With 30 years in the industry

Mortgage Broker in Seabrook Island, SC

Ask us Anything843-478-5612

Book an Appointment

Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Seabrook Island, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Seabrook Island's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Seabrook Island, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Seabrook Island, SC
 Refinance Seabrook Island, SC

Why Choose Dan Crance As Your Mortgage Lender in Seabrook Island, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Seabrook Island, SC

Home Financing in Seabrook Island, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Seabrook Island, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Seabrook Island, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Seabrook Island, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Seabrook Island, SC.

Refinancing in
Seabrook Island, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Seabrook Island, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Seabrook Island, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Seabrook Island, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Seabrook Island, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Seabrook Island may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Seabrook Island, SC

Trust Dan Crance

Your Mortgage Lender in Seabrook Island, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Seabrook Island loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Seabrook Island, SC

Soak Up The Sun In South Carolina's 10 Best Beach Towns

The United States has plenty of ocean-side states to visit for a beach vacation, but South Carolina easily has some of the best tourist spots on the east coast! From resort options to RV camp sides and everything in between, there's not a shortage of vacation spots for this summer. Trying to evade crowded beaches or looking for the perfect place to paddle-board? There's a South Carolina beach town for everyone! Whether searching for something with ...

The United States has plenty of ocean-side states to visit for a beach vacation, but South Carolina easily has some of the best tourist spots on the east coast! From resort options to RV camp sides and everything in between, there's not a shortage of vacation spots for this summer. Trying to evade crowded beaches or looking for the perfect place to paddle-board? There's a South Carolina beach town for everyone! Whether searching for something with a hip city-like shopping district or if parasailing and paragliding are more the vibe for this vacation, one of these ten beach towns can provide the ideal oasis for families, lovers, and adventurers of all sorts.

Bluffton

Located halfway between Hilton Head and Savannah, Bluffton is a great destination for beach lovers looking to relax and soak in the sun this summer. Start the morning here at The Corner Perk Cafe before taking in all the joy the coast has to offer. After tanning on the beach, kayaking, shopping, or exploring the art gallery, get dinner at Southern Barrel Brewing Co. or The Roasting Room. For dessert, check out Joe's Ice Cream & Beverage Company.

Related: 10 Best Things To Do In Kiawah Island, South Carolina

Isle Of Palms

Isle of Palms, South Carolina

Isle of Palms is one of South Carolina's best towns, with its beach always featuring volleyball, live music, and picnics. This island has incredible ocean-facing golf courses to offer those who visit, as well as two shopping centers to meet everybody's souvenir-needs. In between shopping, tanning, and water-sporting, get a meal at the Caribbean-themed Coconut Joe's Beach Grill. Be sure to explore some of the nightlife this town has to offer!

Seabrook Island

Seabrook Island is known for its uncrowded beaches and deep blue water. Some of its more unique attractions include the full-service Equestrian Center and 36-hole golf course. Who doesn't want to horseback ride on the beach? Other fun activities include booking a tour through Captain Jack's Kiawah Sailing and Dolphin Watching or giving paddleboarding a try with Water Dog Paddle Co. Plus; there are plenty of options for places to eat while guests enjoy their stay.

Related: Palm Springs Beyond The Golf Course: 10 Adventurous Things To Do In The Desert Oasis

Surfside Beach

Surfside Beach has a lot of fun amenities that make it the perfect vacation destination for families. From mini-golf to a fishing pier, this town has something fun for every child (and child at heart!) not to mention the shops this beach town has to offer visitors! While there are lots of local options for antiquing or thrifting, the open-air Hudson's Flea Market is easily the most unique. After a day of exploration and relaxation, get dinner at Surfside Jenny's or Bubba's Fish Shack.

6 Pawley's Island

Pawley's Island is the perfect beach destination for a more laid-back traveler. One of the coast's oldest beach towns, Pawley's Island has everything a classic Carolina town has to offer: boutiques, beaches, and water sports. It is known for its quiet calmness and massive sand dunes, and is ideal for those looking to evade large crowds. Specific attractions include the Brookgreen Gardens, which hosts the best post-dinner activity on the island each summer: an extravagant light show!

5 Hilton Head

Ranked as the #1Island in the Continental United States by Travel & Leisure Magazine's World Best Awards, Hilton Head is a great family beach town with plenty of guided and unguided outdoor activities to explore. Why not give zip-lining a try? Or try some low-country cuisine? Or pedal around the island? While summer may be the obvious choice, visiting in the fall allows for fewer crowds while still having all the best accommodations available.

Related: These Italian Restaurants Prove Hilton Head Is More Than Just (Great) Seafood

4

Located on Port Royal Island, Beaufort is best associated with its downtown historic district. Lined with mossy oak trees and just moments away from the water, downtown Beaufort offers historical landmarks like the National Cemetery, the Fort Frederick Heritage Preserve, and the Saint Helena Parish Chapel of Ease Ruins. In between sightseeing and beach-laying, guests can get luxury treatment at one of the nearby spas! This is the perfect destination for travelers looking for more cultural experiences and educational opportunities than some of the other beach towns have to offer.

3 Kiawah Island

An island just 25 miles southwest of Charleston, Kiawah Island is associated with its many adventurous activities. Take photos of the water at Beachwalker Park, go fishing at Mingo Point, or explore the Rockville Historic District before getting dinner at Jasmine Porch or The Ryder Cup Bar. No matter what itinerary a guest is following, no one should miss the wild-life at Marsh Island Park, which is only accessible via boat!

2 Murrells Inlet

Known as the seafood capital of South Carolina, Murrells Inlet is a great beach town for foodies and fishermen alike. While there, consider taking the local Murrells Inlet Marsh Walk or Banana Boat Ride before chowing down at Drunken Jack's or Russell's Seafood Grill and Raw Bar. Want to take some of the ocean food back home? Make a souvenir stop at Harrelson's Seafood Market before heading out of town.

1 Myrtle Beach

Whether searching for a luxurious resort or an affordable hotel, Myrtle Beach is the oceanfront town to unwind in. Throughout the summer, Myrtle Beach has a concert series, light show, and amateur golf tournament. All this on top of other staple amenities like boutiques, boardwalks, and beach views for visitors to soak up the sun near! And don't forget to dine and drink like royalty to make the most of the trip!

The 4 Most Snake-Infested Rivers in South Carolina

South Carolina is known for its barbecue, warm temperatures, and welcoming beaches. But did you know that it’s home to plenty of different species of snakes? The hot, humid climate, combined with the marshy, wet areas and grasslands that make up the Low Country, make an excellent home for serpents. The Piedmont, the hilly region at the edge of the Blue Ridge Mountains, also contains plenty of snakes. ...

South Carolina is known for its barbecue, warm temperatures, and welcoming beaches. But did you know that it’s home to plenty of different species of snakes? The hot, humid climate, combined with the marshy, wet areas and grasslands that make up the Low Country, make an excellent home for serpents. The Piedmont, the hilly region at the edge of the Blue Ridge Mountains, also contains plenty of snakes. South Carolina has 38 different species of snakes, and they’re all native to the state! Let’s take a look at which rivers are home to the most snakes.

1. The Savannah River

The Savannah River is home to plenty of different species of snake. One dangerous serpent you might find here is the Copperhead. This species is the most venomous snake in the state. You can tell the Copperhead apart from others by its brown hourglass crossbands and over a pinkish or tan-colored background. These snakes enjoy the mountains as well as coastal hardwood floors.

They tend to live in grasslands, rolling pine hills, sandy coasts, and longleaf pine flatwoods. This means you might come across one at any point. The Savannah River, which borders Georgia, is home to these snakes and rat snakes. The black rat snakes have a telltale hint of white along their scales and are found in the mountains and Piedmont regions of central Georgia and South Carolina. You can find yellow rat snakes along the coast, and gray rat snakes tend to live in the Savannah River in Southern South Carolina.

2. The Pee Dee Rivers

The Little Pee Dee and Great Pee Dee rivers are home to the brown watersnakes. They’re various shades of brown with dark brown square blotches and a lighter belly. Though they tend to roam the Pee Dee rivers, you could come across one of these anywhere in the state. They enjoy life in flowing water, so rivers are their favorite spots. They’re very common snakes and are fantastic swimmers! Their bites are known to be especially painful, though they aren’t venomous.

3. The Edisto River

Another harmless snake you might come across is the Garter snake. They’re well-adapted to living around people and can often be found in city parks, as well as suburban lawns and gardens. While it’s rare for them to bite, they will defecate and release a foul smell to defend themselves!

The Edisto River makes its way through a large part of the Lowcountry in South Carolina. Much of it is wet and marshy, making it a great home for serpents. Cottonmouths can also be found in palmetto thickets, pine forests, dune areas, and prairies, as well as slow-moving streams, swamps, marshes, ponds, and rivers. This snake is incredibly dangerous and venomous. They vibrate their tails and expose the white interior of their mouths when they hiss.

4. The Broad River

Besides brown watersnakes, you will likely come across banded and northern watersnakes in the Broad River. You might also see Queen snakes, commonly confused with watersnakes due to similar coloration. Unlike watersnakes, though, these won’t typically bite you! Though banded watersnakes aren’t venomous, they give off an awful stench when threatened. Northern watersnakes make up the majority of these species found here and are often confused with copperheads due to the dark brown or reddish bands and blotches on their backs.

The Reasons and Meaning Behind the Euphrates River Drying Up: 2023 Edition
Discover the 9 Most Snake-Infested Rivers In The United States
What Lives at the Bottom of the Ohio River?

Share on:

About the Author

I'm a 36-year-old mother of 2 and military wife. I have 2 dogs and a cat that I'm thoroughly obsessed with. When I'm not writing for work, I'm writing as a hobby. You can find me knee deep in a pile of books or way too invested in a video game.

Thank you for reading! Have some feedback for us? Contact the AZ Animals editorial team.

10 Scenic Beaches Near Charleston For A Sunny Escape

There are plenty of good reasons to make the trip to Charleston, South Carolina: Historic homes make for colorful photo ops, the restaurant scene is fresh and inventive, and locally owned stores and boutiques make for unparalleled shopping. Some of the Holy City's greatest assets, though, aren't actually within the city limits. Pack the sunscr...

There are plenty of good reasons to make the trip to Charleston, South Carolina: Historic homes make for colorful photo ops, the restaurant scene is fresh and inventive, and locally owned stores and boutiques make for unparalleled shopping. Some of the Holy City's greatest assets, though, aren't actually within the city limits. Pack the sunscreen and load the car because the scenic beaches near Charleston are a gem. You won't find ultra-crowded beaches, just a quiet spot to relax and soak up the sunshine. The smooth sand, cool water, and near-perfect weather will make you think you've found pure bliss. Here, find our guide to the sun-drenched beaches that are just a quick drive from the Charleston Peninsula. They're worth the detour.

1. Kiawah Island

While the 23-mile drive from the peninsula out to Kiawah Island takes about 40 minutes on a good day, the pristine stretch of sand at Kiawah's public Beachwalker Park is well worth it. It's quiet, especially for a public park, fronts the ocean, and also offers views of the Kiawah River. Beach chair and umbrella rentals are available seasonally, and dogs are welcome, as long as they're on a leash. Explore Kiawah Island's private beaches by renting a house or villa on the island or booking a stay at the Sanctuary, the island's luxurious oceanfront hotel.

2. Folly Beach

Just 12 miles from downtown, the "Edge of America" is the grooviest of Charleston's nearby beaches. It's a popular hangout for surfers, who frequent "The Washout," a stretch of coast known for having the area's best waves. Center Street, the bohemian beach town's colorful main thoroughfare, is lined with surf and souvenir shops and good eats, like Taco Boy and Rita's Seaside Grille, and is just steps away from Folly's 1,045-foot fishing pier.

3. Isle of Palms

The oceanfront county park on this barrier island has picnic tables, a sand volleyball court, and a playground for the littlest beach bums, making it a great place to take the whole family. Venture a little farther down the beach, beyond the park, to discover a number of fun beachfront bars and eateries, like family-friendly Coconut Joe's Beach Grill and The Windjammer, a classic dive bar and music venue that's as salty as they come. Paddle the intercoastal waterway from Isle of Palms where you may encounter dolphins and get up close to coves and marshes.

4. Seabrook Island

Though the island's nearly 4 miles of unspoiled beaches are private to residents and rental guests only (book your stay here), Seabrook is still worth a stop if you're already making the trip out to Kiawah's Beachwalker Park, which is just a few miles away. An Audubon International Cooperative Sanctuary, Seabrook is home to a variety of wildlife, including foxes, bobcats, deer, sea turtles, and bottlenose dolphins. Head to Bohicket Marina for a sunset stroll by the river, then plop down at an outdoor table at the Salty Dog Cafe for water views, East Coast peel-and-eat shrimp, and a cold beer or two.

5. Sullivan's Island

When it comes to old-school cottages, small town charm, and a spotless beach to boot, you won't find a dreamier destination than Sullivan's Island. While neighboring Isle of Palms has a lively resort feel, 3.3-square-mile Sullivan's tends to fly under the radar–and the locals like it that way. Be sure to stop by Poe's Tavern on Middle Street for a killer burger before you head back toward town. Flip-flops and salty hair are always welcome on the front porch.

6. Bulls Island

Accessible only by ferry, this barrier island is 45 minutes away from downtown Charleston and feels far away from the comforts of civilization. A good way to see the birds of this untouched island, and perhaps a playful dolphin if you're lucky, is on a guided paddling tour. Comb the beach for shells, walk Boneyard Beach where a forest is being recalled by the sea, or track foxes, bobcat, and deer.

7. Edisto Island

About 60 miles from Charleston, Edisto Beach's unspoiled coastline makes it worth the drive. Stay beachside for a dreamy vacation, or take a day trip from Charleston. One of four oceanfront state parks in South Carolina, palmetto-lined Edisto Beach State Park provides the picture-perfect backdrop for swimming, hunting for shells and sharks' teeth, fishing, or strolling. After a day on the island's trails, savor some seafood at the Waterfront Restaurant or the tacos at McConkey's Jungle Shack.

8. Morris Island

Hunt for shells and fossils near the candy cane–striped lighthouse on this uninhabited island just minutes from Charleston. Accessible only by boat, visitors can opt for several tour options, including riding out on a 55-foot power catamaran that's for the more adventurous traveler. For photography buffs, view the lighthouse from the shores of Folly Beach.

9. Pawleys Island

It takes a bit longer to reach from Charleston than some of the other beaches, but the slower pace on Pawleys Island is instantly soothing. This barrier island packs a lot into its four-mile stretch. Set off in a canoe or kayak to explore the salt marsh that separates this island from the mainland, or settle in for a day at the beach. There's shelling, fishing, and crabbing to be done. Sign up for surfing lessons—some of the best waves are near Pawleys Island Pier.

10. Capers Island

Similar to Bulls Island, Capers Island has its own forest of forgotten sea-bleached trees covering the shoreline. At low tide, you may see feeding dolphins and water birds like egrets and herons searching for a meal. Discover tide pools as you walk the beach, hike the island to see gators and deer in their natural habitat, or paddle along the shores and see jellyfish and crabs. Reach this undeveloped island by chartered boat, or take a kayak tour to learn about the area's ecosystem.

Frequently Asked Questions

MUSC Health breaks ground on Sea Islands Medical Pavilion

The more than 20,000 square foot facility will be located at 1884 Seabrook Island Road, near Bohicket Marina. The Sea Islands community is expected to undergo significant population growth over the next few years, especially those residents 65 and older. The Sea Islands are also geographically isolated, situated more than 20 miles from the nearest hospital. The area also accommodates a large seasonal population of tourists, many of whom have trouble navigating local health care services.“It can take up to 45 minutes to get to th...

The more than 20,000 square foot facility will be located at 1884 Seabrook Island Road, near Bohicket Marina. The Sea Islands community is expected to undergo significant population growth over the next few years, especially those residents 65 and older. The Sea Islands are also geographically isolated, situated more than 20 miles from the nearest hospital. The area also accommodates a large seasonal population of tourists, many of whom have trouble navigating local health care services.

“It can take up to 45 minutes to get to the nearest hospital from the Sea Islands. That’s too long for an emergency situation such as a stroke, where every minute counts. As the state’s only comprehensive academic health system, we are committed to delivering the best possible care, closest to home,” said David J. Cole, M.D., FACS, MUSC president. “This new medical pavilion will provide rapid access to outstanding care for the entire Sea Islands community.”

As part of the MUSC Health system’s overarching strategy, the MUSC Health Charleston Division has worked to provide better community access and local care in the greater Tri-County region, as well as coastal communities to the north and south of Charleston. This enables better capacity at the flagship facilities, which offer specialized and complex care downtown while enhancing overall accessibility and continuity of care for patients and families, especially in underserved communities. Since 2019, four new multispecialty ambulatory care platforms have opened in West Ashley, North Charleston and Mount Pleasant.

In addition to 24/7 emergency care, the facility will offer two trauma rooms, a rooftop helicopter pad, and a medical office building that will provide primary and specialty care, including imaging and lab services, cardiology and physical therapy. A telemedicine network will connect the entire facility to some of the nation’s top providers at MUSC Health in downtown Charleston. The Town of Kiawah Island donated $1 million to create a healing, restful green space and garden adjacent to the new facility.

“Accessibility to the wonderful health system and hospitals we have here has been a concern, so it was exciting to hear about this project,” said Town of Kiawah Mayor John Labriola. “My hat’s off to the MUSC Board of Trustees and the institution’s leadership, because getting a certificate of need is not easy… personally, I look forward to the ribbon cutting and seeing our garden that will be named for the Town of Kiawah.”

The project was made possible in part by Kiawah Partners, which was acquired by South Street Partners in 2013, who donated 6 acres of land to the Medical University Hospital Authority (MUSC Health), valued at $4.85 million.

"This project was initiated to meet the huge need for medical services on Kiawah Island, Seabrook, and Johns Island. With no convenient emergency healthcare options currently available, we have been working for seven-plus years to figure out a way to bring accessible healthcare to the Sea Islands,” said Chris Randolph, South Street Partners. “Thanks to MUSC, we will soon have a world-class medical facility that provides so much more than what we had originally envisioned. We couldn’t be more pleased to have been able to donate the land for this project and feel very grateful to partner with such an excellent health care system.”

Of the estimated $30 million needed to fund the project, MUSC is committed to raising $17 million in private support. To date, it has received more than $9.5 million in confirmed gifts, with many coming from local residents.

“Private support is critical to the long-term success of the MUSC Health Sea Islands Medical Pavilion because of the many financial challenges that come with operating a medical facility in this community,” said Kate Azizi, vice president for Institutional Advancement. “One challenge is the low population density of the Sea Islands. While this is an aging population that needs timely access to medical care – there aren’t enough people living in these communities full time to sustain our operations. Philanthropic support helps fill those gaps, allowing us to deliver the best care possible where and when it’s needed.”

Donors Chris and DeeDee Gibson are giving $2 million to the project. In recognition of their generosity, the physical therapy space will be named in their honor. “My family has been coming to Kiawah for close to 40 years,” Chris Gibson said. “When my wife DeeDee and I built a home here, she had one request: that there was a hospital nearby in case of an emergency. All these years later, we are excited to contribute to the new MUSC Health Sea Islands Medical Pavilion and to help make these vital medical services available to our neighbors on Kiawah, Seabrook and Johns islands.”

“The construction of a full-fledged medical facility with emergency services is a dream come true for all Johns, Kiawah and Seabrook Islands,” said local resident Pam Harrington, who donated $2 million and will name the emergency department after the Harrington family. “As our population continues to grow and more folks are retiring to our area, the demand for medical services grows with it! Being a Kiawah/Cassique resident for many years, the addition of a medical pavilion fills a real need that has existed over several decades. Prior to my 40-plus years in real estate on the islands I was a practicing ICU nurse. This medical center is near and dear to my heart! As a thank you and show of appreciation to all who have been so supportive of my success, here, on the Sea Islands, it seems befitting to take this opportunity to give back in a meaningful way.”

Construction is expected to conclude in late 2023.

Quote bank:

Seabrook Mayor John Gregg – “It is indeed my pleasure to welcome MUSC to Seabrook Island, as our local community will be well served by the capabilities of this facility and the practitioners who will staff it. We look forward to having better availability of care, ranging from emergency room treatment, to advanced diagnostics for the ailments, bumps, pains, scrapes, stings, and strains that come with having an active and diverse population.”

MUSC Board of Trustees Vice Chairman Charles Schulze – “On behalf of the board, I want to acknowledge, commend, and deeply, deeply thank you for your dedication hard work and the public private collaboration that is taking place to get us to where we are today. As an air force veteran of the Vietnam war, I know the importance and necessity of teamwork. When you have a complex mission ahead of you in those situations, your unity as a team is your biggest strength… And it didn't matter where you live, where you were from or what your background was in our military. You learned that persistence, perseverance, collaboration, and expertise are critical to the success of a mission. And it's been no different in this case. When the board began to discuss the feasibility of this project, we knew it wasn't going to happen without teamwork and vision. Not only from everybody at MUSC, but also from the community here in the sea islands.”

MUSC Health System CEO and Executive Vice President of Health Affairs Dr. Pat Cawley – “What makes this project challenging is that it doesn’t fit into normal health constructs. We spent a lot of time with the community, trying to gauge what was needed and it was clear that there was tremendous community support for this project and it was the engagement with the concept of neighbors caring for neighbors and the work of the community to reach out to state officials and regulators that helped make this project a reality. MUSC Health is proud to be a part of this community and its health care provider of choice, and we are humbled by the level of support we are receiving to bring this shared vision to reality.”

###

About MUSC

Founded in 1824 in Charleston, MUSC is the state’s only comprehensive academic health system, with a unique mission to preserve and optimize human life in South Carolina through education, research and patient care. Each year, MUSC educates more than 3,000 students in six colleges – Dental Medicine, Graduate Studies, Health Professions, Medicine, Nursing and Pharmacy – and trains more than 850 residents and fellows in its health system. MUSC brought in more than $327.6 million in research funds in fiscal year 2021, leading the state overall in research funding. MUSC also leads the state in federal and National Institutes of Health funding, with more than $220 million. For information on academic programs, visit web.musc.edu

As the health care system of the Medical University of South Carolina, MUSC Health is dedicated to delivering the highest quality and safest patient care while educating and training generations of outstanding health care providers and leaders to serve the people of South Carolina and beyond. Patient care is provided at 14 hospitals with approximately 2,500 beds and five additional hospital locations in development; more than 350 telehealth sites, with connectivity to patients’ homes; and nearly 750 care locations situated in all regions of South Carolina. In 2022, for the eighth consecutive year, U.S. News & World Report named MUSC Health the No. 1 hospital in South Carolina. To learn more about clinical patient services, visit muschealth.org.

MUSC and its affiliates have collective annual budgets totaling $5.1 billion. The nearly 25,000 MUSC team members include world-class faculty, physicians, specialty providers, scientists, students, affiliates and care team members who deliver and support groundbreaking education, research, and patient care.

Seabrook Island neighbors push for short-term rental cap, mayor says no cap needed

SEABROOK ISLAND, S.C. (WCSC) - Seabrook Island neighbors are petitioning their leaders to cap the number of short-term rentals, stating there is overcrowding due to what they called over-tourism, but the mayor said the town has no plans to do so.Seabrook Island homeowner Ted Flerlage says over 700 of his neighbors want to cap the number of short-term rentals on the island.“What we’re trying to do is cap, not end the process of short-term rentals, cap at roughly the present numbers, evaluate what happens after that,&...

SEABROOK ISLAND, S.C. (WCSC) - Seabrook Island neighbors are petitioning their leaders to cap the number of short-term rentals, stating there is overcrowding due to what they called over-tourism, but the mayor said the town has no plans to do so.

Seabrook Island homeowner Ted Flerlage says over 700 of his neighbors want to cap the number of short-term rentals on the island.

“What we’re trying to do is cap, not end the process of short-term rentals, cap at roughly the present numbers, evaluate what happens after that,” Flerlage said, “and then, determine whether or not we should lower the number of short-term rentals.”

As of June 19, there are 484 of these properties on the island, which residents said has led to overcrowding on the island’s streets and amenities.

Mayor John Gregg said for this year, data gathered over the past few months suggest otherwise.

“We’re not going to be looking at imposing limitations on the number of short-term rental units,” Gregg said.

Coastal Getaways owner Nancy Buck said more people are starting to call the island home, and good rentals are full for around 40% of the year.

She says all of her clients are property owners who rent to help offset the costs of the amenities, taxes and insurance.

“We’ve also gone from 35% permanent residents to 60% residents in the last two years,” Buck said. “Twenty-five percent of the properties have turned over since 2019.”

Buck also adds the majority of the amenities are mostly used by members and not rental guests.

However, the homeowners want the town’s government to hear them out.

“I’d like him to reconsider,” Flerlage said. “I’d like him to look at the reality and listen to the people who are property owners here, the residents on the island. You know, 700 people is a big number.”

“Let’s wait and see how this year goes,” Buck said. “They instituted the short-term rental ordinance couple of years ago, or actually, last year, so let’s give it a full year to see how it goes.”

Both Buck and the homeowners said they want to work out their differences over the next several months to come up with a solution that works for everyone.

Copyright 2022 WCSC. All rights reserved.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.