Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker’s ability to provide quick and accurate financial advice. Whether you’re a first-time homebuyer or own several residential properties, you need a mortgage broker in Goose Creek, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance – Goose Creek’s most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you’re looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Goose Creek, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I’m here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I’d rather show you. In the end, I want you to leave feeling confident in the loan you’ve selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you’re a seasoned homeowner or are buying your new home in Goose Creek, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Goose Creek, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan – This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won’t change.
FHA Loan – If you’re not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan – This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home’s equity into cash. If you’re interested in refinancing your home, it all begins with a call to your mortgage broker in Goose Creek, SC – Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don’t mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you’re like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
GOOSE CREEK, S.C. (WCBD) – There is a new focus on spotlighting art in the City of Goose Creek.Local artists spent the day painting a large mural on the side of a business Tuesday. It’s just the first step in bringing more art to the city.“You’re looking at the very first colorful large-scale piece of public art in the City of Goose Creek,” said the city’s art coordinator, Barbara Richardson, who is active in the art scene.“I’ve been part of the Cultural Arts Committee for ...
GOOSE CREEK, S.C. (WCBD) – There is a new focus on spotlighting art in the City of Goose Creek.
Local artists spent the day painting a large mural on the side of a business Tuesday. It’s just the first step in bringing more art to the city.
“You’re looking at the very first colorful large-scale piece of public art in the City of Goose Creek,” said the city’s art coordinator, Barbara Richardson, who is active in the art scene.
“I’ve been part of the Cultural Arts Committee for close to three years and its sole purpose is to get art out and give the residence of Goose Creek a feeling of home,” she said.
The mural on the side of the Food Lion shopping center next to Button Hall Avenue is a big part of that push.
“It’s something Goose Creek has needed for a very long time. I’ve lived here all my life,” said Richardson.
She has been helping spread her love of art for decades.
“I went to Goose Creek high school. I went to college, majored in art my master’s degree is also in art; I’ve been an art teacher for years, I’m currently teaching at Charleston School of the Arts, and one of the artists working with us recently graduated.”
Enrique Boyd is from North Charleston but has lived in Goose Creek.
“I mean it’s great. I didn’t know it was gonna blow up as much as it has and I’m excited for everyone to see it when it’s done. We still have a way to go but as you can see, we’re making progress, the second day,” he said.
The other artist working on the project is Louis Tompkins.
“It’s something great that honestly, the city of Goose Creek has needed for a long time,” he said. “I was raised here in Goose Creek. My parents were raised here in Goose Creek, my wife’s parents were raised here. So we have roots here, this actually means a lot to me.”
The city is paying $4,000 for this mural, but they are considering several other art projects for the near future, including a possible mural park, where visitors could come create their own large murals.
“There are many more great things to come here,” said Tompkins.
“Let’s just face it, art transforms communities,” said Richardson.
Richardson says they’re hoping to finish work on the mural later this week and may begin work on another mural after that.
If you own a business in Goose Creek and would be interested in having a mural on your building, you are asked to contact the city.
27 Sep 16:55 UTC: Primero en informar: USGS después de 6 minutos.27 Sep 17:14: Magnitud recalculada de 2.5 a 2.8. Profundidad recalculada de 0.7 a 6.0 km (de 0.4 a 3.7 mi). Ubicación del epicentro corregida 17 km (10.8 mi) al SE. Fecha & hora: 27 Sep 2021 16:49:14 UTC -Magnitud: 2.8 Prof.: 6.0 km Epicentro latitud / longitud: 33.04367°N / 80.163°W...
27 Sep 16:55 UTC: Primero en informar: USGS después de 6 minutos.27 Sep 17:14: Magnitud recalculada de 2.5 a 2.8. Profundidad recalculada de 0.7 a 6.0 km (de 0.4 a 3.7 mi). Ubicación del epicentro corregida 17 km (10.8 mi) al SE.
Fecha & hora: 27 Sep 2021 16:49:14 UTC -
Magnitud: 2.8 Prof.: 6.0 km Epicentro latitud / longitud: 33.04367°N / 80.163°W? (Condado de Berkeley, Carolina del Sur, Estados Unidos) Antipode: 33.044°S / 99.837°E? Nearby towns and cities:3 km al NNE de Summerville (pop: 48,800) --> ¡Vea sismos cercanos!8 km al NO de Ladson (pop: 13,800) --> ¡Vea sismos cercanos!14 km al ONO de Goose Creek (pop: 40,600) --> ¡Vea sismos cercanos!19 km al NO de Hanahan (pop: 18,000) --> ¡Vea sismos cercanos!22 km al SO de Moncks Corner (pop: 9,870) --> ¡Vea sismos cercanos!27 km al NO de North Charleston (pop: 108,300) --> ¡Vea sismos cercanos!39 km al NO de Mt. Pleasant (pop: 81,300) --> ¡Vea sismos cercanos!134 km al SE de Columbia (pop: 133,800) --> ¡Vea sismos cercanos!138 km al NE de Savannah (Georgia) (pop: 145,700) --> ¡Vea sismos cercanos!709 km al SSO de Washington (District of Columbia) (pop: 601,700) --> ¡Vea sismos cercanos!
Weather at epicenter at time of quake: Clear Sky 27.7°C (82 F), humidity: 59%, wind: 0 m/s (0 kts)
At magnitude 2.8, this quake might have been felt very close to the epicenter and under calm conditions.
User reports estimate the perceived ground shaking intensity according to the MMI (Modified Mercalli Intensity) scale.
Contribute: Leave a comment if you find a particular report interesting or want to add to it. Flag as inappropriate. Mark as helpful or interesting. Send your own user report!
603 N Maple St, Summerville 29483 / Light shaking (MMI IV) / single lateral shake / 2-5 s : Felt like someone hit my house....the whole house shook and sounded like a soft booming noise | 4 users found this interesting.
near Summerville, Dorchester, South Carolina (17.5 km NW of epicenter) [Map] / Light shaking (MMI IV) / horizontal (sideways) swinging / 2-5 s : It shifted everything including my body and my house. The dog was laying on the floor and he moved back and forth. It felt like something hit me and bounced back. It felt like a force field.. it was a weird feeling | One user found this interesting.
Sangaree, Berkeley, South Carolina (1.8 km NE of epicenter) [Map] / Very weak shaking (MMI II) / horizontal (sideways) swinging / 2-5 s : I was outside reading and I could see the building move a little (thought my eyes were playing tricks on me)
Goose Creek : Heard the screen door rattle, felt a mild shaking for maybe about a second. Two, max. Another one came later in the day that was a stronger feeling "boom", but also fairly mild. That's the one I was looking for when I found this page.
Cane Bay Summerville (9.9 km NE of epicenter) [Map] / not felt : I was outside at the time so did not notice the shaking.
Nexton, Summerville, SC / Light shaking (MMI IV) / rattling, vibrating : I was lying in bed when my house suddenly shifted (almost like a dip) like something hit my home. Windows were rattling as well. Very startlingly, never felt anything like this before. My nerves are bad right now!
Marietta, ga (420.1 km WNW of epicenter) [Map] / Weak shaking (MMI III) / horizontal (sideways) swinging / 15-20 s : Felt weak lateral movement of the bed I was laying on. It only lasted about 15 seconds and most likely would not have been felt by someone driving a car. If I wasn’t laying down I probably wouldn’t have felt it. My husband said he did not feel it. Wei
Two Hitch Rd , Goose Creek, SC 29445 (8.3 km E of epicenter) [Map] / Weak shaking (MMI III) / rattling, vibrating / 2-5 s : Sitting on my couch it felt like a 'soft boom' is the best I can describe. The light fixture in my dining room rattled as well as the glasses in my china cabinet. It only last a few seconds.
Wescott Plantation (11.2 km S of epicenter) [Map] / Very weak shaking (MMI II) / single lateral shake / very short : Was at home on the second floor laying in bed and felt/heard a single small shake come through the house, like a ripple.
Goose Creek (13.6 km E of epicenter) [Map] / Weak shaking (MMI III) / rattling, vibrating / very short
GOOSE CREEK, S.C. (WCBD) – The City of Goose Creek is considering a temporary moratorium on automotive-related businesses in two specific areas. It comes amid a plan to beautify the city and grow new business.There are currently more than 20 auto-related businesses in these specific areas – a zone north of the railroad tracks, mainly along St. James Avenue, and a zone south of the railroad tracks along Red Bank Road.Goose Creek city officials want to use the moratorium time to enact a plan for growth and new develop...
GOOSE CREEK, S.C. (WCBD) – The City of Goose Creek is considering a temporary moratorium on automotive-related businesses in two specific areas. It comes amid a plan to beautify the city and grow new business.
There are currently more than 20 auto-related businesses in these specific areas – a zone north of the railroad tracks, mainly along St. James Avenue, and a zone south of the railroad tracks along Red Bank Road.
Goose Creek city officials want to use the moratorium time to enact a plan for growth and new development for these areas.
“The first thing to realize is that this is not a city-wide moratorium. This is for two specific areas,” said Frank Johnson, Goose Creek Information Officer. “We recently conducted a very thorough comprehensive plan with the help of our residents, and this is a result of that.”
Residents said they wanted more sit-down restaurants, retail, and technology businesses. But there are currently several auto-related businesses – like body shops and used car lots – in these areas.
“These are very important businesses to us. There is an important part of the deal here; if there weren’t any of these businesses within these areas, we would be looking for incentives to get them here,” Johnson explained. “As it stands, there are 21 of these businesses just in these two specific areas that we’re looking at.”
Goose Creek City Council is considering a moratorium on any new auto-related businesses within the zones over the next year or so.
The city planning department will spend that time creating new design standards of how they want businesses to look in the future.
“It’s going to be a year, maybe even less,” Johnson said. “It’s going to be up to conceivably 18 months.”
Current businesses or businesses already in the process of opening in the area will only be impacted if they are planning to expand during the moratorium. New auto-related businesses would not be able to open during the moratorium.
“We want it to look great and we want it to have a diverse selection of businesses. Restaurants, retail opportunities- that’s true in these districts they were specifically looking at and it’s true for the entire city, frankly.”
Goose Creek City Council has passed the first reading of this. They will vote on implementing the moratorium in August.
You know Goose Creek — Charleston’s next-door neighbor, just a ~30 min. drive up 1-26 W — but DYK that it’s one of the fastest-growing cities in SC?Goose Creek’s growth is fueled by a burgeoning ...
You know Goose Creek — Charleston’s next-door neighbor, just a ~30 min. drive up 1-26 W — but DYK that it’s one of the fastest-growing cities in SC?
Goose Creek’s growth is fueled by a burgeoning development + redevelopment scene: The City government had a big hand in attracting the new brewery that will open next quarter (the city’s first), and is close to launching its 10-year comprehensive plan, which will help further shape Goose Creek. Adding to the major growth is a close-knit Southern community, filled with local dining and shopping.
With some pro-tips from the locals, we created a day trip guide to Goose Creek with what to see, eat + do — so all you have to do is hop in the car and go.
Head to one of Goose Creek’s local breakfast spots, like Ra Coffee Company, a coffee shop with indoor + outdoor seating, plus a double drive-thru window (ProTip: Try the mochaccino). If you need a bite to eat, stop by Juiceria Smoothie Bar + Cafe or Donut Connection, or grab something from the Italian espresso bar Cuppa Manna.
After you’re fueled up, take a hike on one of the ~20 miles of hiking/biking trails that run throughout town, or stroll over to the half-mile walking trail behind City Hall that residents are big fans of, according to the City. Another active idea? Hit some balls at Crowfield Golf Club (which also has a pub & grill for a late lunch on the patio).
Get your shopping fix in at one of Goose Creek’s local retailers, like Beautifully Simple Soap for homemade herbal bath soaks, beard balm, and, of course, soaps made by the store’s female veteran owner. Then pick up a new book at Turning Page Bookshop.
Before calling it a day, sit down for dinner at one of Goose Creek’s local eateries. Go for a relaxed vibe at the sports bar Two Keys Tavern, or enjoy a locally-sourced delicacy at Momo Kitchen & Market. (Blueberry basil salad, grilled dry-aged ribeye, and truffle fries? Say less. )
Bonus: If you’re planning to visit later in the year, check out the brewery we mentioned earlier — The Creek City Grill & Brewery — under construction now and opening in an old fire station in the second quarter of 2021. Wide Awake Brewing Company — a Summerville-based brewery that is moving into this new spot — will be the in-house brewers at the grill + bar.
Still got some time on your hands? Check out one of the city’s upcoming events, like Cookin’ in the Creek, a food truck festival happening on April 17, or the city’s first spring concert of the year on April 30. Find more upcoming events here. ?
Revision update: In the original version of this story, we incorrectly shared that anyone can hike at Marrington Plantation on Joint Base Charleston Weapons Station. Several of our readers let us know that since it is part of a military base, visitors cannot go unannounced — you need to be with someone who is active duty or retired, or go through a four-week civilian approval process. This story was updated on Mar. 23, 2021.
In what could become a regular occurrence throughout this high school football season, Summerville and Goose Creek are among the teams that found opponents to play at the 11th hour in Week 1.Summerville was scheduled to open its season at home against Westside on Aug. 27, but Westside pulled out of the game late Wednesday because of COVID-19. In a mad scramble to find a game, Green Wave coach Ian Rafferty was able to find a last-minute replacement, picking up a road game at Gaffney.“We finalized it about noon (on Thursday...
In what could become a regular occurrence throughout this high school football season, Summerville and Goose Creek are among the teams that found opponents to play at the 11th hour in Week 1.
Summerville was scheduled to open its season at home against Westside on Aug. 27, but Westside pulled out of the game late Wednesday because of COVID-19. In a mad scramble to find a game, Green Wave coach Ian Rafferty was able to find a last-minute replacement, picking up a road game at Gaffney.
“We finalized it about noon (on Thursday),” Rafferty said. “We need a game. We are excited about the opportunity to play Gaffney.”
Goose Creek, slated for an off week with West Ashley on the schedule for next week, picked up a Friday game at Blythewood.
And in Charleston County, Baptist Hill was forced to call of its game against Scott’s Branch.
“Due to COVID-19 protocols, Baptist Hill does not have enough players to play (Friday’s) home game vs. Scott’s Branch. They will try to make this game up later this season,” a Charleston County Schools spokesperson said.
At Fort Dorchester, the Patriots are hosting Carolina Forest after their game with Berkeley was called off earlier in the week.
Gaffney’s original game this week was against Dutch Fork in what would have been the most anticipated game of the week. However, the game was canceled after the death of a Dutch Fork player on Monday night.
Gaffney and Summerville are the two winningest programs in South Carolina.
Gaffney has won 16 state championships, the most in state history, followed by Summerville’s 12 state titles. The two programs have met head-to-head in state finals four times with Summerville winning championships in 1983, 1986 and 1998. Gaffney defeated Summerville in the Class AAAA state title game in 2005,
Goose Creek had to back out of last week’s season opener against Oceanside Collegiate hours before the game. While the program was not quarantined, nearly every member of the starting offensive line was sent home on Friday due to contact tracing.
“We, the program, were never quarantined but there was no way I could take my team over there with no offensive line,” coach Jason Winstead said. “None of our players are sick but the protocols prevent some from football for a while.
“We spent the entire week of practice working all of our linemen, offense and defense, both ways. We are still down about 14 kids and I really don’t know what to expect from our line, but these kids want to play. We will probably dress 38 players for a 5A football game, which makes me nervous for sure. But, we don’t know how many games these kids will get so we decided to give them this opportunity.”
Fort Dorchester had its season opener against Berkeley canceled when the Stags went into a pause. The Patriots were able to schedule Carolina Forest for Friday. Those two teams were originally slated to play Sept. 24.
Myrtle Beach, a future Fort Dorchester opponent, went on pause on Thursday, canceling its game against Dillon.
In Mount Pleasant, James Island will play at Wando. Neither team was able to scrimmage or participate in the Charleston County School District preseason jamboree on Aug. 13 due to COVID-19. The event was eventually canceled after six of the 10 schools went on pause.