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Mortgage Broker in Ladson, SC

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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Ladson, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Ladson's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Ladson, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Ladson, SC
 Refinance Ladson, SC

Why Choose Dan Crance As Your Mortgage Lender in Ladson, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Ladson, SC

Home Financing in Ladson, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Ladson, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Ladson, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Ladson, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Ladson, SC.

Refinancing in
Ladson, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Ladson, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Ladson, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Ladson, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Ladson, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Ladson may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Ladson, SC

Trust Dan Crance

Your Mortgage Lender in Ladson, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Ladson loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Ladson, SC

RV Retailer, LLC ("RVR") Opens New Store in Charleston, South Carolina

FORT LAUDERDALE, Fla., May 5, 2022 /PRNewswire/ -- RV Retailer, LLC ("RVR") today announced the grand opening of a new store in Charleston, South Carolina. This new store marks the 97th store for RVR since its founding in June of 2018. Continue Reading Jon Ferrando, Chief Executive Officer and President of RVR stated, "We...

FORT LAUDERDALE, Fla., May 5, 2022 /PRNewswire/ -- RV Retailer, LLC ("RVR") today announced the grand opening of a new store in Charleston, South Carolina. This new store marks the 97th store for RVR since its founding in June of 2018.

Continue Reading

Jon Ferrando, Chief Executive Officer and President of RVR stated, "We are excited to open a new store in the fast-growing Charleston, South Carolina market. This will be an outstanding store for us with an ideal location in the market right on I-26, a great team and excellent products. This will be our 11th location in the Carolinas. We built an impressive state of the art facility boasting a 24,000 square foot facility with 18 service bays and an indoor showroom."

"South Carolina is one of the fastest growing states in terms of RV registrations growing 27% since 2019 from 6,100 to 7,900 registrations in 2021. The state has incredible demographics of retirees and emerging families that will make this location thrive for years to come. This store will be under our East Region run by Don Strollo, East Region President," added Jon Ferrando.

"RV One Charleston is introducing an excellent mix of premium brands including Grand Design, Entegra, Forest River and East to West," said Don Strollo. "This location coupled with our stores in Myrtle Beach area have us ready to service customers in some of the most scenic RV park destinations in the eastern US."

RV One Superstores Charleston is located east of I-26 and Highway 78 in Ladson, South Carolina The location is just minutes away from some of the most attractive lakes an parks in South Carolina in Francis Marion National Forest, Lake Marion and Lake Moultrie. RV One and Sonny's Camp-N-Travel have been serving the local South Carolina market since 1973.

To learn more about RV One Superstores Charleston and RV Retailer, please visit: https://rvonecharleston.rvone.com/ or https://www.rvretailer.com/

About RV Retailer, LLC

RV Retailer, LLC is a leading recreational vehicle retail company in the United States with a focus on providing an outstanding experience for recreational vehicle customers in new and used sales, service and parts, and customer financial services. RV Retailer has 97 RV stores in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Indiana, Iowa, Kentucky, Missouri, Montana, Nevada, New Hampshire, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wyoming. Regional store brands include: RV One Superstores, Motor Home Specialist, ExploreUSA, Sonny's Camp-N-Travel, Cousins RV, Camper Clinic, Lifestyle RVs, Family RV Group, Northgate RV, Tom's Camperland and Blue Dog RV, which sell a wide range of new and used RV brands with thousands of RVs in inventory.

RV Retailer is led by co-founders Jon Ferrando, Chief Executive Officer and President, and John Rizzo, Executive Vice President, Chief Financial Officer and Treasurer. Jon Ferrando and John Rizzo were instrumental in building America's largest automotive retailer from start-up to over $20 billion in revenue. RV Retailer's leadership team has over 250 years of automotive and RV retail industry experience.

Media ContactCaroline Andrew, Senior Partner(646) 373-2899

RVRetailer@FINNPartners.com

SOURCE RV Retailer, LLC

Where Oklahoma falls in transfer portal rankings following deadline

The transfer portal has been a gamechanger for teams and coaches across the college football landscape. Really for all sports but the primary focus is football, as we review the teams who were able to cash in.The transfer portal can work both ways. The Oklahoma Sooners are a prime example of that. After watching both Spencer Rattler (South Carolina) and Caleb Williams (USC) exit stage left, they needed to address multiple spots including at quarterback.New head coach Brent Venables and offensive coordinator Jeff Lebby were able...

The transfer portal has been a gamechanger for teams and coaches across the college football landscape. Really for all sports but the primary focus is football, as we review the teams who were able to cash in.

The transfer portal can work both ways. The Oklahoma Sooners are a prime example of that. After watching both Spencer Rattler (South Carolina) and Caleb Williams (USC) exit stage left, they needed to address multiple spots including at quarterback.

New head coach Brent Venables and offensive coordinator Jeff Lebby were able to convince former UCF southpaw quarterback Dillon Gabriel to change directions and come to Norman, instead of playing for Chip Kelly at UCLA. The Sooners added other new members such as former UCLA offensive linemen McKade Mettauer and Hawaii edge rusher Jonah La’ulu.

The NCAA set a deadline of May 1 for transfers to be eligible to play in the 2022 season without requiring a waiver. With the deadline now in the rearview mirror, we break down the top 10 transfer teams according to 247Sports composite transfer rankings.

With new head coach Mario Cristobal now in charge of the Hurricanes, he is reloading the Miami program in hopes of bringing them back into relevancy. Top transfers include former West Virginia DL Akheem Mesidor and former Clemson WR Frank Ladson.

AP Photo/LM Otero, File

The Horned Frogs did lose a few players such as Ochaun Mathis to Nebraska and Zach Evans to Ole Miss, but new head coach Sonny Dykes has been loading up the talent in Fort Worth. He recently added several former Longhorns to his team for 2022. Top transfers include former Louisana RB Emani Bailey and former Arkansas RB Trelon Smith.

Kevin Jairaj-USA TODAY Sports

The Longhorns are unique to this list because they have the fewest number of incoming transfers, which is tied with the Alabama Crimson Tide. They each brought in five players, but the Texas list is led by a former pledge, Quinn Ewers. The team also added former Wyoming WR Isaiah Neyor and former Alabama TE Jahleel Billingsley.

Jeff Blake-USA TODAY Sports

Former Oklahoma assistant Shane Beamer has been busy in the transfer portal. After having to use a grad assistant at quarterback last season, he brought former Sooners QB Spencer Rattler to Columbia. Among the other top guys to transfer in is Austin Stogner, who was coached by Beamer in Norman.

Richard Mackson-USA TODAY Sports

Chip Kelly could be trying to fight off the hot seat rumors in 2022 and he made sure to get the best talent he could for the upcoming campaign. After losing WR Chase Cota to Oregon, the former Ducks head coach snagged former Duke WR Jake Bobo. His other top transfers include Edge rushers Grayson and Gabriel Murphy from North Texas.

Kim Klement-USA TODAY Sports

Alabama joins the list with the fewest number of transfers, which is tied with the Longhorns. After losing his top two WRs to the NFL draft, head coach Nick Saban brought Jermaine Burton over from the Georgia Bulldogs. He also added top RB Jahmyr Gibbs and former five-star CB Eli Ricks from LSU.

Bryan Terry, The Oklahoman-USA TODAY Network

Oklahoma had quite the turn of events in November when they were tasked with not only having to replace their head coach but also their starting quarterback in the coming months following the exit of Lincoln Riley. Former defensive coordinator Brent Venables returned to Norman to run the football program and landed quarterback Dillon Gabriel. Venables also added four-star defensive lineman Jeffrey Johnson of Tulane.

Andre Broussard/ Special to The Daily Advertiser / USA TODAY NETWORK

Speaking of coaches leaving for another Power Five gig, we have Brian Kelly who traded his Fighting Irish gear for the Purple and Gold of LSU. The Tigers saw plenty of players leaving but plenty coming the way of Baton Rouge as well. They added former Arizona State QB Jayden Daniels and convinced Myles Brennan to remove himself from the transfer portal.

Stephen Lew-USA TODAY Sports

Lane Kiffin brought the Rebels their first 10-win season since 2015 and only their second since 2003. His star quarterback Matt Corral left for the NFL and Kiffin responded by snagging Jaxson Dart from USC out of the portal. His other big acquisitions were former USC TE Michael Trigg and former TCU RB Zach Evans. The offensive drop-off shouldn’t be a problem for one of the brightest offensive minds.

Kiyoshi Mio-USA TODAY Sports

The USC brass was able to pluck Lincoln Riley out of Norman and so went a lot of Sooner talent. Both in terms of the transfer portal and in recruiting. The wound is still fresh, so he won’t be a name many will remember fondly any time soon. Especially not after bringing QB Caleb Williams, WR Mario Williams, and CB Latrell McCutchin with him. Not to mention a few highly-touted former Sooner commits.

TELUS International establishing operations in Charleston County

$3.4 million initial investment will create approximately 1,200 new jobs by 2022 COLUMBIA, S.C. – TELUS International, a customer experience innovator that designs, builds and delivers digital solutions for global brands, today announced plans to establish operations in Charleston County. The $3.4 million initial investment will create approximately 1,200 new jobs by 2022.TELUS International provides multilingual digital customer experience and digital IT solutions to clients all ...

COLUMBIA, S.C. – TELUS International, a customer experience innovator that designs, builds and delivers digital solutions for global brands, today announced plans to establish operations in Charleston County. The $3.4 million initial investment will create approximately 1,200 new jobs by 2022.

TELUS International provides multilingual digital customer experience and digital IT solutions to clients all over the world. The company has over 56,000 team members, operates in more than 25 countries and partners with brands across high-growth industry verticals, including: technology and games; communications and media; eCommerce and fintech; healthcare and travel; and hospitality. In the United States, TELUS International also has operations in Folsom, California and Las Vegas, Nevada.

Located at 3450 Ingleside Boulevard in North Charleston, TELUS International’s new facility will increase the company’s operating capacity to meet growing customer demand.

TELUS International is currently welcoming team members into the new facility. Individuals interested in joining TELUS International should visit the company’s careers webpage.

The Coordinating Council for Economic Development has approved job development credits related to the project.

QUOTES

“We are thrilled to be expanding into North Charleston and tapping into the region’s attractive talent pool to support our company’s continued growth, as well as becoming more actively involved in the months and years ahead in community giving and volunteer initiatives to contribute to the health and well-being of the region’s citizens." -TELUS International Chief Operating Officer Chuck Koskovich

“We’re excited to welcome TELUS International to South Carolina and celebrate their decision to do business in our state. By creating approximately 1,200 new jobs in Charleston County, this company is making a commitment to the entire community that will make a real difference in the lives of South Carolinians, and we couldn’t be more excited.” -Gov. Henry McMaster

“Today, we congratulate TELUS International on the announcement of their first South Carolina operations. This $3.4 million initial investment and the creation of more than 1,200 new jobs represent a tremendous win for Charleston County and South Carolina.” -Secretary of Commerce Harry M. Lightsey III

“We continue to prove ourselves as a destination to call on for business growth. This is a significant win for Charleston County, and we are thrilled with the addition of 1,200 jobs for our citizens.” -Charleston County Council Chair Teddie Pryor

"Our three-county region is a globally competitive destination for business, talent and entrepreneurs. TELUS International selected Charleston for its competitive advantages and business-friendly environment. This international company will be an important part of our market's growing global economy and IT community, and we look forward to its continued success." -Charleston Regional Development Alliance Board Chair Mike Fuller

Tickets on sale for Lowcountry's 1st Trucking Expo; event aims to ease industry challenges

LADSON, S.C. (WCIV) — For the last two years, the trucking industry has...

LADSON, S.C. (WCIV) — For the last two years, the trucking industry has struggled with an all-time high in truck driver shortages. Amid this crisis, a Charleston trucking company is looking to change the narrative right here in the Lowcountry.

In exactly four months’ time, the Coastal Carolina Fairgrounds will be full of truck service companies, operators and vendors taking part in the first-ever trucking expo in the Lowcountry and South Carolina.

The expo is hosted by the trucking agency CM Transportation. The event will serve two main purposes:

One is to connect prospective drivers with current operators, vendors or agencies to provide the first step into entry in the trucking industry and open doors to those who haven’t had the opportunity before. It also looks to connect these prospective drivers with resources on how to get certified and obtain a commercial driver’s license.

The second is to connect operators with vendors in an attempt to improve supply chain management and look at ways to increase revenue.

With the current driver shortage totaling nearly 80,000 drivers nationwide, according to the American Trucker Association, leaders with CM Transportation say they felt the need to step in to try and make a change.

“With there being so many changes, like the cost of diesel fuel right now increasing the rates, we have a lot of people who are interested in entering into our industry,” CM Transportation owner and operator Carisa Carter said. “The lack of knowledge is why we peril. So, they don't really have the information that a lot of people don't have. The information that they need when they begin their journey in trucking. So, I think that this will change the face, because now they'll see that there is a support system.”

Carter said another focus of hers is to increase the female presence in the trucking industry. She hopes to use her connections within female-owned small businesses to help connect truck drivers with big players in the industry.

Truck drivers are in high demand, but there are many more factors that contribute to some of the struggles within the trucking industry.

One is the hike in diesel fuel prices over the last few months. Mix that with supply chain delays, and trucking companies like CM Transportation say it has completely changed the cost analysis for many companies and even caused many financial struggles.

Entry into the industry has also become harder over the last few months. New federal laws passed in February increased prices to obtain a CDL, which is required to be able to become a truck driver, by thousands of dollars.

To combat this, trucking officials say they have seen the highest salaries for drivers in almost 23 years, and with Charleston’s roots in shipping and ports, CM Transportation leaders hope this expo will drive more people into the industry.

“From East Coast to West Coast, there's just not enough truck drivers to deliver the amount of cargo that came in after the world opened back up after COVID,” Carter said. “That is one of the foundations, the biggest industries, that we have here locally, and so we're, you know, with this being a port city, the value is increased nationwide, which has allowed us to increase the value of our drivers here.”

The official date of the expo is set for Sept. 17 at the Coastal Carolina Fairgrounds. There will also be food, a DJ and a raffle for an estimated $6,000 set of tractor tires.

Tickets officially go on sale Tuesday for the first-of-its-kind expo. General admission starts at $25, with a professional package with more amenities starting at around $50.

Check out ABC News Four’s Sean Mahoney’s Twitter or Facebook page for more information on how to sign up.

Groundbreaking Thursday on 'state of the art' mental health facility in Ladson

LADSON, S.C. (WCIV) — Officials with Trident Medical Center are officially breaking ground on a new, standalone behavioral hospital!It will be the first the first freestanding ...

LADSON, S.C. (WCIV) — Officials with Trident Medical Center are officially breaking ground on a new, standalone behavioral hospital!

It will be the first the first freestanding behavioral hospital to open in the Lowcountry in over 30 years.

The nearly 58,790-square-foot facility in Ladson will include a single-story hospital and interior courtyard with space for recreation and therapy. The facility will have “state of the art” inpatient and outpatient services for Lowcountry residents.

The main difference this building will provide in comparison to general hospital care is more of a focus and extended resources for geriatric and adolescent care. The behavioral hospital will continue adult care as well.

The medical director for behavioral health at Trident, Jeffrey Culver, says he starts every day in the emergency room.

Currently, there are only 250 beds for mental health patients in the Lowcountry, and without a dedicated space for them — in most cases — a lot of them must go to the emergency room.

But with the construction of this new facility, Culver hopes it will help provide a safe space for real change and will get more people the help they need.

“I fully expect when this facility opens, that the dialogue both locally and nationally will continue to help chip away at that stigma. I think we're still a long way from where we need to be, where we can talk about mental health and mental illness the same way we talk about things like heart disease and cancer, but we're getting there. And I think being able to open up a brand-new facility and have people see that what we're doing is part of medicine,” Culver said.

ABC News 4's Sean Mahoney spoke with longtime mental health advocate Kelly Troyer, who works with the National Alliance of Mental Illness - Greater Charleston area.

She says the Lowcountry has come a long way in providing mental health services, but that there is still more work to be done and she hopes this will help kickstart that change.

Troyer also says the need for mental health services has drastically increased over the course of the pandemic.

The City of Charleston reported a 78.1 percent increase in the number of suicides from 2020 to 2021.

Troyer also has a personal connection to mental illness, as her son, Alex, was diagnosed with schizophrenia at a young age. She says finding resources in the Lowcountry was nearly impossible in the beginning, as she had to go out of state for care.

However, she says the construction of this new facility is a step in the right direction.

“As far as access to service, no, there's not enough in our state, especially in the rural areas. Then also, even here in the Lowcountry, we have great resources and we have people. But look at the Latino community and the African-American community, there's more [of a ] stigma around mental health conditions, so they don't reach out as much to the access that's here,” Troyer said. “So this groundbreaking of this hospital is very good news for us in our community. And we want to celebrate that.”

The hospital is expected to start out with 60 inpatient beds with the ability to expand and also will provide outpatient resources.

Construction started on the $30.4 million facility started in December, but officials with Trident waited until Thursday to hold the ceremony because of the weather.

Work is expected to wrap up in spring of 2023.

The groundbreaking ceremony and celebration is taking place at 11 a.m., at the construction site, which is about two miles from Trident Medical Center and right off highway 17 in Ladson, at 3445 Ingleside Boulevard.

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