel, a pharmacist.

For many of us who recall the old days on Folly, Mr. John’s was the last stronghold of memories that can never be replaced. Mr. John’s, which recently was sold, was the heart and soul of Center Street.

I recently read an article on the WCSC-TV website that quoted Folly Beach Mayor Tim Goodwin as saying: “When people come to me and say, ‘I want Folly Beach to be like it was,’ I look at them and say, ‘What do you remember Folly Beach being?’”

Given that Mayor Goodwin moved to Folly Beach in 1998, I would like to respectfully answer his question.

Folly Beach was a vibrant, magical, exciting, warm and lovable place. It was naturally community oriented. The sleepy beach. Some even called it the poor man’s beach.

But rest assured, there was nothing poor or wanting about Folly.

It was overflowing with riches, treasures that could never be measured materially. I don’t even remember the word tourist; everyone was welcomed and seen the same.

When I was growing up in the 1960s and ’70s, visiting Folly was like entering a portal into an enchanted world.

A horse that belonged to a neighbor was stabled in our backyard.

My grandfather gave the Bruggemann family next door our backyard garage to stable their horse, Nosy.

The family’s daughter, Nancy, in turn, gave me rides on Nosy on the beach. It was a young girl’s dream.

The boy next door was my first crush. It was a time of innocence and sweetness that can never be duplicated.

Cars could drive on the beach, horses pranced along the streets, and neighbors never locked their doors for the simple reason that our neighbors were not considered neighbors. They were family.

Folly wasn’t “funky.” It wasn’t branded. It wasn’t marketed. It was what it was.

The Sanitary Restaurant on Center Street had a lunch counter that sold soft-serve ice cream sundaes and the best sandwiches and comfort food.

The Pavilion had wooden benches, hotdogs and hamburgers, and the amusement rides twirled with the echo of children’s laughter in the air.

We used to walk an eternity over the big sand dunes to get to the beach.

Many times, we would swim in the gullies by the old groins even if folks were there crabbing.

My grandfather George Manos would go out in the wee hours of the morning with his big net and bring in buckets of fish for my grandmother Virginia to clean and cook.

The front porch was an open door that called to passersby: “Come on up. The table is full.”

Generosity and hospitality flowed like the ocean. And at night, we would be lulled to sleep by the sound of her waves.

Goodbye, Mr. John’s Beach Store.

You will always be in my heart. This is what Folly was like — in all her beauty, simplicity and wonder. A reminder that the greatest gifts of life are priceless.

Jackie Morfesis is a Charleston writer, speaker and community advocate.

Get a weekly recap of South Carolina opinion and analysis from The Post and Courier in your inbox on Monday evenings.

Dredging project helping to renourish seabird sanctuary off Folly Beach

FOLLY BEACH, S.C. (WCBD) – A dredging project led by the U.S. Army Corps of Engineers is helping to restore a crucial habitat for birds near Folly Beach.Bird Key-Stono Seabird Sanctuary is home to a variety of colonial nesting seabirds and shore birds. However, the animals are facing what the South Carolina Department of Natural Resources calls “coastal squeeze.”“There’s people coming in, living on the coast, and there’s water rising up. So, that’s a major threat that we have for all co...

FOLLY BEACH, S.C. (WCBD) – A dredging project led by the U.S. Army Corps of Engineers is helping to restore a crucial habitat for birds near Folly Beach.

Bird Key-Stono Seabird Sanctuary is home to a variety of colonial nesting seabirds and shore birds. However, the animals are facing what the South Carolina Department of Natural Resources calls “coastal squeeze.”

“There’s people coming in, living on the coast, and there’s water rising up. So, that’s a major threat that we have for all coastal birds,” explained Cami Duquet, a member of the South Carolina Department of Natural Resources’ Coastal Bird Program. She said these factors contribute to loss of habitat.

News 2 traveled by boat out to the island on Friday to see firsthand how the project is building the birds’ habitat up.

“We’re dredging the material out of the Folly River right here, and as part of the project, we’re putting material up here on Bird Key-Stono because it’s an important seabird sanctuary for the state of South Carolina,” said Alan Shirey, an environmental engineer with the Army Corps.

Sand and water are pumped from the channel onto the island through a pipeline. Army Corps officials said the water flows back out to sea, while the sand settles and is leveled with bulldozers.

“Once everything’s surveyed, it’s flattened out and surveyed, it’s going to be undulated so that it provides a natural habitat,” Jim Brooks said. He is a quality assurance representative for the Army Corps.

The work began about a week and a half ago and will need to be completed by March 15 which is the same day the island will close until October for nesting season.

“In order for them to be able to contribute to their population, they need to have a suitable nesting habitat to be able to lay their eggs, to raise their chick, and then have those chicks then contribute to their population,” Duquet said.

By the end of the project, officials said about 40,000 cubic yards of material will have been placed onto Bird Key-Stono. They said the work is associated with the Folly Beach Renourishment Project.

Enjoy A Laid Back Day On The Shores Of Folly Beach, SC

Have you visited Folly Beach, SC? No matter what kind of beach trip you are looking for, you can find it on the barrier islands of Charleston, South Carolina. Folly Beach is your best bet for the perfect mix of relaxing beaches and spots to dine. Folly Island is 18 square miles of sand and sun and offers a beach town vibe just 20 minutes from the tourist attractions of Charleston. This article includes:...

Have you visited Folly Beach, SC? No matter what kind of beach trip you are looking for, you can find it on the barrier islands of Charleston, South Carolina. Folly Beach is your best bet for the perfect mix of relaxing beaches and spots to dine. Folly Island is 18 square miles of sand and sun and offers a beach town vibe just 20 minutes from the tourist attractions of Charleston.

This article includes:Public Beach Access on Folly IslandFolly Island Places to Eat

Take A Trip To Visit More Beaches That Are Located Not Far From The Upstate!

Folly Island On The Coast Of South Carolina

The beaches of the Low Country offer something for everyone when it comes to a beach trip. For a quiet, non-commercialized beach experience, Kiawah Island’s Beach Walker Park is my go-to option. However, if a tourist-heavy, commercialized expertise is what you seek, Isle Of Palms fits the bill.

If a sandy spot somewhere in the middle of both is what you want, then the beaches of Folly Island are perfect. They are family-friendly, quiet, and some access points have restrooms and showers for beachgoers to use. The downtown area of Folly Island offers a funky beach town vibe that’s solidified its place in the history of the SC coast.

Here’s a Great Map of Folly Island To Show The Kids

Where to Stay Near Folly Beach, SC

This Stay 22 Map contains affiliate links that will help you find the perfect place to stay near Folly Beach!

Accessing The Beach On Folly Island

With six miles of shoreline, there’s no shortage of sand to spread out on when visiting Folly Beach. Finding beach access isn’t difficult, but depending on your family’s needs, one access might be more suitable than another.

Located on the southern tip of Folly Island, the county park offers families all of the amenities they might need including showers, restrooms, a seasonal concession stand, seasonal lifeguards, and chair rentals.

The parking fees range from $5-$20, depending on the season, and are $20 on weekends and summer holidays. Park gates are open from 8 am to sunset.

The Folly Beach Ocean Park is located at the end of West Arctic Avenue. It offers beachgoers restroom and shower facilities that are free and open to the public (currently only open during the summer.)

At the end of nearly every block on the island there is a beach access pathway. Some spots include parking if space permits, otherwise you can park streetside.

The further you drive away from the pier, the less the metered parking costs. By quite a bit. If you aren’t trying to be right next to the pier and center street, drive a few miles north to find cheaper meter rates. The parking meter fees can be paid through a kiosk, or with the PARK Folly Beach app.

The centerpiece of Folly Island is the Folly Beach Pier. The pier was recently renovated. Amenities at Folly Beach Pier include the gift shop, restrooms, showers, changing rooms, and wheelchair beach access.

The Pier 101 Restaurant is open Wednesday through Monday, and offers seafood, sandwiches, and more!

Swimming is permitted on the beach that flanks the sides of the pier, however, the undertow can become dangerous near the pier causing unsafe conditions. Also, people throw baited hooks off of that pier looking to catch “a big un”. I don’t know about you, but I would prefer not to be swimming near where people are reeling in jaws.

The parking fees range from $5-$20, depending on the season, and are $20 on weekends and summer holidays. Pier hours vary by season, so be sure to check the park’s site before venturing out.

Places To Eat On Folly Island

There are plenty of spots to choose from when it comes to meals on Folly Island. These are just a few of our favorites when we head out to spend the day on Folly Beach.

Taco BoyAmeri-mex style food with a kid’s menu, and a full bar. Great spot for nachos and margs after a day on the beach.

The Lost Dog Cafe

The perfect spot for breakfast or brunch, The Lost Dog has sandwiches, burgers, breakfast (all day), and more.

Saint James Gate Proper Irish Pub & Three Monkey’s Ice CreamThe menu here has a little bit of everything, including tacos. It’s kid & dog-friendly! Plus they have some delicious dessert options.

The Pineapple HutIf you spend any time on Folly Island, you are bound to see people walking down the street with a pineapple in their hands. This food truck is where it came from, filled with Dole Whip, or one of their weekly special flavors of soft-serve style ice cream. (March through November).

If you want to extend your trip, head over to Mount Pleasant for a bunch of free things to do while you’re there!

Army Corps of Engineers announces long-awaited Folly Beach renourishment project

FOLLY BEACH, S.C. (WCIV) — The Folly Beach coastline is finally getting some much-needed relief after taking a beating from Mother Nature in 2023.Hurricanes, tropical storms and king tides all took their toll on the popular public beaches.Friday, the Army Corps of Engineers announced they will soon begin the much-anticipated beach renourishment project."You could go sit on with a slow tide, come back when it's high tide, you won't see that beach today," said Folly Beach Mayor Tim Goodwin.Erosion is...

FOLLY BEACH, S.C. (WCIV) — The Folly Beach coastline is finally getting some much-needed relief after taking a beating from Mother Nature in 2023.

Hurricanes, tropical storms and king tides all took their toll on the popular public beaches.

Friday, the Army Corps of Engineers announced they will soon begin the much-anticipated beach renourishment project.

"You could go sit on with a slow tide, come back when it's high tide, you won't see that beach today," said Folly Beach Mayor Tim Goodwin.

Erosion is a never-ending problem on Folly Beach, which is why this project is so big.

Read more: "Folly Beach dodges severe damage, gears up for $18M renourishment project."

"We're looking to place about 1.2 million cubic yards of sand on the beach, and that's equivalent to about 120,000 dump trucks at a cost of around $18 million," said Wes Wilson, project manager with the Army Corps of Engineers, Charleston District.

"The contractor, depending on how much sand they need to place in each section, typically is in a 500-foot section between two and five days. So areas of the beach that are more eroded they typically spend more time in it," said Goodwin.

With the Army Corps of Engineers picking up the check, Folly Beach leaders can save their money.

"That leaves our beach reserve, but money intact, and we add to that every year. So, every year, we make sure that we have a reserve of money for the day when we have to pay our 15% or 10%," said Goodwin.

Read more: "Coastal damage assessment after heavy storms: Folly Beach experience mixed impact."

That reserve fund is often needed for smaller projects. Many times it's not just the big storms that are the issue.

"The hurricane that comes in and hangs offshore for a day or two and just beats and beats the beach and erodes it. Or Northeasterns that come in and hang around for a day or two that do the same thing, causing a lot of erosion. So this, this money we save this time is in the pot for repairing the beach of neck-to-neck storms or the storms after that," said Goodwin.

"Beach renourishment is a short-term inconvenience for a long-term benefit. And as we do add sand onto the beach, it provides that sense of security for the island for that next big storm," adds Wilson.

For a popular coastline that's suffered some of its worst damage since 2016, it's a welcome fix to get the beach back to normal.

"By building it back up, building the dunes up, extending the beach out, it gives us more area for people to come to enjoy the beach," said Goodwin.

The Army Corps must finish the Bird Cay project on Folly by March 15th. Soon after, they will begin work on the Folly beaches at large. That work will run from March until August.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.