With 30 years in the industry

Mortgage Broker in Simpsonville, SC

Ask Dan Anything843-478-5612

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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Simpsonville, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Simpsonville's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Simpsonville, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Simpsonville, SC
 Refinance Simpsonville, SC

Why Choose Dan Crance As Your Mortgage Lender in Simpsonville, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

Ask Dan Anything843-478-5612
 Conventional Mortgage Simpsonville, SC

Home Financing in Simpsonville, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Simpsonville, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Simpsonville, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Simpsonville, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Simpsonville, SC.

Refinancing in
Simpsonville, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Simpsonville, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Simpsonville, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Simpsonville, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Simpsonville, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Simpsonville may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Simpsonville, SC

Trust Dan Crance

Your Mortgage Lender in Simpsonville, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Simpsonville loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Simpsonville, SC

Trick-or-Treat Door to Door in These Greenville Neighborhoods

Looking for “trick or treat neighborhoods near me”? Wondering where you can bring your family to trick-or-treat in Greenville, SC? When going door to door asking for sweets in your own neighborhood isn’t the right choice, where do Upstate families go? Safety concerns, a lack of other children in the neighborhood, or just a lack of anyone at all could cause a family to look to other neighborhoods for their trick-or-treating needs.So if you want the door-to-door trick-or-treating experience this year but aren’t s...

Looking for “trick or treat neighborhoods near me”? Wondering where you can bring your family to trick-or-treat in Greenville, SC? When going door to door asking for sweets in your own neighborhood isn’t the right choice, where do Upstate families go? Safety concerns, a lack of other children in the neighborhood, or just a lack of anyone at all could cause a family to look to other neighborhoods for their trick-or-treating needs.

So if you want the door-to-door trick-or-treating experience this year but aren’t sure what neighborhood to visit, this is the list for you. We asked our readers where the most “Halloween visitor-friendly” spots in the Upstate were, and this is what they told us.

If you need a map of the best places to go, we have one right here!

Want to see all the Halloween and Trick or Treat Events in Greenville?

Go to our Halloween Guide!????

You’ll find fun events, trunk-or-treat and trick-or-treats, and lots more!

Parents, these are recommendations gathered from our readers. Please always use your judgment regarding your child’s safety trick-or-treating and consuming treats in these or any other neighborhoods.

Great Neighborhoods for Trick-or-Treating in Greenville

“Earle Street has several officers directing traffic at the red light on North Main. We usually start on one end and travel down and back up the other side. They have so many decorated houses, fire breathers, singers, bands, games, and other fun stuff at each house.

Crystal

Earle Street is off North Main in Greenville.

Botany Woods!!! The Best!….But trust me! It’s enough candy for a child. Both my twins come bk with their buckets almost full.

Glenda

Botany Woods is in Greenville, east of Pleasantburg road and behind the Ollie’s on Wade Hampton. This neighborhood is recommended year after year for trick-or-treating in Greenville!

Half Mile Lake subdivision is located off State Park Road near Altamont Road.

Riverdale Subdivision Greer across the street from Clayton Homes off Wade Hampton Blvd

Veronica

Riverdale is located just west of the Highway 80 and Wade Hampton intersection in Lyman.

We had two readers mention this North Greer neighborhood, located off of 101.

We love O’Neal Village in Greer.

Karyn

Subdivision off hwy 101 right before oneal Baptist church on right

Gwen

While it’s not a neighborhood, it does come reader recommended, so we are including Main Street, Fountain Inn.

I grew up with amazing Halloween memories there and they’re still carrying it on.

Susan

Neely farms hands down!!

Gabrielle

Orchard Farms is located in the heart of the Golden Strip in Simpsonville and is recommended by several readers.

A few readers recommended Morning Mist in Simpsonville, saying that the decorating is amazing. The neighborhood is off of Georgia Road.

At least 3 readers recommend the Silver Leaf community for trick or treating. It’s located in Greer off of Old Spartanburg Road.

Someone recommended Amber Oaks Farm in Greer by Blue Ridge High school. It’s located off Pennington Road and Highway 101.

Tymberbrook in Lyman, it’s a big older neighborhood and soooo many of the houses are involved, lots of kids and costumes lots of people having driveway parties!!!

NJ

Tymberbrook Drive is located in Lyman, north of Wade Hampton near Lake Lyman.

Lyman Mill Village! Park your car and go walking all around. Most of the homes give candy and there are trunk or treats from churches. Police have roads blocked for safety!

Alexandra

The Neighborhood of North Main street just above Wade Hampton got a lot of likes from our readers, too! According to Kidding Around fans, East and West Earle Street sound like a good place to trick or treat.

The Honey Creek subdivision in Anderson came highly recommended. It’s near Arnold’s and South Main Street, and is technically in Belton.

I grew up with amazing Halloween memories there and they’re still carrying it on.

Miranda

Rose Hill for the Powdersville folks! Almost every house is decorated and most set up tables to hand out candy! Get there early to park (not on the grass) there are 500+ easy trick or treaters every year!

Maggie

Rose Hill is a newer subdivision in Powdersville off 3 Bridges Road and Mt Airy Church Road.

Tips for Trick-or-Treating as a Guest in a Neighborhood

Local mom Dallas, had this great bit of advice for those visiting other neighborhoods on Halloween :

Parents: bring a trash bag to help pick up the discarded wrappers and random trash that inevitably happens when we visit neighboring communities for better loot. We live in a rural area and go to local subdivisions and noticed the residents are SUPER appreciative if you help out a bit and don’t leave their neighborhoods trashed.

Dallas

I once noticed something being done and have now started doing it when we visit other neighborhoods on Halloween. I bring glow necklaces and bracelets to hand out to kids walking past us trick or treating. It helps keep kids safe, we’re helping to contribute to the loot of trick-or-treaters in a non-allergenic way, PLUS everyone loves glo-sticks!

We hope that no matter where you decide to go, we hope everyone has a safe and fun Halloween!

In addition to all the places our readers shared with us, there are many community events that you can find on the Kidding Around Greenville Guide to Halloween Events and Trick-or-Treating in Greenville and Spartanburg.

Hurricane Helene recovery: Need food, a place to stay, a shower, a place to charge phone?

Editor's Note: This story will be continuously updated.With thousands of people without power since Friday, many in the Upstate seek help with necessities. Others are in better positions today and wondering how to help.Here are places to get and give help in the Upstate:Places to stay in the Upstate after Hurricane HelenePlaces to get food in the Upstate after Hurricane HelenePlaces to get a shower in the Upstate after Hurricane HelenePlaces to charge your phone in the ...

Editor's Note: This story will be continuously updated.

With thousands of people without power since Friday, many in the Upstate seek help with necessities. Others are in better positions today and wondering how to help.

Here are places to get and give help in the Upstate:

Places to stay in the Upstate after Hurricane Helene

Places to get food in the Upstate after Hurricane Helene

Places to get a shower in the Upstate after Hurricane Helene

Places to charge your phone in the Upstate after Hurricane Helene

Places to do laundry in the Upstate after Hurricane Helene

Places to help out in the Upstate after Hurricane Helene

Spartanburg Humane Society: President and CEO Angel Cox said Sunday that the shelter has partial power and hopes to have full power restored soon and hope to resume adoption services soon. However, they are low on supplies.

Spartanburg Humane Society needs cat food, dog food, cat litter, and newspapers. Supplies can be delivered to 150 Dexter Rd. in Spartanburg.

USC Upstate: "Facilities, campus safety, food services, and housing need extra support. If anyone can help, please call or text Dr. Tierney Bates at +1 (330) 701-1914. He will direct you to the service area where your assistance would be most valuable," Chancellor Bennie Harris said. "We sincerely appreciate all help during this challenging time."

The college needs toilet paper, water, flashlights, paper towels, first aid supplies, hygiene supplies, and batteries. Anyone who can bring supplies should bring them to the Palmetto House (470 Hodge Dr., Spartanburg, SC).

United Way of the Piedmont has set up an online donation fund.

United Way of Greenville County is taking donations at their office (105 Edinburgh Court, Greenville) from 10am–4pm, Monday–Saturday, according to a social media post. Needed items include canned goods, especially pop-tops, boxed meals, peanut butter and protein bars, bottled water, sports drinks, diapers, baby wipes, baby formulas, hygiene products, first aid supplies, and cleaning supplies.

Spartanburg County Foundation has set up a Spartanburg County Relief Fund that can be donated to online at bit.ly/SPCFRelief or by mail or in-person at 424 E. Kennedy St., Spartanburg, SC 29302 with checks made payable to Spartanburg County Disaster Relief Fund.

East Pickens Baptist Church (2244 Gentry Memorial Hwy, Pickens) is collecting donations for Pickens County. Donations of pet food, baby food, formula, diapers and wipes are needed. Volunteers will be on site until 8 p.m. Wednesday and return 8 a.m. Thursday.

Samantha Swann covers city news, development and culture in Spartanburg. She is a University of South Carolina Upstate and Greenville Technical College alumna. Contact her atsswann@shj.com or on Instagram at @sam_on_spartanburg.

Hunt for the Perfect Pumpkin at These Pumpkin Patches in Greenville, SC

Ready to explore a pumpkin patch? We have a great list of fantastic pumpkin patches near Greenville and tips to help keep smiles on all the faces. Want to celebrate pumpkin season even more? We have pumpkin-themed day trips, and places to grab amazing pumpkin treats. This is the pumpkin season guide to Upstate, SC. Some of the pumpkin patches on this list are farms offering the full range of fall farm activities from pumpkins to hayrides and farm animals. Some are great local spots that bring in truckloads of pumpkins and dis...

Ready to explore a pumpkin patch? We have a great list of fantastic pumpkin patches near Greenville and tips to help keep smiles on all the faces. Want to celebrate pumpkin season even more? We have pumpkin-themed day trips, and places to grab amazing pumpkin treats. This is the pumpkin season guide to Upstate, SC.

Some of the pumpkin patches on this list are farms offering the full range of fall farm activities from pumpkins to hayrides and farm animals. Some are great local spots that bring in truckloads of pumpkins and display them so your child can select the perfect one, and you can get a great photo. There is just something about kids and pumpkins and nailing an awesome photo of them together. Happy pumpkin hunting!

We have you covered with pumpkin patches and so much more! Here’s what you’ll find in this guide:

RELATED CONTENT: Corn Mazes Near Greenville | The Ultimate Fall Guide to Greenville | Trick or Treating in Greenville

If you’re looking for pumpkins closer to the midlands, you’ll want to see our Guide to Pumpkin Patches Near Columbia, SC.

Tips for Visiting Pumpkin Patches Near Greenville, SC

Is there anything cuter than small children trudging through a pumpkin patch? Here are a few tips to help your family enjoy the day.

Great pumpkin patches close to Greenville, SC

Whether you choose a local church pumpkin patch or a farm offering all kinds of fall activities in addition to tons of pumpkins, go soon because pumpkin season doesn’t last long!

Local Spots with Pumpkins

This list will be updated as 2024 information is available. If you know of a local pumpkin patch we should include, comment below!

The Golden Strip Pumpkin Patch in Simpsonville SC opens on October 5th, 2024. Volunteers who would like to help unload pumpkins for the patch can contact the organization directly. This Patch supports local nonprofits. Visit The Golden Strip Pumpkin Patch Facebook page for more information and all updates.

305 North Main Street, Simpsonville 864.399.2708

The Disciples UMC Pumpkin Patch is slated to be open daily September 28th, 2024. This pumpkin patch is right off of Roper Mountain Road tucked back near Pittman Park. Families can choose their perfect pumpkin any day of the week. They are open Monday – Saturday 9 am – 7 pm, and Sunday Noon – 7 pm.

185 Riley Smith Drive, Greenville 864.297.0382

The St. Giles Pumpkin Patch, opens on October 5th, 2024 – October 31st, 2024. The patch will open weekdays from 10:30 am – 6:30 pm, 8:30 am-6:30 pm on Saturdays, and noon-6:30 pm on Sundays.The patch benefits St. Giles Presbyterian Church’s youth group and their annual mission trips. The pumpkin patch is located at the corner of Hudson and Devenger Roads in Greenville.

1021 Hudson Road, ?Greenville 864.244.4887

The 2024 season Pumpkin Patch at St. Matthew UMC opens September 29th, 2024 with their pumpkin unload on the same day. Any community members interested in either volunteering or bringing a group for a field trip can contact the church directly for more information.

701 Cleveland Street, 29601 864.242.1966

Proceeds fund their annual mission trip. The Great Earle Pumpkin Patch opens September 28th, 2024 and will open until October 31st, 2024.

225 W Earle Street, Greenville 864.233.5332

Beginning October 4th, 2024, the Bethesda Pumpkin Patch will be open Monday – Friday from 3 pm to 7 pm, Saturday from 10 am – 7 pm, and Sunday from 12 pm – 7 pm. Funds from the patch go toward mission funding, and they invite you to bring along canned goods for donation to the Piedmont Emergency Relief Center.

Bethesda UMC 516 Piedmont Road, Easley, SC

Beginning October 4th, 2024, you can pick up a pumpkin from the pumpkin patch atCovenant Church in Greer. The patch is located in the parking lot, and will be open from October 4th – October 27th, 2024.

1310 Old Spartanburg Road, Greer, SC

Pumpkin patch to benefit Abiding Peace and their programs and missions. The pumpkin patch will run from October 13th – 31st, 2024.

401 Batesville Road, Simpsonville 864.288.4867

Pumpkin Day Trips

What? A day trip about pumpkins? Yes, you heard that right!

Go learn about pumpkins at the Schiele Museum. Discover the natural history of pumpkins, what fruits are related to the pumpkin, the nutrition a pumpkin provides, and more! The Schiele Museum has both an indoor and outdoor pumpkin patch. The outdoor patch is only open to the public for pumpkin patch events.

You’ll get to see the park adorn in thousands of pumpkins! Plus, the parks nighttime Great Pumpkin LumiNights is certain to bring a little magic to your night. Dollywood Harvest Festival runs from September – October 31st, 2024.

Pumpkin Treats

Pumpkin spice season has arrived and you probably either love it or hate it. If you’re a pumpkin spice fan, here’s where you can get delicious pumpkin-flavored cookies, donuts, coffee, and lots more pumpkin treats!

Where does your family like to go for your pumpkins?

RELATED CONTENT: Corn Mazes Near Greenville | The Ultimate Fall Guide to Greenville | Trick or Treating in Greenville

Body of boy missing from a Greenville Co. elementary school found in nearby pond, deputies say

SIMPSONVILLE, S.C. —The body of a young boy who went missing from a Greenville County elementary school was found in a pond Thursday afternoon, according to the Greenville County Sheriff's Office.(Watch complete news conference from officials after the body was found above)Lionel Cervantes, 8, was last seen on the playground at Bells Crossing Elementary School in Simpsonvil...

SIMPSONVILLE, S.C. —

The body of a young boy who went missing from a Greenville County elementary school was found in a pond Thursday afternoon, according to the Greenville County Sheriff's Office.

(Watch complete news conference from officials after the body was found above)

Lionel Cervantes, 8, was last seen on the playground at Bells Crossing Elementary School in Simpsonville around 11 a.m. Thursday.

"We have learned the Lionel lives with autism and is somewhat nonverbal," the sheriff's office posted on Facebook.

According to GSC officials, Cervantes was with two other students and three staff members when he ran from the classroom and the building. Multiple staff members chase after him, but eventually lost him when he ran off campus and into a field with very high grass.

Greenville County Sheriff's Office

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WYFF News 4

The School Resource Officer responded and called in additional law enforcement to help with the search.

Around 3 p.m., a dive team found Cervantes' body in a pond off of Lenox Lake Drive near the school.

The coroner said he was found in 6 feet of water with all his clothing on and no signs of trauma. He added Cervantes' body was found about 15 feet from a dock.

"This is truly a terrible situation, to be quite honest," Greenville County Sheriff Hobart Lewis said Thursday afternoon. "The child ran out of school today, and staff chased him."

“Words are just not sufficient to describe this tragedy," Dr. W. Burke Royster, superintendent of Greenville County Schools, said. "Our hearts and our prayers are with his family, with this community, with this school community, principal, staff faculty here.”

Grief counselors will be available for students and staff at Bells Crossing Elementary School Friday, according to the district.

GCS is also asking that no visitors or volunteers come to the elementary school Friday so they can focus on supporting students and staff. Parents can come to the front office if specific needs arise, school officials said.

This content is imported from Facebook. You may be able to find the same content in another format, or you may be able to find more information, at their web site.

Report on this story from WYFF News 4 at Noon:

Full news conference from authorities:

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