Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Hanahan, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Hanahan's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Hanahan, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Hanahan, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Hanahan, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Hanahan, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
HANAHAN, S.C. (WCIV) — Hanahan wants to expand.The city of Hanahan has developed a master plan to revitalize its town center and bring more businesses to the area.Kristen O'Neill is a part owner of Theory Collective in Hanahan. The hair salon opened about a year ago."Our team is growing...
HANAHAN, S.C. (WCIV) — Hanahan wants to expand.
The city of Hanahan has developed a master plan to revitalize its town center and bring more businesses to the area.
Kristen O'Neill is a part owner of Theory Collective in Hanahan. The hair salon opened about a year ago.
"Our team is growing. It's great. We offer more services and see more clients," said O'Neill.
O’Neill said she is happy the city is working to bring in more businesses. She thinks more storefronts could mean more traffic at the salon.
"I think it would be great, I mean, especially on Yeamans Hall Road, there is not a whole lot. There's gas stations. It would be great to get a bite to eat up the road," said O'Neill.
She thinks it would be great to work with new businesses.
"We love partnering with local businesses. We have done it in the past and we will do it in the future. However we can support local businesses, we will," said O'Neill.
Mayor Christie Rainwater says there are things that are missing from the city.
"The truth is, we are missing quality businesses, restaurants, boutiques. That’s something people want to see come in. They don’t want to have to go to North Charleston or a neighboring city to go to the doctor," said Mayor Rainwater.
She wants to know what residents see for the future of the town center.
The plan is something they can use to present to those who are interested in coming to the area.
"It really gives us resources that we need to present to people who would like to bring their development or business to Hanahan, and say this is where it may fit best," said the mayor.
The city wants to continue hearing from residents. They have a survey on their website at cityofhanahan.com.
"If you have a dream inside of you and you want to bring it to the downtown of Hanahan, we would love to work with you to do that," said Rainwater.
CHARLESTON, S.C. (WCSC) - Four Lowcountry high school baseball teams punched their tickets to division championship games in the Hanahan Invitational Tournament on Wednesday.In the Steadman Division Championship game, James Island will face Ashley Ridge. That game is set for 5 p.m. on Thursday at Hanahan High School.In the Hatfield Division Championship game, Summerville will face Wando. That matchup is scheduled for 7:30 p.m. on Thursday, also at Hanahan High School.WEDNESDAY, APRIL 13TH, 2022 Scores:ST...
CHARLESTON, S.C. (WCSC) - Four Lowcountry high school baseball teams punched their tickets to division championship games in the Hanahan Invitational Tournament on Wednesday.
In the Steadman Division Championship game, James Island will face Ashley Ridge. That game is set for 5 p.m. on Thursday at Hanahan High School.
In the Hatfield Division Championship game, Summerville will face Wando. That matchup is scheduled for 7:30 p.m. on Thursday, also at Hanahan High School.
WEDNESDAY, APRIL 13TH, 2022 Scores:
SITE: HANAHAN HIGH SCHOOL
GAME 37: 5:00 OCEAN LAKES, VA 1 VS. PROVIDENCE, NC 3
GAME 38: 7:30 HANAHAN, SC 2 VS. HICKORY GROVE, NC 1
JAMES ISLAND CHARTER HIGH SCHOOL
GAME 39: 5:00 LUCY BECKHAM, SC 17 VS. OLYMPIC, NC 7
GAME 40: 7:30 OCEANSIDE COLLEGIATE, SC 0 VS. JAMES ISLAND, SC 10 – SEMIFINAL
GOOSE CREEK HIGH SCHOOL (SEDGEFIELD MIDDLE SCHOOL)
GAME 42: 5:00 STRATFORD, SC 12 VS. PINEWOOD PREP, SC 13
GAME 43: 7:30 GOOSE CREEK, SC 4 VS. TIMBERLAND, SC 1
ASHLEY RIDGE HIGH SCHOOL
GAME 44: 5:00 WOODLAND, SC 2 VS. REAGAN, NC 14
GAME 45: 7:30 ASHLEY RIDGE, SC 10 VS. ST. JOHN’S COLLEGE, DC 6 – SEMIFINAL
SUMMERVILLE HIGH SCHOOL (GREGG MIDDLE SCHOOL)
GAME 46: 5:00 HICKORY, VA 0 VS. ARDREY KELL, NC 10
GAME 47: 7:30 CATAWBA RIDGE, SC 2 VS SUMMERVILLE, SC 9 – SEMIFINAL
WEST ASHLEY HIGH SCHOOL
GAME 48: 5:00 FORT DORCHESTER, SC 7 VS. HILTON HEAD, SC 2
GAME 49: 7:30 WEST ASHLEY, SC 6 VS. NANSEMOND RIVER, VA 7 9 INNINGS
BISHOP ENGLAND HIGH SCHOOL
GAME 50: 5:00 BEAUFORT, SC 4 VS. RANDLEMAN, NC 7
GAME 51: 7:30 BISHOP ENGLAND, SC 6 VS. MAMARONECK, NY 3
WANDO HIGH SCHOOL
GAME 52: 5:00 PHILIP SIMMONS, SC 5 VS. BAMBERG EHRHARDT, SC 4
GAME 53: 7:30 WANDO, SC 12 VS. ST. EDWARDS, OH 10 – SEMIFINAL
Copyright 2022 WCSC. All rights reserved.
Ashley Ridge finished as the runner-up in the Steadman Division of the 2022 Hanahan Invitational Tournament.“We played four quality teams here,” Ashley Ridge coach BJ Bellush said. “That’s why we like playing in the HIT because we know it is a good tune-up for the end of region play and the playoffs. Obviously we are excited to be in the championship game, but we just didn’t compete today.”Ashley Ridge opened the tournament April 11 with a 10-0 shutout of Ben Lippen. The Swamp Foxes fell, 7-0...
Ashley Ridge finished as the runner-up in the Steadman Division of the 2022 Hanahan Invitational Tournament.
“We played four quality teams here,” Ashley Ridge coach BJ Bellush said. “That’s why we like playing in the HIT because we know it is a good tune-up for the end of region play and the playoffs. Obviously we are excited to be in the championship game, but we just didn’t compete today.”
Ashley Ridge opened the tournament April 11 with a 10-0 shutout of Ben Lippen. The Swamp Foxes fell, 7-0, to Ardrey Kell of North Carolina the next day, but battled April 13 to earn a 10-6 victory over St. John’s College High School out of Washington, D.C., to advance to the championship game.
Senior CJ VanSlooten started on the hill against St. John’s, throwing five innings before being relieved with the Swamp Foxes up 4-2. Junior Carson Molinaroli pitched the final two innings.
Ashley Ridge loaded the bases off three walks in the top of the sixth inning. Andrew McLaughlin drove in Ryan Bruno for a 3-2 Ashley Ridge lead. During the next at bat, Fin McLaughlin scored on a wild pitch.
Ashley Ridge scored six runs in the top of the seventh.
The Swamp Foxes loaded the bases with a single by Cooper Godsave and two walks. Molinaroli stepped to the plate and singled to score pinch runner Will Allen. That set up a triple by catcher Rowan Letellier that plated Bruno, Fin McLaughlin and Molinaroli. DJ Drayton’s RBI single sent courtesy runner Jackson Blass home and made the score 9-4. Godsave then drove in Andrew McLaughlin with a fielder’s choice to cap the scoring.
James Island had its bats cranking in the title game and defeated Ashley Ridge, 11-1.
“We burned a lot of pitching to get to the championship and didn’t have a lot left,” Bellush said. “That had a lot to do with it, but the guys we put out there today don’t typically give up so many runs. James Island is a great team. I don’t want to take anything away from James Island but we should have given them a better game.”
The highlight for the Swamp Foxes was VanSlooten’s solo home run in the second inning that cut James Island’s lead to 4-1. Bruno, Andrew McLaughlin, Grant Austin and Godsave also had a hit each for Ashley Ridge. The Swamp Foxes left two runners stranded in the third inning and three stranded in the fourth, which seemed to take the wind out of their sail.
“We are up and down and until our team learns to compete at a high level every single day it is going to be like this,” Bellush said. “We played really well last night but then came out here and just didn’t compete and they kind of stuck it too us a little.”
Ashley Ridge has several region games remaining so its playoff seeding is still in its own hands. The Swamp Foxes host Summerville at 7 p.m. on April 18 and April 22, and play at Green Wave Park on April 20. They then play at Hanahan on April 25 before opening a series with Stall on April 27.
COLUMBIA (WBTW) – The South Carolina Baseball Coaches Associated released their players of the year, region players of the year, and the all-state teams in each of the South Carolina High School League classifications from Class A to Class 5A this afternoon. Below are the teams with our local players in bold.AAAAA All-StateZac Cowan-BlythewoodJay Dillard-TL HannaBraeden Harrison-DormanTristan Smith-Boiling SpringsBeau Hollins-River BluffLuke Janack-Carolina Forest – Region 6-5A player of t...
COLUMBIA (WBTW) – The South Carolina Baseball Coaches Associated released their players of the year, region players of the year, and the all-state teams in each of the South Carolina High School League classifications from Class A to Class 5A this afternoon. Below are the teams with our local players in bold.
AAAAA All-StateZac Cowan-BlythewoodJay Dillard-TL HannaBraeden Harrison-DormanTristan Smith-Boiling SpringsBeau Hollins-River BluffLuke Janack-Carolina Forest – Region 6-5A player of the year Miller McGuire-BerkeleyPJ Morlando-SummervilleBen Lumsden-JL MannGarrett Fulmer-SpartanburgAdams Faucett-DormanConnnor Rasmussen-Fort MillMathieu Curtis-Fort MillCaleb McCants-BlythewoodJohn Rollings-BlythewoodDavis Wright-BlythewoodAlex Nevils-BlythewoodWalker Mitchell-River BluffTodd Hudson-River BluffNathan Hall-LexingtonCole Long-LexingtonKevin Samonsky-Dutch ForkJosh McCusker-Carolina ForestNolan Alexander-Carolina ForestRyder Manale-WandoJackson Proctor-BerkeleyChase Stryker-Ashley RidgeThayer Tavormina-Summerville
AAAA All-State Team?Noah Robinson-WestsideMavis Graves-EastsideHarrison Wilson-Catawba RidgeShane Keup-DreherGrant Loggins-AC FloraJohn Allen Forrester-AirportCam Canarella-Hartsville – Region 6-4A player of the year Hogan Garner-James IslandJake McCoy-Catawba RidgeDavid Mershon-EastsideChance Hall-North Myrtle BeachKeillor Osbon-James IslandJake Sears-AC FloraAydin Palmer-South FlorenceTrevor Testerman-Catawba RidgeMax Branham-Lugoff ElginOwen French-James IslandEllijah Tiller-GreenwoodJulian Scott-IrmoBrody Fowler-Eastside
AAA All-State Team?Jacob McGovern-SenecaEli Hudgins-PowdersvilleWilson Wages-ClintonMichael Lindler-Mid-CarolinaSkyler King-Brookland-CayceLandon DeLavan-LakewoodT.J. Anderson-Aynor – Region 7-3A player of the year Jackson Sobel-Oceanside CollegiateHarrison Crawford-Belton-Honaea PathBrody Conn-DanielGavin Troyer-PowdersvilleAJ Cammarota-Blue RidgeRicky Montalvo-ChapmanJeb Dawson-BroomeJace Martin-Mid-CarolinaBJ Etheridge-Brookland-CayceTy Marshall-Brookland-CayceDrew Johnson-Strom ThurmondTrey Bright-Lake CityMichael Norris-Marlboro CountyCarson Krasula-AynorHampton Spires-AynorAndrew Bowers-Oceanside CollegiateAryan Patel-Hanahan
AA All-State Team
Ty Price-AbbevilleJesse Bowers-LandrumPeyton Starkey-Gray CollegiateKyle Percival-Andrew JacksonJerry Sanders-BarnwellJake Herndon-WoodlandJakobe Sims-Marion High School – Region 7-2A player of the year Payne Davis-Ninety SixCade LInker-CrescentTrent Delgado-AbbevilleJacky Murphy-St. Joseph’sKolby Capps-BlacksburgBrent Stukes-Gray CollegiateCade Bouknight-B-LAshton Phillips-Andrew JacksonLandon Peavy-Andrew JacksonBrody Sanders-BufordToby Troutman-WoodlandGrayson Mitchell-Philip SimmonsSurarian Harrison-WoodlandTripp Williams-Philip SimmonsCoton Starling-ChesterfieldCollin Minshew-LattaDylan Shelley-Latta
A All-State Team
Khalil Tolson-Southside ChristianSeth Morrow-LewisvilleJarrett Wooten-Williston-ElkoKyler Odom-East Clarendon – Region 4-A player of the yearColby Thorndyke-Green Sea-Floyds – Region 5-A player of the yearLogan King-Charleston Math & ScienceVan Herrington-Low Country LeadershipBubba Lytle-BranchvilleCarson Boleman-Southside ChristianDalton Stroud-Green Sea-FloydsJace Avant-JohnsonvilleZack Hunt-Lake ViewWes Ard-East ClarendonJordan Gibson-Ridge Spring-MonettaJonathan Looper-BranchvilleNelson Vaughan-Southside ChristianZander Poston-Hannah-PamplicoBen Coyle-LewisvilleBrandon Hershberger-DixieCason English-Whitmire
All Classifications Player of the Year – Tristan Smith-Boiling Springs
5A POY-Zac Cowan-Blythewood4A POY-Hogan Garner-James Island3A POY-Jacob McGovern-Seneca?2A-POY-Kyle Percival-Andrew Jackson1A POY-Colby Thorndyke-Green Sea-Floyds
HANAHAN, S.C. (WCSC) - Hanahan Middle School is hiring a new, first year principal from within the Berkeley County School District.Kelli Roberson has been with Berkeley County Schools for 20 years, and the district says she starts her first school year as a principal on Monday.Roberson did her student practicum at Hanahan Middle when she was a student at the College of Charleston. So she says her new role as principal is a full circle moment.This year she’s launching “flex time.” she says it’s an ...
HANAHAN, S.C. (WCSC) - Hanahan Middle School is hiring a new, first year principal from within the Berkeley County School District.
Kelli Roberson has been with Berkeley County Schools for 20 years, and the district says she starts her first school year as a principal on Monday.
Roberson did her student practicum at Hanahan Middle when she was a student at the College of Charleston. So she says her new role as principal is a full circle moment.
This year she’s launching “flex time.” she says it’s an allotted amount of time after lunch for intentional and purposeful intervention. This allows teachers to assess where students are in their education, as well as socially and emotionally. Roberson says it also gives teachers time to discuss areas they would like to improve.
The Hanahan Middle School guidance department is also implementing what they call minute meetings, Roberson says. Guidance counselors will meet with every student for at least one minute at the beginning of the year, making sure kids have a one-on-one conversation with a counselor.
“Well, for some of our kids, they haven’t been inside a school building in 18 months. So, it’s just, you know, not only are we going to be thinking about their academics, but we’re having to re-teach the norms of being around people and being connected to others,” Roberson said. “I’m sure they’ve missed that, I think teachers, adults missed it when we were not in a building with one-another, so it’s just a way to continue to build those connections.”
She adds that there are some learning methods that were advanced during the pandemic that they plan to keep in place.
“I think just using technology as a means of, especially when students are out and absent, knowing that we can still provide that instruction when students aren’t present in the building, whatever that reason might be,” Roberson said. “And it’s also just using the tools that are available just to make sure all students have access to notes and any kind of resources they can use to go back and re-learn something or just as a reminder, it’ll help them do the work that they need to do.”
Roberson says there’s a lot of history and community support around Hanahan Middle School which is encouraging for this first-time principal.
Copyright 2021 WCSC. All rights reserved.