Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Greer, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Greer's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Greer, SC my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Greer, SC we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Greer, SC Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Greer, SC.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Greer, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Greer, SC loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANIn this article, we’re taking you through Downtown Greer and beyond to show you why Greer, South Carolina is an amazing place to be!You can explore Greer and walk beneath the glowing lights on Trade Street, grab some ice cream and stroll through Greer City Park in the heart of Downtown Greer, visit the surrounding area to enjoy some disc golf at local parks like Kids Planet, or travel north to enjoy some gorgeous views of the foothills. There are so many things to do in Greer, SC!Looking for more places to spend t...
In this article, we’re taking you through Downtown Greer and beyond to show you why Greer, South Carolina is an amazing place to be!
You can explore Greer and walk beneath the glowing lights on Trade Street, grab some ice cream and stroll through Greer City Park in the heart of Downtown Greer, visit the surrounding area to enjoy some disc golf at local parks like Kids Planet, or travel north to enjoy some gorgeous views of the foothills. There are so many things to do in Greer, SC!
Looking for more places to spend the day with your family? Here’s our list of Day Trip Towns, just a short drive from the Upstate.
If you are looking for someplace to go to enjoy the outdoors, there is no shortage of them in Greer. From downtown parks to lakes with mountain views, Greer has them all.
While you spend the day downtown, keep your eyes on the ground. A family of 16 Toads are waiting for you to find them on (and near) Trade Street as part of the Toads on Trade activity. Information about the free Toads on Trade scavenger hunt activity can be found online.
301 East Poinsett StreetLocated in the heart of Downtown Greer, this park hosts numerous free events throughout the year. Families can enjoy time on the playground or a stroll around the lake any time of the year.
You can find more shopping through the Greer Station guide.
106 S Main Street, GreerFree museum telling the historical story of the city. Check out their amazing Greer Ghost Tours hosted throughout the month of October!
2000 South 101 HighwayThe Barnyard Flea Market is only open on weekends, offers free parking at an easy-to-find location, has wide aisles for strollers, and hundreds of vendors. Plus, you can grab some really yummy tacos inside!
1400 Highway 101 SouthVisitors will learn about the history of BMW and view examples of BMW’s vehicles throughout the car maker’s history. Guided plant tours are available for visitors 12 and up.
2770 East Phillips RoadThis truly unique park is a fun place to explore. The ruins of what was once a cotton mill provide visitors with a history lesson in a beautiful setting, along with a dog park if you have your four-legged friends in tow.
2544 Mays Bridge RoadLake Robinson offers beautiful views of the North Greenville mountains, perfect for a quiet afternoon on the lake. There are shelters to rent, sidewalks to roam, boats to watch and even a fishing dock.
3605 Brushy Creek RoadCentury Park in Greer offers visitors an 18-hole disc golf course that weaves in and out of trees and over a stream. Century Park also has an amazing imaginative playground with zip lines, picnic areas, and other facilities.
556 Memorial Drive Extension, Suite D, Greer If you’re looking for an indoor adventure, then head to Trapped in the Upstate. The only escape room in Greer, SC has multiple rooms to explore and attempt to beat the clock. Check out Kidding Around review of Trapped in the Upstate to see what to expect.
There are so many great restaurants in Greer, SC that we actually have a full guide just to dining out in Greer, SC. With all the things to do in Greer, SC, eating excellent food is absolutely one of them!
So, if you’re looking for all your best options, start there. However, here are a few favorites.
Providing options for breakfast, lunch, and dinner, plus a tap room with beer and wine, Cartwright Food Hall is Greer’s newest restaurant establishment. You’ll find a multitude of local eateries all in one spot, which means everyone can find something they want to eat.
Barista Alley: Coffee Shop with breakfast options like crepes and muffinsFlying Fox Coffee: Coffee shop with relaxed vibesCafe on Trade: Delicious breakfast menuThe Bleu Porch Kitchen & Market: Cute restaurant, perfect for lunch dates
If you have room left for dessert, don’t miss Abbott’s Frozen Custard.
If you’re cool driving just a tiny bit further, Scandi Tiny Coffee Shop is a great place to grab coffee!
The addition of so many attractive things to the downtown area raises the question of where people will park? Downtown Greer has lots of parking options; you just need to know where to go. Parking is always free downtown, and below is a list of places to safely park, in addition to the streetside parallel parking available on Trade Street and Poinsett Street.
There is also a large parking garage beside the Hampton Inn.
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Hampton Inn Greer is Downtown Greer’s brand-new hotel. It’s located on Main Street in Greer making it an easy walk to all the shops and restaurants on historic Trade Street, as well as Greer City Park.
No matter the season, there’s something special going on in Greer.
Christmas in downtown GreerThis annual holiday celebration offers visitors free activities for kids and the lighting of the Greer Christmas tree.
Buck and Ann’s Strawberry Patch139 Pearson Road, Greer | 864.879.461This small berry patch is located just off of I85 and is a popular stop with Kidding Around readers.
Fisher’s Orchard650 Fisher RoadNothing says summer like a fresh juicy peach! Pick your own, or have somebody else do the work for you.
Albino Skunk FestivalThe SkunkFarm, 4067 Jordan Road in GreerLove music and outdoor festivals? You’ll definitely want to check out the Albino Skunk Festival in the fall or spring. Read our full review of the Albino Skunk Festival in Greer!
Looking for more? Here’s what’s new in Greer, or just some of our favorites that you should definitely not miss!
Greer, South Carolina, United States of America
Walter USA opened its new Walter Americas Campus in Greer, South Carolina, and it’s ready to begin operations. This cutting-edge facility marks a significant milestone in Walter USA’s ongoing commitment to driving innovation, fostering collaboration, and supporting growth across both North and South America.The ...
Walter USA opened its new Walter Americas Campus in Greer, South Carolina, and it’s ready to begin operations. This cutting-edge facility marks a significant milestone in Walter USA’s ongoing commitment to driving innovation, fostering collaboration, and supporting growth across both North and South America.
The development of the Americas Campus has been a meticulous process, blending advanced design with the latest technological innovations. The facility is equipped with state-of-the-art machinery, testing labs, and collaborative workspaces designed to meet the diverse needs of its customers and partners. From the initial groundbreaking to the final touches, the journey to create this hub of innovation reflects the company’s dedication to excellence and progress.
Vice President Global Sales Dmitry Andreev said, “The opening of our Walter Americas Campus in Greer, South Carolina represents a new chapter for Walter USA and for the entire region. This facility embodies our commitment to innovation and excellence, providing unparalleled resources for our customers, partners, and employees. We are excited to see the growth and opportunities that will emerge from this state-of-the-art hub."
The Americas Campus will serve as a central hub for customers and partners, offering access to advanced testing facilities and collaborative spaces. These resources will enable Walter to work closely with stakeholders to develop and refine cutting-edge solutions that meet the evolving demands of industry. Additionally, the center will host digital events, webinars, and training sessions, making Walter’s expertise accessible beyond physical boundaries.
The opening of the new Walter Americas Campus is just the beginning. Walter USA plans to leverage this facility to explore new business opportunities across North and South America. By enhancing capabilities and expanding its reach, the company aims to drive growth and innovation in the manufacturing industry. Plans include hosting industry events, expanding research and development efforts, and continuously seeking ways to improve and innovate.
Walter, a global leader in the metalworking industry for more than 100 years, offers a wide range of precision tools for milling, turning, drilling and threading applications. The company helps customers in the aviation and aerospace industries, automotive, energy, and general metalworking industry improve process reliability and increase productivity. As an innovative partner capable of creating digital process solutions for optimal efficiency, Walter is pioneering Industry 4.0 throughout the machining industry. Walter markets its competence brands Walter, Walter Titex, Walter Prototyp, and Walter Multiply through a network of channel partners and field engineers across the USA, Canada, Mexico, and Brazil.