Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Duncan, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Duncan's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Duncan, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Duncan, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Duncan, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Duncan, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
DUNCAN, S.C. —The president of AFL, a company based in Spartanburg County, South Carolina, has been suspended.Jody Gallagher was the president and CEO of AFL, a company based in Duncan.The company told WYFF News 4 in an email that Gallagher was suspended pending an internal investigation.The email said Jaxon Lang had been named acting CEO."No other comments are available at this time," the email from AFL said....
DUNCAN, S.C. —
The president of AFL, a company based in Spartanburg County, South Carolina, has been suspended.
Jody Gallagher was the president and CEO of AFL, a company based in Duncan.
The company told WYFF News 4 in an email that Gallagher was suspended pending an internal investigation.
The email said Jaxon Lang had been named acting CEO.
"No other comments are available at this time," the email from AFL said.
The AFL website says Gallagher has served as President and CEO of AFL since 2003.
The website says the company is "an international manufacturer providing end-to-end solutions to the energy, service provider, enterprise, hyperscale and industrial markets."
The website says the company has 7,000 employees worldwide.
According to the company website, Gallagher has been a member of the board of directors for AFL’s parent company, Fujikura, headquartered in Tokyo.
The website says, "Headquartered in Spartanburg, SC, AFL has operations in the U.S., Mexico, Canada, Europe, Asia and Australia, and is a wholly owned subsidiary of Fujikura Ltd. of Japan."
A news release from Fujikura posted on May 26, 2023, said there was an investigation related to "an improper real estate acquisition at a U.S. Subsidiary," after a whistleblowing complaint on May 3, 2023.
The release said in part:
"Based on a whistleblowing complaint made on March 3, 2023, we were made aware of suspicious activities regarding the personal misappropriation of real property owned by one of our US subsidiaries by a director of the Company, who is the CEO of such subsidiary, and launched an internal investigation immediately thereafter. Our investigation is still continuing at this moment, however, to date, it has uncovered that an improper acquisition was made with respect to land purchased in 2020 and a building built in 2022 by such subsidiary (the total value of such land and building at the time of acquisition amounts to approximately 6.5 million US dollars (equivalent to 847 million Japanese yen)). Further, our investigation to date has uncovered that the said officer disguised the purpose for acquiring the land and building to make such subsidiary acquire such property and that said officer used such property for a certain period for its personal purpose. The said officer has been suspended from the US subsidiary and the Company."
The company has not said whether this investigation lead to Gallagher being suspended.
DUNCAN — A famous Texas-based burger chain caused a stir earlier this year when it hinted it may set up shop for the first time in South Carolina.Now, Whataburger’s entry to the Palmetto State seems destined for Duncan, a small town along Interstate 85 about halfway between Spartanburg and Greenville.On the evening of Oct. 24, the Duncan Town Council had a special called meeting to host public hearings and vote on multiple annexations. One annexation request was a second reading on the property at 1537 E. Main St., ...
DUNCAN — A famous Texas-based burger chain caused a stir earlier this year when it hinted it may set up shop for the first time in South Carolina.
Now, Whataburger’s entry to the Palmetto State seems destined for Duncan, a small town along Interstate 85 about halfway between Spartanburg and Greenville.
On the evening of Oct. 24, the Duncan Town Council had a special called meeting to host public hearings and vote on multiple annexations. One annexation request was a second reading on the property at 1537 E. Main St., a former Bank of America building next to a Zaxby’s.
Per the agenda, the property is currently unzoned and located in Spartanburg County. The proposal is to establish the zoning classification of General Business District. The head of the Duncan zoning department and Fire Chief Barry Frost described the property as a “little doughnut hole” that was not previously in the town, so this “fills in that little doughnut hole.”
“The property is being negotiated by the owner and Whataburger for a Whataburger site,” Frost said.
He added that the company wanted the property to be brought into the city “before they did anything.”
“My thing is it’s not signed, sealed, delivered until I see a site plan, and then I see dirt being scratched,” Frost said. “Once I see the ground start moving around, then I will be excited.”
The council unanimously passed the annexation.
Town Administrator Cameron Fant confirmed “yes” when asked by The Post and Courier if this was the Texas-based Whataburger and a not a restaurant with a similar name.
In two separate emails to a communications firm representing Whataburger, the newspaper asked for confirmation the East Main Street property was under consideration by the burger chain. The spokesperson declined to provide confirmation or any additional information.
A representative from real estate company Collett, which represents the property, did not respond to an email or call about the potential transaction.
This is the first edition of a new monthly newspaper that we’re publishing in addition to daily coverage we provide at www.postandcourier.com/greenville and www.postandcourier.com/spartanburg. You’ll also find the monthly edition available on our site as an E-Paper, a digital replica of the print version. We’ll publish the edition on the third Thursday of every month.
We’re excited to provide this service. You may recall that The Post and Courier announced in 2020 that we would fill a void as newspapers were closing in South Carolina or drastically reducing coverage. We launched an ambitious expansion across the state. We’ve opened news operations in Greenville and Spartanburg, Rock Hill, Columbia, Myrtle Beach, the Pee Dee, Hilton Head and North Augusta.
Sam R. Hall, a veteran editor who recently moved to Greenville as Upstate and Regional Editor for The Post and Courier, is in charge of coverage in your area. You can reach Sam at email@example.com, 864-887-2314 or at our office at 20 Augusta St. in the West End of downtown Greenville.
“The Post and Courier has a tremendous reputation for local journalism, and I’m happy to be a part of this ever-expanding effort,” Hall said. “The commitment to Greenville, Spartanburg and the entire Upstate is evident as we roll out this new product and continue to invest in these communities.”
We hope you’ll support our efforts to continue providing news to you and your communities. Please subscribe at www.postandcourier.com/greenville/subscribe/ or www.postandcourier.com/spartanburg/subscribe/ to support local news in your area.
Have you visited the water park at Stoneledge Park in Duncan, SC? With a great playground and a water park, this Upstate park is a local favorite. Kidding Around has all the info you need to plan a day at Stoneledge Park and Shipwreck Cove this summer. Stoneledge Park In Duncan, SCStoneledge Park is a local favorite. Situated next to the town water park, it has a great playground with picnic shelters and restrooms. T...
Have you visited the water park at Stoneledge Park in Duncan, SC? With a great playground and a water park, this Upstate park is a local favorite. Kidding Around has all the info you need to plan a day at Stoneledge Park and Shipwreck Cove this summer.
Stoneledge Park is a local favorite. Situated next to the town water park, it has a great playground with picnic shelters and restrooms. The park even has a delicate water feature that our family has used as a backdrop for photos.
The town of Duncan regularly utilizes this space for community events and decided to expand the park to include a recreation center, woodland trail, an outdoor amphitheater for movies, and a multipurpose field. In addition to the new features being added, they also plan to upgrade some of the existing things, including a new and improved playground surface.
The park’s new 3.500 square foot event center is ready to host your event! The rental rate is $100 per hour but includes a free hour before and after your event for set-up and break-down. The rental includes event tables and chairs, which makes this a great deal if you are looking for a venue.
Shipwreck Cove recently saw some upgrades too! Adding a bigger slide, an additional pool, and adding an area for toddlers will be added to the park’s existing features. Feedback visitors shared was listened to, and Town Administrator Cam Fant was excited to share the city’s management of the concessions. The hope in doing this is to offer a better quality selection of food for a better value to the park’s visitors. The waterpark hosts special events too.Shipwreck Cove Opens May 27, 2023, and tickets range from $6 – $12
Local mom’s review of Shipwreck Cove in Duncan
This is an annual spring festival in Duncan that includes rides, live music, and local vendors. The festival also includes a 5K run and golf tournament that are held away from the park.
There are so many exciting things happening for this little corner of Spartanburg! If you haven’t enjoyed these parks, we encourage you to check them out!
Does your family enjoy spending time at Stoneledge Park?
(File: Getty)DUNCAN, S.C. (WSPA) – A homeowner in Duncan said that security video footage caught a bear walking along his driveway and the front yard of his home.The bear was walking at a home located along Holly Drive in Duncan on Monday night around 8:25 p.m.Multiple black bears have recently been spotted in Spartanburg County, according to the South Carolina Department of Natural Resources (SCDNR).Copyright 2023 Nexstar Media Inc. All rights reserved. This material may not be published, broadcast, rewritt...
DUNCAN, S.C. (WSPA) – A homeowner in Duncan said that security video footage caught a bear walking along his driveway and the front yard of his home.
The bear was walking at a home located along Holly Drive in Duncan on Monday night around 8:25 p.m.
Multiple black bears have recently been spotted in Spartanburg County, according to the South Carolina Department of Natural Resources (SCDNR).
Copyright 2023 Nexstar Media Inc. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.
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SPARTANBURG, S.C. (FOX Carolina) - Duncan Park in Spartanburg could soon get a facelift.For the last eight months, work has been ongoing to try and reimagine the historic park.It’s a place Ron Livingston often enjoys taking his daily walk.“This is what’s so nice about living in Spartanburg,” he said.It’s the features scattered across more than 100 acres that make Duncan Park unique, from the historic baseball stadium to the lake.“I think the beauty of Duncan Park is the f...
SPARTANBURG, S.C. (FOX Carolina) - Duncan Park in Spartanburg could soon get a facelift.
For the last eight months, work has been ongoing to try and reimagine the historic park.
It’s a place Ron Livingston often enjoys taking his daily walk.
“This is what’s so nice about living in Spartanburg,” he said.
It’s the features scattered across more than 100 acres that make Duncan Park unique, from the historic baseball stadium to the lake.
“I think the beauty of Duncan Park is the fact that it’s unifying if you look at the number of communities that surround it,” said City of Spartanburg Parks and Recreation Director Kim Moultrie.
But with few people coming to the park consistently, the city and Play. Advocate. Live Well. have been working to reimagine the city’s largest recreational asset.
“We’ve been working with a steering committee and lots of residents to really come up with a vision for what people want to see,” said PAL Executive Director Laura Ringo.
Among what community members say is most important to them include adding more recreation features, upgrading and adding walking trails, and making Duncan Lake accessible to non-motorized boating and fishing.
On Monday, a master plan for the park was presented to the city council.
“It’s a pretty significant project to do everything, but the great thing is we can break it down by phases so that people will really see the progress and hopefully be energized by that process,” explained Ringo.
No vote on the project was taken, but at the next city council meeting in March, a resolution to endorse the master plan is expected to be on the agenda.
If passed, the next step would be to try and get funding privately or through grants.
“Duncan Park can be the hub of all activity in the city of Spartanburg when it comes to recreation,” said Moultrie.
“Our hope is that in five to ten years, you see tons of people out here enjoying it,” said Ringo.
At this point, the plan does not include any changes to the baseball stadium.
Copyright 2023 WHNS. All rights reserved.