Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Cape Canaveral, FL, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Cape Canaveral's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Cape Canaveral, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Cape Canaveral, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Cape Canaveral, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Cape Canaveral, FL.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Cape Canaveral, FL - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Cape Canaveral loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANHalloween is on Thursday, Oct. 31 — but the Space Coast may get a nice treat the night before.Less than a week after this coastal area of Florida that's home to NASA's Kennedy Space Center and Cape Canaveral Space Force Station broke the record for number of orbital rocket launches in a year, there's another one on the books.SpaceX is targeting Wednesday, Oct. 30, to launch another payload of Starlink broadband satellites into low-Earth orbit. Depending on weather and visibility, the Space Coast might see a nice streak in...
Halloween is on Thursday, Oct. 31 — but the Space Coast may get a nice treat the night before.
Less than a week after this coastal area of Florida that's home to NASA's Kennedy Space Center and Cape Canaveral Space Force Station broke the record for number of orbital rocket launches in a year, there's another one on the books.
SpaceX is targeting Wednesday, Oct. 30, to launch another payload of Starlink broadband satellites into low-Earth orbit. Depending on weather and visibility, the Space Coast might see a nice streak in the sky.
The near-Halloween mission follows the Oct. 26 SpaceX rocket launch, which was the Florida Space Coast's record-breaking 73rd orbital rocket launch of the year. The bulk of the 2024 missions came from SpaceX. In 2023, SpaceX also helped break the record of rocket launches per year — contributing to the 72 launches that were completed near Cape Canaveral.
Below are suggestions on where to watch the rocket launch from this area and other things to know. If there are changes to the launch schedule, this story will be updated.
For questions or comments, email FLORIDA TODAY Space Reporter Rick Neale at rneale@floridatoday.com. For more space news from the USA TODAY Network, visit floridatoday.com/space.
Weather permitting and depending on cloud cover, the SpaceX rocket launch should be visible from almost anywhere in Brevard County. And minutes after liftoff, there’s typically a rumble. Night launches, in particular, are easier to spot and beautiful to see.
When there’s a launch window in the middle of the night or very early morning, there’s an opportunity for unique photos — the rocket lights up the dark sky and the contrail after makes for a great photo.
Is there a rocket launch today?Upcoming SpaceX, NASA, ULA rocket launch schedule from Florida
Shown is the National Weather Service-Melbourne radar, which shows conditions in real-time for the Space Coast and other parts of Florida. The current date and time show up on the bottom right of this radar embed; otherwise, you may need to clear your cache.
Pretty much anywhere in Brevard, you'll get a view of the rocket launch − in certain areas, you can get an amazing view of SpaceX rocket boosters returning to the pads. The best view to watch a rocket launch from the Space Coast is along the beach. However, visibility will depend on weather conditions and people should make sure not to block traffic or rights of way on bridges and to follow posted rules at beaches.
If you are viewing the launch along the Indian River in Titusville from Space View Park or Parrish Park, look east directly across the river.
If you are farther south along the Indian River, look northeast.
Playalinda Beach or Canaveral National Seashore is the closest spot to view liftoff because it is almost parallel to Launch Pad 39A. On the beach, look south along the coastline, (you can even see the pad from some spots).
Some hotspots to check out:
...
Launch recap: Scroll down to review live updates from the Saturday, Oct. 26, liftoff of a SpaceX Falcon 9 rocket from Cape Canaveral on the Starlink 10-8 mission — the 73rd launch of 2024 thus far from Florida's Space Coast.
Original story: It's a record-breaking launch day — with the Space Coast's unparalleled 73rd orbital rocket of 2024 poised to take flight from Cape Canaveral Space Force Station!
Welcome to FLORIDA TODAY Space Team live coverage of today's SpaceX Starlink 10-8 mission from Cape Canaveral Space Force Station.
SpaceX is targeting 5:47 p.m. EDT to launch a Falcon 9 rocket on a Starlink satellite mission from Launch Complex 40. This mission will surpass Florida's annual record of 72 orbital rocket launches, which was set last year and tied this week — with November and December still remaining on the calendar.
"With (Wednesday's) successful launch, SLD 45 has now supported 72 launches here on the #SpaceCoast in 2024, tying 2023's total launch count," Space Launch Delta 45 officials said in a tweet.
"Meeting and exceeding previous benchmarks is all part of how we are setting the pace for space in this new era," the tweet said.
No Central Florida sonic booms are expected. After soaring skyward along a northeasterly trajectory, the rocket's first-stage booster will target landing aboard a SpaceX drone ship out at sea a little more than eight minutes after liftoff.
Rocket photography:FLORIDA TODAY's 2025 Space Launch Calendar is here
Update 5:55 p.m.: The Falcon 9 first-stage booster just landed aboard SpaceX's drone ship Just Read the Instructions in the Atlantic Ocean, completing its 19th mission.
Update 5:47 p.m.: SpaceX has just launched the Falcon 9 carrying 22 Starlink satellites from Launch Complex 40, marking Florida's 73rd orbital rocket launch of 2024.
Update 5:42 p.m.: SpaceX's launch webcast hosted on X (formerly Twitter) is now posted above, right below the countdown clock.
Liftoff is scheduled in five minutes from Cape Canaveral Space Force Station.
Update 5:33 p.m.: No cloud cover is significant enough to appear on this National Weather Service radar loop from the Melbourne Orlando International Airport station.
Liftoff is scheduled in 14 minutes from the Cape.
Update 5:23 p.m.: Today's record-setting mission marks the Falcon 9 first-stage booster’s 19th flight, SpaceX reported.
This much-traveled booster previously launched OneWeb 1, SES 18+19, Eutelsat HOTBIRD-F1, CRS-24 and 14 Starlink missions.
Following stage separation, crews expect the booster to land on the SpaceX drone ship Just Read the Instructions in the Atlantic Ocean 8 minutes, 13 seconds after liftoff.
Update 5:13 p.m.: SpaceX just announced Falcon 9 fueling procedures are underway at Launch Complex 40.
That means tonight’s Starlink mission countdown is now locked in to lift off at 5:47 p.m. without any delays, or else the launch must be postponed.
"Tracking no weather or technical blockers to liftoff," SpaceX officials said in a tweet.
Update 5 p.m.: Brevard County Emergency Management officials have activated the agency's launch operations support team ahead of SpaceX’s upcoming Falcon 9 launch.
Update 4:45 p.m.: Here's a rundown of SpaceX’s behind-the-scenes countdown timeline. T-minus:
Update 4:30 p.m.: In an afternoon tweet, Starlink officials noted that the satellite high-speed internet service connected its first paying customer four years ago today.
"Since then, we have connected 4M+ people, businesses and other organizations with high-speed internet all across the world, and for the first time 4 astronauts flying around it," the tweet said, referring to the SpaceX Polaris Dawn mission that launched last month from NASA's Kennedy Space Center.
Update 4:15 p.m.: This National Weather Service radar loop from the Melbourne Orlando International Airport station shows no significant cloud cover over Florida's East Coast, ranging from St. Augustine all the way southward to Fort Lauderdale.
Update 4:01 p.m.: The Space Force's 45th Weather Squadron forecast called for a 90% chance of "go for launch" weather for today's SpaceX Starlink mission.
"Surface high pressure will build in across the Spaceport from the north through Saturday, ushering in drier air across the region. An isolated shower may develop near the coast in the mornings, with dry weather expected in the afternoons," the squadron's forecast said.
"Although most areas should see shallow cumulus, there is a small chance of the Cumulus Cloud Rule being violated," the forecast said.
For the latest news from Cape Canaveral Space Force Station and NASA's Kennedy Space Center, visit floridatoday.com/space.
Rick Neale is a Space Reporter at FLORIDA TODAY. Contact Neale atRneale@floridatoday.com. Twitter/X: @RickNeale1
Another SpaceX rocket launch is scheduled for liftoff. Depending on weather and visibility, the Space Coast might see a nice streak...
Another SpaceX rocket launch is scheduled for liftoff. Depending on weather and visibility, the Space Coast might see a nice streak in the sky.
Earlier this week, the Space Coast achieved a milestone — its 72nd rocket launch of 2024, with the bulk of missions from SpaceX. In 2023, SpaceX helped break the record of rocket launches per year — contributing to the 72 launches that were completed near Cape Canaveral. And with just over two months left in 2024, it seems that record is on its way to being broken again.
Below are suggestions on where to watch the rocket launch from this area and other things to know. If there are changes to the launch schedule, this story will be updated.
For questions or comments, email FLORIDA TODAY Space Reporter Rick Neale at rneale@floridatoday.com. For more space news from the USA TODAY Network, visit floridatoday.com/space.
Weather permitting and depending on cloud cover, the SpaceX rocket launch should be visible from almost anywhere in Brevard County. And minutes after liftoff, there’s typically a rumble. Night launches, in particular, are easier to spot and beautiful to see.
When there’s a launch window in the middle of the night or very early morning, there’s an opportunity for unique photos — the rocket lights up the dark sky and the contrail after makes for a great photo.
Is there a rocket launch today?Upcoming SpaceX, NASA, ULA rocket launch schedule from Florida
Shown is the National Weather Service-Melbourne radar, which shows conditions in real-time for the Space Coast and other parts of Florida. The current date and time show up on the bottom right of this radar embed; otherwise, you may need to clear your cache.
Pretty much anywhere in Brevard, you'll get a view of the rocket launch − in certain areas, you can get an amazing view of SpaceX rocket boosters returning to the pads. The best view to watch a rocket launch from the Space Coast is along the beach. However, visibility will depend on weather conditions and people should make sure not to block traffic or rights of way on bridges and to follow posted rules at beaches.
If you are viewing the launch along the Indian River in Titusville from Space View Park or Parrish Park, look east directly across the river.
If you are farther south along the Indian River, look northeast.
Playalinda Beach or Canaveral National Seashore is the closest spot to view liftoff because it is almost parallel to Launch Pad 39A. On the beach, look south along the coastline, (you can even see the pad from some spots).
Some hotspots to check out:
Live updates from the SpaceX 6-61 mission which launched at 5:47 p.m. on Wednesday, October 23 from Cape Canaveral Space Launch Complex 40. Scroll down to read the updates from the mission....
SpaceX was finally successful in the launch of their latest batch of Starlink satellites — and tied last year's 72-launch record on the Space Coast.
Delayed from Monday and Tuesday, SpaceX launched the Starlink 6-61 mission at 5:47 p.m. on Wednesday, October 23 from Cape Canaveral Launch Complex 40.
This launch was one to watch, as the launch tied last year's record. With another launch on the horizon as early as Saturday, it is likely that a new launch record could be set by the start of November.
Is there a launch today?Is there a launch today? Upcoming SpaceX, NASA, ULA rocket launch schedule from Florida
While SpaceX typically aims for the earlier part of the launch window, other factors can determine launch timing, such as conditions at the Cape and at the booster landing location in the Atlantic Ocean. The 45th Weather Squadron predicted an 85% chance of favorable conditions with cumulus clouds being the limiting factor. This proved not to be an issue.
Sonic booms were not expected in Central Florida, as approximately eight minutes after launch the first stage booster landed on a droneship in the Atlantic Ocean.
Order your 2025 Launch Calendar:FLORIDA TODAY's 2025 Space Launch Calendar now available
SpaceX also successfully undocked the NASA Crew-8 Dragon spacecraft from the International Space Station. After 232 days in orbit, the crew will splashdown on Friday off the coast of Florida.
Update 5:56 p.m.: The first stage booster has landed on the A Shortfall of Gravitas droneship.
Update 5:47 p.m.: The rocket has left the launch pad and the yearly Florida launch record is tied!
Update 5:42 p.m.: SpaceX coverage has begun and is posted above, below the countdown clock.
Update 5:37 p.m.: If you plan on seeing this rocket launch tie the yearly record, head outside now. Look to the direction just south of Kennedy Space Center. The launch will travel in a southeast trajectory, giving most of Brevard a good view (and sound!).
Update 5:30 p.m.: We are currently at the point where LOX (liquid oxygen) is being loaded into the second stage. Here's a behind-the-scenes rundown of SpaceX’s countdown timeline. T-minus:
Update 5:17 p.m.: SpaceX has begun fueling ahead of tonight's launch! If SpaceX does not launch at 5:47 p.m., the mission will have to be scrubbed for the day.
Update 5:12 p.m.: SpaceX is still aiming for 5:47 p.m. to launch the Starlink 6-61 mission.
SpaceX has also posted video of Crew-8 separating from the ISS.
Update 5:00 p.m.: SpaceX is still aiming for 5:47 p.m. to launch a Falcon 9 rocket.
Meanwhile, NASA and SpaceX just announced that Crew-8 is "Go" for undocking. Have you seen NASA astronaut Matthew Dominick's photography from the ISS?
Update 4:47 p.m.: T-1 hour! SpaceX is still aiming for 5:47 p.m. to tie the Florida yearly launch record. Will today be the day?
Update 4:39 p.m.: NASA's Crew-8 has been on the ISS since early March. Originally set to return late August, the uncertainty with Starliner's test flight and the delay of the Crew-9 launch pushed that return two months.
Recently, Crew-8 has been safely waiting on the ISS for weather off the coast of Florida to improve.
Undocking this afternoon, the crew's SpaceX Dragon will splashdown on Friday off the coast of Florida.
Update 4:25 p.m.: SpaceX is still aiming to launch at 5:47 p.m. this evening. The launch will travel in a southeast trajectory.
If you enjoy watching space launches, the FLORIDA TODAY 2025 Space Calendar makes a great addition to any room. It is also a unique gift for the space enthusiast on your list this holiday!
High resolution launch photos from our FLORIDA TODAY photographers add character to each month.
Be sure to order today - before they're gone!
Get your copy now:FLORIDA TODAY's 2025 Space Launch Calendar now available
Update 4:15 p.m.: Skies are clear over the Space Coast with a light breeze. However, booster recovery weather (by the Bahamas) will also be a factor. Will SpaceX be able to launch tonight?
Brooke Edwards is a Space Reporter for Florida Today. Contact her at bedwards@floridatoday.com or on X: @brookeofstars.
Rick NealeScrub recap: Scroll down to review live updates from the Sunday, Nov. 3, scrub of a SpaceX Falcon 9 rocket launch attempt from Cape Canaveral on the Starlink 6-77 mission.Original story: Today marks the first mission of a SpaceX-NASA ...
Scrub recap: Scroll down to review live updates from the Sunday, Nov. 3, scrub of a SpaceX Falcon 9 rocket launch attempt from Cape Canaveral on the Starlink 6-77 mission.
Original story: Today marks the first mission of a SpaceX-NASA Sunday-Monday launch doubleheader, with two Falcon 9 rockets slated to lift off within a roughly 24-hour span.
Welcome to FLORIDA TODAY Space Team live coverage of this afternoon's SpaceX Starlink 6-77 mission from Cape Canaveral Space Force Station.
SpaceX is targeting 4:57 p.m. EST to send up a Falcon 9 rocket from Launch Complex 40. The Falcon 9 will deploy a batch of 23 internet satellites.
No Central Florida sonic booms are expected. After soaring skyward along a southeasterly trajectory, the rocket's first-stage booster will target landing aboard a SpaceX drone ship out at sea about eight minutes after liftoff.
Monday night, SpaceX and NASA will launch a Dragon capsule on an International Space Station resupply mission at 9:29 p.m. from pad 39A at NASA's Kennedy Space Center. These missions will become the Space Coast's record-breaking 75th and 76th orbital rocket launches in a single calendar year.
Rocket photography:FLORIDA TODAY's 2025 Space Launch Calendar is here
Update 5:34 p.m.: The NASA-SpaceX CRS-31 launch is scheduled at 9:29 p.m. Monday, and it has precedence on the Eastern Range calendar.
During a media teleconference last month, Tim Dunn, launch director with NASA's Launch Services Program, said NASA has traditionally asked SpaceX to push back its Starlink liftoffs to create a "setback" time period in advance of LSP missions so personnel can review prior launch data. That way, they can spot potential flight anomalies.
SpaceX has yet to announce a new Starlink 6-77 launch time and date, early on the heels of today's scrub.
Update 5:09 p.m.: This afternoon, SpaceX officials announced the Starlink 6-77 backup launch opportunity is set for 4:31 p.m. Monday.
If that time slot holds, the Falcon 9 would take flight five hours before the SpaceX-NASA CRS-31 resupply mission to the International Space Station lifts off at 9:29 p.m. from pad 39A at adjacent Kennedy Space Center.
"Standing down from today’s launch. Vehicle and payload are healthy," SpaceX officials said in a 5:04 p.m. post-scrub tweet.
Update 5:03 p.m.: During SpaceX's abbreviated launch webcast, a countdown hold was announced with the clock stopping 2 minutes, 36 seconds before liftoff.
"Hold, hold, hold. Stand down for helium stage one," a launch director said.
Update 4:56 p.m.: SpaceX has scrubbed the launch of a Falcon 9 rocket from Launch Complex 40 at Cape Canaveral Space Force Station.
No official explanation has been publicly released.
Update 4:52 p.m.: SpaceX's launch webcast hosted on X (formerly Twitter) is now posted above, right below the countdown clock.
Liftoff is scheduled in five minutes from Cape Canaveral Space Force Station.
Update 4:42 p.m.: This afternoon's mission marks the Falcon 9 first-stage booster’s third flight, SpaceX reported.
Young in SpaceX's fleet, this booster previously launched Crew-9 and one Starlink mission.
Following stage separation, crews expect the booster to land on the SpaceX drone ship Just Read the Instructions in the Atlantic Ocean 8 minutes, 11 seconds after liftoff.
Update 4:32 p.m.: Here's a rundown of SpaceX’s upcoming behind-the-scenes countdown timeline. T-minus:
Update 4:21 p.m.: SpaceX just announced Falcon 9 fueling procedures will start soon at Launch Complex 40 — and "the weather is looking good."
That means today's Starlink mission countdown will be locked in to lift off at 4:57 p.m. without any delays, or else the launch must be postponed.
Update 4:12 p.m.: The National Weather Service reported overcast skies, a 10 mph east wind, and an 80-degree temperature at Cape Canaveral Space Force Station at 3:55 p.m.
To the north in New Smyrna Beach, where launch spectators congregate near the shoreline, meteorologists reported partly cloudy skies and 81-degree conditions as of 2:47 p.m. at the municipal airport.
Update 4 p.m.: Brevard County Emergency Management officials have activated the agency's launch operations support team ahead of SpaceX’s upcoming Falcon 9 launch.
Update 3:45 p.m.: The Space Force's 45th Weather Squadron predicts a 90% chance of favorable weather for today's launch, citing a high-pressure system over the Southeastern states.
"Onshore flow will be breezy through Sunday but should remain below liftoff constraints for the launch window ... some isolated low-topped showers will linger through (Sunday)," the squadron's forecast said.
Primary meteorological concerns: liftoff winds and cumulus clouds. Also, the squadron warned of a moderate risk of poor booster recovery weather out in the Atlantic Ocean.
Update 3:30 p.m.: The Kennedy Space Center Visitor Complex will remain open until 5:30 p.m. so attendees can view the upcoming launch from the tourist attraction's Atlantis North Lawn, about 6.7 miles from the pad.
For the latest news and launch schedule from Cape Canaveral Space Force Station and NASA's Kennedy Space Center, visit floridatoday.com/space.