With 30 years in the industry

Mortgage Broker in Seabrook Island, SC

Ask us Anything843-478-5612

Book an Appointment

Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Seabrook Island, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Seabrook Island's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Seabrook Island, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Seabrook Island, SC
 Refinance Seabrook Island, SC

Why Choose Dan Crance As Your Mortgage Lender in Seabrook Island, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Seabrook Island, SC

Home Financing in Seabrook Island, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Seabrook Island, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Seabrook Island, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Seabrook Island, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Seabrook Island, SC.

Refinancing in
Seabrook Island, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Seabrook Island, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Seabrook Island, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Seabrook Island, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Seabrook Island, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Seabrook Island may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Seabrook Island, SC

Trust Dan Crance

Your Mortgage Lender in Seabrook Island, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Seabrook Island loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Seabrook Island, SC

MUSC Health breaks ground on Sea Islands Medical Pavilion

The more than 20,000 square foot facility will be located at 1884 Seabrook Island Road, near Bohicket Marina. The Sea Islands community is expected to undergo significant population growth over the next few years, especially those residents 65 and older. The Sea Islands are also geographically isolated, situated more than 20 miles from the nearest hospital. The area also accommodates a large seasonal population of tourists, many of whom have trouble navigating local health care services.“It can take up to 45 minutes to get to th...

The more than 20,000 square foot facility will be located at 1884 Seabrook Island Road, near Bohicket Marina. The Sea Islands community is expected to undergo significant population growth over the next few years, especially those residents 65 and older. The Sea Islands are also geographically isolated, situated more than 20 miles from the nearest hospital. The area also accommodates a large seasonal population of tourists, many of whom have trouble navigating local health care services.

“It can take up to 45 minutes to get to the nearest hospital from the Sea Islands. That’s too long for an emergency situation such as a stroke, where every minute counts. As the state’s only comprehensive academic health system, we are committed to delivering the best possible care, closest to home,” said David J. Cole, M.D., FACS, MUSC president. “This new medical pavilion will provide rapid access to outstanding care for the entire Sea Islands community.”

As part of the MUSC Health system’s overarching strategy, the MUSC Health Charleston Division has worked to provide better community access and local care in the greater Tri-County region, as well as coastal communities to the north and south of Charleston. This enables better capacity at the flagship facilities, which offer specialized and complex care downtown while enhancing overall accessibility and continuity of care for patients and families, especially in underserved communities. Since 2019, four new multispecialty ambulatory care platforms have opened in West Ashley, North Charleston and Mount Pleasant.

In addition to 24/7 emergency care, the facility will offer two trauma rooms, a rooftop helicopter pad, and a medical office building that will provide primary and specialty care, including imaging and lab services, cardiology and physical therapy. A telemedicine network will connect the entire facility to some of the nation’s top providers at MUSC Health in downtown Charleston. The Town of Kiawah Island donated $1 million to create a healing, restful green space and garden adjacent to the new facility.

“Accessibility to the wonderful health system and hospitals we have here has been a concern, so it was exciting to hear about this project,” said Town of Kiawah Mayor John Labriola. “My hat’s off to the MUSC Board of Trustees and the institution’s leadership, because getting a certificate of need is not easy… personally, I look forward to the ribbon cutting and seeing our garden that will be named for the Town of Kiawah.”

The project was made possible in part by Kiawah Partners, which was acquired by South Street Partners in 2013, who donated 6 acres of land to the Medical University Hospital Authority (MUSC Health), valued at $4.85 million.

"This project was initiated to meet the huge need for medical services on Kiawah Island, Seabrook, and Johns Island. With no convenient emergency healthcare options currently available, we have been working for seven-plus years to figure out a way to bring accessible healthcare to the Sea Islands,” said Chris Randolph, South Street Partners. “Thanks to MUSC, we will soon have a world-class medical facility that provides so much more than what we had originally envisioned. We couldn’t be more pleased to have been able to donate the land for this project and feel very grateful to partner with such an excellent health care system.”

Of the estimated $30 million needed to fund the project, MUSC is committed to raising $17 million in private support. To date, it has received more than $9.5 million in confirmed gifts, with many coming from local residents.

“Private support is critical to the long-term success of the MUSC Health Sea Islands Medical Pavilion because of the many financial challenges that come with operating a medical facility in this community,” said Kate Azizi, vice president for Institutional Advancement. “One challenge is the low population density of the Sea Islands. While this is an aging population that needs timely access to medical care – there aren’t enough people living in these communities full time to sustain our operations. Philanthropic support helps fill those gaps, allowing us to deliver the best care possible where and when it’s needed.”

Donors Chris and DeeDee Gibson are giving $2 million to the project. In recognition of their generosity, the physical therapy space will be named in their honor. “My family has been coming to Kiawah for close to 40 years,” Chris Gibson said. “When my wife DeeDee and I built a home here, she had one request: that there was a hospital nearby in case of an emergency. All these years later, we are excited to contribute to the new MUSC Health Sea Islands Medical Pavilion and to help make these vital medical services available to our neighbors on Kiawah, Seabrook and Johns islands.”

“The construction of a full-fledged medical facility with emergency services is a dream come true for all Johns, Kiawah and Seabrook Islands,” said local resident Pam Harrington, who donated $2 million and will name the emergency department after the Harrington family. “As our population continues to grow and more folks are retiring to our area, the demand for medical services grows with it! Being a Kiawah/Cassique resident for many years, the addition of a medical pavilion fills a real need that has existed over several decades. Prior to my 40-plus years in real estate on the islands I was a practicing ICU nurse. This medical center is near and dear to my heart! As a thank you and show of appreciation to all who have been so supportive of my success, here, on the Sea Islands, it seems befitting to take this opportunity to give back in a meaningful way.”

Construction is expected to conclude in late 2023.

Quote bank:

Seabrook Mayor John Gregg – “It is indeed my pleasure to welcome MUSC to Seabrook Island, as our local community will be well served by the capabilities of this facility and the practitioners who will staff it. We look forward to having better availability of care, ranging from emergency room treatment, to advanced diagnostics for the ailments, bumps, pains, scrapes, stings, and strains that come with having an active and diverse population.”

MUSC Board of Trustees Vice Chairman Charles Schulze – “On behalf of the board, I want to acknowledge, commend, and deeply, deeply thank you for your dedication hard work and the public private collaboration that is taking place to get us to where we are today. As an air force veteran of the Vietnam war, I know the importance and necessity of teamwork. When you have a complex mission ahead of you in those situations, your unity as a team is your biggest strength… And it didn't matter where you live, where you were from or what your background was in our military. You learned that persistence, perseverance, collaboration, and expertise are critical to the success of a mission. And it's been no different in this case. When the board began to discuss the feasibility of this project, we knew it wasn't going to happen without teamwork and vision. Not only from everybody at MUSC, but also from the community here in the sea islands.”

MUSC Health System CEO and Executive Vice President of Health Affairs Dr. Pat Cawley – “What makes this project challenging is that it doesn’t fit into normal health constructs. We spent a lot of time with the community, trying to gauge what was needed and it was clear that there was tremendous community support for this project and it was the engagement with the concept of neighbors caring for neighbors and the work of the community to reach out to state officials and regulators that helped make this project a reality. MUSC Health is proud to be a part of this community and its health care provider of choice, and we are humbled by the level of support we are receiving to bring this shared vision to reality.”

Founded in 1824 in Charleston, MUSC is the state’s only comprehensive academic health system, with a unique mission to preserve and optimize human life in South Carolina through education, research and patient care. Each year, MUSC educates more than 3,000 students in six colleges – Dental Medicine, Graduate Studies, Health Professions, Medicine, Nursing and Pharmacy – and trains more than 850 residents and fellows in its health system. MUSC brought in more than $327.6 million in research funds in fiscal year 2021, leading the state overall in research funding. MUSC also leads the state in federal and National Institutes of Health funding, with more than $220 million. For information on academic programs, visit web.musc.edu

As the health care system of the Medical University of South Carolina, MUSC Health is dedicated to delivering the highest quality and safest patient care while educating and training generations of outstanding health care providers and leaders to serve the people of South Carolina and beyond. Patient care is provided at 14 hospitals with approximately 2,500 beds and five additional hospital locations in development; more than 350 telehealth sites, with connectivity to patients’ homes; and nearly 750 care locations situated in all regions of South Carolina. In 2022, for the eighth consecutive year, U.S. News & World Report named MUSC Health the No. 1 hospital in South Carolina. To learn more about clinical patient services, visit muschealth.org.

MUSC and its affiliates have collective annual budgets totaling $5.1 billion. The nearly 25,000 MUSC team members include world-class faculty, physicians, specialty providers, scientists, students, affiliates and care team members who deliver and support groundbreaking education, research, and patient care.

The 12 Best South Carolina Islands to Visit

PureWow editors select every item that appears on this page, and the company may earn compensation through affiliate links within the story. You can learn more about that process here.You’ve already been charmed by Charleston, maybe even made the trip to some of...

PureWow editors select every item that appears on this page, and the company may earn compensation through affiliate links within the story. You can learn more about that process here.

You’ve already been charmed by Charleston, maybe even made the trip to some of South Carolina’s best small towns like Bluffton, Georgetown? and Mount Pleasant. But there’s a lot more awesomeness waiting to be discovered in the Palmetto State…or, shall we say, just off the coast. South Carolina has some really incredible islands that are perfect for vacation, whether you’re intrigued by pirate lore, love exploring salt marshes, fancy a birdwatching holiday or just need a stress-free escape where wild horses run free.

One of South Carolina’s most popular tourist destinations for a plethora of reasons, Hilton Head Island offers an incredible mix of natural wonder, upscale delights and outdoor activities. You can book whale watching and dolphin spotting boat charters, hit the links, go cycling, hiking and kayaking, play tennis and polo, do some shopping, snap pics in front of the red-and-white-striped Harbour Town Lighthouse and, of course, catch some rays on the beach.

No doubt you’ve heard of Hilton Head Island and Savannah in the neighboring state of Georgia. Sitting just off the coast between these well-known vacation destinations is a tiny hidden gem called Daufuskie Island with a population of just 500 residents. There aren’t hotels or big-name attractions. Instead, it's a place of peace, quiet and magical natural wonders—bottlenose dolphins bob in the waters and loggerhead turtles nest on the shore.

In terms of true vacation destinations, Kiawah Island is a hole-in-one. It has a huge gated luxury beach and golf resort with loads of swish accommodation and amenities like world-class fairways. You don’t need to be a guest to explore the island, which is open to the public. Daytrippers from Charleston often drive over to enjoy the sandy beaches, hiking and biking trails, tours at Heron Park Nature Center and Marsh Island Park.

4. CAPERS ISLAND, SOUTH CAROLINA

A pretty, undeveloped barrier island oasis, Capers Island is the perfect spot for a family vacation. Beaches, maritime uplands and salt marshes provide the perfect backdrop for outdoor adventure. It’s excellent for birdwatching and wildlife peeping. Be sure to bring your camera to the eye-catching “boneyard beach” where old tree stumps dot the sandy expanse. Bonus: accessibility from Charleston means no long travel days with the kiddos.

5. DEVEAUX BANK, SOUTH CAROLINA

By now you’ve likely gathered that birding is a big deal in South Carolina. Deveaux Bank, a horseshoe-shaped spit of sand at the mouth of the North Edisto River estuary, takes it to the next level as the island actually encompasses a 215-acre sanctuary that’s a protected nesting habitat for many sea and shorebirds. If you’re keen to see eastern brown pelicans and black skimmers, hightail it over to Deveaux Bank.

Seabrook Island is a downright dreamy place to live or visit. A lot of people choose to reside in this private, oceanfront community. That’s because it’s pretty as a picture with natural beauty galore, nationally recognized birdwatching, two award-winning golf courses, near-empty beaches, a racquet club, an equestrian center and stunning houses we’d happily call home. And the fact that it’s just a few miles from downtown Charleston yet retains a sense of seclusion definitely helps, too.

A nature lover’s dream, Bear Island feels rugged and remote despite sitting just an hour outside Charleston. This undeveloped and pristinely beautiful 12,021-acre Sea Island is part of the ACE Basin estuarine reserve area and managed by the South Carolina Department of Natural Resources. That translates to ample opportunities for bird watching (it’s among the top-ranked spots for twitchers in the entire state) and wildlife viewing, fishing, hiking and biking.

Where to Stay: “No Saints” Beach House (sleeps 4), Two-Bedroom Unit at Wyndham Ocean Ridge Resort (sleeps 6), Vacation Home Near Beach (sleeps 14)

For a fantastic family-friendly holiday, consider Edisto Island. A laid-back Lowcountry Sea Island not far from Charleston (some people even call it home and commute into the Holy City, just to give you a sense of proximity) that’s approximately 68 square miles and has loads of low-key appeal in the form of sandy beaches and outdoor activities for all ages, including hiking and camping in Edisto Beach State Park.

Fripp Island doesn’t scream "Shiver me timbers" in that really obvious sort of way. But its treasure hunting past is really interesting and the legends live on. Though, these days, the most seaward of the barrier islands feels a lot less pirate and more residential vacation resort with sandy beaches, tennis courts and golf courses. It’s also a designated wildlife sanctuary. Visitors and residents frequently see great blue herons, wood storks and dolphins.

If you’ve spent some time in South Carolina or are generally familiar with the Palmetto State, Beaufort probably rings a bell. Port Royal Island is the island where the aforementioned seaside city resides. There are beautiful beaches, scenic walking trails, boat tours and tons of opportunities for birdwatching. It's also a popular pick for foodies, specifically seafood lovers who come from far and wide to sample fresh-caught Lowcountry fare.

11. CALLAWASSIE ISLAND, SOUTH CAROLINA

Callawassie Island may be one of the hundreds of barrier and sea islands, but this 880-acre private slice of paradise just 17 miles from Beaufort sets itself apart from the rest with its coastline, tidal creeks, lagoons, salt marshes and moss-draped trees. There’s also a butterfly garden and a golf course. Callawassie Island is accessible via the half-mile-long causeway that connects it to the mainland as well as by boat.

Where to stay: Renovated Cottage (sleeps 6), Bed and Breakfast Porch Rockin’ (sleeps 13), North Beach Pet-Friendly Cottage (sleeps 10)

Sure, bigger isn’t always better. But, then again, sometimes size ups the appeals of a place. Sprawling 738 acres, Johns Island, the largest island in South Carolina and famously a filming location for The Notebook is enchantingly beautiful with miles of wooded trails, farms and lakes. Back to the whole size thing…its most famous feature, the massive ancient Angel Oak stands a whopping 65-feet tall and shades an area of 17,000 square feet.

The Best Beaches In (& Around) Charleston That You Can't Afford To Miss

South Carolina is known for its spectacular landscapes, with Charleston being one of its major attractions. Charleston offers many things to experience, but its beaches are definitely at the top of the list. While each of these beaches comes with unique features, spectacular views, an incredibly quiet atmosphere, and gorgeous shores are common characteristics. Whether looking for secluded spots for a relaxing vacation, Charleston is the best place to be. Here are the city's 10 beaches travelers can't afford to miss. Folly Beach...

South Carolina is known for its spectacular landscapes, with Charleston being one of its major attractions. Charleston offers many things to experience, but its beaches are definitely at the top of the list. While each of these beaches comes with unique features, spectacular views, an incredibly quiet atmosphere, and gorgeous shores are common characteristics. Whether looking for secluded spots for a relaxing vacation, Charleston is the best place to be. Here are the city's 10 beaches travelers can't afford to miss.

Folly Beach

A post shared by Charleston Daily (@charleston_daily)

Folly back is one of the best island beaches in Charleston and is a popular surfing spot, if not the locals' favorite. The beach is packed with several colorful shops, restaurants, hotels, and beach rentals – and it is a perfect time to spend a relaxing moment. The beach is reachable via a short drive from downtown Charleston, making it a gateway to some of the city's most iconic attractions. Travelers should know that summers can have this beach crowded, so arriving early, perhaps by 10:00 am, is the trick.

Edisto Beach

A post shared by South Carolina State Parks (@scstateparks)

Boasting four and a half miles of gorgeous coastline, Edisto beach is one spot not to miss, especially if into a relatively calm and quiet place. It is also among the most family-friendly beaches, offering numerous activities for both adults and kids. Nestled in Edisto Island, about an hour's drive from downtown Charleston, Edisto Beach is an excellent spot for night camping, picnicking, and looking for seashells, perhaps with family or friends. It is located in a state park, giving access to numerous hiking and biking trails to explore.

Isle Of Palms

Isle of Palms boasts seven miles of beautiful shoreline, and being a close community; families can have the best beach vacation experience here. It is a great place to watch sea turtles and enjoy the beautiful white sands. Plus, there are many activities to explore, from golfing to fishing to boating and water sports. If not with kids, visit Windjammer’s beach bar once the sun goes down after spending a whole day outdoors. The bar’s atmosphere is great, and it serves well-mixed drinks and a pool.

Kiawah Island

It takes a forty-minute drive to get to Kiawah Island from the Historic Charleston if travelers take the State Road 2-10-20. With so many things to see and do on this beach, including swimming, sunbathing, going on nature walks, and biking, it is definitely one of the best to visit in Charleston. The island boasts an incredible shopping village, golfing and tennis opportunities, boating, and fishing. The island's beaches are beautiful, and they feature white sand.

Sullivan’s Island

Located north of the Charleston harbor, Sullivan's Island boasts a population of about 2,000 people and offers. From the island, vacationers will enjoy magnificent views and a fantastic dining scene – and it is a spot loved by the locals. It is important to note that there are no hotels on the island, so vacationers can only make their visit a day trip. Travelers should arrive there early because parking can be a problem. The beach doesn't have public lots for parking, and vacationers can only use one side of the street.

Seabrook Island

Located amidst Edisto and Kiawah Islands, Seabrook Island boasts beautiful beaches that vacationers can't regret exploring. The island's main beaches are located in a private beachfront community and provide a perfect relaxing spot on beautiful sands. Families should opt for Pelican Beach, as it boasts calm waters and is far away from the hustle and bustle of other beaches in Charleston. Travelers looking for breathtaking sunset views should head to North Beach,

Capers Island

Boasting a perfect stretch of sand, beautifully lined with palm trees, Capers Island is incredibly dramatic and is among the best places to explore on South Carolina's coast. Visitors can only get there on boat rides, but Sullivan's Island has some charters vacationers can use. Canoeing and kayaking are other means to get there, but only for travelers into adventures. The beach is located about 20 miles away from downtown Charleston. Capers Island is a great place to go shell hunting, see the tree skeletons, and explore marine life, including some dolphins.

Morris Island

Morris Island is not well-known, and while many travelers prefer places like Folly Beach, this beach offers a perfect remote experience in Charleston. Spectacular views of the Morris Island Lighthouse are the major draw to this beach, and while visitors can't get up close, they can take some epic photographs from the shore. There are also several shells and wildlife to see. It is located a short distance from the popular Folly Beach, reachable in a boat ride northeast, and it's an excellent choice for vacationers looking for a secluded stretch of beautiful sand. Hiking to the beach from the northernmost parts of Folly Beach also gets visitors there in only 20 minutes. If hopping on a private boat from Charleston Harbor, it'll take 20 minutes to get there.

Bulls Island

Situated about 45 minutes away from historic Charleston, Bulls Island is one of the beaches not to miss when exploring this part of South Carolina. The beach is only accessible by a ferry ride It offers a different kind of nature and beach experience. Stretching for six and a half a mile, this uninhabited island is home to numerous wildlife, including endangered species. It is a popular spot for birdwatching, as it boasts over 275 bird species. Tourists may also spot some shells on the beautiful shore.

Mosquito Beach

Mosquito Beach is found near Folly Beach and Stono River, about a 20-minute drive from Charleston. This beach is not like other beaches with beautiful white sands and turquoise waters, but it boasts the most spectacular sunset views. The culinary experience around this place is second to none. While it's mostly pluff and a tidal creek, it definitely shouldn't miss on travelers' bucket lists. The beach is full of history and would be a perfect spot for history buffs. It was a major destination for African-Americans in the 1950s.

Some Seabrook Island residents call for cap on short-term rentals

SEABROOK ISLAND, S.C. (WCSC) - An ongoing battle over short-term rentals is brewing on Seabrook Island, where homeowners say uncontrolled growth of properties is affecting their quality of life.Homeowners Ted Flerlage and Paul McLaughlin said although they do not want to end short-term rentals on the island, the effects of recent growth have prompted them to call for a cap on short-term rentals.“If you come here in July, around July Fourth, as a resident walking out boardwalk one, let’s say, to north beach, there&rs...

SEABROOK ISLAND, S.C. (WCSC) - An ongoing battle over short-term rentals is brewing on Seabrook Island, where homeowners say uncontrolled growth of properties is affecting their quality of life.

Homeowners Ted Flerlage and Paul McLaughlin said although they do not want to end short-term rentals on the island, the effects of recent growth have prompted them to call for a cap on short-term rentals.

“If you come here in July, around July Fourth, as a resident walking out boardwalk one, let’s say, to north beach, there’s no space, and that is a rental issue,” Flerlage, who has lived on the island since March 2020, said. “That is a noise issue. It is a parking issue because every spot on the limited parking area is taken.”

The two homeowners have spearheaded the Preserve Seabrook effort. A letter sent to residents as part of the effort says concerns “center on the uncontrolled growth of short-term rentals, especially on streets where there are many full-time and private residential properties.”

“We aim to retain a reasonable offering of properties that can be rented by guests who love to visit and vacation on our beautiful island, while ensuring Seabrook does not gradually morph into a resort community,” the letter states. “We believe adding a cap on the number of resort properties on Seabrook would protect the unique qualities of our island while allowing revenue generated through rental properties to continue to flow back to the town through state and county accommodation taxes that the renters pay.”

Over 300 residents have signed a petition to cap the number of short-term rentals on the island, according to McLaughlin.

The petition seeks a single question on the Nov. 2, 2021 ballot that asks if voters support:

“Seabrook, when I bought here in 2002 and built our house here in 2009, it was more like ‘Cheers,’” McLaughlin said. “Everybody knew your name. Now, with the influx of 500 rental properties and growing, it’s changed a lot, and the quality of life on the island has changed a lot.”

Seabrook Island Mayor John Gregg said a petition from those calling for a cap has been sent to a committee, which will conduct a factual inquiry and then report to town council with recommendations.

“The object for the ad hoc committee was to identify inquiries of factual matters that could inform council as it considers whether or not it is warranted to do further regulation,” Gregg said.

The mayor added that to operate a short-term rental on the island, homeowners need to have a business license and a permit from the town.

McLaughlin and Flerlage said they welcome the data-driven effort but want more communication from the town and to work with them on a solution.

“Our question to them: What is the tipping point? If 500 isn’t the tipping point, is it 600? Is it 700? Is it 800? So, in the meantime, we need to figure it out,” McLaughlin said. “We need to halt what’s going on. Everybody keeps what they currently have, and we study the problem, and we figure out what the solution would be. We don’t make the problem worse while continuing to study it.”

“These are people who live in South Carolina and vote in South Carolina who live on the island and vote on the island,” Flerlage said. “These are the people who are their direct constituents – the people who vote for the mayor and the town council. It’s more than 300 of those people who signed up, which is nearly as many as who voted for them in the last election on Nov. 2, and in our opinion, there has been no communication and we’ve been getting fairly short-tripped on the issue.”

Copyright 2021 WCSC. All rights reserved.

7 Things to Do in Kiawah Island, South Carolina

Follow winding, oak-shaded roads 25 miles southwest of downtown Charleston's cobblestone streets and celebrated restaurant scene, and you'll find yourself on Kiawah Island. Carved by the Kiawah River on one side and fronting the Atlantic Ocean on the other, the barrier ...

Follow winding, oak-shaded roads 25 miles southwest of downtown Charleston's cobblestone streets and celebrated restaurant scene, and you'll find yourself on Kiawah Island. Carved by the Kiawah River on one side and fronting the Atlantic Ocean on the other, the barrier island is a true escape. Here, nature reigns supreme: ten miles of beaches roll out along the Atlantic; cicadas form their own sort of soundtrack; and lights-out is often determined by the sea turtles' nesting season. Even so, there's plenty to do for travelers who like their time in nature punctuated with good food, luxurious creature comforts, and a frozen drink in hand. Here are seven things to do in Kiawah Island, South Carolina.

Stay Like a Local

For access to all of Kiawah's amenities, from bike rentals to pools, you'll have to stay on the island. For an experience that's luxurious but unpretentious, book a room at The Sanctuary, an oceanfront hotel known for its five-star service and elevated onsite dining. For families who want a little room to spread out (or a kitchen), villa and home rentals are a smart choice; reserve through the resort directly, or book through a site like VRBO or Airbnb.

Spend a Day on the Sand

On the west end of the island, Beachwalker Park is Kiawah's only public beach access feels like a hidden gem, thanks to its wide, unspoiled expanses of sand. It offers the best of both worlds too: in addition to the ocean frontage, you can also score views of the Kiawah River here.

Hit the Links

Five state-of-the-art golf courses are open to the public. For avid fans of the sport, the Ocean Course alone makes Kiawah worth the trip. Host to two PGA Championships, the 18-hole course is not for the faint of heart. Raised above the dunes to capitalize on the expansive shore views, golfers are also subjected to ocean breezes (which don't exactly make for an easy or predictable trip around the green). Try Cougar Point for marsh views and a slightly less technical experience.

Go for a Cruise

One of the best ways to explore the island is to leave the car in park and take a beach cruiser for a spin (you can reserve them through the resort or bring your own). Between 30 miles of paved trails and 10 miles of hard-packed beach, there's no shortage of routes to explore. Ask for directions to the Marsh View Tower, an observation deck primed for birdwatching and soaking in the marsh and river scenery.

Visit Heron Park Nature Center

The naturalists here will school you in many of the species who call the island home, from bobcats and white-tailed deer to loggerhead sea turtles and American alligators. Sign up for a guided tour, like "Back Island Birding", "Marsh Kayaking," or "Ocean Seining and Beach Combing," or ask for their recommendations for the best nature-spotting places in the area.

Explore Freshfields Village

Built around a lush lawn, Freshfields Village has plenty of restaurants and shops to explore, plus a boutique stay, the Andell Inn. Pick up a beach read at Indigo Books; snag treats for your four-legged friends at Dolitte's; and gear up for island adventures SeaCoast Sports and Outfitters. Start the morning with coffee and a breakfast sandwich from Java Java; settle in for grilled cheese and a milkshake at retro Vincent's Drugstore & Soda Fountain; or cap off the day with house-made frosé from newly opened The Co-Op. Check their calendar for seasonal events, like summertime's "Music on the Green" concert series and farmer's market.

Venture to Bohicket Marina & Market

Make the short drive to neighboring Seabrook Island for a taste of the area's salty maritime culture. Snag a umbrella-shaded table on the upper deck at Salty Dog Café for fresh catch, a cold beer, and riverfront views of the boats coming and going from the marina.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.