Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Greenville, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Greenville's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Greenville, SC my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Greenville, SC we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Greenville, SC Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Greenville, SC.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Greenville, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Greenville, SC loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANGlobal power management company Eaton, known for its electrical equipment and services, is investing $340 million in a new transformer facility in South Carolina.The manufacturing facility will be the third in the United States for three-phase transformers and its 11th facility in the state. 700 new jobs will also be added to the local community with the facility's establishment."Eaton's new operation in ...
Global power management company Eaton, known for its electrical equipment and services, is investing $340 million in a new transformer facility in South Carolina.
The manufacturing facility will be the third in the United States for three-phase transformers and its 11th facility in the state. 700 new jobs will also be added to the local community with the facility's establishment.
"Eaton's new operation in Union County, which will mean 700 new jobs for the local community, represents a major vote of confidence in South Carolina's highly skilled world-class workforce. Their investment is a remarkable milestone for Eaton and Union County, and we celebrate the opportunities it will create throughout the state in the years ahead," said S.C. Gov. Henry McMaster.
Here's what to know about Eaton and the new facility.
Eaton is a power management company that operates in over 175 countries. Its energy-efficient products manage electrical, hydraulic, and mechanical power with an emphasis on reliability, efficiency, safety, and sustainability, per the company's website. Data centers, the electrical grid, factories, hospitals, planes, and vehicles are just a few of the critical infrastructure and technology that rely on the company to manage power.
Eaton will transform an 861,000-square-foot facility at 6802 Furman L. Fendley Highway in Jonesville into a manufacturing site.
Production and hiring at the new facility will begin in 2027.
Eaton produces electrical products encompassing wiring switches, receptacles, and other electrical wiring devices for residential, commercial, and healthcare applications. This includes low-voltage and medium-voltage power distribution and control systems and backup power for UPS, surge, and IT power distribution. The company also produces hydraulic products like motors, generators, power packs, accumulators, and aerospace and vehicle products.
Nina Tran covers trending topics for The Greenville News. Reach her via email at ntran@gannett.com.
Consumers who have been keeping up with the current egg craze may have noticed empty shelves at their local grocery store.However, shoppers who do find eggs may be disappointed when they catch a glimpse of the prices.The worldwide bird flu outbreak that began in late 2021 is triggering a nationwide egg shortage, and panic shoppers are fueling the flames."Egg prices are going up because of the avian flu, but that's driving people to buy more eggs than they usually do because they're anticipating higher...
Consumers who have been keeping up with the current egg craze may have noticed empty shelves at their local grocery store.
However, shoppers who do find eggs may be disappointed when they catch a glimpse of the prices.
The worldwide bird flu outbreak that began in late 2021 is triggering a nationwide egg shortage, and panic shoppers are fueling the flames.
"Egg prices are going up because of the avian flu, but that's driving people to buy more eggs than they usually do because they're anticipating higher prices and reduced grocery store supply," Emory University associate professor of marketing Saloni Vastani told USA TODAY.
Egg supplies affected by the bird flu are destroyed before being sent to stores. Excessive egg purchases also affect the supply by increasing item demand.
Here's how much egg costs have risen in the country and what prices look like in the Upstate.
In January 2024, prices for a per dozen large, grade A eggs rose from $2.52 to $4.15 by December, according to Time. The data from the U.S. Bureau of Labor Statistics indicates a 65.1% nationwide egg price increase. January's updated prices will be released in mid-February per the next Consumer Price Index. The U.S. Department of Agriculture predicts egg prices will increase by another 20% this year due to bird flu impacts on poultry farms.
On Monday, President Donald Trump announced he was pausing tariffs on Canada for 30 days after talking on the phone with the country's Prime Minister Justin Trudeau. The same day, a proposed tariff on Mexico was also given a one-month reprieve. Trump's threats to impose tariffs on the two countries ― which includes China ― may be a contributing factor to the current egg shortage and price increases.
"There is some connection to the threat of tariffs and egg prices. Many people are assuming that egg prices are going up because of tariffs," said Vastani.
She added, "Also, this is a time when some industries are trying to sneak in price increases because their customers will think it's tariffs."
∎ Aldi: $4.09 (Goldenhen Grade A Large Eggs, 12 Count)
∎ Costco: $5.46 (Eggland's Best Large Grade A Cage Free Eggs, 18 Count)
∎ Food Lion: $5.49 (Food Lion Eggs, Fresh, White, Large 12 Count)
∎ Harris Teeter: $1.99 with a loyalty card, $4.99 regular (Harris Teeter Large Grade A White Eggs, 12 Count)
∎ Ingles: Eggland's Best Cage Free Large White Eggs, 12 Count)
∎ Lidl: $4.79 (Green Valley Farms Large White Eggs, Grade A, 12 Count)
∎ Lowe's Foods: $4.09 (That's Smart! Eggs, White, Large, 12 Count)
∎ Publix: $5.29 (Publix Eggs, Jumbo, 12 Count)
∎ Sam's Club: $7.37 (England's Best Cage Free Large White Eggs, 18 Count)
∎ Target: $5.99 (Eggland's Best Classic Large White Eggs, 12 Count)
∎ Trader Joe's: $4.99 (Trader Joe's Pasture Raised Large Brown Eggs, 12 Count)
∎ Whole Foods: $4.69 (Outdoor Access Large White Grade A Eggs, 24 oz)
The ongoing egg shortage has prompted several major retailers to limit the amount of eggs that customers may purchase. At Costco and Whole Foods, shoppers are allowed a maximum of three cartons per customer. In contrast, Trader Joe's limit is only one dozen per customer, per Business Insider.
"We hope these limits will help to ensure that as many of our customers who need eggs are able to purchase them when they visit Trader Joe's," a Trader Joe's spokesperson told Business Insider.
Nina Tran covers trending topics for The Greenville News. Reach her via email at ntran@gannett.com.
PIEDMONT — Isuzu Motors Limited announced it will invest $280 million to open a new factory in Greenville County in anticipation of the growing demand for electric commercial vehicles in the North American market.The Japanese truck maker expec...
PIEDMONT — Isuzu Motors Limited announced it will invest $280 million to open a new factory in Greenville County in anticipation of the growing demand for electric commercial vehicles in the North American market.
The Japanese truck maker expects to produce up to 50,000 vehicles each year by 2030, with the plant starting operations in 2027. It expects to hire more than 700 employees to build N-Series Gas, N-Series Electric and F-Series Diesel trucks.
Isuzu, which first entered the U.S. market in 1984, said in a Feb. 12 news release the Greenville presence is part of a push to expand its North American business by promoting local sourcing of parts needed to make electric vehicles, with demand expected to grow in the medium to long term.
The factory will be built from a 1-million-square-foot industrial building off Augusta Road that sits on 200 acres. In the last fiscal year, the company sold 44,000 vehicles, its highest total ever.
Noboru Murakami, president of Isuzu North American Corp., said in a news release from the governor’s office that his company was attracted to South Carolina for a host of reasons.
“We found everything that we wanted and more in the State of South Carolina and Greenville County: a supportive business environment, excellent access to transportation, proximity to the Port of Charleston, an excellent labor pool, a skilled workforce being produced by nearby colleges, and the benefits of joining a large and growing automotive production base,” Murakami said.
The South Carolina Coordinating Council for Economic Development, an arm of the state Commerce Department, approved job development credits related to the project. The council also awarded a $7 million closing fund grant to Greenville County to help with the costs of site preparation and building construction.
“This investment will generate quality jobs, strengthen our automotive sector, and showcase the advantages Greenville County offers to businesses looking for a strategic location and a highly capable workforce,” Greenville County Council Chairman Benton Blount said in the governor’s news release.
Without using conveyors or pits, the Greenville plant will be the first by the Isuzu Group to use a “variable-model, variable-volume production system” that can respond to changes in demand for combustion engine vehicles, the company said.
“To establish a quality assurance system for all processes, the facility will automate inspections to eliminate operational errors, ensure traceability of parts, and introduce image inspections and other methods to prevent any outflow of defective products,” the company said.
Listen to this articleA Japanese commercial vehicle manufacturer has revealed big plans for the Upstate.Isuzu North America Corp., a supplier of commercial vehicles, has selected Greenville County to establish the company’s new production base in the United States, according to a news release.The company’s $280 million investment will create more than 700 new jobs.Isuzu has purchased a 1 million-square...
Listen to this article
A Japanese commercial vehicle manufacturer has revealed big plans for the Upstate.
Isuzu North America Corp., a supplier of commercial vehicles, has selected Greenville County to establish the company’s new production base in the United States, according to a news release.
The company’s $280 million investment will create more than 700 new jobs.
Isuzu has purchased a 1 million-square-foot facility, on over 200 acres of land on Augusta Road in Greenville County, that it is converting into a state-of-the-art assembly plant to expand Isuzu’s vehicle supply capabilities in North America, the release stated.
“Isuzu carefully considered numerous factors when deciding where to locate its new production base. We found everything that we wanted and more in the state of South Carolina and Greenville County: a supportive business environment, excellent access to transportation, proximity to the Port of Charleston, an excellent labor pool, a skilled workforce being produced by nearby colleges, and the benefits of joining a large and growing automotive production base,” Isuzu North America Corp. President Noboru Murakami said in the release. “We look forward to starting up our operations and making a positive contribution to the state and the local community.”
The new plant will include a variable-model, variable-volume production line that produces both internal combustion engine vehicles and electric vehicles, the release stated. When completed, the plant will produce the company’s N-Series Gas, N-Series Electric and F-Series Diesel trucks, and will have a production capacity of 50,000 units annually.
Related: GE Vernova to invest $160M, create 650 jobs with Greenville expansion
Related: Global power company to open $340M Union County manufacturing facility
“Isuzu’s decision to bring its operations to Greenville County marks an exciting new chapter for our community,” Greenville County Council Chairman Benton Blount said in the release. “This investment will generate quality jobs, strengthen our automotive sector, and showcase the advantages Greenville County offers to businesses looking for a strategic location and a highly capable workforce. We’re honored to welcome Isuzu to our growing network of world-class companies and look forward to a prosperous partnership in the years ahead.”
A subsidiary of Isuzu Motors Limited, one of the world’s largest manufacturers of medium- and heavy-duty trucks, Isuzu supplies commercial vehicles for the U.S. and Canadian markets. Isuzu trucks entered the North American truck market in 1984, and the company sold 44,000 units in the last fiscal year, its highest total ever.
Operations are expected to begin in 2027
The Coordinating Council for Economic Development approved job development credits related to the project, the release stated. The council also awarded a $7 million Closing Fund Grant to Greenville County to assist with the costs of site preparation and building construction.
“S.C. Ports is proud to welcome Isuzu to Greenville County. Isuzu’s investment in the Upstate speaks to the success of Inland Port Greer, which offers customers direct connectivity to our productive and capable marine terminals,” S.C. Ports President and CEO Barbara Melvin said in the release. “SC Ports’ recent expansion of Inland Port Greer will further enhance cargo and rail capabilities to support our customers’ needs, and continue to strengthen the supply chain in South Carolina and beyond.”
Roses, candies, kisses, and more are on the menu for February 14 — the lover's holiday known as Valentine's Day.In the Upstate, the options for a romantic day or evening out could include a walk through Falls Park on the Reedy River, a stroll along the Swamp Rabbit Trail, or even a bo...
Roses, candies, kisses, and more are on the menu for February 14 — the lover's holiday known as Valentine's Day.
In the Upstate, the options for a romantic day or evening out could include a walk through Falls Park on the Reedy River, a stroll along the Swamp Rabbit Trail, or even a boat trip on Lake Hartwell to satisfy the mood of Valentine's Day. But what about afterward?
By now, you're likely too late to get a table at some of the Upstate's best restaurants or private events, such as Chef 21's sushi rolling class, a seat for two at Hall's Chophouse, or even Zen's Valentine's Bash. However, a few remaining spaces exist to enjoy an evening out on February 14.
If you're too late, a gift basket with candles, lotions, or same-day delivery flowers might do. Just in case you're still looking, here are five Valentine's Day events and options happening in Greenville:
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One of Greenville's best speakeasy spaces is hosting a two-day cinematic and culinary experience called Romance Dans L'Assiette, which translates to "romance on the plate." For $75 per person, Entre Nous' event will offer a three-course meal with drink pairings and a take-home gift alongside one-of-two movie options:
On Wednesday, February 12, their feature presentation will be "The Notebook" featuring James Garner and Gena Rowlands. On Thursday, February 13, Entre Nous will screen "When Harry Met Sally" featuring Billy Crystal and Meg Ryan. Both Valentine's Day events begin at 6 p.m. on each day.
To reserve a dinner and movie slot, call 864-248-0702.
How much romance can come from beer? Iron Hill Brewery has an answer: pairing a few newly brewed alcoholic beverages with five separate dishes, allowing couples and individuals to taste their love-inspired matchups.
From Thursday, February 13, to Sunday, February 16, guests are invited to try parings between salads, steak, seafood, and dessert that go along with ales, IPAs, lagers, and more for a reasonably priced ($9 to $32 per person) seasonal selection dinner and beverage Valentine's dinner.
An evening of live music at Greenville's premier jazz establishment will feature the serenading sounds of H. Wade Johnson and Jazzsmith at Blues Boulevard Jazz Greenville on Valentine's Day evening.
For $150, couples will receive a three-course meal, a rose, and a bottle of wine, and for singles, admission, a glass of wine, and an evening of tunes are included for $45.
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Poe West and The Commons at Unity Park will serve some of Greenville's best sweets, as LaRue Fine Chocolate has the perfect gift for those who enjoy their many variations of cocoa.
From milk chocolate to dark chocolate, their Poe West location features many homemade sweets but also offers handcrafted cocktails, snacks, wine by the glass, and more to create a one-of-a-kind experience. Valentine's Day lovers still have time to pre-order heart-day gift boxes and a take-home package and even attend a cookie decorating event on February 12 at 6 p.m.
Their Commons location features even more chocolate-based treats curated by an official chocolatier and many other sweets and treats for a date or bring home for a significant other.
Mercato Cafe & Coffee and Boho Garden Crowns are collaborating on a creative option for Valentine's Day as a glass full of hand-cut assorted flowers is placed in a coffee carrier, making for a cute yet caffeinated way to get tea, hot chocolate, or coffee to a loved one.
Purchases are available for $25, with the choice of beverage sold separately. Purchases can be made on-site.
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– A.J. Jackson covers business, the food & dining scene and downtown culture for The Greenville News. Contact him by email at ajackson@gannett.com, and follow him on X (formally Twitter) @ajhappened. This coverage is only possible with support from our readers.Sign up today for a digital subscription.