With 30 years in the industry

Mortgage Broker in Easley, SC

Ask us Anything843-478-5612

Book an Appointment

Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Easley, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Easley's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Easley, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Easley, SC
 Refinance Easley, SC

Why Choose Dan Crance As Your Mortgage Lender in Easley, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Easley, SC

Home Financing in Easley, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Easley, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Easley, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Easley, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Easley, SC.

Refinancing in
Easley, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Easley, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Easley, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Easley, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Easley, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Easley may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Easley, SC

Trust Dan Crance

Your Mortgage Lender in Easley, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Easley loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Easley, SC

Christmas Things to Do in Easley and Pickens County, SC

Looking for holiday things to do in Easley and Pickens County? There are holiday events, places to see Santa, tree lightings, lots of Christmas parades, shopping events and much more all happening right in Pickens County. Celebrate the season with some of these Christmas things to do in Easley and Pickens County for the whole family.Still looking for Christmas Things to Do? Gifts to give? Ways to give back? You can find all our best Christmas content in our ...

Looking for holiday things to do in Easley and Pickens County? There are holiday events, places to see Santa, tree lightings, lots of Christmas parades, shopping events and much more all happening right in Pickens County. Celebrate the season with some of these Christmas things to do in Easley and Pickens County for the whole family.

Still looking for Christmas Things to Do? Gifts to give? Ways to give back? You can find all our best Christmas content in our Holiday Guide to Greenville.

Things to Do Throughout the Holiday Season in Pickens

Upstate Holiday Light Show 2023

Visit District Park for the Upstate Holiday Light Show. In addition to driving through the dancing lights, guests can also visit a winter wonderland and Santa’s free petting zoo.

Where: District Park, 148 Crumpton Lane Easley, SC When: Daily Thanksgiving – December 31st, 2023 (Sun-Thurs 6 pm-10 pm / Fri & Sat 6 pm-11 pm) $35 per car Upstate Holiday Light Show 2023

Ride in a horse-drawn carriage through historic downtown Easley starting at the Old Market Square. Reservations open November 6th, 2023 at noon. Carriage rides start November 24th and run Friday and Saturday nights until December 16th, 2023. Tickets are $5 per person, carriages hold 5 people.

Ride Santa’s sleigh in Easley. Reservations open November 6th, 2023. Rides are $5 per person, and the sleigh holds up to 15 people. It is not a private sleigh ride and the sleigh will likely be filled each ride. The sleigh will run on Thursday nights from 6-9 pm, November 30th, December 7th and 14th, 2023.

Parades and Lightings in Easley and Pickens

Easley’s Christmas Tree Lighting will be Friday, November 24h, 2023 at 5:30 pm at City Hall in Downtown Easley.

The Liberty, SC Tree Lighting event is on December 1st, 2023 at 6 pm. In 2022, this event had holiday carolers, Santa at the gazebo plus hot cocoa, cider, and cookies. Bring your own camera if you’d like a photo with Santa!

Main Street, Liberty, SC 29657 Saturday, December 2nd, 2023 at 6 pm

Beginning on Main Street in downtown Liberty, the Liberty Christmas Parade will kick off your holiday season.

The Pickens Christmas Tree Lighting takes place on November 24, 2023 at 7 pm at the Pickens Doodle Pavilion, 409 East Cedar Rock Street, Pickens.

Downtown Pickens Christmas parade ushers in the holiday season on Main Street in Pickens on December 1, 2023 at 7 pm.

December 2nd, 2023 at 10:30 am Main Street, Six Mile, SC

Line up along Main Street in Six Mile between GBS Lumber and the Post Office for the Annual Six Mile Christmas Parade.

Saturday, December 9th, 2023 at 6 pm Downtown Easley, SC

Head to Downtown Easley for the popular Christmas Parade of Lights. The parade begins at the intersection of East Main St and Bradley Avenue. It will head down Main Street, then turn left onto South 1st Street, and finally left again onto West 1st Street.

See Santa in Pickens, SC

Santa will be at the tree lighting on November 24th. Get a free photo with Santa in Pickens Doodle Park from 5 to 8 pm on November 24th, 2023.

Easley has 4 letterboxes that bring letters straight to Santa. The letterboxes will be available until December 8th, 2023.

More Holiday Events in Pickens County

Mark up your calendar, friends! You could have a full schedule of festive and fruitful entertainment right at your doorstep this year.

Easley pizzeria in The Silos development closes permanently

EASLEY — A pizzeria that was one of the original food concepts at The Silos complex in Easley has closed permanently.Belladina’s, which opened on the outskirts of downtown Easley in April 2022 as part of the redevelopment of a former grain depot, closed for multifaceted reasons, owner Joseph Leccese told The Post and Courier.There were some challenges with the Silos location, he said, but mainly the ownership group — he, his wife and fat...

EASLEY — A pizzeria that was one of the original food concepts at The Silos complex in Easley has closed permanently.

Belladina’s, which opened on the outskirts of downtown Easley in April 2022 as part of the redevelopment of a former grain depot, closed for multifaceted reasons, owner Joseph Leccese told The Post and Courier.

There were some challenges with the Silos location, he said, but mainly the ownership group — he, his wife and father — needed to focus their energies on the other Belladina’s locations current and future.

Sign up to receive our free newsletter every Thursday to keep you informed on everything happening in the Upstate culinary scene.

Email

“We didn’t close because we’re hurting,” Leccese said of the Easley location’s success, while also noting the downtown Greenville location on West Washington Street has seen a steady increase in sales volume.

Employees in Easley were offered a chance to transfer to the Greenville store, he said.

Belladina’s opened in downtown Greenville in September 2020.

The family-owned restaurant has gained a following with its pizzas, pasta specials, salads, stromboli and other Italian pizzeria specialties. The family is also opening a pizzeria and Italian market not far away at 101 Hudson St. near Unity Park and another at the new BridgeWay Station development in Mauldin.

The decision to leave The Silos came as the restaurant saw traffic slow, Leccese said, while downtown business grows and the other two forthcoming locations progressed.

Currently, Leccese is in talks to bring Belladina’s to Simpsonville.

“We enjoy the growth, and we definitely are grateful and feel blessed to have that,” Leccese said.

GREENVILLE — A downtown rolled ice cream shop owned by two longtimers of the restaurant industry closed after three years of business.

Crème Shack, located off Main Street near ONE City Plaza, announced its closing in a message posted on their website on Aug. 31.

Sign up to receive our free newsletter every Thursday to keep you informed on everything happening in the Upstate culinary scene.

Email

“After much reflection, we have decided not to reopen our doors. It is with a mix of emotions that we announce the closure of Crème Shack,” owners Fred and Karen Williams said. “We want to extend our heartfelt gratitude for your unwavering support and patronage throughout the years, which made our journey truly special.”

The Williams did not immediately respond to a call from The Post and Courier.

The restaurant specialized in rolled ice cream, an Asian variety of the classic dessert, and allowed customers to choose from a selection of flavors or make their own combination.

The Williams spent decades working in the food industry before retiring and opening Crème Shack in 2017.

Spend A Day in Easley, SC: Things to Do

Looking for things to do in Easley, SC? Or a new a place to explore? Don’t want to travel too far? We’ve got recommendations no matter your preference when it comes to adventure near Easley.The town of Easley is just 15 minutes from downtown Greenville, and if you haven’t made time to explore this cute little town, here’s your chance. We’ve separated the recommendations by season, with plans to update them as new and exciting things get completed around town....

Looking for things to do in Easley, SC? Or a new a place to explore? Don’t want to travel too far? We’ve got recommendations no matter your preference when it comes to adventure near Easley.

The town of Easley is just 15 minutes from downtown Greenville, and if you haven’t made time to explore this cute little town, here’s your chance. We’ve separated the recommendations by season, with plans to update them as new and exciting things get completed around town.

Warm Weather Things to Do in Easley

Cool Weather Things to Do in Easley

Indoor Play Spaces in Easley

Easley, SC Events

Looking for more fun in the area? Check out Kidding Around’s Guide To Pickens,SC.

A Warm Weather Day in Easley

A Cool Weather Day in Easley

Indoor Fun

Kids Play & Cafe is a big indoor play area for little kids through about age 12. And they’ve also got a coffee shop right inside so, big win for us parents.

Also, depending on the time of year, the massive Book Warehouse Outlet opens up the warehouse on certain weekends for sales. They’ve got more than one million books, puzzles, games, crafts, and tons more, all brand new and all at 70% off the cover price.

If you like roller skating, head to the Roller Time Family Skate Center. They do open skating and events so check out their schedule online.

Or if you want to try your hand at rock climbing, ProjectROCK is a huge indoor rock climbing facility. All levels of climbers are welcome!

Other Things to Do In Easley

There are more new and exciting things happening in the Easley area, like The Silos. This multipurpose venue will include a several restaurants, and a brewery.

Easley, SC Events: What’s Happening in Easley Today?

What is your favorite thing to do in Easley? Let us know in the comments!

The Habit Burger Grill Celebrates Drive-Thru In Easley, Its Third Restaurant In South Carolina

IRVINE, Calif., Nov. 08, 2023 (GLOBE NEWSWIRE) -- The Habit Burger Grill, the California-based restaurant company renowned for its award-winning Charburgers grilled over an open flame, signature sandwiches, fresh salads, and more, announces today the grand opening of their third restaurant in South Carolina with their Easley drive-thru loca...

IRVINE, Calif., Nov. 08, 2023 (GLOBE NEWSWIRE) -- The Habit Burger Grill, the California-based restaurant company renowned for its award-winning Charburgers grilled over an open flame, signature sandwiches, fresh salads, and more, announces today the grand opening of their third restaurant in South Carolina with their Easley drive-thru location. The restaurant and drive-thru are located at 6210 Calhoun Memorial Highway, Easley, SC 29640, and their famous “Habit Hospitality” will be served up to the public starting Wednesday, November 15, 2023.

In honor of their grand opening, The Habit Burger Grill will host exclusive pre-opening VIP events for their CharClub and mobile app members. Guests can receive an invite to this exclusive sneak peek by signing up at http://www.habitburger.com/easley.

VIP Event Details:

“We are so proud to open our third restaurant in the beautiful Palmetto State,” said Tiffany Furman, Chief Financial Officer at The Habit Burger Grill. "The vibrant city of Easley has a deep and rich history, steeped in the railroad industry, and we hope to bring a little more flavor to this wonderful community with our world-famous charburgers, award-winning sides, flavorful sandwiches, and so much more.”

The 2,800 sq. foot Easley restaurant will offer drive-thru, dine-in, takeout; and delivery will be available via The Habit Mobile App and online at order.habitburger.com. Guests also have additional convenient ordering options including state-of-the-art indoor self-serve kiosks and delivery through Grubhub, DoorDash, Postmates and Uber Eats.

The Habit Burger Grill was named in Thrillist’s list of “Underrated Burger Chains that Need to be in Every State!” With its cooked-to-order mantra, The Habit Burger Grill’s open flame sears a distinctive smoky flavor into their famous Charburgers, fresh marinated chicken, and sushi-grade ahi tuna. Guests at The Habit Burger Grill can always count on freshly-made, handcrafted quality served up with genuine hospitality.

This Habit Burger Grill restaurant and drive-thru will be open Monday – Sunday from 10:30am – 10:00pm.

Connect with The Habit Burger Grill on social media at facebook.com/habitburgergrill, instagram.com/habitburgergrill, twitter.com/habitburger, tiktok.com/@habitburgergrill, and youtube.com/habittube.

About The Habit Restaurants, Inc.

Born in Santa Barbara, California in 1969, The Habit Burger Grill is a burger-centric, fast-casual restaurant concept that specializes in preparing fresh, cooked-to-order chargrilled burgers and handcrafted sandwiches featuring grilled chicken and sushi-grade ahi tuna cooked over an open flame. In addition, it features fresh handcrafted salads and an appealing selection of sides and shakes. The Habit Burger Grill was featured in Newsweek’s “America’s Favorite Restaurant Chains 2023;” its Tempura Green Beans was named as the top green bean dish in The Daily Meal’s “Ranking Green Bean Dishes From 11 Chain Restaurants” in 2023; and it was named in Thrillist’s list of “Underrated Burger Chains that Need to be in Every State!” The Habit Burger Grill has since grown to over 370 restaurants in 14 states throughout Arizona, California, Florida, Idaho, Maryland, Massachusetts, Nevada, New Jersey, North Carolina, Pennsylvania, South Carolina, Utah, Virginia and Washington as well as international restaurants in China and Cambodia. More information is available at www.habitburger.com.

The Habit Burger Grill Press Contact: HBGMedia@yum.com

Easley’s next mayor plans development moratorium, government power shift

EASLEY — After a decisive victory in the Nov. 21 runoff election, Easley mayor-elect Lisa Talbert is ready to start making changes she said the voters clearly desire.With 63 percent of the ballots in her favor, Talbert defeated current mayor Butch Womack by 753 votes, according to the certified numbers.She doesn’t necessarily see herself as mayor for long, telling The Post and Courier she’s “looking forward to taking the necessary steps for a voter referendum on changing our form of government from Mayor...

EASLEY — After a decisive victory in the Nov. 21 runoff election, Easley mayor-elect Lisa Talbert is ready to start making changes she said the voters clearly desire.

With 63 percent of the ballots in her favor, Talbert defeated current mayor Butch Womack by 753 votes, according to the certified numbers.

She doesn’t necessarily see herself as mayor for long, telling The Post and Courier she’s “looking forward to taking the necessary steps for a voter referendum on changing our form of government from Mayor-Council to Council-Manager.”

“All of us want financial and administrative transparency in addition to more responsible growth,” Talbert said in an email. “I’m planning to request a six-month moratorium on new developments.”

Post and Courier Greenville

With nearly 16,000 registered voters, the turnout on the rainy night just days ahead of Thanksgiving was 17.99 percent in Easley.

Womack won three precincts, including Hunt Meadows in Anderson County, though none by more than three votes. He didn’t respond to requests for comment.

There are 33 voters registered inside Easley’s city limits in Anderson County. Five of them cast ballots in the runoff.

“It was very affirming to see that the voters showed up to express their will, consistent with our first ‘win’ on election day,” Talbert said. “I’ve heard you Easley, and am looking forward to serving and working together to get Easley back on track!”

Talbert had 44 percent of the vote in the Nov. 7 election with 1,455 votes, and Womack had 34 percent with 1,108 votes.

Pickens City Council votes certified

In its bid to elect two additional council members in the Nov. 21 runoff, the city of Pickens chose Floyd Rogers and Allie Winter.

Rogers received 220 votes and Winter 160 upon certification. The city had a 16 percent voter turnout with 297 ballots cast.

Central Town Council votes certified

The Pickens County elections board also certified the results for Central’s two elections.

PICKENS — Battling intermittent power outages and high-wind warnings, unofficial winners were declared in four runoff elections in Pickens County.

With Thanksgiving condensing the normal schedule, the votes will be counted and confirmed on Nov. 22.

Easley mayor election runoff results

Easley resident Lisa Talbert managed to oust incumbent Butch Womack for the mayor’s seat by 553 votes in the Nov. 21 runoff election.

Talbert had 61 percent of the total 1,771 votes in Pickens County. Anderson County reported one vote for Talbert and four for Womack, according to scvotes.gov.

Talbert and Womack faced a runoff after they and challenger David Cox failed to get 50 percent of the vote on Nov. 7.

Pickens City Council runoff election results

Floyd Rogers and Allie Winter secured the two remaining seats in the city of Pickens after garnering 220 and 160 votes, respectively, in the runoff.

The third name on the ballot, Morrell Stokes, had 103 votes.

Central Town Council runoff results

Robert Carl Griffin claimed the vacant seat on Central Town Council with a 17-vote victory over Bryan Schaupp. Griffin secured 103 votes to Schuapp’s 86.

Joe Moss beat challenger Doug Barry by 27 votes in the runoff. Moss was two points ahead in the general election, though he garnered 110 votes in the Nov. 21 runoff to Moss’ 83.

Disclaimer:

This website publishes news articles that contain copyrighted material whose use has not been specifically authorized by the copyright owner. The non-commercial use of these news articles for the purposes of local news reporting constitutes "Fair Use" of the copyrighted materials as provided for in Section 107 of the US Copyright Law.