Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Hanahan, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Hanahan's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Hanahan, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Hanahan, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Hanahan, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Hanahan, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
ROSEMONT, Ill. - Two Fighting Illini women's golfers were recognized by the Big Ten Conference on Wednesday (Aug. 31) as graduate student Crystal Wang and junior Isabel Sy were named 2022-23 Preseason Honorees.The pair return to Illinois after helping the team to a fifth-place finish at the Big Ten Championships and a berth at ...
ROSEMONT, Ill. - Two Fighting Illini women's golfers were recognized by the Big Ten Conference on Wednesday (Aug. 31) as graduate student Crystal Wang and junior Isabel Sy were named 2022-23 Preseason Honorees.
The pair return to Illinois after helping the team to a fifth-place finish at the Big Ten Championships and a berth at the NCAA Regionals to finish the season.
Crystal Wang led the team in seven tournaments as top Illini finisher last season, including final three tournaments of the season. She registered eight top-15 finishes: The Landfall Tradition (3rd), ICON Invitational (T-3rd), Lady Buckeye Invitational (T-5th), Big Ten Championships (T-6th), Wolverine Invitational (T-8th), Illini Women's Invitational (T-13th), Blessings Collegiate Invitational (T-14th), NCAA Tallahassee Regional (T-14th). Her performances earned a Big Ten Conference Women's Golfer of the Week honor after equaling a season-best third place finish at the ICON Invitational (Feb. 21-22, 2022) and carding the lowest 54-hole tournament total in program history with a 13-under par 203, highlighted by an eight-under par 64 in her final round, which also marked the lowest single round score in program history. The senior led the field with 18 birdies in the tournament. Wang was named to the All-Championship Team after finishing in a tie for sixth place at the Big Ten Championships (Apr. 22-24, 2022) with a two-over tournament total of 215, including a five-under 66 in her second round. The Diamond Bar, Calif., native was named Big Ten Conference Women's Golfer of the Week after registering her highest finish of the season with a third place showing at The Landfall Tradition (Oct. 29-31, 2021) with a tournament total of four-under par 212 that included a four-under 68 score. She also led all players with 17 birdies in the tournament.
Isabel Sy, a San Gabriel, Calif., native, is coming off a sophomore season where she ranked second on the team with eight rounds under par. Sy posted six Top-20 finishes, including five in the spring: Briar's Creek Invitational (T-8th), Schooner Fall Classic (T-11th), Columbia Classic (T-12th), Lady Buckeye Invitational (T-12th), Clemson Invitational (T-15th), Big Ten Championships (T-17th). She equaled her career best finish to tie for eighth place at the Briar's Creek Invitational (Mar. 14-15, 2022) with an even-par 216 tournament total. Sy turned in her career low round with a five-under 67 in her final round at the ICON Invitational (Feb. 21-22, 2022) and finished tied for 11th at the Schooner Fall Classic with a 2-over 212 total. In her debut season in the Orange and Blue, Sy recorded a 75.19 scoring average, which ranked third-best on the team. She collected a Top-10 finish at the Moon Golf Invitational (8th) and posted a then career-best single round score of 68.
The Illini open the 2022-23 schedule on Sept. 12-13 when they travel to Hanahan, S.C., for the Cougar Classic at Yeamans Hall Club, hosted by the College of Charleston.
CHARLESTON, S.C. (WCSC) - Four Lowcountry high school baseball teams punched their tickets to division championship games in the Hanahan Invitational Tournament on Wednesday.In the Steadman Division Championship game, James Island will face Ashley Ridge. That game is set for 5 p.m. on Thursday at Hanahan High School.In the Hatfield Division Championship game, Summerville will face Wando. That matchup is scheduled for 7:30 p.m. on Thursday, also at Hanahan High School.WEDNESDAY, APRIL 13TH, 2022 Scores:ST...
CHARLESTON, S.C. (WCSC) - Four Lowcountry high school baseball teams punched their tickets to division championship games in the Hanahan Invitational Tournament on Wednesday.
In the Steadman Division Championship game, James Island will face Ashley Ridge. That game is set for 5 p.m. on Thursday at Hanahan High School.
In the Hatfield Division Championship game, Summerville will face Wando. That matchup is scheduled for 7:30 p.m. on Thursday, also at Hanahan High School.
WEDNESDAY, APRIL 13TH, 2022 Scores:
SITE: HANAHAN HIGH SCHOOL
GAME 37: 5:00 OCEAN LAKES, VA 1 VS. PROVIDENCE, NC 3
GAME 38: 7:30 HANAHAN, SC 2 VS. HICKORY GROVE, NC 1
JAMES ISLAND CHARTER HIGH SCHOOL
GAME 39: 5:00 LUCY BECKHAM, SC 17 VS. OLYMPIC, NC 7
GAME 40: 7:30 OCEANSIDE COLLEGIATE, SC 0 VS. JAMES ISLAND, SC 10 – SEMIFINAL
GOOSE CREEK HIGH SCHOOL (SEDGEFIELD MIDDLE SCHOOL)
GAME 42: 5:00 STRATFORD, SC 12 VS. PINEWOOD PREP, SC 13
GAME 43: 7:30 GOOSE CREEK, SC 4 VS. TIMBERLAND, SC 1
ASHLEY RIDGE HIGH SCHOOL
GAME 44: 5:00 WOODLAND, SC 2 VS. REAGAN, NC 14
GAME 45: 7:30 ASHLEY RIDGE, SC 10 VS. ST. JOHN’S COLLEGE, DC 6 – SEMIFINAL
SUMMERVILLE HIGH SCHOOL (GREGG MIDDLE SCHOOL)
GAME 46: 5:00 HICKORY, VA 0 VS. ARDREY KELL, NC 10
GAME 47: 7:30 CATAWBA RIDGE, SC 2 VS SUMMERVILLE, SC 9 – SEMIFINAL
WEST ASHLEY HIGH SCHOOL
GAME 48: 5:00 FORT DORCHESTER, SC 7 VS. HILTON HEAD, SC 2
GAME 49: 7:30 WEST ASHLEY, SC 6 VS. NANSEMOND RIVER, VA 7 9 INNINGS
BISHOP ENGLAND HIGH SCHOOL
GAME 50: 5:00 BEAUFORT, SC 4 VS. RANDLEMAN, NC 7
GAME 51: 7:30 BISHOP ENGLAND, SC 6 VS. MAMARONECK, NY 3
WANDO HIGH SCHOOL
GAME 52: 5:00 PHILIP SIMMONS, SC 5 VS. BAMBERG EHRHARDT, SC 4
GAME 53: 7:30 WANDO, SC 12 VS. ST. EDWARDS, OH 10 – SEMIFINAL
Copyright 2022 WCSC. All rights reserved.
247Sports Embed ResourceDot LoaderThere's a lot of news each day. Illini Inquirer will try to make it easier to digest each weekday morning with the Daily Digest.Illini’s Week Zero recruiting advantageBret Bielema took advantage of Week Zero in recruiting last season. With an extra off week during the season to focus on recruiting during the fall — Illinois played 12 games in 14 weeks compared to ...
247Sports Embed Resource
There's a lot of news each day. Illini Inquirer will try to make it easier to digest each weekday morning with the Daily Digest.
Bret Bielema took advantage of Week Zero in recruiting last season. With an extra off week during the season to focus on recruiting during the fall — Illinois played 12 games in 14 weeks compared to 12 games in 13 weeks for most teams — the staff got out to see more prospects and found some late additions who already are making an impact on the 2022 season.
The Illini plan to take advantage of a more open fall schedule yet again. The Illini have a off weekend the weekend of Sept. 11-17 and another the week of Oct. 16-22. Illinois also has two weekday night games during the next month — tonight against Indiana and Thursday, Sept. 22 — which can offer them some extra flexibility in how they will use their 42 allowed days by the NCAA to be on the road recruiting this fall between September and November.
Bielema has considered going to see games on Saturday following the Illini’s Big Ten opener at Indiana on Friday, but he said that might not be the most impactful use of one of their fall recruiting days.
Penn State scored a go-ahead touchdown with 57 seconds left to pull off a 35-31 comeback road victory at Purdue on Thursday night. After throwing a critical pick-six midway through the fourth quarter, Penn State quarterback Sean Clifford (282 yards, 4 TDs) completed 6 of 7 passes for 72 yards and threw his fourth touchdown pass to lead the Nittany Lions back to victory.
Minnesota routed New Mexico State and former Gophers coach Jerry Kill 38-0 on Thursday in Minneapolis. After suffering season-ending injuries last season, Gophers running backs Mo Ibrahim (132 rushing yards, 2 TDs) and Trey Potts (89 rushing yards, 1 TD) looked quite healthy and dangerous.
The rest of the Big Ten is in action this weekend. Here are the matchups.
This is our best promotion of the year. So take advantage!
Through Tuesday, Sept. 6, new subscribers can get 75% OFF the first year of an annual VIP membership to Illini Inquirer! That's right, new members can save more than $80 for the first year of VIP access to the best Illini coverage out there.
All you have to do is go to the sign up page and sign up for an annual VIP membership to pay just $1.99/month for the best Fighting Illini coverage, including in-depth reporting, analysis and recruiting coverage.
SIGN UP NOW! But hurry, this deal expires on Tuesday, Sept. 6!
With an Illini Inquirer subscription, you'll get unlimited access to:
—In-depth team coverage.Our team covers your team unlike any other. The latest news and insight from the football and basketball teams to in-depth analysis and film room pieces to understand what your teams are doing on the field or on the court. Illini Inquirer attends every media availability and every game to give you the first-person account you need to know your team.
— Year-round coverage of Illini Inquirer football and basketball recruiting.Get the latest football updates from our team of insiders,including Jeremy Werner, Joey Wagner, Ryan Easterling, Allen Trieu, Steve Wiltfong and our national team of experts and analysts. Get the latest from the best Illini basketball insider Derek Piper, as well as national experts Eric Bossi, Travis Branham, Adam Finkelstein and more!
—Illini Inquirer'spremium message board has an outstanding community of fans discussing anything and everything related to the Illini. Members can see and respond to every single thread. Check out the premium forum and the ongoing discussion and nuggets on recruiting. Plus, our experts respond directly to your questions.
—An ad-free forum experience- say goodbye to ads and hello to insider news and analysis
—An unmatched mobile platform.From the Crystal Ball to the 247Composite rankings, no site will bring you a more detailed layout of where things stand with Illini recruits, all on a slick mobile platform.
— A complementary free subscription to Paramount+. After your promotional period, you get access to Paramount's premium streaming package, which includes streaming up to four channels of live TV and sports including NFL on CBS!
Terms:This deal will end at 11:59 p.m. ET on 9/6/2022. This promotion is for new members only. 247Sports.com reserves the right to alter or cancel this promotion at any time. Please email@example.com any questions you may have.
Illinois fifth-year senior Adrien Dumont de Chassart was named one of 25 college players named to the Fred Haskins Award Preseason Watch List. The award is given annually to the nation’s top collegiate golfer.
History: Previous winners of the award include Phil Mickelson (1990-92), Tiger Woods (1996), Patrick Cantlay (2011) and Justin Thomas (2012).
It’s been a few weeks for James McCourt. But the former Illinois kicker is back on an NFL payroll after the Jacksonville Jaguars signed McCourt to its practice squad.
Why it matters: McCourt didn’t win the kicker job during his week with the Jaguars, but he showed the Jaguars enough for the organization to give him a weekly check ($11,500) and an opportunity to learn under an NFL staff and be on call should injury or poor performance give him a bigger break.
Illini women’s golfers Crystal Wang and Isabel Sy were named Big Ten Preseason honorees. The pair helped lead Illinois to a fifth-place finish at the Big Ten Championships and an NCAA Regionals appearance.
What’s next: The Illini open their 2022-23 season on Sept. 12-13 with the Cougar Classic at Teamans Hall Club in Hanahan (S.C.).
No. 18 Texas A&M defeated Illinois soccer 1-0 on Thursday at Demirjian Park. Texas A&M outshot Illinois 11-2, and MaKhiya McDonald's goal 12:58 into the game proved to be the winner.
What's next: After back-to-back losses, Illinois hosts Indiana State at 7 p.m. CT Sunday at Demirjian Park.
Have a great weekend! Between the scenes at Mackey and Ross-Ade recently, Purdue fans are showing out...
More than 30 high school baseball teams from multiple states will compete for titles in the 52nd annual Hanahan Invitational Tournament set for April 11-14.The tournament has two divisions named for former Hanahan High Hawks baseball coaches, Tom Hatfield and Bill Steadman. Hatfield started the HIT in 1970 as a way to get a few local teams together for games during spring break. Steadman followed Hatfield at HHS and the tournament eventually swelled into a premier spring break stop as more teams from outside South Carolina accepted in...
More than 30 high school baseball teams from multiple states will compete for titles in the 52nd annual Hanahan Invitational Tournament set for April 11-14.
The tournament has two divisions named for former Hanahan High Hawks baseball coaches, Tom Hatfield and Bill Steadman. Hatfield started the HIT in 1970 as a way to get a few local teams together for games during spring break. Steadman followed Hatfield at HHS and the tournament eventually swelled into a premier spring break stop as more teams from outside South Carolina accepted invitations to visit the Lowcountry.
States represented in the 2022 HIT are South Carolina, North Carolina, Virginia, Ohio and New York. Another squad will make its way into town from Washington, D.C.
“We do have some strong teams coming in,” Hanahan coach Brian Mitchell said. “We know locally we have some great teams but we have our hands full trying to win it. The team from D.C. is the team to beat. Their head coach is something like 316-80. They’re loaded. There is some quality baseball coming to town. We’re going to have to hunker down and play well.”
Eight of the local clubs are ranked inside the top 10 of their respective classifications by the South Carolina Baseball Coaches Association.
Last spring, Summerville High School rallied from a five-run deficit to edge Blessed Trinity from Roswell, Ga., with a run in the bottom of the seventh. It was the difference in the Green Wave’s 8-7 victory in the championship game. The 2021 field was smaller due to COVID concerns.
Summerville went on to capture the Class AAAAA Lower State title in 2021.
“It’s a good gauge to see how you’re playing going into the end of the season,” Mitchell said. “If you do well in the HIT, you’re going to go on and do well in the playoffs.”
Host sites for the first two days of the tournament are Hanahan, Goose Creek, James Island, Ashley Ridge, Summerville, West Ashley, Bishop England and Wando. Semifinal sites will be determined later. Hanahan will host the championship games on April 14.
There is also a junior varsity division, which was won by the host school last spring. Fifteen of the 17 squads set to compete are from the Charleston area.
(Monday, April 11)
2 p.m. – Timberland vs. May River
5 p.m. – Game 1 winner vs. Ocean Lakes, Va.
7:30 p.m. – Hanahan vs. Olympic, N.C.
At James Island Charter
5 p.m. – Lucy Beckham vs. Reagan, N.C.
7:30 p.m. – Stratford vs. James Island
At Goose Creek
2 p.m. – Beaufort vs. Cane Bay
5 p.m. – Game 1 winner vs. Oceanside
7:30 p.m. – Goose Creek vs. St. John’s (D.C.)
At Ashley Ridge
2 p.m. – Bamberg vs. Woodland
5 p.m. – Game 1 winner vs. Ardrey Kell, N.C.
7:30 p.m. – Ashley Ridge vs. Ben Lippen
5 p.m. – Pinewood Prep vs. Hickory, Va.
7:30 p.m. – Hickory Grove, N.C. vs. Summerville
At West Ashley
5 p.m. – Hilton Head vs. Randleman, N.C.
7:30 p.m. – Catawba Ridge vs. West Ashley
At Bishop England
5 p.m. – Fort Dorchester vs. Providence, N.C.
7:30 p.m. – St. Edwards, Ohio vs. Bishop England
5 p.m. – Philip Simmons vs. Mamaroneck, N.Y.
7:30 p.m. – Nansemond River, Va. vs. Wando
With the amount of talent on Hanahan High School’s roster, lofty expectations are probably reasonable as the sun comes up on another baseball season for longtime coach Brian Mitchell and the Hawks.Mitchell, who has more than 300 career wins, returns a stacked group from a squad that captured a region title and won 18 games in 2021. The Hawks entered the season ranked No. 7 in Class AAA by the S.C. Baseball Coaches Association.“We have a solid group of returners,” Mitchell said. “Our main goal is to win t...
With the amount of talent on Hanahan High School’s roster, lofty expectations are probably reasonable as the sun comes up on another baseball season for longtime coach Brian Mitchell and the Hawks.
Mitchell, who has more than 300 career wins, returns a stacked group from a squad that captured a region title and won 18 games in 2021. The Hawks entered the season ranked No. 7 in Class AAA by the S.C. Baseball Coaches Association.
“We have a solid group of returners,” Mitchell said. “Our main goal is to win the region but if our kids play like they’re capable, they have the ability to play deep into the playoffs.”
That includes a journey all the way to the final week of the postseason where the Hawks haven’t flown since 2012. They also placed runner-up in the state in 2010.
“In terms of velocity and just knowing how to pitch, this is probably the deepest we’ve been on the mound,” Mitchell said. “We’ve got a lot of guys back who have already shown they can swing the bat.”
The Hawks finished 3-1 in the Sandlapper Classic in the preseason, beating Chesnee (7-2), Spring Valley (10-1) and Dutch Fork (2-0) before falling to Carolina Forest (4-3) in the championship game.
Three returning players batted over .300 last spring, paced by senior shortstop Aryan Patel, a Citadel signee. Patel batted .359 with 20 RBIs and 28 runs scored. He walked 21 times and his .495 on-base percentage was the highest on the team.
Also in the middle of the infield, senior second baseman Ethan Walker batted .328 and scored 22 runs with a .471 on-base percentage. Senior outfielder Mason Woznac chimed in with a .316 batting average.
In the Sandlapper Classic, Patel led the Hawks with a .538 batting average and knocked in three runs. Walker and Woznac hit over .400 in the tournament. Woznac drove in three runs and scored four times.
Senior third baseman Brick Nichols and senior first baseman Foster Nicodin are returning starters on the corners. Nichols, a Francis Marion signee, batted .274 with 15 RBIs and Nicodin launched four home runs last season. Both hit over .300 in the Sandlapper Classic while Nichols scored four runs.
Junior Braylon Mitchell, the coach’s son, and junior Camden Kackley will see plenty of time on the infield dirt depending on who is pitching.
In addition to Woznac in left field, brothers Hunter and Landon Gomes are starters in center and right. Additional outfielders are junior Brayden Joseph, junior Kwame Parker and junior Harry Swindal.
Nicodin and junior Nick Cappello are the most experienced arms returning to the bump. Nicodin was 4-1 with a 0.53 earned-run average and fanned 35 batters over 26.2 innings in 2021. Cappello was 3-1 with a 3.36 ERA while striking out 39 batters in 33.1 innings.
Nicodin and Cappello picked up victories in the Sandlapper Classic along with Hunter Gomes. They struck out 14 batters in 14.2 innings while allowing just five hits and one earned run.
Mitchell, a College of Charleston commit, is back on the mound after coming on strong at the end of last season. He was called up from junior varsity and threw 12 innings, going 1-1 with a 2.92 ERA and one save. He fanned 15 batters and picked up a clutch victory over Bishop England in the region championship game.
Patel and Nichols are capable arms out of the pen who could also draw some starts. Junior Jacob Collins, junior Lucas Brown and senior Max Ballard figure to log some innings, too.
Cappello, junior Mason Brady and junior Joey Smith are the team’s catchers.