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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years
Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Red Bank, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Red Bank's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Red Bank, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Service Areas
Mortgage Services for Eric Gibson
Mortgage Broker for Kimberlee Puccio
Mortgage Company for Seth Seal
Refinancing for Rose Griest
Mortgage Lending Service for Michael McIntyre
Home Ready Mortgages for Ed Jones
Mortgage Lender for Ryan Moreau
Mortgage Services for Laura Fogarty
Mortgage Broker for Adam Jordan
Mortgage Company for Carolina Jordan (Lowcountry Home Sales)
Mortgage Lender for Stephen Lowe
Mortgage Lending Service for Glenn Shepard
Home Ready Mortgages for Manny Roblesreynoso
Mortgage Lender for Bernie H. Hester III
Mortgage Services for Tammy R Stephens
Why Choose Dan Crance As Your Mortgage Lender in Red Bank, SC?
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612
Home Financing in Red Bank, SC
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Red Bank, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Red Bank, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
When you work with Classic Home Mortgage, you can always count on our team to:
- Put your needs first.
- Work efficiently and quickly. Many of our home loans close in 30 days or less.
- Offer you a variety of home loans to choose from, and help you make an informed decision.
- Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612
While no two loan terms are the same, a few of the most common loan types include:
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Red Bank, SC.
Refinancing in
Red Bank, SC
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Red Bank, SC - Dan Crance.
Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
Shorter Term Loan
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
Do Away with FHA
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Switch to Fixed Rate or Adjustable-Rate Home Loan
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Common Questions About Home Loans
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Trust Dan Crance
Your Mortgage Lender in Red Bank, SC
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Red Bank loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANLatest News in Red Bank, SC
Red Bank Launches Wellness Campaign Speaker Series with Cannabis Science Event
TAPintohttps://www.tapinto.net/towns/red-bank/sections/health-and-wellness/articles/red-bank-launches-wellness-campaign-speaker-series-with-cannabis-science-event
Canopy Crossroad is an adult-use cannabis dispensary focused on educating the community through science-backed information and immersive customer experiencesPresentation at Red Bank Sr. Center will explore cannabis’ structure, growth patterns, ecological needs, and wellness potentialPhoto Credit: Borough of Red BankCanopy Crossroad is an adult-use cannabis dispensary focused on educating the community through science-backed information and immersive customer experiencesPhoto Credit: Canopy CrossroadPresentation at ...
Canopy Crossroad is an adult-use cannabis dispensary focused on educating the community through science-backed information and immersive customer experiences
Presentation at Red Bank Sr. Center will explore cannabis’ structure, growth patterns, ecological needs, and wellness potentialPhoto Credit: Borough of Red Bank
Canopy Crossroad is an adult-use cannabis dispensary focused on educating the community through science-backed information and immersive customer experiencesPhoto Credit: Canopy Crossroad
Presentation at Red Bank Sr. Center will explore cannabis’ structure, growth patterns, ecological needs, and wellness potentialPhoto Credit: Borough of Red Bank
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By Canopy Crossroad Dispensary
Published November 18, 2024 at 4:00 PM
RED BANK, NJ: The Red Bank Mayor’s Wellness Campaign, in partnership with Canopy Crossroad Dispensary, is set to kick off its inaugural speaker series with an educational presentation titled “The Wonder Weed: Basic Biology and Ecology of Cannabis.”
This insightful event will be led by Richard J. Buckley, a plant science expert from Rutgers University, on Tuesday, November 26, at 6:30 PM at the Red Bank Senior Center.
As one of humanity’s earliest cultivated plants, Cannabis sativa has been prized for its fibers, oils, and psychoactive properties. With the plant’s recent decriminalization and legalization in New Jersey, understanding its biology and potential applications has become increasingly relevant.
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The presentation will explore cannabis’ structure, growth patterns, ecological needs, and wellness potential.
About the Speaker
Richard J. Buckley, Director of the Rutgers Plant Diagnostic Laboratory, brings unparalleled expertise to this event. With over three decades of experience diagnosing plant diseases and pests, Buckley has analyzed more than 66,000 plant samples and trained over 3,000 professionals.
His engaging presentation style has made him a sought-after speaker, with more than 4,200 lectures under his belt.
Attendees can expect a clear and scientific explanation of cannabis, addressing its growth requirements, ecological impact, and the importance of informed, responsible use.
A Community-Centered Collaboration
Red Bank Mayor Billy Portman expressed his enthusiasm for the event, stating: “We are excited to offer this educational opportunity to our community. I'm sure people have lots of questions and preconceived notions about cannabis. Hopefully, we will be able to provide some answers.”
The event also highlights the collaboration between the Mayor’s Wellness Campaign and Canopy Crossroad Dispensary, a local business dedicated to fostering informed cannabis education.
Andy Zeitlin, Co-Founder and COO of Canopy Crossroad, emphasized the importance of this partnership:
“We’re honored to participate in the Mayor’s Wellness Campaign. Our hope is to bring clarity to the science of cannabis and its potential wellness benefits.”
Event Details:
This event offers a unique opportunity for residents to deepen their understanding of cannabis while promoting wellness and informed decision-making.
About Canopy Crossroad: Founded by Red Bank locals, Canopy Crossroad is an adult-use cannabis dispensary focused on educating the community through science-backed information and immersive customer experiences. Committed to community impact, Canopy Crossroad emphasizes education, sustainability, and support for local arts and culture. This event is the first in a series on cannabis science, responsible use, and wellness.
For more information visit canopycrossroad.com/blog/the-science-of-cannabis-for-beginners
About the Red Bank Mayor’s Wellness Campaign: The Mayor's Wellness Campaign is an initiative of the New Jersey Health Care Quality Institute in partnership with the New Jersey State League of Municipalities and works to equip Mayors with the tools to develop and implement active living initiatives in their communities with the ultimate goal of improving health and reducing the skyrocketing health care costs that come with the obesity problem in New Jersey. For more information about Red Bank visit www.redbanknj.org
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