Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Brevard County, FL, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Brevard County's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Brevard County, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Brevard County, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Brevard County, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Brevard County, FL.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Brevard County, FL - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Brevard County loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANDelta IV Heavy rocket, retirement is on hold − for now.When is United Launch Alliance's massive ...
Delta IV Heavy rocket, retirement is on hold − for now.
When is United Launch Alliance's massive Delta IV Heavy rocket going to launch? As of Friday, March 29, the next attempt for its final liftoff ever is TBD. Here's what we know.
With minutes to go until the planned 2:45 p.m. EDT Thursday, March 28, target liftoff for the Delta IV Heavy and weather just at the edge of acceptable, the launch scrubbed. United Launch Alliance CEO Tory Bruno said winds exceeded the acceptable limit, causing a hold, and that was when a gaseous nitrogen pipeline ground pump failed. The pump provides pneumatic pressure to the launch vehicle systems.
ULA said they would do a 24-hour turnaround, and the launch was then planned for 1:37 p.m. EDT Friday, March 29. But Bruno later posted on X, formerly known as Twitter, that the "pump failed again ... Stand by."
Just before 8 p.m. Thursday, ULA said they'd be standing down to continue to work on the pipeline.
"The team continues to troubleshoot the pipeline and more time is needed to instill confidence in the system," the company said in a statement. "We will continue to work with our customer to confirm our next launch attempt and a new date will be provided upon resolution."
There is launch attempt availability at 1:25 p.m. EDT Monday, April 1, according to the Federal Aviation Administration, but it's unknown whether ULA will be ready for that launch window. (Stay tuned to FLORIDA TODAY Space Team's coverage of this end-of-an-era flight.)
The Delta IV Heavy, which is bound for retirement, will send a classified payload into orbit for the National Reconnaissance Office on the NROL-70 national security mission.
The Delta IV Heavy rocket will lift off from Cape Canaveral, Florida, with a classified payload on the NROL-70 national security mission, conducted in tandem with the National Reconnaissance Office and the Space Force’s Space Systems Command. The massive rocket launches the NRO's heaviest satellites. The missions that Delta IV Heavy carried were not all related to science; many were for navigation and U.S. security. Delta IV transported mostly NRO, US Air Force, and US Space Force payloads, getting them safely to their orbit or destination.
The Delta IV Heavy made its debut during a December 2004 demonstration flight from Launch Complex 37.
When there's a new attempt, tune in to floridatoday.com/space for USA TODAY Network's Space Team live coverage and updates on the last Delta IV Heavy launch, starting about two hours before liftoff. You can download the free app for iPhone or Android or type floridatoday.com/space into your browser.
Delta Heavy refers to United Launch Alliance's Delta IV Heavy rocket. The ULA rocket made history for its transportation of the NASA Parker Solar Probe in 2018 and the first orbital test flight of the Orion crew capsule in 2014.
It was following the success of this flight that NASA’s Orion crew capsule flew on NASA’s Space Launch System (SLS) rocket, successfully demonstrating an uncrewed mission around the moon in 2022. ULA assisted in this flight as well, as the organization designed the upper stage of the SLS rocket.
The Orion spacecraft is set to take Artemis II astronauts around the Moon in late 2025.
The Delta IV Heavy rocket has three Delta IV core stages together. According to the ULA website, each rocket engine produces up to 702,000 lbs. of thrust. With this performance, one can see why ULA dubbed it "the most metal." These engines are not small either. Just one engine weighs around 14,876 pounds and is 204 inches (17 feet) in length.
Powered by liquid hydrogen and liquid oxygen, the Delta IV Heavy appears to "set itself on fire" just before liftoff as buoyant hydrogen gas, which is used to cool down the rocket before launch, ignites and burns off. The fiery start may look frightening, yet it's part of the process.
In Florida, we can best see this historic moment in person if you're anywhere on the Space Coast (Brevard County) or certain spots in the First Coast or Fun Coast (Volusia County) or the Treasure Coast (Indian River County, St. Lucie County and Martin County). Pro tip: If you do watch it in person, get to your viewing destination early and prepare to stay later after the launch because of heavy traffic.
ULA provided a helpful graphic (see above) that shows Delta IV Heavy's intended flight path and its launch visibility:
The above guidelines are estimates based on the graphic provided by ULA.
Below is more info about the Delta IV Heavy rocket launch this week and suggestions on where and how to watch it. FLORIDA TODAY's rocket launch calendar for the month is updated frequently. (Check that link often for rocket launch times and dates because they are routinely subject to change for a variety of reasons.)
FLORIDA TODAY provides interactive launch coverage at floridatoday.com/space with frequent updates on launches at least 90 minutes in advance, sometimes longer, depending on the mission. For questions or comments, email Space Reporter Rick Neale at rneale@floridatoday.com or tweet him @rickneale1 on X, the social platform formerly known as Twitter.
Sangalang is a lead digital producer for USA TODAY Network-Florida. Follow her on Twitter or Instagram at @byjensangalang. Support local journalism. Consider subscribing to a Florida newspaper.
PALM BAY, Fla. - Residents in Palm Bay are fighting to save an abandoned golf course from overdevelopment.FOX 35 News first told you about this issue last year. Back then, homeowners were successful and had enough support to stop a housing proposal from going through.Now, a new developer is eyeing the space. The new proposal could double the number of homes from the old plans. On Thursday, a community meeting is scheduled with the project architect and current homeowners to figure out future plans at the Majors...
PALM BAY, Fla. - Residents in Palm Bay are fighting to save an abandoned golf course from overdevelopment.
FOX 35 News first told you about this issue last year. Back then, homeowners were successful and had enough support to stop a housing proposal from going through.
Now, a new developer is eyeing the space. The new proposal could double the number of homes from the old plans. On Thursday, a community meeting is scheduled with the project architect and current homeowners to figure out future plans at the Majors Golf Course.
Although it may be overgrown and empty right now, the golf course is still a gem for those who live nearby.
"I bought in Bayside Lakes because it had a golf course," said current resident Peter Mullings.
It also has ample open space since no homes are built on the course.
"I wanted to break away from the congestion, from that high-density living and to live a more leisurely life while I retire," said Mullings.
His retirement could look different if the new plan is approved at the old Majors Golf Course.
The city says a developer submitted a proposal for a master-planned community with mixed-use opportunities and nearly 700 homes on the table.
"Distraught would be a simple way to put it," said Nathan White when thinking about what was happening to his neighborhood.
This 30-year-old resident can’t stand the thought of cluttering the course with that much development.
"I think the biggest concerns are public safety and traffic because at the moment we are not ready for what we already have," said White.
These neighbors aren’t the only ones trying to save vacant golf courses in Brevard County. FOX 35 also reported on the "Save Sherwood" movement growing near Mims.
FOX 35 investigated why all these golf courses are on the chopping block right now and asked a golf course appraiser these questions.
"To find an open area that used to be used as a golf course is kind of a logical, ‘Hey, this would be a great place for a housing development. It’s right here in the high-demand area,’" said Christopher Starkey, a senior managing director with Integra Realty Resources.
Starkey says prime locations, a housing shortage, and Florida’s population boon make the old courses a catch.
He says that communities can work together with developers if there’s open communication.
"I don’t think you’re ever going to get 100% participation, but having open communication with your plans," said the appraiser.
That communication started on Thursday with neighbors who wanted to hear when the future of what’s built is in their backyard.
"Where is the happy medium between the developer and the homeowners?" concluded Mullings.
The meeting on Thursday is open to the public and will be held at 3375 Bayside Lakes Blvd. SE at 5 p.m. to discuss the project referred to as "Eden at Bayside Lakes."
NOTE! For public safety, children under the age of 18 must be accompanied by a parent to enter the fair at no charge, or pay the unlimited ride armband of $25 (Mondays-Thursdays) or $30 (Fridays-Sundays) to enter the fair.BREVARD COUNTY • PALM BAY, FLORIDA — The Palm Bay Fair will offer both free admission and free parking, as it brings big fun to the Space Coast, rolling into Brevard County from March 29 to April 7 at the Space Coast Harley-Davidson Fairgrounds in Palm Bay, Florida, featuring fun f...
NOTE! For public safety, children under the age of 18 must be accompanied by a parent to enter the fair at no charge, or pay the unlimited ride armband of $25 (Mondays-Thursdays) or $30 (Fridays-Sundays) to enter the fair.
BREVARD COUNTY • PALM BAY, FLORIDA — The Palm Bay Fair will offer both free admission and free parking, as it brings big fun to the Space Coast, rolling into Brevard County from March 29 to April 7 at the Space Coast Harley-Davidson Fairgrounds in Palm Bay, Florida, featuring fun fair foods, free admission, free parking and free shows.
SIMPLY WALK INTO THE FAIR AT NO CHARGE, located at Space Coast Harley-Davidson Fairgrounds are located at 1440 Sportsman Lane NE on 15 acres at the intersection of Interstate 95 and Palm Bay Road and is the ideal location for the community to enjoy the fair and all it has to offer. Full alcohol bars will be available at the fair for persons over 21 to enjoy an adult beverages.
For public safety, children under the age of 18 must be accompanied by a parent to enter the fair at no charge, or pay the unlimited ride armband of $25 (Mondays-Thursdays) or $30 (Fridays-Sundays) to enter the fair.
The Palm Bay Fair is sponsored by Space Coast Harley-Davidson, Wade Amusements, Space Coast Daily, All Points, Erdman Automotive and Budweiser and is sure to entertain for 10 fun-filled days, March 29-April 7, on the spectacular grounds of Space Coast Harley Davidson, right next door to the Bass Pro Shop.
PALM BAY FAIR SCHEDULE: Operating Hours: ? Monday- Thursday: 5 p.m. – 10 p.m. ? Friday: 5 p.m. – 11 p.m. ? Saturday: 1 p.m. – 11:30 p.m. ? Sunday: 1 p.m. – 10 p.m.
Call 1-855-386-3836, email contact@spacecoastdaily.com, or log on to PalmBayFair.com for more information.
NEW…Free fair admission. Inside the fair, you may purchase tickets for individual rides or unlimited rides armbands for $25 (Mondays – Thursdays) or $30 (Fridays-Sundays):
YOU DECIDE TO RIDE:
FREE Admission, FREE parking: All adults and children are invited to the 2024 Palm Bay Fair at no charge. For public safety, children under the age of 18 must be accompanied by a parent to enter the fair at no charge, or pay the unlimited ride armband of $25 (Mondays-Thursdays) or $30 (Fridays-Sundays) to enter the fair.
FREE SHOWS INSIDE THE PALM BAY FAIR:
Experience The Wolves of The World Show
Test your skills and enter The Survivor Show on the Space Coast Daily Stage every day and night at the fair.
Enter The FARMily Feud Show: Shows every day and night of the fair at The Space Coast Daily Stage.
Enjoy live musical groups performing from the Space Coast Daily Stage.
Enter the Survivor Family Game Show on the Space Cost Daily Stage
The Palm Bay Fair features Unlimited Rides or individual ride tickets are available.
Unlimited ride armbands are $25, Monday-Thursday or $30 per person Friday, Saturday and Sunday.
Individual ride tickets are available at ticket booths inside the Fair:
? 5 ride tickets for $7 ? 30 ride tickets for $35 ? 50 ride tickets for $50
Each ride takes 2-5 tickets, depending on the ride. Riding a lot? Buy the unlimited ride armband for $25 (Mondays-Thursdays) or $30 (Fridays-Sundays) and ride all the rides from open until close.
FREE Admission, FREE parking: All adults and children are invited to the 2024 Palm Bay Fair at no charge.
NOTE! For public safety, children under the age of 18 must be accompanied by a parent to enter the fair at no charge, or pay the unlimited ride armband of $25 (Mondays-Thursdays) or $30 (Fridays-Sundays) to enter the fair.
Related Story:
BREVARD COUNTY • COCOA, FLORIDA – The Cocoa City Council honored Super Bowl Champion and former Cocoa Tiger Jawaan Taylor with a Key to the City during a meeting on Tuesday.Taylor is an offensive tackle for the Kansas City Chiefs and recently won a Super Bowl Championship with the team.The presentation honored Taylor for his excellence both on and off the football field.“He was recognized for being a stellar athlete and the hard work and dedication it takes to reach this milestone and fo...
BREVARD COUNTY • COCOA, FLORIDA – The Cocoa City Council honored Super Bowl Champion and former Cocoa Tiger Jawaan Taylor with a Key to the City during a meeting on Tuesday.
Taylor is an offensive tackle for the Kansas City Chiefs and recently won a Super Bowl Championship with the team.
The presentation honored Taylor for his excellence both on and off the football field.
“He was recognized for being a stellar athlete and the hard work and dedication it takes to reach this milestone and for his dedication and commitment to his community,” said City of Cocoa spokesperson.
Cocoa Mayor Mike Blake provided opening remarks and Kathy Hamilton-Brown talked about Taylor’s dedication and commitment to his community.
Related Story:Space Coast Sports Hall of Famer C.J. Gardner-Johnson Signs with Philadelphia Eagles, 3-Year Deal Worth $33M
ABOVE VIDEO: Jawaan Taylor is a former standout at Cocoa High School and the University of Florida, and was inducted into the Space Coast Sports Hall of Fame as part of its 2020 class.
ABOVE VIDEO: Jawaan Tayloris a former standout at Cocoa High School and the University of Florida, and was inducted into the Space Coast Sports Hall of Fame as part of its 2020 class.
Taylor, was inducted into the Space Coast Sports Hall of Fame in 2020 alongside a pair of former Cocoa High teammates in Chauncey Gardner-Johnson and Tampa Bay Buccaneers cornerback Jamel Dean.
That Taylor is living his NFL dream simultaneously with two peers he grew up playing with is something he seems to cherish.
“It’s a blessing. Us three all playing together in Little League,” Taylor said.
“We all started out in flag football together. Me and Chauncey have been playing football together every year since we were four years old, so we were on the same team all through little league, all through high school, all through college. That was a great experience to see all our dreams fulfilled because you know from day 1 we already knew our dreams and aspirations were to play in the NFL.”
Related Story:VIDEO: Cocoa Tigers Head Coach John Wilkinson Has Passion For Greatness
Taylor credits some of his success to former head coach at Cocoa High School, John Wilkinson, who was inducted in the Space Coast Sports Hall of Fame in 2013.
“He was a father figure,” Taylor said.
It was Wilkinson, Taylor says, along with his family that helped him during a career-altering summer following his junior season in which he lost an astonishing 52 pounds, making him more attractive to prospective schools.
“I started getting really good offers then,” said Taylor, who added that the “light switch really switched on” for him that summer.
Prior to signing to play college football at the University of Florida, Taylor had committed to the University of Miami, but Taylor says he ended up going to Florida after Miami fired former head coach Al Golden and his staff.
“When I was getting ready to commit somewhere, I wanted to make sure it was a place that felt like home as well,” Taylor said.
Despite overcoming some adversity in the form of having different coaches throughout his time at the school and a torn meniscus that he says he suffered prior to the start of his sophomore season, Taylor excelled at the school.
Related Story:Nominations Now Being Accepted for Space Coast Sports Hall of Fame Class of 2020
In particular, Taylor says he knew he was ready for the next level at the end of his junior season.
“Right towards the end of the last quarter of the season, that’s what I really wanted to do,” said Taylor, regarding his decision to forego his senior season and declare for the NFL Draft.
And sure enough, Taylor got the opportunity to see his dream become a reality on April 26, 2019, when he was selected by the Jacksonville Jaguars with the 35th overall pick in the draft.
“It was the best experience of a lifetime,” said Taylor.
Related Story:Elite Runner and Coach Doug Butler Set to Be First Dual Inductee into Space Coast Sports Hall of Fame
In his rookie season, Taylor started the first game and had such a successful season in 2019 that he was named to the Pro Football Writers of America All-Rookie Team.
“I played 1,000 snaps, started every game, I owe a lot of that credit to just how I prepared,” Taylor said.
In recognition of his incredible success at the high school, college and professional levels, Space Coast Daily is proud to announce Taylor as an inductee into the Space Coast Sports Hall of Fame.
FOR INFORMATION ABOUT THE SPACE COAST SPORTS HALL OF FAME, call 321-323-4460 or 321-615-8111 or e-mail Contact@SpaceCoastDaily.com.
BREVARD COUNTY, FLORIDA – The National Weather Service on Friday call for sunny skies, with a high near 75. North northeast wind around 10 mph.Friday Night: Clear, with a low around 54. East northeast wind around 5 mph.Saturday: Sunny, with a high near 77. Light east northeast wind becoming east southeast 5 to 10 mph in the morning.Saturday Night: Mostly clear, with a low around 58. Southeast wind 5 to 10 mph becoming south southwest after midnight.Sunday: Sunny, ...
BREVARD COUNTY, FLORIDA – The National Weather Service on Friday call for sunny skies, with a high near 75. North northeast wind around 10 mph.
Friday Night: Clear, with a low around 54. East northeast wind around 5 mph.
Saturday: Sunny, with a high near 77. Light east northeast wind becoming east southeast 5 to 10 mph in the morning.
Saturday Night: Mostly clear, with a low around 58. Southeast wind 5 to 10 mph becoming south southwest after midnight.
Sunday: Sunny, with a high near 81. West wind 5 to 10 mph becoming southeast in the afternoon.
Sunday Night: Mostly clear, with a low around 61. Southeast wind around 10 mph.
Monday: Mostly sunny, with a high near 85. South southeast wind 5 to 10 mph.
Monday Night: Mostly cloudy, with a low around 64. Southeast wind around 10 mph becoming south southwest after midnight. Winds could gust as high as 20 mph.
Tuesday: Mostly sunny, with a high near 88. South southwest wind 10 to 15 mph, with gusts as high as 20 mph.
Tuesday Night: Mostly cloudy, with a low around 67. Southwest wind 10 to 15 mph, with gusts as high as 20 mph.
Wednesday: A 40 percent chance of showers and thunderstorms. Partly sunny, with a high near 86. Windy, with a west southwest wind 15 to 20 mph, with gusts as high as 35 mph.
Wednesday Night: A 20 percent chance of showers. Mostly cloudy, with a low around 59. Windy, with a west wind 15 to 20 mph, with gusts as high as 30 mph.
Thursday: Mostly sunny, with a high near 77. North northwest wind around 15 mph, with gusts as high as 20 mph.
The Space Coast Daily Weather Report is brought to you by Gorilla Roofing, Inc., a Florida roofing company you can trust. Located at 550 Gus Hipp Boulevard, Unit 2, in Rockledge, Florida, you can reach Gorilla Roofing by calling 321-613-5158 or email info@mygorillaroofing.com.The Space Coast Daily Weather Report is brought to you by Gorilla Roofing, Inc., a Florida roofing company you can trust.
Thirty years of experience in residential and commercial Space Coast roofing services sets Gorilla Roofing apart from the rest. As a Florida-owned family business, Gorilla Roofing prides itself on quality workmanship and superior customer service experience for every customer.
No matter how big or small the job, Gorilla Roofing, Inc. values your business and guarantees you will be 100% satisfied from start to finish as the Gorilla Roofing team of professionals walks you through the process.
Located at 38 Nevins Court on Merritt Island, Florida, you can reach Gorilla Roofing by calling 321-613-5158 or emailing info@mygorillaroofing.com.
Related Story: