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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Columbia, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Columbia's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Columbia, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Columbia, SC
 Refinance Columbia, SC

Why Choose Dan Crance As Your Mortgage Lender in Columbia, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Columbia, SC

Home Financing in Columbia, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Columbia, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Columbia, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Columbia, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Columbia, SC.

Refinancing in
Columbia, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Columbia, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Columbia, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Columbia, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Columbia, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Columbia may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Columbia, SC

Trust Dan Crance

Your Mortgage Lender in Columbia, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Columbia loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Columbia, SC

McMaster announces SC executive budget in Columbia

COLUMBIA, S.C. (WCSC) - South Carolina Gov. Henry McMaster is unveiling his executive budget recommendations for the state’s 2024-2025 fiscal year.“South Carolina’s booming economy has once again created a record budget surplus, this year totaling over $1.64 billion in unexpected revenue,” McMaster said at Friday’s news conference. He is calling for tax relief and making bold, targeted investments in education, economic development, and public safety.Several of his recommendations target education ...

COLUMBIA, S.C. (WCSC) - South Carolina Gov. Henry McMaster is unveiling his executive budget recommendations for the state’s 2024-2025 fiscal year.

“South Carolina’s booming economy has once again created a record budget surplus, this year totaling over $1.64 billion in unexpected revenue,” McMaster said at Friday’s news conference. He is calling for tax relief and making bold, targeted investments in education, economic development, and public safety.

Several of his recommendations target education in the state. He wants to see the starting salary for teachers in the state rise from $42,500 to $45,000. His goal by the year 2026 is a minimum starting pay of at least $50,000.

“Two years ago, South Carolina’s system for funding K-12 education was archaic and confusing, a piecemeal system consisting of 29 separate line-item appropriations. Now, a consolidated formula makes sure that funding follows the child. It keeps pace with student enrollment and provides financial resources to support a state average student-teacher ratio of 11.4 students per teacher with an average teacher salary including fringe benefits of $79,536. This Executive Budget also increases state aid to classrooms by $250 million,” he said.

He called for $115 million for instructional materials, $21.1 million for funding for the full-day four-year-old kindergarten program to cover an additional 2,500 children from low-income households expected to enroll in the program in the 2024-2025 school year.

His budget also includes $13.4 million for school resource officers.

“Placing an armed, certified school resource officer in every school, in every county, all day, every day, has been one of my top priorities as governor,” he said. “At my request, the General Assembly began funding a grant program administered by the Department of Public Safety, to provide school districts with funds to hire more resource officers for our state’s 1,284 public schools. The grant program has been very successful and has more than doubled the number of officers assigned to a school, going from 406 in 2018 to 1,109 in 2023.”

The additional $13.4 million, he said, would add an officer in 175 existing and new schools the currently do not have an assigned SRO.

For infrastructure, he wants the General Assembly to set aside at least $500 million in surplus funds from the Homestead Exemption Fund for the state’s Department of Transportation to be used for emergency bridge replacement and repairs.

“There is no infrastructure more in need of investment than our state’s roads, bridges, highways, and interstates,” he said. “Because our booming economy and rapid population growth have outpaced the state’s ability to keep up with improvements to our transportation infrastructure, we must continue to make big, bold, and transformative investments.”

McMaster’s recommendations also include a $99 million allocation to cover a further income tax cut.

“Until a few years ago, South Carolina had the highest personal income tax rate in the southeast and the 12th-highest in the nation. No more,” he said. “Two years ago, I signed into law the largest income tax cut in state history. Accordingly, my executive budget recognizes this year’s $99 million scheduled cut to the income tax rate, dropping it to 6.3%.”

While the governor said the state is in “superior fiscal shape,” he called for state lawmakers to set aside $54.3 million for the state’s rainy day fund, which he said would make sure the fund maintains a balance equal to 10% of the 2024-2025 General Appropriations Act.

Additional highlights include:

“By thinking big, by being bold, and by making transformative investments, I believe we will set our state on a course that will provide the opportunity for prosperity, success, and happiness for generations of South Carolinians. Let us continue working together. I believe in South Carolina, I believe in America, and I believe the best is yet to come,” he said.

McMaster released details of his recommendations at a news conference at the State House Friday afternoon.

This is a developing story. Check back for updates.

Copyright 2024 WCSC. All rights reserved.

President Joe Biden and Vice President Kamala Harris to visit South Carolina

COLUMBIA, S.C. (WIS) - President Joe Biden will visit the Palmetto State ahead of the Democratic Primary.According to White House officials, the 46th President of the United States and Vice President Kamala Harris will travel across the country to speak and engage with voters and core constituencies.On Saturday, Jan. 6, Biden will deliver a speech near Valley Forge, Pennsylvania during the third anniversary of the Jan. 6th capitol insurrection.The Revolutionary War site location is meant to highlight a central argument o...

COLUMBIA, S.C. (WIS) - President Joe Biden will visit the Palmetto State ahead of the Democratic Primary.

According to White House officials, the 46th President of the United States and Vice President Kamala Harris will travel across the country to speak and engage with voters and core constituencies.

On Saturday, Jan. 6, Biden will deliver a speech near Valley Forge, Pennsylvania during the third anniversary of the Jan. 6th capitol insurrection.

The Revolutionary War site location is meant to highlight a central argument of Biden’s re-election bid, which is protecting democracy and personal freedoms.

“Every generation of Americans will face a moment when they have to defend democracy, stand up for our personal freedom, and stand up for the right to vote and our civil rights. This is our moment, and President Biden knows that it’s more important than ever that we win,” said Biden-Harris 2024 Communications Director Michael Tyler.

On Monday, Jan. 8, Biden will deliver remarks at Mother Emanuel AME Church in Charleston, a venue his campaign says “embodies the stakes for the nation at the moment.”

Mother Emanuel is the site of a mass shooting where nine people were killed.

The mass shooting happened on June 18, 2015, and impacted not only the people of South Carolina but the country as a whole.

The victims in the shooting were Rev. Clementa Pinckney, 41, Cynthia Graham Hurd, 54, Ethel Lance, 70, Rev. DePayne Middleton, 49, Tywanza Sanders, 26, Rev. Daniel Simmons, 74, Rev. Sharonda Singleton, 45, Myra Thompson, 59, and Susie Jackson, 87.

“Whether it is white supremacists descending on the historic American city of Charlottesville, the assault on our nation’s capital on January 6 or a white supremacist murdering churchgoers at Mother Emanuel nearly nine years ago, America is worried about the rise in political violence and determined to stand against it,” Biden-Harris 2024 Principal Deputy Campaign Manager Quentin Fulks said. “The president’s return to the Palmetto State marks the fourth time as president to talk directly to voters who propelled him to the highest office in the land four years ago.”

Saturday, Jan. 6., Harris will deliver the keynote address at the 7th Episcopal District AME Church Women’s Missionary Society Annual Retreat in Myrtle Beach.

Harris will be in the Midlands on Monday, Jan. 15. She and US House Minority Leader Hakeem Jeffries will be speaking at the 2024 King Day at the Dome at the Zion Baptist Church in Columbia.

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How Columbia restaurateurs find ‘more of a story’ behind their international offerings

When Greg Slattery and Sandra Moscato, the husband-wife duo behind Curiosity Coffee Bar, traveled from Columbia to Oaxaca, Mexico, they left with their backpacks and an empty suitcase.They returned with the suitcase filled with around 50 pounds of coffee, to offer at their indie coffee shop on North Main Street for a few weeks in an attempt to bring new flavors from smaller coffee producers to South Carolina.“When you get to connect with people that are growing and producing it... there’s more of a story behind it,&...

When Greg Slattery and Sandra Moscato, the husband-wife duo behind Curiosity Coffee Bar, traveled from Columbia to Oaxaca, Mexico, they left with their backpacks and an empty suitcase.

They returned with the suitcase filled with around 50 pounds of coffee, to offer at their indie coffee shop on North Main Street for a few weeks in an attempt to bring new flavors from smaller coffee producers to South Carolina.

“When you get to connect with people that are growing and producing it... there’s more of a story behind it,” Moscato said. “It’s just more meaningful.”

Slattery and Moscato’s scattered journeys to places like Mexico, Panama and, soon, Costa Rica, are part of a smaller trend for Columbia-area restaurateurs who put an emphasis on traveling for inspiration at their eateries.

Taking every opportunity to explore beer culture

What started as an exchange program for 22-year-old Scott Burgess in the early ’90s became a lifelong passion project that’s now rooted in Columbia. Burgess, who owns German-style brewery and taproom Bierkeller Columbia, diverted from his initial love of writing and editing and took up a knack for brewing beer while working at a university in Bamberg, Germany.

“I took every opportunity I could to explore that beer culture,” Burgess said. “That interest never went away, it never left me and it always seems to eclipse any other thing I’ve found myself doing ... it was always a dream to replicate what I saw over there.”

Once he moved back to the United States, Burgess held on to his memories of pilsners and lagers from the rural biergartens in Germany as he tried to recreate what he tasted there. And as he started selling beer, brewing in what then held Swamp Cabbage Brewing in 2016, Burgess began making trips back to Germany to refresh himself on the flavors and styles.

On Bierkeller’s menu you won’t find beers popular in modern American culture like IPAs and Sours. Burgess prides himself on using beer recipes and techniques that are hundreds of years old and follow the German Purity Law of 1516 — a series of regulations that limited what ingredients Germans and states under the Holy Roman could use to brew beer.

COLUMBIA — Hey, it’s Zoe Nicholson. Normally I am Hannah Wade’s boss, working behind the scenes to bring you food content. But Hannah is taking a much-deserved week off, so I am stepping up for this week’s Table Crumbs.

Last weekend, I spent an evening at “the new New,” as opening show frontman Justin Osborne called it. That’s New Brookland Tavern’s new Five Points location, at the former Cotton Gin space on Harden Street.

The concert — Sequoyah Prep School rounded out a night that featured Palmetto natives Som’Bout and Asheville’s Holler Choir — marked a sea change for live music in Columbia. By moving to Five Points, NBT will be able to pull in bigger crowds, which leads to bigger acts. And local acts will benefit from a larger stage and the venue’s continued focus on spotlighting local and regional talent.

That’s all well and good, but what about the bathrooms? Parking? What are the drink prices like? Well, do not fear. Here is my official, unofficial logistical review of the new New Brookland Tavern.

Music Features

Parking at New Brookland Tavern? Not bad, but call an Uber.

One of the main concerns folks had when NBT announced it was moving to Five Points was parking. The neighborhood is infamous for spotty parking luck, but I had no trouble at all finding a spot just in front of Drip Coffee on Dec. 30 — a Saturday night at 7:30 p.m. Now, I did drive, but I would caution y’all to try and Uber when you can. Safety, first!

I waited in line to get inside the bar for about 15 minutes. They had one guy scanning tickets and another scanning IDs. Since the top floor/concert space is an all-ages venue, those who wanted to drink had to get their licenses scanned on once of those fancy tablets and wear a wristband. I don’t mind the wait since it means beefed up drinking protocols. And, the crowd Saturday night was pretty tame just before 8 p.m., so I got to meet some folks and reminisce on times spent in Five Points as college students.

New SC senator elected in Richland County. Here’s who won Tuesday’s election

South Carolina’s state Senate will now have six women.On Tuesday, voters in state Senate District 19 elected Columbia Democrat Tameika Isaac Devine to complete the final year of the late John Scott’s term in the overwhelmingly Democratic district.According to Tuesday’s unofficia...

South Carolina’s state Senate will now have six women.

On Tuesday, voters in state Senate District 19 elected Columbia Democrat Tameika Isaac Devine to complete the final year of the late John Scott’s term in the overwhelmingly Democratic district.

According to Tuesday’s unofficial results with all 39 precincts reporting, Devine carried 85.96% of the vote for the district that covers northwest Richland County. Republican Kizzie Smalls carried 9.65% of the vote.

Independent Michael A. Addison, of Columbia, received 2.71% of the vote. United Citizens Party candidate Chris Nelums received 1.6% of the vote.

To hold on to the seat for a full term, Devine will have to run again this year when the entire state Senate is up for election. Legislative primary elections are scheduled for June, with the general election in November.

Devine, a lawyer and former longtime Columbia City Council member, ran for mayor of the capital city in 2021 before losing to Daniel Rickenmann. She now becomes the sixth female senator in the State House’s upper chamber, joining state Sens. Penry Gustafson, R-Kershaw; Margie Bright Matthews, D-Colleton; Mia McLeod, I-Richland; Sandy Senn, R-Charleston; and Katrina Shealy, R-Lexington.

“Part of who I am is a Black woman, unapologetically Black woman,” Devine said. “That experience I’m bringing there I think is critically important to have that kind of diversity and that kind of experience where we’re making policy decisions on the things that matter to South Carolinians.”

Devine now joins a chamber that operates on seniority. She will rank 46th out of 46 senators. She said she has already spoken to leadership in the chamber to begin to build relationships with other lawmakers.

“I’m going to go in wanting to work with everybody and understanding the role that I play and what these voters are sending me there to do. And so, yes, I’m going to work across the aisle. So I’m going to work with the delegation, and in the caucus on making sure that we have priorities and that I am the voice in the Senate to help elevate those priorities,” Devine said. “It’s going to be about relationships. I’ve done that my entire career, building relationships and getting things done.”

The final stretch of the District 19 special election came during the holiday season, a time when many people were not paying attention to electoral politics or were traveling, making campaigning a challenge.

Devine said her advertisements were more targeted on social media ahead of the election to people who live in the district. She added her campaign was knocking on doors and sending out mailers and making phone calls to voters.

This story was originally published January 2, 2024, 8:37 PM.

Starting 2024 with a bang: Crew set up for Capital City Fireworks in downtown Columbia

The fireworks show will run for about 15 minutes and be set off near the State House. Munnerlyn Pyrotechnics says the setup takes four to five hours.COLUMBIA, S.C. — People all over the world are getting ready to ring in the New Year. The Capital City Fireworks show will start at midnight in Columbia with a 15-minute display. Despite lasting minutes, this show takes hours to set up."At New Year's, this is, like, the perfect time for firew...

The fireworks show will run for about 15 minutes and be set off near the State House. Munnerlyn Pyrotechnics says the setup takes four to five hours.

COLUMBIA, S.C. — People all over the world are getting ready to ring in the New Year. The Capital City Fireworks show will start at midnight in Columbia with a 15-minute display. Despite lasting minutes, this show takes hours to set up.

"At New Year's, this is, like, the perfect time for fireworks," Columbia resident Peter Kelly said.

Standing beside Naomi Stienstra, Kelly said they hope to see the city's fireworks show kick off 2024 with a bang.

"I love it because fireworks is, for me at least, a New Year's thing because we don't, back home where I'm from, we don't have Fourth of July," said Stienstra, who's from Australia. "New Year's is the only time we do fireworks."

"They're just exciting," Donna Adams, who's visiting Columbia from Georgia, said, smiling. "I love all the pretty colors, and you get to pick your favorite one, but they're all great."

Adams said her mom told her about Capital City Fireworks.

"I'm excited to see everything for New Year's," Adams said. "We have a wedding to go to and it's going to top it off after we come back from the wedding with a firework."

Irmo resident Reina Floyd said she's considering taking her kids to the fireworks after her evening church service.

"For the most part, you're watching things on TV of what's happening around the world, around the country. And everybody looks, you know, for New Year's at New York City and the Ball Drop," Floyd said. "So, it's kind of cool that they were like, 'We have stuff going on too in Columbia.' That's kind of cool."

It's a show that residents can expect to have "lots of different colors, lots of different effects," according to Guy Bouknight, the show's lead shooter.

"Timing is definitely the hardest part of a great firework show," Bouknight, a commercial outdoor pyrotechnic operator for Munnerlyn Pyrotechnics, said. "So, just getting everything timed and synced in and layering."

Bouknight said a lot of time and thought goes into preparing for the show, from the colors to the heights of the explosions to the timing.

"We have these mortar tubes that are in racks, all of the racks get stabilized, make sure there's no debris in any of the tubes. And then once everything is stabilized together, then we start dropping the pyro," Bouknight said regarding the four to five-hour set-up process. "And then, once the pyro is dropped, then we electronically match everything to a module. And then, once everything's plugged into that module, then we Bluetooth or radio frequency everything together, sync everything up, and then it's ready to go."

Bouknight said his company does shows in different states across the region in all different locations. When it comes to urban areas like downtown Columbia, he said there are a few other considerations.

"In an urban environment, of course, we try not to angle any of the effects and having them going different directions," Bouknight said. "We kind of shoot everything straight up in the air. And, of course, just make sure that there's no overhead power lines or anything like that."

Bouknight said his favorite part of the show is seeing reactions from people like Floyd, who said this might be the perfect start to 2024.

"I don't think I've looked forward to a New Year like this in a really long time," Floyd said, smiling. "I'm looking forward to like lightness and joy and contentment and, given the state of things all around the world, I'm just really looking forward to peace and calm."

The city said the best place to see the fireworks will be on the north side of the State House at Gervais and Main Streets.

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