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Mortgage Broker in Greenville, SC

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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Greenville, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Greenville's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Greenville, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Greenville, SC
 Refinance Greenville, SC

Why Choose Dan Crance As Your Mortgage Lender in Greenville, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Greenville, SC

Home Financing in Greenville, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Greenville, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Greenville, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Greenville, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Greenville, SC.

Refinancing in
Greenville, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Greenville, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Greenville, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Greenville, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Greenville, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Greenville may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Greenville, SC

Trust Dan Crance

Your Mortgage Lender in Greenville, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Greenville loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Greenville, SC

New COVID-19 variant is more contagious, leading to more SC cases, hospitalizations, DHEC says

GREENVILLE, S.C. —COVID-19 cases and hospitalizations in South Carolina are on the rise. The uptick has to do with the new COVID-19 variant.South Carolina Department of Health and Environmental Control's Dr. Martha Buchanan says the variant has less severe symptoms but is far more contagious.This week, the Centers for Disease Control and Prevention's numbers show the state had 240 hospitalizations, which is more than double what we had at the end of July.The state is in the midst of a spike ...

GREENVILLE, S.C. —

COVID-19 cases and hospitalizations in South Carolina are on the rise. The uptick has to do with the new COVID-19 variant.

South Carolina Department of Health and Environmental Control's Dr. Martha Buchanan says the variant has less severe symptoms but is far more contagious.

This week, the Centers for Disease Control and Prevention's numbers show the state had 240 hospitalizations, which is more than double what we had at the end of July.

The state is in the midst of a spike but is in a much better place compared to August 2022, when 719 people were hospitalized for COVID-19 in a week, and August 2021, when nearly 1,400 were.

RELATED: Which arm gets the COVID-19 booster may make a difference, study shows

This new variant could strongly impact people with chronic illnesses, older individuals, very young, pregnant women, and people staying in places with common areas, like nursing homes.

"They share a lot of things, including viruses," Buchanan said. "And so, it's really important in those settings to be conscious of your personal hygiene, washing your hands, covering your cough, staying home and away from others if you feel sick, and getting your vaccine."

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The new variant is already making its way through the Upstate. Shale Remien with Anderson County Sheriff's Office said jail staff are quarantining inmates as they show symptoms, scrubbing cells and wearing masks.

"We are fully operational as far as the inside of the jail," she said. "What I will say is, visitors just hold off for a little bit. I know that's tough, but hold off. Because our visitor center is right in the center of the jail itself."

The jail is still fully operational.

The CDC said many of those hospitalized are people over 70. Nursing homes, like Shepherd's Care in Greenville, say they're taking precautions and asking families to as well.

"I would encourage families to be aware of the new variant may be coming back around. And limit taking mom or dad out," Eric Thompson, the facility's administrator, said. "You're not just coming to visit your mom or dad when you come, but you're seeing a whole 50-resident community here."

SC DHEC is asking anyone who tests positive to report it.

Coronavirus, flu, and RSV vaccines are now available. Buchanan said getting your shots can help protect you and your family.

"It's time to get your flu vaccine and your COVID vaccine. Pay attention when the new COVID vaccine is released. Those who are eligible may need to get that vaccine," she said.

The CDC should release more information about shots this season, including whether you should take them altogether, in the coming weeks.

Greenville County helps EMTs become paramedics with hybrid training program

Emergency medical technicians must complete more than 1,000 hours of additional training to become certified paramedics. Fulfilling the required hours, however, can be challenging for EMTs as they maintain a full-time work schedule.“There’s a national shortage of paramedics and EMTs,” said Jeremy Vercouteren, Greenville County Emergency Medical Services director of administration. “We’ve had the hardest time with paramedics since it’s a lot more education than an EMT.”To help its employ...

Emergency medical technicians must complete more than 1,000 hours of additional training to become certified paramedics. Fulfilling the required hours, however, can be challenging for EMTs as they maintain a full-time work schedule.

“There’s a national shortage of paramedics and EMTs,” said Jeremy Vercouteren, Greenville County Emergency Medical Services director of administration. “We’ve had the hardest time with paramedics since it’s a lot more education than an EMT.”

To help its employees receive paramedic training in an efficient way, Greenville County EMS launched a year-long, hybrid paramedic training program in 2022. The in-house program was developed in partnership with Lowcountry EMS.

John Leblanc, the clinical education specialist for Greenville County EMS, said the program provides students with a more in-depth understanding of diagnosing medical emergencies. They also learn how to start an IV and administer common pre-hospital medications.

As a hybrid-style program, paramedic students complete online lectures at their own convenience. The program also consists of hands-on labs and hospital-based clinical rotations.

“Anybody who’s gone through paramedic school will tell you it’s incredibly challenging,” said Nick Barnhart, Greenville County EMT and paramedic student. “I think the way that they’ve set up this program has been the most conducive to living a relatively normal life while doing it.”

Van Browning, anesthesia director at Bon Secours St. Francis in Greenville, said a strong collaboration has been built while working with Greenville County EMS.

“They’re getting to come in and see how we operate in the hospital,” Browning said. “We’re getting a better understanding of how they operate in the field so there’s less time wasted when they roll through the emergency room doors to treat that patient. We’re working together more as a team versus two independent units.”

The program’s first cohort consisting of eight paramedic students will graduate at the end of August. Leblanc said the new class started online modules last month.

“We left it open to whatever employee was interested in the program,” Leblanc said. “This class looks about double the size of the last.”

Range of experience

Greenville County EMS partnered with Bon Secours St. Francis Health System in Greenville to help the paramedic students receive in-person training within the:

Party To Go Brings Safe and Exciting Bounce House and Water Slide Rentals to Greenville, SC Events

Local company delivers inflatable fun and lasting memories for children's parties.When it comes to providing safe and exhilarating entertainment for children's parties and events, Party To Go stands out as the leading choice in Greenville, SC. With a passion for delivering joy and creating cherished memories, Party To Go specializes in top-quality bounce house rental and water slide rental options that guarantee a fun-filled experience for all.As par...

Local company delivers inflatable fun and lasting memories for children's parties.

When it comes to providing safe and exhilarating entertainment for children's parties and events, Party To Go stands out as the leading choice in Greenville, SC. With a passion for delivering joy and creating cherished memories, Party To Go specializes in top-quality bounce house rental and water slide rental options that guarantee a fun-filled experience for all.

As parents seek engaging and memorable ways to celebrate their children's special moments, Party To Go steps in with various bounce house rentals that cater to a wide range of preferences and themes. From school gatherings at Lake Forest Elementary to church events at Elevation Church, Party To Go covers an array of occasions, ensuring that every event is a resounding success.

Zachary Hilgeman, the owner of Party To Go, shared, "We love providing bounce houses and water slides to parties across Greenville. I really feel it is my calling to help families provide fun memories for their children." Hilgeman's commitment to his calling inspired the creation of a company and a team that shared his vision of spreading laughter and delight.

With a reputation for exceptional customer service, Party To Go streamlines the bounce house and water slide rental process, allowing hosts to focus on enjoying the festivities. The seamless online ordering system simplifies the booking process, enabling customers to effortlessly select their preferred date, time, and inflatable items. Alternatively, Party To Go's friendly customer service team is readily available to assist with personalized recommendations and flexible rental periods.

Party To Go's specialties include:

Bounce House Rentals: Over-the-top excitement awaits customers and their families with Party To Go's bounce house rentals. The inflatables transform any space into an instant playground where children can jump, play, and create memories that will last a lifetime. Crafted with safety and durability in mind, these bounce houses provide endless entertainment for kids of all ages.

Water Slide Rentals: Party To Go's sensational water slide rentals bring aquatic fun to the backyard. Perfect for beating the summer heat, these water slides offer an experience that blends excitement and refreshment. Whether it's a backyard party, corporate event, fundraiser, or school carnival, Party To Go's water slides are a hit, delivering guaranteed enjoyment while maintaining the highest standards of cleanliness and hygiene.

Party To Go's commitment to safety, quality, and enjoyment has earned them accolades from satisfied customers. Ashley Jackson, one such customer, raved about her experience in a five-star review: "Party To Go was absolutely the best! I called a day prior to needing the rental, and Zach was very accommodating. The service was excellent. And the equipment was clean! I will be calling for any needs in the future!"

To explore Party To Go's selection of bounce house rentals and water slide rentals and to make reservations for upcoming events, visit their official website at https://www.partytogoevents.com.

About Party To Go Events

Party To Go provides bounce houses and water slide rentals to events throughout Greenville, SC.

Media Contact Company Name: Party To Go Contact Person: Zachary Hilgeman Email: Send Email Phone: 864-987-8743 City: Greenville State: South Carolina Country: United States Website: partytogoevents.com/

What Is Greenville, SC, Known For? 10 Reasons to Fall In Love

SoNestled within the rolling hills and verdant landscapes of upstate South Carolina, Greenville stands as a jewel in the southern Appalachians. From its thriving arts scene and pristine nature, to its culinary delights and small-town feel, Greenville boasts dozens of attractions waiting to be explored. With its distinctive blend of rich history, Southern charm, and contemporary allure, this city has something for residents and visitors alike.But what is Greenville, SC, known for? If you’re looking at ...

SoNestled within the rolling hills and verdant landscapes of upstate South Carolina, Greenville stands as a jewel in the southern Appalachians. From its thriving arts scene and pristine nature, to its culinary delights and small-town feel, Greenville boasts dozens of attractions waiting to be explored. With its distinctive blend of rich history, Southern charm, and contemporary allure, this city has something for residents and visitors alike.

But what is Greenville, SC, known for? If you’re looking at homes for sale in Greenville or are just curious about what the city has to offer, this Redfin guide has everything you need to know. To give you a taste of what the area has to offer, read on for 10 things to love about Greenville.

1. Falls Park on the Reedy

At the heart of Greenville lies the iconic Falls Park on the Reedy. This park’s natural beauty seamlessly intertwines with urban living. It features cascading waterfalls set against red rocks, lush gardens, and picturesque walking bridges, creating a peaceful oasis. Locals and visitors come here often to run, walk, or just escape the hustle and bustle of everyday life.

Interested in moving to the area?

Partner with an experienced agent who knows the local market. Contact a Redfin agent 2. Rich history

Historic Landmarks History buffs will be enamored by Greenville’s historical heritage. The Shoeless Joe Jackson Museum honors the baseball legend’s legacy, offering insights into his life and career. The Upcountry History Museum engages visitors in the region’s rich history, from its Native American roots to its industrial evolution. And throughout the city, you can spot glimpses into the past that tell stories of bygone eras, such as historic Falls Cottage and the Christ Episcopal Church.

3. Main street

Greenville’s Main Street runs through the center of the city and has a certain charm that has earned it a spot among the nation’s most vibrant streets. This 10-block stretch is lined with boutiques, art galleries, and an array of dining options, including Ji-Roz, Pomegranate on Main, and Jianna.

The city also hosts numerous events and festivals on Main Street, turning it into a lively stage throughout the year.

4. Festivals galore

Greenville’s calendar is peppered with an array of festivals and events year-round that celebrate the city’s diverse culture. The Artisphere Arts Festival, Fall for Greenville, and the Indie Craft Parade are just a few examples that highlight the city’s passion for arts, music, and food.

5. Culinary delights

As the sun sets over the city, Greenville’s culinary scene comes to life. From farm-to-table eateries to innovative gourmet restaurants, the city’s diverse culinary landscape has it all.

Consider visiting Fork and Plough to experience a local hotspot, or Comal 864 for delicious, quality comfort food. And if you want a fancy night out, head to Asada or The Trappe Door.

6. Flourishing arts scene

Greenville, SC, is known for its art scene and caters to art enthusiasts old and new. Visit the Greenville County Museum of Art for a remarkable collection of local and regional art. You can also explore and view galleries and studios scattered across the city, such as Greenville Center for Creative Arts, Art Crossing, and ArtBomb Studios.

These venues provide a platform for local and national artists to showcase their creativity.

7. Swamp Rabbit Trail

For those seeking outdoor adventures, the Swamp Rabbit Trail offers a perfect pathway for cycling, walking, jogging, and more. Spanning 22 miles, this multi-use trail winds its way through dozens of local parks and facilities, connecting Greenville to neighboring communities. You can pick and choose a route online with the city’s interactive map, showing notable spots including landmarks, bathrooms, and parking.

8. Nature escapes

Beyond Falls Park and Swamp Rabbit, Greenville boasts a plethora of nature escapes. Go hiking in Paris Mountain State Park, kayak at Conestee Nature Preserve, or take a day trip to explore the trails and lakes of Nantahala National Forest. So no matter where you go, you’ll find something to love.

9. Southern music and entertainment

Greenville’s music scene resonates with the soulful sounds of the South. From live performances at intimate venues to outdoor concerts in scenic settings, the city embraces a diverse range of musical genres, paying homage to sounds new and old.

Popular music venues include Blues Boulevard Jazz, Radio Room, and Peace Center.

10. Community spirit

Above all, Greenville is known for its warm Southern hospitality and strong sense of community. Residents have a friendly demeanor and willingness to welcome anyone to the city, helping create a true home for everyone.

What is Greenville, SC, known for? Final thoughts

From the lush landscapes to the bustling city streets, Greenville is defined by its people, nature, and history. As you explore the waterfalls, dine in local eateries, and engage with the art and culture, you’ll find that Greenville is more than a destination, but a place to fall in love with and call home.

If you are represented by an agent, this is not a solicitation of your business. This article is for informational purposes only, and is not a substitute for professional advice from a medical provider, licensed attorney, financial advisor, or tax professional. Consumers should independently verify any agency or service mentioned will meet their needs. Learn more about our Editorial Guidelines here.

Greenville Drive beat Hickory Crawdads, 5-2; Crawdads maintain 2-1 series lead

Looking to break a long losing streak, the Greenville (S.C.) Drive got off to a quick start Thursday night and went on to defeat the Hickory Crawdads 5-2 in a South Atlantic League contest at L.P. Frans Stadium.The win by the Drive (57-60 overall, 21-30 second half) ended an eight-game losing streak, though Hickory (60-51, 33-17) still leads the current six-game series two games to one, with game four coming up tonight at 7 p.m.Despite the loss, the Crawdads maintained a 4 ½ game lead over second-place Bowling Green in t...

Looking to break a long losing streak, the Greenville (S.C.) Drive got off to a quick start Thursday night and went on to defeat the Hickory Crawdads 5-2 in a South Atlantic League contest at L.P. Frans Stadium.

The win by the Drive (57-60 overall, 21-30 second half) ended an eight-game losing streak, though Hickory (60-51, 33-17) still leads the current six-game series two games to one, with game four coming up tonight at 7 p.m.

Despite the loss, the Crawdads maintained a 4 ½ game lead over second-place Bowling Green in the second-half South Division standings with 15 games to play. The Hot Rods lost a home game in Kentucky to Winston-Salem, 14-11.

Greenville took out its frustrations from the start against Crawdads starter Winston Santos (7-8), building a 3-0 lead six batters into the game.

Roman Anthony (2-for-4, HBP) sliced the second pitch of the game to left for a leadoff double. One out later, Kyle Teel (3-for-3, 2 BB) yanked a double into the right-field corner for a run-scoring double.

Allan Castro earned a walk before he was replaced on the bases by Tyler Miller on a force out. After Miller stole second, Eddinson Paulino doubled to the track in center to score two runs and send Santos to an early shower.

The Drive made it 4-0 in the fifth, when Gilberto Jimenez tripled and jogged home on Anthony’s single.

The lead turned out to be enough for Drive starter Dalton Rogers to pick up the win and snap a personal five-game losing streak dating back to mid-June. The lefty held the Crawdads hitless until the fourth and was in control before running into his only trouble in the fifth.

With one out, Yosy Galan and Ben Blackwell earned back-to-back walks. Jace Easley sent a soft single to load the bases but the Crawdads managed just one run on Daniel Mateo’s sacrifice fly.

Greenville got the run back after two outs in the seventh, loading the bases on a pair of walks and a hit batter. A second hit batter off the foot of Cutter Coffey forced in the run.

Joey Stock hurled two scoreless innings in relief of Rogers before Felix Cepeda closed out the final two innings.

Abimelec Ortiz provided the final margin with his 30th home run of the season overall, the 23rd with the Crawdads, which gives him the lead in the South Atlantic League.

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