With 30 years in the industry

Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

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Mortgage Broker in Greer, SC

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Greer, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Greer's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Greer, SC my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

What Our Clients Are Saying

Why Choose Dan Crance As Your Mortgage Lender in Greer, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

Ask Dan Anything843-478-5612
 Conventional Mortgage Greer, SC

Home Financing in Greer, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Greer, SC we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Greer, SC Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Greer, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Greer, SC.

Refinancing in
Greer, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Greer, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Greer, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Greer, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Greer, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Greer, SC may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Greer, SC

Trust Dan Crance

Your Mortgage Lender in Greer, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Greer, SC loves Classic Home Mortgage.

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Latest News in Greer, SC

The Premier Guide to Things to Do in Greer, SC: Downtown Fun, Tasty Food, & More

In this article, we’re taking you through Downtown Greer and beyond to show you why Greer, South Carolina is an amazing place to be!You can explore Greer and walk beneath the glowing lights on Trade Street, grab some ice cream and stroll through Greer City Park in the heart of Downtown Greer, visit the surrounding area to enjoy some disc golf at local parks like Kids Planet, or travel north to enjoy some gorgeous views of the foothills. There are so many things to do in Greer, SC!Looking for more places to spend t...

In this article, we’re taking you through Downtown Greer and beyond to show you why Greer, South Carolina is an amazing place to be!

You can explore Greer and walk beneath the glowing lights on Trade Street, grab some ice cream and stroll through Greer City Park in the heart of Downtown Greer, visit the surrounding area to enjoy some disc golf at local parks like Kids Planet, or travel north to enjoy some gorgeous views of the foothills. There are so many things to do in Greer, SC!

Looking for more places to spend the day with your family? Here’s our list of Day Trip Towns, just a short drive from the Upstate.

Things To Do In Downtown Greer, SC

If you are looking for someplace to go to enjoy the outdoors, there is no shortage of them in Greer. From downtown parks to lakes with mountain views, Greer has them all.

While you spend the day downtown, keep your eyes on the ground. A family of 16 Toads are waiting for you to find them on (and near) Trade Street as part of the Toads on Trade activity. Information about the free Toads on Trade scavenger hunt activity can be found online.

301 East Poinsett StreetLocated in the heart of Downtown Greer, this park hosts numerous free events throughout the year. Families can enjoy time on the playground or a stroll around the lake any time of the year.

You can find more shopping through the Greer Station guide.

106 S Main Street, GreerFree museum telling the historical story of the city. Check out their amazing Greer Ghost Tours hosted throughout the month of October!

Barnyard Flea Market

2000 South 101 HighwayThe Barnyard Flea Market is only open on weekends, offers free parking at an easy-to-find location, has wide aisles for strollers, and hundreds of vendors. Plus, you can grab some really yummy tacos inside!

BMW Zentrum

1400 Highway 101 SouthVisitors will learn about the history of BMW and view examples of BMW’s vehicles throughout the car maker’s history. Guided plant tours are available for visitors 12 and up.

Pelham Mill Park

2770 East Phillips RoadThis truly unique park is a fun place to explore. The ruins of what was once a cotton mill provide visitors with a history lesson in a beautiful setting, along with a dog park if you have your four-legged friends in tow.

Lake Robinson

2544 Mays Bridge RoadLake Robinson offers beautiful views of the North Greenville mountains, perfect for a quiet afternoon on the lake. There are shelters to rent, sidewalks to roam, boats to watch and even a fishing dock.

Century Park: Kids Planet and Disc Golf

3605 Brushy Creek RoadCentury Park in Greer offers visitors an 18-hole disc golf course that weaves in and out of trees and over a stream. Century Park also has an amazing imaginative playground with zip lines, picnic areas, and other facilities.

Trapped in the Upstate

556 Memorial Drive Extension, Suite D, Greer If you’re looking for an indoor adventure, then head to Trapped in the Upstate. The only escape room in Greer, SC has multiple rooms to explore and attempt to beat the clock. Check out Kidding Around review of Trapped in the Upstate to see what to expect.

Where To Eat In Greer, SC

There are so many great restaurants in Greer, SC that we actually have a full guide just to dining out in Greer, SC. With all the things to do in Greer, SC, eating excellent food is absolutely one of them!

So, if you’re looking for all your best options, start there. However, here are a few favorites.

Cartwright Food Hall

Providing options for breakfast, lunch, and dinner, plus a tap room with beer and wine, Cartwright Food Hall is Greer’s newest restaurant establishment. You’ll find a multitude of local eateries all in one spot, which means everyone can find something they want to eat.

Breakfast in Downtown

Barista Alley: Coffee Shop with breakfast options like crepes and muffinsFlying Fox Coffee: Coffee shop with relaxed vibesCafe on Trade: Delicious breakfast menuThe Bleu Porch Kitchen & Market: Cute restaurant, perfect for lunch dates

Lunch or Dinner in Downtown

If you have room left for dessert, don’t miss Abbott’s Frozen Custard.

If you’re cool driving just a tiny bit further, Scandi Tiny Coffee Shop is a great place to grab coffee!

Where to Park in Downtown Greer, SC

The addition of so many attractive things to the downtown area raises the question of where people will park? Downtown Greer has lots of parking options; you just need to know where to go. Parking is always free downtown, and below is a list of places to safely park, in addition to the streetside parallel parking available on Trade Street and Poinsett Street.

There is also a large parking garage beside the Hampton Inn.

Where to Stay in Greer, SC

This section contains a STAY22 Affiliate link. KA earns when you book through this link.

Hampton Inn Greer is Downtown Greer’s brand-new hotel. It’s located on Main Street in Greer making it an easy walk to all the shops and restaurants on historic Trade Street, as well as Greer City Park.

Seasonal Fun

No matter the season, there’s something special going on in Greer.

Christmas in downtown GreerThis annual holiday celebration offers visitors free activities for kids and the lighting of the Greer Christmas tree.

Buck and Ann’s Strawberry Patch139 Pearson Road, Greer | 864.879.461This small berry patch is located just off of I85 and is a popular stop with Kidding Around readers.

Fisher’s Orchard650 Fisher RoadNothing says summer like a fresh juicy peach! Pick your own, or have somebody else do the work for you.

Albino Skunk FestivalThe SkunkFarm, 4067 Jordan Road in GreerLove music and outdoor festivals? You’ll definitely want to check out the Albino Skunk Festival in the fall or spring. Read our full review of the Albino Skunk Festival in Greer!

What’s Happening this Weekend in Greer, SC?

The Best of Greer

Looking for more? Here’s what’s new in Greer, or just some of our favorites that you should definitely not miss!

Greer, South Carolina, United States of America

Walter USA opens a new state-of-the-art campus

Walter USA opened its new Walter Americas Campus in Greer, South Carolina, and it’s ready to begin operations. This cutting-edge facility marks a significant milestone in Walter USA’s ongoing commitment to driving innovation, fostering collaboration, and supporting growth across both North and South America.The ...

Walter USA opened its new Walter Americas Campus in Greer, South Carolina, and it’s ready to begin operations. This cutting-edge facility marks a significant milestone in Walter USA’s ongoing commitment to driving innovation, fostering collaboration, and supporting growth across both North and South America.

The development of the Americas Campus has been a meticulous process, blending advanced design with the latest technological innovations. The facility is equipped with state-of-the-art machinery, testing labs, and collaborative workspaces designed to meet the diverse needs of its customers and partners. From the initial groundbreaking to the final touches, the journey to create this hub of innovation reflects the company’s dedication to excellence and progress.

Vice President Global Sales Dmitry Andreev said, “The opening of our Walter Americas Campus in Greer, South Carolina represents a new chapter for Walter USA and for the entire region. This facility embodies our commitment to innovation and excellence, providing unparalleled resources for our customers, partners, and employees. We are excited to see the growth and opportunities that will emerge from this state-of-the-art hub."

The Americas Campus will serve as a central hub for customers and partners, offering access to advanced testing facilities and collaborative spaces. These resources will enable Walter to work closely with stakeholders to develop and refine cutting-edge solutions that meet the evolving demands of industry. Additionally, the center will host digital events, webinars, and training sessions, making Walter’s expertise accessible beyond physical boundaries.

The opening of the new Walter Americas Campus is just the beginning. Walter USA plans to leverage this facility to explore new business opportunities across North and South America. By enhancing capabilities and expanding its reach, the company aims to drive growth and innovation in the manufacturing industry. Plans include hosting industry events, expanding research and development efforts, and continuously seeking ways to improve and innovate.

Walter, a global leader in the metalworking industry for more than 100 years, offers a wide range of precision tools for milling, turning, drilling and threading applications. The company helps customers in the aviation and aerospace industries, automotive, energy, and general metalworking industry improve process reliability and increase productivity. As an innovative partner capable of creating digital process solutions for optimal efficiency, Walter is pioneering Industry 4.0 throughout the machining industry. Walter markets its competence brands Walter, Walter Titex, Walter Prototyp, and Walter Multiply through a network of channel partners and field engineers across the USA, Canada, Mexico, and Brazil.

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