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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Cottageville, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Cottageville's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Cottageville, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Cottageville, SC
 Refinance Cottageville, SC

Why Choose Dan Crance As Your Mortgage Lender in Cottageville, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Cottageville, SC

Home Financing in Cottageville, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Cottageville, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Cottageville, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Cottageville, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Cottageville, SC.

Refinancing in
Cottageville, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Cottageville, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Cottageville, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Cottageville, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Cottageville, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Cottageville may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Cottageville, SC

Trust Dan Crance

Your Mortgage Lender in Cottageville, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Cottageville loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Cottageville, SC

Greater Cottageville Chamber of Commerce ready to thrive

Cottageville residents have seen change in their community in the last few years, and now the Greater Cottageville Chamber of Commerce is ready to encourage more improvements.Frank Santorella, a resident of Cottageville, said he is proud of the small town and wants to showcase its beauty, friendly people, and excellent location.“We want to create a chamber of commerce here. We already have a 501-3C non-profit status, Maryann Blake is serving as our attorney, and we are ready to roll,” said Santorella. “We have...

Cottageville residents have seen change in their community in the last few years, and now the Greater Cottageville Chamber of Commerce is ready to encourage more improvements.

Frank Santorella, a resident of Cottageville, said he is proud of the small town and wants to showcase its beauty, friendly people, and excellent location.

“We want to create a chamber of commerce here. We already have a 501-3C non-profit status, Maryann Blake is serving as our attorney, and we are ready to roll,” said Santorella. “We have ‘Friends of the Park’ which is comprised of people who helped develop the park into what it is now.” He says there are also plans at the park to install a memorial with engraved bricks to honor veterans. This will be accomplished by applying for grants and accepting donations.

Santorella, who plans to initiate the chamber, will serve as a temporary director. He says he already has seven merchants who are interested in joining.

“We want to make Cottageville a destination. Red Brick Pizza and Beer Garden is the anchor store for starting the chamber,” said Santorella. “It’s a one-of-a-kind business in the entire region. Once the chamber officially opens, we want to pick a member of the chamber and promote that business each week, and once a month promote everyone. There will be a rotation, and this will be good for everybody.”

He went on to say that the brick-and-mortar stores are the life of Cottageville, not the transient businesses. He feels that transient businesses will not want to invest their funds in the chamber, but the stationary businesses are here to stay.

“I think the people of Cottageville will be positively affected by the chamber and will accept it with open arms. Hopefully, this will bring even more businesses our way. Our only option now is to travel to Summerville or Walterboro to purchase some items. That’s between 15 to 20 miles away. Cottageville has a lot of people in the rural areas, and though our local gas stations try hard to serve the needs of the community, it would be nice to have boutique shops here. We already have a new vape store that has a coffee bar. So we are starting off well,” said Santorella.

He is hoping to have the new chamber up and running by the end of the first quarter of 2022.

“There will be a fee for stores to become part of the chamber,” said Santorella, who gathered ideas and patterned the Cottageville chamber after the City of Walteboro’s. “I received ideas on how to structure the fees. They won’t be impressive because social media provides a lot of free advertising. We will have a website and newsletter for the community. We will be out there,” he added.

Anyone interested in joining the new chamber can write to: Greater Cottageville Chamber of Commerce, P.O. Box 464, Cottageville, SC, 29435. Businesses can also contact Santorella on Facebook at Friends of the Park or call The Vape Stop at 843-701-4262.

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Young facing Johnson and Cavazzoni in fight for city’s top leadership seat

Voters in multiple towns and cities are going to the polls next week to choose new leaders, as several towns and cities are holding individual municipal elections.Perhaps the biggest seat up for grabs among these contests is that of mayor for the City of Walterboro: longtime incumbent Walterboro Mayor Bill Young is facing challengers Chrissy Johnson and Alex Cavazzoni in the upcoming Nov. 2nd election.(Please see separate section on these candidates inside this week’s issue).Besides time served in public office, th...

Voters in multiple towns and cities are going to the polls next week to choose new leaders, as several towns and cities are holding individual municipal elections.

Perhaps the biggest seat up for grabs among these contests is that of mayor for the City of Walterboro: longtime incumbent Walterboro Mayor Bill Young is facing challengers Chrissy Johnson and Alex Cavazzoni in the upcoming Nov. 2nd election.

(Please see separate section on these candidates inside this week’s issue).

Besides time served in public office, the largest differences among the candidates is what they would do if elected as mayor.

Johnson says she wants to focus in increasing homeless shelters, drug assistance programs and overall economic development in the city.

Young said he wants to complete ongoing projects happening in the city, which include water and sewer expansions and updates, improving drainage in and around Ireland Creek and finishing the more than decade-long beautification project, which has improved signage, lighting and the overall aesthetics of the city’s downtown area and its exits from Interstate 95.

Cavazzoni said that instead of focusing on specific projects or goals in the city, he wants to focus on a movement that encourages residents and newcomers to focus on life in Walterboro: “live here, work here, play here.”

This movement, as he calls it in his campaign, would increase recreational opportunities, including the construction of a public pool and create a swim class program; offer incentives for new businesses to locate in Walterboro; and provide more affordable housing and educational opportunities for residents.

In addition to the mayoral ballot, registered voters can also vote for city council: Walterboro City Council candidates are incumbents Carl Brown, Greg Pryor and James Broderick.

There were no new candidates who filed for city council.

In other election news:

Cottageville

Three people will be running for open seats on Cottageville Town Council. These candidates are Walter “Will” Williams, who is running to fill an unexpired term on council; Elizabeth Green, who is running for town council; and Jay McGrew, who is also running for town council.

This is a non-partisan election, meaning there is no political affiliation for any candidate.

The Cottageville Town Council election will be held on Nov. 2nd.

Smoaks

In Smoaks, the filing deadline has passed and there are two people running for Smoaks Town Council – Jimmy Avant and William Ty Barnes.

This is a non-partisan election. The Smoaks election will be held on Nov. 2nd.

Lodge

In Lodge, two people are running against each other in hopes of becoming the town’s next mayor. Candidates Larry Carter, Sr. and Richard Christopher Smith have both filed to run for mayor. Candidates who have filed to run for Lodge Town Council are Brenda Connelly, E. Richard “Bo” Ryan, Rose S. Varnadoe and Christy C. Terry.

The Lodge election for mayor and for town council will be held on Nov. 2nd.

Edisto Beach

Only one person in Edisto Beach will be on the ballot for the town’s upcoming special mayoral election. Crawford Moore is the sole candidate seeking the town’s mayoral spot.

Moore, who is also the town’s current interim mayor, will fill a two-year spot left on the seat’s four-year term. The current two-year vacancy was created when former Mayor Jane Darby resigned on August 5th, leaving two years into the four-year term.

Additionally, Edisto Beach has two open seats for its town council. Filing for these council seats has ended, and the candidates who have filed to run for these two council seats are James “Jay” R. Watts II and Robert “Bob” N. Renner.

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Horses endangered in Colleton with positive cases of EEE and West Nile

The contagious Eastern equine encephalomyelitis (EEE) virus has once again been found in Colleton County, with one horse testing positive for the disease in rural Colleton County and another horse testing positive for West Nile virus. The location of the positive case of EEE is not being disclosed, at the request of the horse owner. The positive case of the West Nile virus in a horse is in Cottageville. Local animal control officials say they are hoping to stop the virus in the entire county by providing additional mosquito spraying: the E...

The contagious Eastern equine encephalomyelitis (EEE) virus has once again been found in Colleton County, with one horse testing positive for the disease in rural Colleton County and another horse testing positive for West Nile virus. The location of the positive case of EEE is not being disclosed, at the request of the horse owner. The positive case of the West Nile virus in a horse is in Cottageville. Local animal control officials say they are hoping to stop the virus in the entire county by providing additional mosquito spraying: the EEE virus is commonly spread through mosquitoes. “There has been one EEE and one West Nile virus diagnosis in our county. We are spraying to stop it,” said Laura Clark, director of Colleton County Animal and Environmental Services. “These diseases are sad, but preventable,” said Clark. “Even though a horse has been fully vaccinated, most owners are unaware of the advice from equine vets to vaccinate twice a year for EEE and WNV.” This is the first positive case of EEE and the first positive known case of West Nile in Colleton County this year. However, this isn’t the first time the disease has been found in Colleton and in nearby counties. Clemson confirmed on Aug. 25, 2020, that two cases of horses with EEE had been found: a four-year-old paint mare in Colleton and a two-year-old paint colt in Jasper County. Both horses had to be euthanized. Now, another horse has tested positive for EEE and horse owners have been put on alert. EEE is one of the most dangerous mosquito-transmitted diseases in the U.S. The virus spreads from wild birds to mosquitos. The mosquitos then pass the virus to humans, horses and other birds. Officials at VetMed say that birds are like reservoirs for the virus. Mosquitoes and other biting insects carry the pathogen from infected birds and transmit it to horses when they bite. A horse affected with EEE is not contagious and poses no risk to other horses, humans or birds. The mosquito has to bite an infected bird and then a horse or human to transmit the disease. The virus is the cause of brain infections (encephalitis) in people, horses and other mammals. In people it also causes meningitis, but in horses, it is more deadly. Symptoms in horses include: weakness, staggering gait, unable to stand, depression and anorexia, high fever, lack of appetite, lethargy, drowsiness, hyperexcitability, tremors of the face and neck muscles, convulsions, cranial nerve paralysis, facial paralysis, weakness of the tongue, head tilt, droopy lip, muzzle deviation, incoordination or complete paralysis of one or more limbs, colic, and muscle twitches in neck, flank and shoulders. There is no effective treatment, and horses infected with EEE have a 75 – 95 percent morbidity rate. However, the disease can be prevented in horses with a twice-yearly vaccination. The West Nile Virus (WNV) infection was recently diagnosed in Cottageville in Cassey Spell’s sixteen-month-old Appaloosa mare named “Reba.” “I noticed that Reba had tremors, a quivering lip, walked stiffly, and was weak in her back legs. Her fever spiked at 103.3, and when the vet came, we put her in a stall. Eventually she couldn’t stand at all,” said Spell. The vet took blood and sent it to Clemson, where West Nile was diagnosed, but it took seven days to get the results. Fortunately, the vet had prescribed strong antibiotics to try and get her back on her feet. “For three days, I stayed with her and made a soupy mash for her to eat. Day by day she got a little better, but was able to stand for only 10 minutes at time before she would collapse,” said Spell. “On day three, the vet gave the horse a diuretic to flush the virus, and that seemed to help. Day four she grazed a little and walked for about 30 minutes before she went down. On day five, her tremors were gone, and by day six, she was much better. “On day seven the blood work came back as West Nile,” she said. Spell dumped all water troughs and bleached them, but there was nothing she could do about the puddles of rain water across the farm and along Highway 17A.

“This has been a definite concern, so we contacted the County Animal Services to get help with spraying around the area. We are taking every precaution we can. Oddly enough, we have 12 horses, and this was the only one infected,” Spell said. Symptoms of West Nile may include fever, incoordination, stumbling, falling, weakness, muscle twitching, seizures, drooping lips, lip smacking, head drooping, grinding teeth, and abnormal sensitivity to touch or sound. Serious cases may be unable to rise, and then death.

How to protect your horses and yourself Humans are able to contract these two diseases; therefore, precautions need to be taken to prevent transmission. According to the CDC, use insect repellent, wear long-sleeved shirts and pants, treat clothing and gear, and take steps to control mosquitoes indoors and outdoors to prevent mosquito bites. Get rid of all standing water if possible. Spray for mosquitos outdoors around property. There are environmentally friendly homemade repellents that people can also use. Recipes are found online. For horses, the American Association of Equine Practitioners suggests that horse owners keep all horses up to date on vaccinations. The first initial vaccination is followed in 4 to 6 weeks with a booster, and yearly revaccination is recommended. More frequent boosters twice yearly are recommended in areas with year-round mosquito seasons and in endemic areas such as the Lowcountry.

Mosquito management Practice mosquito management on all properties where horses are kept: -Use insect repellents frequently; re-apply after rain. -Keep horses in at night when possible, and apply insect repellant. -Eliminate or minimize standing water. -Stock tanks or ponds with mosquito-feeding fish. -Eliminate brush piles, gutters, old tires and litter. -Remove all equipment in which standing water can collect.

Mosquito Spraying Schedule in Colleton County In an effort to minimize the mosquito population in the area where the horse was recently infected, Colleton County will be doing a ground spray application of mosquito control product on the following dates, weather permitting. Ground spray will be conducted between the hours of 7:00 p.m. and 1:00 a.m. on Thursday, September 23, 2021; Thursday, October 7, 2021; and Thursday, October 21, 2021. The chemical that will be applied contains Permethrin and Piperonyl Butoxide as the active ingredients. If bee keepers are in the area, they need to notify Animal Services. The following roads/areas in Cottageville will be included in the application: Jacksonboro Road from Griffiths Acres Dr. to Hwy 17A, Amber Court, Dairy Lane, Durant Avenue from Goos Lane to Griffiths Acres Drive, Goos Lane, Nuthatch Lane, Mistletoe Lane, Rehoboth Road from Hwy 17A to Van Dyke Road, Peirce Road from Hwy 17A to Rhode Drive and to Depot Road, Hwy 17A from Depot to 12403 Hwy 17A (Lone Fox Farm), Cottageville Elementary School, Sally Ackerman Drive, Hwy 17A from Joyland Lane to Reevestown Road, Caboose Court, Depot Road, and Clydeville Lane from Hwy 17A to Kennedy Lane, Gatch Lane, Cone Court, Majestic Oak Way, Bama Road from and to Hwy 17A, Farmer Road, blocker Lane, Kim Lane, Miller Willilams Lane, Saint Charles Place, Welch Lane, and Angelic Lane. For questions regarding this program, contact Colleton Animal Services at 843-893-2651, or email ccaec@colletoncounty.org.

Deputies make arrests after body found in Cottageville woods

Deputies make arrests after body found in Cottageville woods where hunter went missingCOLLETON COUNTY, SC (WCSC) - Investigators have made a number of arrests after a body was found in the woods in Cottageville in the same area where a hunter went missing.The Colleton County Sheriff’s Office says 25-year-old Schuyler Rene Andrulat of Cottageville and 33-year-old Nathan Baughman of Summerville have been charged with obstruction of justice. According to court records, the charges against Andrulat were dismissed and expunged...

Deputies make arrests after body found in Cottageville woods where hunter went missing

COLLETON COUNTY, SC (WCSC) - Investigators have made a number of arrests after a body was found in the woods in Cottageville in the same area where a hunter went missing.

The Colleton County Sheriff’s Office says 25-year-old Schuyler Rene Andrulat of Cottageville and 33-year-old Nathan Baughman of Summerville have been charged with obstruction of justice. According to court records, the charges against Andrulat were dismissed and expunged.

A third man, Brad Skipper, has also been charged with an outstanding warrant from Colleton County.

The body was found around 8 p.m. on Thursday in a wooded area off Red Oak Road, the same area where a hunter went missing last Friday

The sheriff's office says the missing hunter was staying with friends who waited until Sunday to report him missing.

The coroner is doing an autopsy to determine the cause of death and identify the body.

The arrests stems from an incident that began on Aug. 21 when a Colleton County deputy responded to a home on Peirce Road in reference to a missing person.

The deputy spoke to Andrulat who said a friend of hers, Orin Patrick, had come to her home to go hunting Friday evening.

According to a report, Andrulat said she dropped Patrick off along the woodline on Peirce Road with a shotgun.

"Andrulat stated that several hours later, she received a call from Patrick stating that he was lost in the woods and he wanted her to drive along the road and beep the horn so that he could find his way back to the road again," the report states.

Andrulat told investigators that she did this around 9 p.m. on Friday but could not find him.

According to authorities, Andrulat said she received another call from Patrick that only last a few seconds and had since been unable to reach him through his phone again. Andrulat told deputies that she did not know any more information about Patrick.

In the incident report, the responding deputy reported that when he first met with Andrulat, she was unable to give any information about Patrick. The deputy then told Andrulat to get in contact with some of Patrick's friends or family so that he could get enough information to do a report.

Authorities also spoke with Patrick's friend, Baughman, who told investigators over the phone that he and Patrick had been staying at a home on Lakeview Drive in Summerville.

Baughman said the last time he saw Patrick was on Aug. 19, but was unsure of the time "because they had both been drinking so he did not remember much about that day."

The incident report states Baughman told investigators that this was not the first time Patrick had just "gone away, but it has never been for this long and never without making contact with him."

Detectives reported that they had Patrick's cell phone pinged to find the last location for it which was in Summerville.

Copyright 2016 WCSC. All rights reserved.

Civil Air Patrol Squadron hosts Change of Cadet Command Ceremony

The ACE Basin Composite Squadron, Civil Air Patrol, which meets weekly in Cottageville at the Methodist Church, celebrated its year end awards night and the accomplishments of its members. During this Tuesday meeting, Cadet 1st Lieutenant Nathan Mercer accepted the position of Cadet Commander during a time-honored Change of Command Ceremony.C/1st Lt Nathan Mercer succeeds his older brother, Cadet Major Payton Mercer, as the Cadet Commander of the squadron. C/Maj Payton Mercer has served as the Cadet Commander—the first ever for ...

The ACE Basin Composite Squadron, Civil Air Patrol, which meets weekly in Cottageville at the Methodist Church, celebrated its year end awards night and the accomplishments of its members. During this Tuesday meeting, Cadet 1st Lieutenant Nathan Mercer accepted the position of Cadet Commander during a time-honored Change of Command Ceremony.

C/1st Lt Nathan Mercer succeeds his older brother, Cadet Major Payton Mercer, as the Cadet Commander of the squadron. C/Maj Payton Mercer has served as the Cadet Commander—the first ever for ACE Basin—since April 2019. During this time period the squadron earned three consecutive Quality Cadet Unit Awards—the first time ever to earn this national award. The squadron continued to earn the Aerospace Excellence Award yearly. C/Maj Payton Mercer, who holds a pilot’s certificate and is now a graduate of Embry-Riddle Aeronautical University worldwide, will move to Huntsville, Ala., in January to begin working at the U.S. Space & Rocket Center. He credits the leadership and aerospace lessons he has experienced in Civil Air Patrol since age 12 with helping him reach the goals he’s been dreaming about for years.

The ACE Basin Composite Squadron has seen a decline in the number of active members who are participating on a regular basis due to two years of COVID-19 stops and starts. However, the squadron’s mission, in keeping with Civil Air Patrol’s outreach, is to reach the adults and youth of the Walterboro, Cottageville, and Summerville communities with lessons about leadership, aviation, aerospace, and military life. No members are required to have previously served in the military and no cadets are obligated to perform military service after their membership in Civil Air Patrol.

Members often get to perform unique missions in times of disaster, which locally has included performing Foreign Object Debris (FOD) walks at the Lowcountry Regional Airport following the 2020 Walterboro Tornado and performing site security at the location of the 2021 Colleton County plane crash. Anyone interested in learning more can visit the squadron’s Facebook page (@ACEBasinCAP) or its website at www.gocivilairpatrol.com.

The Civil Air Patrol is the longtime auxiliary of the U.S. Air Force and as such is a valued member of its Total Force. In its auxiliary role, CAP operates a fleet of 560 single-engine aircraft and more than 2,000 small Unmanned Aircraft Systems (sUAS). It performs about 90 percent of continental U.S. inland search and rescue missions as tasked by the Air Force Rescue Coordination Center and is credited by the AFRCC with saving an average of 82 lives annually.

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