Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Taylors, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Taylors's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Taylors, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Taylors, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Taylors, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Taylors, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Katy Perry had this to say about Tripp Taylor, an 18-year-old from Florence, after he auditioned for “American Idol.”“People are going to remember your name.”Taylor go...
Katy Perry had this to say about Tripp Taylor, an 18-year-old from Florence, after he auditioned for “American Idol.”
“People are going to remember your name.”
Taylor got rave reviews from all three Idol judges, who joked that Taylor looked like he could be Lionel Richie’s son. Richie said he considered that a compliment.
Taylor had previously said he was most excited about meeting Richie because he was a fan of old soul genre. He elected to sing a Ray Charles tune, “I believe To My Soul,” and accompanied himself on the piano.
In this introduction, he described Florence as “not the biggest town” where there isn’t a lot to do.
“It’s not like the best place for racially ambiguous people,” he said. “But you find the good things to look at whenever there are a lot of bad things around you.”
He said he’s been singing all his life. His dad and sister sing as well.
Judge Luke Bryan said, “I really like your attack at the mike. When you open up … the promising thing is you’ve got your own kind of sound. It’s just the right kind of gravel and grit.”
Perry called Taylor a diamond in the rough.
“You’ve just got all of it. First and foremost is talent. You’ve got the ‘it’ factor. You’ve got the name to go with it. You’ve got humility.”
Richie praised Taylor’s stage presence, but cautioned once he went to the next level — Hollywood — he would find it shocking because everyone thinks they are No. 1.
“I think we can vote this guy into the next part of his life,” Richie said.
Taylor graduated from the South Carolina Governor’s School for the Arts and Humanities in Greenville last year and is a freshman at Carnegie Mellon University in Pittsburgh, majoring in musical theater.
Beside piano, he plays tenor saxophone and has a large presence on TikTok with more than 345,000 followers and 6.6 million views.
American Idol appears at 8 p.m. Sundays on ABC.
GREENVILLE COUNTY, S.C. —A Greenville County family is together for the holidays after a solder surprised his mom and brothers with a return home, with months of planning help from his dad.Brian Forrester, of Taylors, shared the joyous video with WYFF News 4 through uLocal.See other uLocal videos here."We have been working...
GREENVILLE COUNTY, S.C. —
A Greenville County family is together for the holidays after a solder surprised his mom and brothers with a return home, with months of planning help from his dad.
Brian Forrester, of Taylors, shared the joyous video with WYFF News 4 through uLocal.
"We have been working on this for months and it's been quite stressful," Forrester said with a laugh.
Forrester's son, Pvt. First Class Devin Winn Forrester, called him over the summer to tell him he was coming home for the holidays and wanted to surprise the rest of the family, which includes his two brothers, Aiden and Andrew.
Devin, who joined the Army in August 2021, is currently stationed in Italy with the 173rd Airborne Battalion, Forrester said.
Forrester's wife, Heather, hadn't seen her son since then and spends most of her time at her home or taking care of her parents. Heather's mother has breast cancer and her father has dementia.
"My wife is a little hard to get out of the house," Forrester said of Heather, referencing her daily care of her parents.
Forrester arranged for Heather's sister, Cathy Schmidt, to take her out on a Christmas night out.
Finally, on Dec. 17, Forrester arrived at the Greenville-Spartanburg International Airport with 11-year-old Aiden.
Devin was able to walk up to his brother from behind and surprise him at the airport.
One surprise down, one to go.
Forrester's young son was waiting at the front door and opened it as his mother got home.
To say the hard work and surprise planning paid off is an understatement, as anyone can see from the video.
"When I saw him, all I wanted to do is reach out and touch him and hold him," Heather said. "In that moment, I thought of all the times that I was scared for him, and wanted to be with him after a mishap that left him in an Italian hospital," she said.
Even the dogs, Gunner, Toby and Kona looked excited and surprised.
"We are so proud of our son but have missed him dearly," Forrester said of Devin. "It will be a great Christmas this year with his return - even for a short two weeks," he said.
The Southern Bleachery has broken ground on phase two of their multimillion-dollar restoration of the old textile mill off Main Street in Taylors.The Southern Bleachery is a planned multi-use event and retail space restored to the National Park System's historical preservation guidelines.The project is in phase two, will cost roughly $10 million and be completed by the end of next year, owner and developer Lawr...
The Southern Bleachery has broken ground on phase two of their multimillion-dollar restoration of the old textile mill off Main Street in Taylors.
The Southern Bleachery is a planned multi-use event and retail space restored to the National Park System's historical preservation guidelines.
The project is in phase two, will cost roughly $10 million and be completed by the end of next year, owner and developer Lawrence Black said.
When the master plan is complete in a couple years, more than three buildings and roughly 15 acres are planned to support numerous businesses, events and trade shows.
The wedding space at the neighboring Taylors Mill is also called the Southern Bleachery, but the name also applies to the massive project underway on the front half of the historic textile mill. Even though the wedding venue is in Taylors Mill, it is still owned by The Southern Bleachery development team.
The collection of brick and metal buildings sits clustered together and are a part of the overall Southern Bleachery development, but each space will "have a different identity," Black said.
The project was approved to receive tax credits by Greenville County Council. The credits are part of the South Carolina Textile Communities Revitalization Act, which give qualifying projects tax credits that equal up to 25% of the total expenses.
"Renovating the buildings to the historical standard is so much more expensive, and it just wouldn’t have been possible without it," Black said of the tax credits.
QUESTIONS AND CONCERNS
Our journalists relentlessly work to stay in touch with the pulse of Upstate SC. Stories like this help address, explain and clarify your questions and concerns. Please consider becoming a subscriber. Here's our special offer.
Junto Coffee and The Marketplace are the two venues currently open for business, but Black and his team has a litany of other projects coming over the next year.
Situated on the left side of the road as soon as you enter the Mill's property, the white aluminum Butler Building will house Junto Coffee's roasting operation, a raw seafood bar and a bakery. A grassy lawn and outdoor seating will be available for patrons. Black said construction will begin in earnest in two months and will cost $1.4 million.
The Butler Building has a tentative opening set for June 2020.
The red-bricked building houses one of Taylors Mill's two smokestacks. Demolition is underway, with the original windows set to be restored and installed by October. Black said it will be leased, but he would love to see a boutique hotel, co-working space or design studio fill the historic building. The estimated cost to renovate is $2.6 million, Black said.
The Boiler Room will take the longest to complete. If a hotel moves into the space, it won't be completed with the rest of the project. "A hotel will push us into 2021," Black said.
Tucked into the corner of the property between two retention ponds, the Filtration building was once used to filter the mill village's drinking water. It's being used as a workspace for the window restorers, but will be utilized for smaller weddings and events, like corporate retreats.
A renovated craftsman-style home a few yards from the building will be used as private bridal and groom suites for weddings. The project will be finished in a few months and cost $625,000, according to Black, who is the property's sole developer.
The upper retention pond will be filled with water and restored, and the lower pond will be landscaped for a dog park, according to Black.
The Warehouse's long body ends in the base of a terraced hill known as The Hill. There already have been events on the grassy expanse, but outdoor restrooms, a food truck-meets-outdoor patio and a playground will be added by mid-October, according to Southern Bleachery special events manager Nathan Brannon.
The tree House sits at the top of the hill, offering a view of the mill and the surrounding woods. Black said he was inspired by his "9-year-old maturity level," his three young sons and the treehouse at Bluffton's high-end resort Palmetto Bluff.
The treehouse will be ADA-compliant and have three levels for kids to play. It's one of "six or seven" child-friendly play areas planned for the property.
Black also is planning to add more trails throughout the property. A 900-foot paved pathway — which Black said was paved to the same standards as the Swamp Rabbit Trail — is in place. Cypress tress, wildflowers and more grass are all set to be installed by late October. In total, Black said landscaping will cost around $800,000.
It's not a new renovation or business, but Black wants to host a Shark Tank-style public forum for local entrepreneurs to pitch their ideas for two planned vendor locations.
The bakery space planned for the Butler building and the current space Junto Coffee is in (the coffeeshop will be moving to a smaller building on property within the next year).
Along with the the three lots currently in use, Black said two more lots, an additional 600 spaces, will be added. The three parking ares already in use will be paved in the coming weeks.
The neighboring Taylors Mill has several hundred parking spaces, but Southern Bleachery visitors will have their own ample space to park once the project is completed next year.
TAYLORS, S.C. (WSPA) – Bobby and Julie Gregory of Taylors, South Carolina, had no idea when they decided to add a puppy to their family that their beloved Pebbles would hold the record for the oldest dog alive almost two decades later, according to a press release from ...
TAYLORS, S.C. (WSPA) – Bobby and Julie Gregory of Taylors, South Carolina, had no idea when they decided to add a puppy to their family that their beloved Pebbles would hold the record for the oldest dog alive almost two decades later, according to a press release from Guinness World Records.
The four-pound Toy Fox Terrier, who was born on March 28, 2000, is now 22 years old, proving to the world that anything is “paw-sible,” according to the press release.
The Gregorys knew Pebbles was older after hearing about TobyKeith, the world’s oldest living dog.
“Bobby was sitting on the couch and friends and family started texting and calling about a story they saw about a 21-year-old dog getting the record,” said Julie.
“When I saw TobyKeith’s story all over the news, I applied.”
On the other hand, Pebbles’ schedule resembles that of a party animal. She spends her days sleeping in till 5 o’clock in the afternoon and listening to country music, according to the press release.
“She loves listening to country music while she is sleeping. Her two favorite country singers are Conway Twitty and Dwight Yoakam,” Julie continued.
Pebbles has something to eat and drink as soon as she wakes up from her canine slumber before staying up all night, according to the press release.
Pebbles was once a happily married dog, but she became a widow in 2017 after her 16-year-old “husband,” Rocky, a Toy Fox Terrier, died.
The two had 24 puppies together, according to the press release.
“Pebbles doesn’t have a favorite toy, but she loves to snuggle under blankets,” said Julie.
Pebbles enjoys warm weather and likes to sit on the stairs of her family’s pool and soak up the sun during the summer.
Remarkably, Pebbles still has quite an appetite and looks forward to enjoying her meals, according to the press release.
In 2012, her veterinarian placed her on a cat food diet, which is said to be much higher in meat-based protein than dog food, according to the press release.
So, what’s the key to helping a dog live a long and healthy life?
Julie recommends showering your pooch with love, attention, and plenty of food, according to the press release.
“Treat them like family because they are. Give them a happy positive environment as much as possible, good clean food and proper healthcare,” said Julie in the press release.
Have you heard about Pinky’s Revenge in Greenville? Were you a kid of the 80s? Did you wear jelly shoes, listen to Thriller on your Sony Walkman, and eat rectangular-shaped pizza every Friday at school? If you said yes, then hold on to your banana clip – because Pinky’s Revenge is the perfect arcade to get your 80s fix! If you have no idea what most of those things we mentioned are, it’s ok. We are going to tell you all you need to know to understand why you should be excited! ...
Have you heard about Pinky’s Revenge in Greenville? Were you a kid of the 80s? Did you wear jelly shoes, listen to Thriller on your Sony Walkman, and eat rectangular-shaped pizza every Friday at school?
If you said yes, then hold on to your banana clip – because Pinky’s Revenge is the perfect arcade to get your 80s fix! If you have no idea what most of those things we mentioned are, it’s ok. We are going to tell you all you need to know to understand why you should be excited!
Rewind (who remembers “Be Kind Rewind”) … Rewind back a million years to January 2020. Word that a new arcade venue was opening spread and we couldn’t wait until the May 2020 opening date.
Then things happened. Unforeseeable, unavoidable, unbelievable, and unforgettable things. I watched (ok, maybe stalked is the more appropriate word here) the Pinky’s Revenge social media pages as they documented the slow progress over the past year. My patience paid off when they finally opened in 2021!
If you are a child of the 80s, you will certainly be in heaven. But, don’t worry if you can’t understand why someone would ask “Where’s the beef?”, you’ll enjoy this hop back in time too! You just might not understand why people are losing their minds over rectangle-shaped pizza.
The namesake of this venue is a woman dealing with unrequited love, and she’s not happy about it. Pinky is one of the four main ghosts in the Pac-Man series. Being the only female ghost, she attempts to ambush Pac-Man by moving parallel to him. The Pinky character has been shown to have a crush on Pac-Man, which normally goes unreciprocated, so understandably, she’s not thrilled at the situation.
There are dozens of activities to keep you and your family busy at Pinky’s Revenge! You can even attempt to figure out the trick to making more than a weird-looking square with the Etch-a-Sketch toys that are placed on tables around Pinky’s. Games will be $15 for unlimited gameplay, and access to newer games will be by the hour. The arcade has dozens of gaming consoles and multiple pinball tables to choose from as well!
NOTE: Pinky’s Revenge is currently unable to get old-school pizza due to distribution issues, but stay tuned to their site or social media pages to see if they get it back!
This may be something that you had to be around in the 80s to appreciate now. We old folks were served this weird rectangle-shaped pizza on Fridays in school. Kids now are given slices of circle pizza at school, and the shape totally makes the pizza taste different! Just take my word for it.
Other delicious things on the menu at Pinky’s Revenge include boiled peanuts, White Castle Sliders, nachos, pretzels with nacho cheese, and hot dogs with optional toppings. PLUS you can order off the Weekend Express Menu from The Farehouse!