Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in North Charleston, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - North Charleston's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in North Charleston, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in North Charleston, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in North Charleston, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in North Charleston, SC.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in North Charleston, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why North Charleston loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANThe Longwood Lancers (14-9, 2-6 Big South) are 5.5-point favorites as they try to break a six-game road losing streak when they take on the Charleston Southern Buccaneers (7-14, 3-5 Big South) on Saturday, February 3, 2024 at The Buc Dome. The contest airs at 2:00 PM ET on ESPN+. The matchup's point total is set at 137.5.Place your bets on any college basketball matchup at BetMGM, and ...
The Longwood Lancers (14-9, 2-6 Big South) are 5.5-point favorites as they try to break a six-game road losing streak when they take on the Charleston Southern Buccaneers (7-14, 3-5 Big South) on Saturday, February 3, 2024 at The Buc Dome. The contest airs at 2:00 PM ET on ESPN+. The matchup's point total is set at 137.5.
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Favorite | Spread | Over/Under |
---|---|---|
Longwood | -5.5 | 137.5 |
Games Over 137.5 | % of Games Over 137.5 | Average PPG | Combined Average PPG | Average Opponent PPG | Combined Average Opponent PPG | Average Total | |
---|---|---|---|---|---|---|---|
Longwood | 13 | 68.4% | 75 | 144.9 | 65.7 | 140.6 | 140.7 |
Charleston Southern | 9 | 52.9% | 69.9 | 144.9 | 74.9 | 140.6 | 143.1 |
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ATS Record | ATS Record Against 5.5+ Point Spread | Over/Under Record (O-U-P) | |
---|---|---|---|
Longwood | 8-11-0 | 5-7 | 11-8-0 |
Charleston Southern | 8-9-0 | 7-5 | 7-10-0 |
Rep your team with officially licensed college basketball gear! Head to Fanatics to find jerseys, shirts, and much more.
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The Longwood Lancers (14-9, 2-6 Big South) are favored (by 5.5 points) to stop a six-game road losing streak when they visit the Charleston Southern Buccaneers (7-14, 3-5 Big South) on Saturday, February 3, 2024 at 2:00 PM ET. The point total for the matchup is set at 137.5.Place your bets on any college basketball matchup at BetMGM, and sign up with our link for a first-time deposi...
The Longwood Lancers (14-9, 2-6 Big South) are favored (by 5.5 points) to stop a six-game road losing streak when they visit the Charleston Southern Buccaneers (7-14, 3-5 Big South) on Saturday, February 3, 2024 at 2:00 PM ET. The point total for the matchup is set at 137.5.
Place your bets on any college basketball matchup at BetMGM, and sign up with our link for a first-time deposit bonus!
Favorite | Spread | Over/Under |
---|---|---|
Longwood | -5.5 | 137.5 |
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Games Over 137.5 | % of Games Over 137.5 | Average PPG | Combined Average PPG | Average Opponent PPG | Combined Average Opponent PPG | Average Total | |
---|---|---|---|---|---|---|---|
Longwood | 13 | 68.4% | 75.0 | 144.9 | 65.7 | 140.6 | 140.7 |
Charleston Southern | 9 | 52.9% | 69.9 | 144.9 | 74.9 | 140.6 | 143.1 |
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ATS Record | ATS Record Against 5.5+ Point Spread | Over/Under Record (O-U-P) | |
---|---|---|---|
Longwood | 8-11-0 | 5-7 | 11-8-0 |
Charleston Southern | 8-9-0 | 7-5 | 7-10-0 |
Longwood | Charleston Southern | |
---|---|---|
10-2 | Home Record | 5-5 |
4-7 | Away Record | 2-9 |
3-5-0 | Home ATS Record | 2-5-0 |
5-6-0 | Away ATS Record | 6-4-0 |
78.2 | Points Scored Per Game (Home) | 76.1 |
71.5 | Points Scored Per Game (Away) | 64.2 |
4-4-0 | Over-Under-Push Record (Home) | 2-5-0 |
7-4-0 | Over-Under-Push Record (Away) | 5-5-0 |
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The Longwood Lancers (14-9, 2-6 Big South) travel to face the Charleston Southern Buccaneers (7-14, 3-5 Big South) after losing six consecutive road games. It starts at 2:00 PM ET on Saturday, February 3, 2024.You will check out odds, spreads, over/unders and more across multiple sportsbooks for the Longwood vs. Charleston Southern matchup in this article.Longwood vs. Charleston Southern Game Info...
The Longwood Lancers (14-9, 2-6 Big South) travel to face the Charleston Southern Buccaneers (7-14, 3-5 Big South) after losing six consecutive road games. It starts at 2:00 PM ET on Saturday, February 3, 2024.
You will check out odds, spreads, over/unders and more across multiple sportsbooks for the Longwood vs. Charleston Southern matchup in this article.
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Check out the odds, spread and over/under for this matchup at different sportsbooks.
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Not all offers available in all states, please visit BetMGM for the latest promotions for your area. Must be 21+ to gamble, please wager responsibly. If you or someone you know has a gambling problem, contact 1-800-GAMBLER.
Saturday's game features the Longwood Lancers (14-9, 2-6 Big South) and the Charleston Southern Buccaneers (7-14, 3-5 Big South) squaring off at The Buc Dome (on February 3) at 2:00 PM ET. This matchup, according to our computer prediction, will result in a 73-68 victory for Longwood, who is a small favorite based on our model.There is no line set for the game.Watch live coll...
Saturday's game features the Longwood Lancers (14-9, 2-6 Big South) and the Charleston Southern Buccaneers (7-14, 3-5 Big South) squaring off at The Buc Dome (on February 3) at 2:00 PM ET. This matchup, according to our computer prediction, will result in a 73-68 victory for Longwood, who is a small favorite based on our model.
There is no line set for the game.
Click here for the best sportsbook promo codes in , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , & sports betting FAQ
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Charleston Southern is 8-9-0 against the spread, while Longwood's ATS record this season is 8-11-0. The Buccaneers have gone over the point total in seven games, while Lancers games have gone over 11 times. Charleston Southern is 7-3 against the spread and 3-7 overall in its past 10 contests, while Longwood has gone 2-8 against the spread and 2-8 overall.
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Not all offers available in all states, please visit BetMGM for the latest promotions for your area. Must be 21+ to gamble, please wager responsibly. If you or someone you know has a gambling problem, contact 1-800-GAMBLER.
PBR’s top riders impress inside North Charleston Coliseum Friday night, riding 45.94% (17-for37) of their bovine athlete opponents.NORTH CHARLESTON, S.C. – In front of an electric Friday night crowd in the Palmetto State, Marco Eguchi (Poa, Brazil) rode supreme, winning Round 1 of the PBR (Professional Bull Riders) Pendleton Whisky Velocity Tour’s CURT PBR in North Charleston, South Carolina.Eguchi was one of 17 riders to convert during Round 1, as PBR’s top competitors covered 45.94% of their ani...
PBR’s top riders impress inside North Charleston Coliseum Friday night, riding 45.94% (17-for37) of their bovine athlete opponents.
NORTH CHARLESTON, S.C. – In front of an electric Friday night crowd in the Palmetto State, Marco Eguchi (Poa, Brazil) rode supreme, winning Round 1 of the PBR (Professional Bull Riders) Pendleton Whisky Velocity Tour’s CURT PBR in North Charleston, South Carolina.
Eguchi was one of 17 riders to convert during Round 1, as PBR’s top competitors covered 45.94% of their animal athlete opponents.
For Eguchi, he went head-to-head with F-Bomb (Dustin Denning Bucking Bulls/Burnt Chimney Bucking Bulls) in Round 1. Nodding with confidence, Eguchi burst from the chute, making the 8 with ease for an unrivaled 88 points.
In addition to surging to the event lead, Eguchi also garnered 28 Velocity Global points.
The veteran will look to remain atop the leaderboard in Round 2 when he takes on Beau Bear (Twisted Horns Cattle Co./Bear).
Grayson Cole (New Ringgold, Pennsylvania), who rides for the Florida Freedom in the separate PBR Teams league, was second, netting 18 Velocity Global points.
Cole rode to the silver finish in the opening round compliments of an 87-point effort atop Flashbang (GN Livestock & Bucking Bulls/Lucas Manning Bucking Bulls).
Cut The Deck (Barrett/Barnes PRCA Rodeo) awaits Cole in Round 2.
Dustin Herman (Dudley Shoals, North Carolina), Jake Morinec (Mokena, Illinois) and Paulo Ferreira Lima (Bezerros, Brazil) tied for third, each earning 16 Velocity Global points for their matching 85.5-point rides.
Herman conquered Hells Bells (Blue Ridge Bucking Bulls/Triple T), Morinec made the whistle atop Crossover (Shuler Bucking Bulls), and Lima topped Riser (Topline Steel Buildings/Barrett).
In Round 2, each rider in the trio will look to improve to a perfect 2-for-2 when Herman climbs aboard Dang, Dang (Burkham Contracting Inc.), Morinec takes on Perch Trap (TC Bucking Bulls), and Lima goes to work against Yellowstone (5S Ranch).
Action for CURT PBR North Charleston will conclude with Round 2 and the championship round on Saturday, Feb. 3. Action gets underway at 7 p.m. EST.
PBR Pendleton Whisky Velocity Tour CURT PBR North Charleston North Charleston Coliseum – North Charleston, South Carolina Event Leaders (Round 1-Round 2-Round 3- Event Aggregate-Event Points)1. Marco Eguchi, 88-0-0-88.00-28 Points. 2. Grayson Cole, 87-0-0-87.00-18 Points. 3. Dustin Herman, 85.5-0-0-85.50-16 Points. (tie). Jake Morinec, 85.5-0-0-85.50-16 Points. (tie). Paulo Ferreira Lima, 85.5-0-0-85.50-16 Points. 6. Ramon de Lima, 85-0-0-85.00-14 Points. 7. Andy Bohl, 84.5-0-0-84.50-13 Points. 8. Garrett Jones, 83.5-0-0-83.50-12 Points. 9. Justin Ethridge, 83-0-0-83.00-11 Points. 10. Dylan Smith, 82-0-0-82.00-10 Points. 11. Zane Cook, 81-0-0-81.00-8.33 Points. (tie). João Paulo Fernandes, 81-0-0-81.00-8.33 Points. (tie). Leandro Zampollo, 81-0-0-81.00-8.33 Points. 14. Marcelo Procopio Pereira, 77.5-0-0-77.50 15. Lucas Divino, 73-0-0-73.00 16. Marcos Gloria, 70.5-0-0-70.50 17. Warlei de Oliveira da Silva, 69-0-0-69.00 Cody McCandless, 0-0-0-0.00 Michael Lane, 0-0-0-0.00 Jean Fernandes Pereira, 0-0-0-0.00 Brandon Chambers, 0-0-0-0.00 Thor Hoefer II, 0-0-0-0.00 Matt Allgood, 0-0-0-0.00 Max Castro, 0-0-0-0.00 Keith Hall, 0-0-0-0.00 Claudio Montanha Jr., 0-0-0-0.00 Dakota Louis, 0-0-0-0.00 Jason Landing, 0-0-0-0.00 Bryan Titman, 0-0-0-0.00 Dakota Warnken, 0-0-0-0.00 Brandon McDowell, 0-0-0-0.00 Dustin Martinez, 0-0-0-0.00 Anthony Lyons, 0-0-0-0.00 Eduardo de Oliveira, 0-0-0-0.00 Alex Jenks, 0-0-0-0.00 Jake Goodson, 0-0-0-0.00 Dener Barbosa, 0-0-0-0.00 Perry Schrock, 0-0-0-0.00 Alex Junior da Silva, 0-0-0-0.00 Jeferson Silva, 0-0-0-0.00
Photo courtesy of Andre Silva/Bull Stock Media