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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years
Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Palm Bay, FL, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Palm Bay's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Palm Bay, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Service Areas
Mortgage Services for Eric Gibson
Mortgage Broker for Kimberlee Puccio
Mortgage Company for Seth Seal
Refinancing for Rose Griest
Mortgage Lending Service for Michael McIntyre
Home Ready Mortgages for Ed Jones
Mortgage Lender for Ryan Moreau
Mortgage Services for Laura Fogarty
Mortgage Broker for Adam Jordan
Mortgage Company for Carolina Jordan (Lowcountry Home Sales)
Mortgage Lender for Stephen Lowe
Mortgage Lending Service for Glenn Shepard
Home Ready Mortgages for Manny Roblesreynoso
Mortgage Lender for Bernie H. Hester III
Mortgage Services for Tammy R Stephens
Why Choose Dan Crance As Your Mortgage Lender in Palm Bay, FL?
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612
Home Financing in Palm Bay, FL
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Palm Bay, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Palm Bay, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
When you work with Classic Home Mortgage, you can always count on our team to:
- Put your needs first.
- Work efficiently and quickly. Many of our home loans close in 30 days or less.
- Offer you a variety of home loans to choose from, and help you make an informed decision.
- Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612
While no two loan terms are the same, a few of the most common loan types include:
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Palm Bay, FL.
Refinancing in
Palm Bay, FL
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Palm Bay, FL - Dan Crance.
Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
Shorter Term Loan
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
Do Away with FHA
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Switch to Fixed Rate or Adjustable-Rate Home Loan
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Common Questions About Home Loans
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Trust Dan Crance
Your Mortgage Lender in Palm Bay, FL
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Palm Bay loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANLatest News in Palm Bay, FL
The cost of solar panels in Palm Bay, FL (2024)
EnergySagehttps://www.energysage.com/local-data/solar-panel-cost/fl/brevard-county/palm-bay/
How much do solar panels cost in Palm Bay, FL in 2024? Good Price$9,207 or lessMarket Average$10,832High Price$12,457 or moreSystem SizeSystem CostSystem Cost (after ITC)...
How much do solar panels cost in Palm Bay, FL in 2024?
Good Price
$9,207 or less
Market Average
$10,832
High Price
$12,457 or more
| System Size | System Cost | System Cost (after ITC) |
|---|---|---|
| 3 kW | $6,499 | $4,549 |
| 4 kW | $8,665 | $6,066 |
| 5 kW | $10,832 | $7,582 |
| 6 kW | $12,998 | $9,099 |
| 7 kW | $15,164 | $10,615 |
| 8 kW | $17,331 | $12,131 |
| 9 kW | $19,497 | $13,648 |
| 10 kW | $21,663 | $15,164 |
Use our Solar Calculator to get a quick estimate
Learn more about getting solar panels in FL
Payback Period
8.13 Years
25-Year Savings
$60,649
Cost-per-Watt
$2.17
Find out what solar panels cost in your area in 2024
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What affects the cost of solar panels in Palm Bay, FL?
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How to save money on solar panels in Palm Bay, FL
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Frequently asked questions about Palm Bay, FL solar panels in 2024
As of October 2024, the average solar panel cost in Palm Bay, FL is $2.17/W. If you install a 5 kW system it will cost you between $9,207 to $12,457, with an average cost of $10,832.
At a minimum, solar installations in Palm Bay, FL are eligible for the 30% federal solar tax credit. Learn more about other local Palm Bay, FL incentives that can further lower your solar cost.
You can pay for solar with cash, with a solar loan, with a solar lease, or with a power purchase agreement. You’ll save the most money over time with a cash purchase. A loan is a great way to purchase a solar panel system without any upfront cost–some are even $0-down!–but you'll lose some savings to interest. With leases and power purchase agreements, you won't have to worry about maintenance but you also won't own the system. This means, you won't receive any available incentives and if you sell your home you'll need to either buy out the lease or have the new owner take it over. Learn more about your solar financing options.
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BRP Inc. Expands Presence in Palm Bay, Florida
Kyle Alexanderhttps://www.motorcyclepowersportsnews.com/brp-inaugurates-new-design-innovation-center/
BRP Inc. has inaugurated its Design & Innovation Center in Palm Bay, Florida, as part of its expansion in the region. The center, dedicated to advanced concepts and designs for on-water products, aims to bring significant innovation to the marine industry.Related ArticlesOver the past few years, BRP has invested in its research and development (R&D) and testing facilities in Palm Bay, including acquiring additional land that offers access to diverse playgrounds. With the establishment of its Design & Innovation Cent...
BRP Inc. has inaugurated its Design & Innovation Center in Palm Bay, Florida, as part of its expansion in the region. The center, dedicated to advanced concepts and designs for on-water products, aims to bring significant innovation to the marine industry.
Related Articles
Over the past few years, BRP has invested in its research and development (R&D) and testing facilities in Palm Bay, including acquiring additional land that offers access to diverse playgrounds. With the establishment of its Design & Innovation Center and the enhancement of its R&D capabilities, BRP is becoming a key player in the Palm Bay community, contributing to the economic and social fabric of the region.
“At BRP, innovation runs deep in our DNA, and we are passionate about delivering outstanding riding experiences to our customers all over the world,” said José Boisjoli, president and CEO of BRP. “Our Palm Bay site plays a pivotal role in our innovation journey, and this is why over the last few years we have invested more than $15 million in this facility.”
“One of our greatest strengths as a company is the profound collaboration that exists between the design team and the engineering and product teams. The Palm Bay site is the perfect illustration of this synergy,” said Denys Lapointe, chief design officer of BRP. “By combining design and advanced concepts with R&D, we are able to explore new possibilities and create products that offer unique, innovative and exciting adventures for our riders.”
Palm Bay, a multi-generational and family-oriented community close to the ocean, offers the perfect playground for BRP’s 60 employees to create and design marine products and push the boundaries of technology for both on-water and powersports products. This location enables the teams to stay on top of trends, identify emerging consumer needs and desires, and test products in the right environments.
On a global scale, BRP continually invests in research and development to build on its culture of innovation. With the resources of its state-of-the-art facilities around the world, the company is committed to maintaining its leadership position in its industries. In Palm Bay, the R&D team focuses on the engineering of jet propulsion systems and powerpacks, as well as calibration and testing to demonstrate product performance and durability.
The Palm Bay Design & Innovation Center is one of BRP’s three Design Centers worldwide. It acts as an extension of the Laurent Beaudoin Design and Innovation Centre in Valcourt, Quebec—the largest design center in Canada—where the team creates designs for all of BRP’s existing product lines and explores advanced vehicle concepts. The third center, located in Sophia Antipolis in the south of France and inaugurated in 2023, focuses on advanced concepts for sustainable urban mobility.
The Palm Bay design team collaborates closely with its counterparts in Canada and Europe, leveraging BRP’s global footprint to share advanced concepts and ideas from around the world, catering to consumers across diverse markets and geographies.
BRP inaugurates Design & Innovation Center in Palm Bay, Florida
The Staffhttps://powersportsbusiness.com/latest-news/2024/09/24/brp-inaugurates-design-innovation-center-in-palm-bay-florida/
BRP has announced the official inauguration of its Design & Innovation Center in Palm Bay, Florida, as part of its ongoing expansion in the region. The Center, dedicated to advanced concepts and designs for on-water products, should bring significant innovation to the marine industry.Over the past few years, ...
BRP has announced the official inauguration of its Design & Innovation Center in Palm Bay, Florida, as part of its ongoing expansion in the region. The Center, dedicated to advanced concepts and designs for on-water products, should bring significant innovation to the marine industry.
Over the past few years, BRP has also invested in its Research & Development (R&D) and testing facilities in Palm Bay, including the acquisition of additional land that offers access to diverse playgrounds. Now, with the establishment of its Design & Innovation Center and the enhancement of its R&D capabilities, BRP is establishing itself as a key player in the Palm Bay community, contributing to the economic and social fabric of the region.
“At BRP, innovation runs deep in our DNA and we are passionate about delivering outstanding riding experiences to our customers all over the world,” says José Boisjoli, president and CEO of BRP. “Our Palm Bay site plays a pivotal role in our innovation journey and this is why, over the last few years, we have invested more than $15 million US in this facility.”
“One of our greatest strengths as a company is the profound collaboration that exists between the design team, and the engineering and product teams. The Palm Bay site is the perfect illustration of this synergy,” says Denys Lapointe, chief design officer of BRP. “By combining design and advanced concepts with R&D, we are able to explore new possibilities and create products that offer unique, innovative and exciting adventures for our riders.”
Palm Bay, a multi-generational and family-oriented community close to the ocean offers the perfect playground for BRP’s 60 employees to create and design marine products and push the boundaries of technology for both on-water and powersports products. The unique location enables the teams to stay on top of trends and identify emerging consumer needs and desires, as well as test products on the right playgrounds.
Global Network of Innovation
On a global scale, BRP continually invests in research and development to build on its culture of innovation. With the resources of its facilities around the world, the BRP is committed to maintaining its leadership position in its industries. In Palm Bay, the R&D team focuses on the engineering of jet propulsion systems and powerpacks as well as calibration and testing to demonstrate product performance and durability.
The Palm Bay Design & Innovation Center is one of BRP’s three Design Centers worldwide. It acts as an extension of the Laurent Beaudoin Design and Innovation Centre in Valcourt, Québec—the largest design center in Canada—where the team creates designs for all of BRP’s existing product lines and explores advanced vehicle concepts. The third center, located in Sophia Antipolis in the south of France and inaugurated in 2023, focuses on advanced concepts for sustainable urban mobility.
The Palm Bay design team collaborates closely with its counterparts in Canada and Europe, leveraging BRP’s global footprint to share advanced concepts and ideas from around the world, catering to consumers across diverse markets and geographies.
Among the notable products designed by the Palm Bay team are the all-new Manitou Cruise and Explore pontoons, the Alumacraft Trophy and Competitor aluminum boats, and the Quintrex Freestyler boat.
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