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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Cane Bay, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Cane Bay's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Cane Bay, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Cane Bay, SC
 Refinance Cane Bay, SC

Why Choose Dan Crance As Your Mortgage Lender in Cane Bay, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Cane Bay, SC

Home Financing in Cane Bay, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Cane Bay, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Cane Bay, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Cane Bay, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Cane Bay, SC.

Refinancing in
Cane Bay, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Cane Bay, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Cane Bay, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Cane Bay, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Cane Bay, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Cane Bay may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Cane Bay, SC

Trust Dan Crance

Your Mortgage Lender in Cane Bay, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Cane Bay loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Cane Bay, SC

Berkeley County Investigating Sexual Assaults On Cane Bay Trail

Late Sunday afternoon, our media outlet received reports regarding a pair of alleged sexual assaults – or attempted sexual assaults – on a neighborhood trail in Sanctuary Cove, part of the sprawling Cane Bay community in Berkeley County, South Carolina.Both victims were underage females. One of the victims was nearly raped, acc...

Late Sunday afternoon, our media outlet received reports regarding a pair of alleged sexual assaults – or attempted sexual assaults – on a neighborhood trail in Sanctuary Cove, part of the sprawling Cane Bay community in Berkeley County, South Carolina.

Both victims were underage females. One of the victims was nearly raped, according to our sources.

After the second assault took place, one resident reached out to us expressing concern that local authorities were “telling exactly NO one that there is a potential serial offender assaulting young girls in Cane Bay.”

“They have no problem sending out headlines for every car that has been rummaged through or elderly person that went for a long walk and may be missing … but they don’t find it a good idea to warn people their daughters could be in harms way while on the trails?” the resident asked.

We reached out to our law enforcement sources first thing Monday morning. As our inquiries were making their way up the flagpole, the Berkeley County Sheriff’s Office (BCSO) issued a news release at approximately 4:32 p.m. EST on Monday announcing it was investigating the two assaults – and searching for a specific suspect.

***

“On Monday, November 27 just after 8:00 p.m. (EST), Berkeley County dispatch received a call in reference to an assault,” the release noted. “Deputies arrived at the victim’s house to collect information and learned the victim was assaulted. The victim is a 14-year-old female. The victim described to investigators she was attacked from behind. Due to the way the victim was assaulted, she was unable to provide a description to investigators, initially. The investigation determined the victim was assaulted on the trails near Shadybrook Drive and Cane Bay Boulevard.”

The second incident was reported just five days later.

“On Saturday, December 2 just before 7:00 p.m., Berkeley County dispatch received a call in reference to an assault,” the release noted. “Deputies learned the victim was assaulted and dropped her phone during the incident. The victim is a 15-year-old female. The victim was able to get away from the assailant. Deputies located the victim’s phone on the trail behind Bella Vista Court. The victim was able to provide deputies with a description of the man who attacked her.”

According to the sheriff’s office, the suspect being sought in connection with the assault(s) is a “younger white male with facial hair” who has a skinny build and is approximately 5-foot-7 to 5-foot-8 inches tall. BCSO is searching for this suspect with assistance from the S.C. State Law Enforcement Division (SLED).

“We are using every resource possible to identify a suspect and make an arrest,” sheriff Duane Lewis said. “Detectives are working around the clock to complete this investigation. We have also requested assistance from SLED. I am urging all parents and guardians to please not allow your children to walk alone on the trails at night. Please make sure you are aware of your surroundings.”

Lewis said his agency has increased patrols in the area as it continues to investigate the assaults and has asked Cane Bay neighbors to report any suspicious activity to Berkeley County dispatch at 843-719-4169.

***

ABOUT THE AUTHOR …

Will Folks is the founding editor of the news outlet you are currently reading. Prior to founding FITSNews, he served as press secretary to the governor of South Carolina. He lives in the Midlands region of the state with his wife and seven children.

***

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Parents frustrated over limited tickets sold to Cane Bay High School’s homecoming dance

BERKELEY COUNTY, S.C. (WCBD) – Several parents with students at Cane Bay High School are upset after a limited number of tickets were sold for next Saturday’s homecoming dance, which means their children would not be able to attend.Parents who reached out to News 2 this week said the homecoming dance will be held in the commons area of Cane Bay High School, which can accommodate 700 students. But they said the problem is the school has more than 2,000 students.Brandi Norwood’s daughter is a junior at the high ...

BERKELEY COUNTY, S.C. (WCBD) – Several parents with students at Cane Bay High School are upset after a limited number of tickets were sold for next Saturday’s homecoming dance, which means their children would not be able to attend.

Parents who reached out to News 2 this week said the homecoming dance will be held in the commons area of Cane Bay High School, which can accommodate 700 students. But they said the problem is the school has more than 2,000 students.

Brandi Norwood’s daughter is a junior at the high school. And because she’s on the cheer team, Norwood said she’s expected to participate in all of the homecoming events next week.

“It feels defeating to them. They’re encouraged by staff and admin to come together, to be involved in school spirit—that’s how you build community, but then for them to be told, ‘There’s not enough room. You can’t go.’”

Except for the main event – next Saturday’s homecoming dance – because she did not purchase a ticket in time.

“I was given a link to buy tickets, and I wasn’t in a hurry. I got off of work the next day and attempted to buy tickets and it was sold out,” said Norwood.

Norwood said the dance is typically held in the school’s commons area and the 700-ticket cap is nothing new. But she said she’s never had an issue with purchasing tickets for her two older daughters in the past.

“We were told that it was first-come, first-serve and that the tickets were sold within a day, and the link had been posted the day before in the middle of the day,” Norwood explained.

She said there was not adequate communication from the school prior to that link being sent out; however, another parent says there was.

“It was put out that there were a limited amount of tickets, get your tickets early. That was put out,” said Kristin Tanner, whose child also attends Cane Bay High School.

Norwood claims one reason tickets may have gone quickly is because they were distributed differently than in previous years.

“Sophomores and freshmen were allowed to buy tickets, which in the past as far as I understand, seniors and juniors were given preference and then so on and so forth,” she said.

Norwood said she, along with many other parents, is simply disappointed.

“I’ve heard from a lot of other parents who have seniors who have bought dresses and have been preparing and can’t go to the dance,” she said.

Other parents say they cannot sympathize with those who bought clothes before buying a ticket to the dance.

“You put the cart before the horse. That’s what I say to that,” Tanner said.

News 2 reached out to the Berkeley County School District and received the following statement:

“Tickets to the Cane Bay High School Homecoming Dance were made available to all students in a fair and consistent manner. While all schools would love the opportunity to welcome the entire school population to an event held in one location of the school, that is not possible due to fire codes and capacity restriction of rooms and spaces,” said Katie Tanner, Chief Communications & Engagement Officer, BCSD.

WEEK 10: Stags host Cane Bay in final regular season game

Berkeley High School’s football team caps the regular season in a Region 6-5A game Friday, Oct. 27, at home against Cane Bay High School.Berkeley leads the all-time series, 7-6, but has dropped the past two. The Cobras blanked the Stags 45-0 in 2022 and 20-0 in 2021, ending Berkeley’s five-game win streak from 2016-20.The Stags have proven to be much more efficient on offense this fall with freshman quarterback Henry Rivers leading the way. They average better than 26 points per game after scoring just 91 points in ...

Berkeley High School’s football team caps the regular season in a Region 6-5A game Friday, Oct. 27, at home against Cane Bay High School.

Berkeley leads the all-time series, 7-6, but has dropped the past two. The Cobras blanked the Stags 45-0 in 2022 and 20-0 in 2021, ending Berkeley’s five-game win streak from 2016-20.

The Stags have proven to be much more efficient on offense this fall with freshman quarterback Henry Rivers leading the way. They average better than 26 points per game after scoring just 91 points in 12 games this past season.

Rivers has thrown for 1,654 yards and 19 touchdowns, while rushing for 306 yards and six more scores.

“He’s a heck of an athlete,” said Russell Zehr, Cane Bay head coach. “They’re doing some stuff that can cause us problems. We’ll just have to rep the stuff in practice and we need to have a good game on offense.”

Rivers’ top targets are junior Kayden Bash (24-633-4), senior Tavon Frazier (30-255-1) and junior Kevin Boone (26-473-9). Senior McCrae Driggers has 10 grabs for 131 yards and a touchdown while tight end Miller Whetzel has reached paydirt in back-to-back games.

Seniors Josh Smalls and Isaiah Palmer are the second- and third-leading rushers with 239 yards and 201 yards on the ground, respectively.

At press time, the Cobras (5-3, 2-1 Region 6-5A) were set to take on Stall on Friday, Oct. 20, and Berkeley (4-4, 1-1 region) was set to travel to Stratford (2-6, 1-1 region). The Stags lost a non-region game at Ashley Ridge on Friday, Oct. 13, and Cane Bay tripped up at home against four-time defending league champion Goose Creek.

The Cobras no longer control their own destiny in the region.

“The biggest thing is just don’t let the same team beat you twice,” Zehr said. “We may have lost the region championship but the last thing we can do is lose the desire to go out and improve. We’ve got to get better and that’s the goal.”

The Stags need one win to equal their win total from the past two seasons combined.

Golden Goose trophy

Who will take home the Golden Goose trophy this season?

That question will be answered Friday, Oct. 27, when the Stratford football team rolls over to tangle with rival Goose Creek in a Region 6-5A clash and final game of the regular season.

At press time, the Knights were slated to host Berkeley on Friday, Oct. 20, and Goose Creek was set to travel to Wando. With wins in those games, the Knights and Gators could be playing for the region’s top seed for the playoffs.

This past year, the Gators overcame a handful of turnovers and other gaffes to maintain possession of the trophy and bragging rights with a 25-20 victory at Stratford. The win was the second straight and 13th in 16 meetings for the Gators.

Goose Creek won in a shootout, 69-44, in 2021 and Stratford rallied from 21 down to win 22-21 in 2020.

In other Week 10 matchups involving Berkeley County School District teams, Hanahan hosts Beaufort, Timberland travels to Oceanside Collegiate, Cross goes to Burke and Philip Simmons heads to Battery Creek.

In a SCISA game, St. John’s Christian caps the regular season at Clarendon Hall.

Lowcountry high school football scores Week 4

CHARLESTON, S.C. (WCSC) - Week 4 in the Lowcountry kicks off Thursday while our Game of the Week features Cane Bay at James Island. Check back here for scores, highlights and more throughout the weekend9/14Colleton County 30, North Charleston 7 - Colleton improves to 1-3 while North Charleston drops to 2-39/15Cane Bay 7, James Island 28 - The Trojans improve to 5-0 while the Cobras drop to 2-2Berkeley 0, Ft. Dorchester 52 - The Patriots improve to 2-1 while the Stags f...

CHARLESTON, S.C. (WCSC) - Week 4 in the Lowcountry kicks off Thursday while our Game of the Week features Cane Bay at James Island. Check back here for scores, highlights and more throughout the weekend

9/14

Colleton County 30, North Charleston 7 - Colleton improves to 1-3 while North Charleston drops to 2-3

9/15

Cane Bay 7, James Island 28 - The Trojans improve to 5-0 while the Cobras drop to 2-2

Berkeley 0, Ft. Dorchester 52 - The Patriots improve to 2-1 while the Stags fall to 3-2. Charles Watson had 200 yards of total offense and 2 TD’s for the Fort.

Wando 14, West Ashley 38 - The Wildcats move to 3-2 after Kevin Brown had 118 yards and 2 TD’s while the Warriors drop to 1-3

Sumter 10, Summerville 47 - The Green Wave move to 4-0 on the season as Jaden Cummings threw for 287 yards and 3 TD’s

Ashley Ridge 63, St. James 34 - The Swamp Foxes go to 3-0

Carolina Forest 38, Stratford 21 - The Knights drop to 0-4

Goose Creek 31, Blythewood 28 - The Gators get their first win to move to 1-3

Stall 0, Beckham 57 - The Bengals improve to 4-0 while the Warriors drop to 2-3

Philip Simmons 55, Aynor 30 - The Iron Horses stay undefeated at 5-0 as KJ Asbury rushed for 210 yards and 4 TD’s

Palmetto Christian 23, Academic Magnet 62 - The Raptors improve to 3-0

Bishop England 3, Woodland 20 - The Wolves go to 3-0 while the Bishops drop to 0-3

Timberland 28, Hanahan 24 - The Wolves get their first win to go to 1-4 thanks to Montez Addison’s 2 TD’s while the Hawks drop to 1-3

First Baptist 42, Hilton Head Prep 31 - The Hurricanes get their first win of the year to go to 1-3

Lake Marion 8, Cross 54 - The Trojans move to 4-1

Bethune Bowman 36, Military Magnet 12 - The Eagles fall to 1-4

Allendale Fairfax 42, Baptist Hill 0 - The Bobcats drop to 1-3

Burke 0, Whale Branch 62 - Bulldogs fall to 0-4

Lee Academy 20, St. John’s Christian 13 - The Cavaliers fall to 2-3

Hilton Head Christian 31, Northwood Academy 14 - The Chargers suffer their first loss of the season and fall to 3-1

Memorial Day 0, Colleton Prep 3 - The War Hawks improve to 3-2

Pinewood Prep 48, John Paul 28 - The Panthers improve to 2-3

Porter-Gaud 42, Ben Lippen 9 - JJ Fludd rushed for 235 yards and 5 TD’s as the Cyclones improve to 5-0

Dorchester Academy 8, Thomas Heyward 34 - The Raiders fall to 3-2 with the loss despite John Whetsell’s 121 yards rushing

Copyright 2023 WCSC. All rights reserved.

Ashley Ridge knocks off Cane Bay to earn first win for new coach

SUMMERVILLE — Ashley Ridge made a winner of new head coach Jeff Tate, knocking off rival Cane Bay by 33-12 in a high school football game played at Summerville’s Memorial Stadium. It was Ashley Ridge’s season opener.Sophomore quarterback Trevor Kalisz, making his first varsity start, led the charge with an impressive passing performance. Kalisz completed 27 of 36 passes for 283 yards and five touchdowns in the win. Senior receiver Derrick Salley caught three touchdown passes and totaled 11 catches for 157 yards....

SUMMERVILLE — Ashley Ridge made a winner of new head coach Jeff Tate, knocking off rival Cane Bay by 33-12 in a high school football game played at Summerville’s Memorial Stadium. It was Ashley Ridge’s season opener.

Sophomore quarterback Trevor Kalisz, making his first varsity start, led the charge with an impressive passing performance. Kalisz completed 27 of 36 passes for 283 yards and five touchdowns in the win. Senior receiver Derrick Salley caught three touchdown passes and totaled 11 catches for 157 yards.

Cane Bay, which had won five straight against Ashley Ridge, fell to 1-1 on the season.

“For a first game, I thought we did a lot of good things,” said Tate, who came to the Lowcountry after a distinguished career in the Upstate. “Really proud of our kids. We played really hard on defense tonight and I thought we were more physical. All around, it was a great team effort.”

Salley, who has several college offers already, feels that Tate’s offensive mindset gives the Swamp Foxes a fighting chance against any opponent.

“This is a state championship offense. We can go to state with this offense and we are only going to get better and better,” the 6-4, 190-pounder said.

Ashley Ridge looked crisp on the first possession of the game, traveling 69 yards on 12 plays with Kalisz tossing a 12-yard scoring pass to Jalen Drayton for a 7-0 lead with 7:25 to play in the first.

The rest of the half consisted of each team driving inside the other’s territory, but failing to finish drives. Cane Bay reached the Ashley Ridge 20-yard line before a fumble ended the threat late in the first quarter.

The Swamp Foxes took their final possession of the first half on their own 18-yard line with 1:40 remaining. Seven plays and 82 yards later, with 10 seconds remaining, Kalisz connected with Salley on a 39-yard touchdown to give Ashley Ridge a 13-0 halftime lead.

Kalisz completed 16 of 22 passes for 166 yards in the first half, with Salley grabbing five passes for 84 yards. The Cobras tallied 89 yards rushing in the half and did not attempt a pass.

Cane Bay gambled on the opening possession of the second half, failing on fourth-and-one from its own 30-yard line. The Swamp Foxes turned the good field position into a touchdown as Kalisz tossed his third touchdown pass of the night, a nine-yarder to Salley, for a 19-0 lead with 7:57 left in the third quarter.

Cane Bay finally sustained some offense in the third quarter. Brycen Johnson capped a nine-play, 66-yard drive with a five-yard touchdown run with 4:16 left in the period, cutting the lead to 19-6.

Kalisz made his only mistake of the game on Ashley Ridge’s next possession, as Cane Bay’s Hayden Cooley stepped in front of a pass for an interception. The Cobras went 40 yards on eight plays with Johnson scoring on a four-yard run to make it 19-12 with 10:57 left in the game.

Ashley Ridge, however, regained control scoring in nine plays on Kalisz’ fourth touchdown pass, a 19-yarder to Dwayne Simmons to push the Swamp Foxes to a 26-12 lead.

After a short Cane Bay punt, Kalisz went back to work, capping a five-play drive with a 16-yard scoring pass to Salley with 5:07 remaining in the game.

“Not bad for a sophomore in his first game,” Tate said of his quarterback with a wink. “He wasn’t perfect but he’s young. He’s going to get better every week. We can win some games with that kid.”

The game was played at Summerville as Ashley Ridge is in the final stages of turf field installation.

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