Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Boiling Springs, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Boiling Springs's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Boiling Springs, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Boiling Springs, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Boiling Springs, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Boiling Springs, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Thinking about heading to the Boiling Springs Christmas Parade? We have all the information on the parade, plus nearby restaurants where you might want to grab breakfast before the parade or lunch afterward. The 2023 Boiling Springs Christmas Parade is December 2nd, 2023 at 10 am.Christmas parades are a huge part of the holiday season for families. They’re a time for communities to show off their talented members and for children to get that first glimpse of Santa Claus. One of Spartanburg&rs...
Thinking about heading to the Boiling Springs Christmas Parade? We have all the information on the parade, plus nearby restaurants where you might want to grab breakfast before the parade or lunch afterward.
The 2023 Boiling Springs Christmas Parade is December 2nd, 2023 at 10 am.
Christmas parades are a huge part of the holiday season for families. They’re a time for communities to show off their talented members and for children to get that first glimpse of Santa Claus. One of Spartanburg’s most popular parades is the one that takes place in Boiling Springs.
This year’s Boiling Springs Christmas parade will start at 10 am on Saturday, December 2nd, 2023. The Parade will line up at Highway 9 and Blalock Road at SubWay, and end behind the Clock Restaurant on Double Bridge Road. Attendants will be on hand to direct the line-up for overflow attendees in the Parade.
They are expecting a very large participation in the 2023 Boiling Springs Christmas Parade and are advising people to come early to get a good place along the route to see the parade and for the kids to collect the candy that will be tossed off many floats.
Parade organizers thank the volunteers, law enforcement officers, Boiling Springs Fire Department, parade participants, and those who come out to enjoy and support their efforts.
If you are looking for a place to grab a bite before, during or after the parade, these are just a few of the options Boiling Springs has to offer.
Subway – 2634 Boiling Springs Road(The starting point of the parade)
The Clock Restaurant – 3597 Boiling Springs Road(The ending point of the parade)
Taco Grill – 3442 Boiling Springs Road
Firehouse Subs – 3605 Boiling Springs Road
Bertolos of Boiling Springs – 2640 Boiling Springs Road
The 8.6 Pho – 4082 Highway 9
Thai Y’all – 3720 Boiling Springs Road
Manny’s Restaurant – 2520 Boiling Springs Road
The parade goes on rain or shine, so make sure to come prepared. Hot chocolate in a thermos is a time-honored way to keep everyone warm during parade season!
Have you been to the Boiling Springs Parade?
BOILING SPRINGS, S.C. (WSPA) – A new Target will be taking the place of Spartanburg County School District 2’s former 9th grade campus.“It is a major coup for the Boiling Springs market,” said Ben Hines, president of Spencer/Hines Properties, who are representing District 2.School District 2 said the students will be the ones who benefit from the revenues generated by this sale.In a statement to 7NEWS, a District 2 spokesman said the development itself will generate tax revenue for decades to come...
BOILING SPRINGS, S.C. (WSPA) – A new Target will be taking the place of Spartanburg County School District 2’s former 9th grade campus.
“It is a major coup for the Boiling Springs market,” said Ben Hines, president of Spencer/Hines Properties, who are representing District 2.
School District 2 said the students will be the ones who benefit from the revenues generated by this sale.
In a statement to 7NEWS, a District 2 spokesman said the development itself will generate tax revenue for decades to come, ultimately supporting students and staff.
The Target will be 147,000 square feet with a CVS and Starbucks inside. Hines said what will sit beside the Target is also something to be excited about.
“There will also be a QuikTrip coming out front along with Whataburger, a Big Blue Marble Daycare center and the program is going to have a pediatric dental clinic on the same site. In addition to that there is a 14-acre tract adjacent and to the right of Target,” said Hines.
Those 14 acres are currently being occupied by the Upstate Family Resource Center. They said while their portion of the property has not been officially sold yet, they are preparing.
“We know that ultimately we will leave this building and we are making plans to do that sooner rather than later,” said Kelley Ezell, executive director of Upstate Family Resource Center. “With the help of community partners, we will transition to this new space and the ministry and families will still be able to get the concrete support they need.”
Community members said they are concerned about what the project will mean for local traffic.
“I’m from the area so it’s pretty congested with traffic, what we have already, so I do think traffic is going to be a big issue,” said Hannah Baker, a Spartanburg county resident.
Traffic flow is something Hines and his team said they’ve been considering the entire time while planning.
“DOT has worked with us considerably on traffic flow and ingress and egress, so there will be three exits and entrances to that center so traffic will be minimized with (deceleration) lanes and acceleration lanes,” said Hines.
Until this property was sold, it was not generating any tax revenue for the school district and Spartanburg County.
Do you live in Boiling Springs or travel there often? If so, there are three great parks in Boiling Springs you are going to love. Read below to find out which of these Boiling Springs parks is the right one for your family to visit today.Living in Boiling Springs, I often put the kids in the car to escape the confines of the house by venturing to one of the local parks. Within the fast-growing Boiling Springs community, there are three outstanding parks just a few minutes of one another for the locals to enjoy. No matter wha...
Do you live in Boiling Springs or travel there often? If so, there are three great parks in Boiling Springs you are going to love. Read below to find out which of these Boiling Springs parks is the right one for your family to visit today.
Living in Boiling Springs, I often put the kids in the car to escape the confines of the house by venturing to one of the local parks. Within the fast-growing Boiling Springs community, there are three outstanding parks just a few minutes of one another for the locals to enjoy. No matter what part of North Spartanburg you live in, these parks are all worth the short drive it takes to get your family out of the house. Each park is perfect for playdates with friends, picnics with families, or even quiet solo walks.
For more great parks, don’t miss our Guide to Parks in Spartanburg County.
Location, location, location! The Boiling Springs Community Park is located right in the center of town – conveniently located behind the Fire Station, Lowe’s, and beside Walmart. Parents can easily reward their children for shopping with them with a stop at the park on the way home.
This park includes swings, a playground for big kids, and a playground for little kids. It also includes a paved walkway that is great for young ones learning to ride bikes or roller skate. There is a lovely gazebo and covered picnic tables for families wanting to pack a picnic.
Another great thing about this park is that it is not as crowded as some of the larger parks in the area as it is not connected to any sports fields. One thing to keep in mind when you visit is that the only restroom is a porta-potty and there is little shade.
Boiling Springs Community Park182 Rainbow Lake Road, Boiling Springs
If you want an outdoor space that has several options, head to Va-Du-Mar McMillan Park. This is a large recreational park that hosts soccer fields, tennis courts and a disc golf course, all in addition to a huge playground for the kids. There are covered picnic tables here as well.
McMillan Park’s playground area is fenced in, which is nice considering the size of the entire park. When you arrive with your children, you can feel safe knowing they are within a confined space with plenty of room to roam and explore. The playground includes a giant playset for big kids and a smaller playset for toddlers. It has several swings, slides and climbers. It also has a musical section. Even on the busy days, your children will find something to play on and areas to run and play.
If you are in the mood to explore nature, you can head over towards the disc golf area. This wooded section has disc golf goals along a marked trail, and it also has a creek with some sitting areas. My kids love to hike through the woods, walk over the bridges and visit the creek.
This park does serve as a sports complex, so some days may be more crowded than others. However, on these busy sporting days, the park is still a safe place for kids to get out their energy. Keep in mind that while this park does have restrooms, they are located by the concession stand (which is a bit of a walk). Additionally, the playground has no shade, so pack your sunscreen!
Va-Du-Mar McMillan Park591 McMillan BoulevardBoiling Springs
If you have little ones who are just starting to walk or a child with disabilities, this is the park for you! The playground section of North Spartanburg Park (Miracle Park) is a fully-accessible park that includes a soft-surface playground and amenities.
This brightly colored playground is a big hit for younger children because the playset is made of ramps. Even the most hesitant climbers will be able to make their way up to the top of the playset using the ramps. It also includes fun imaginative areas such as a theater and a musical ensemble set.
Another reason this playground is a hit is because it is fenced in. Between the fence and the soft surface, you will feel comfortable letting your children explore independently. There are a few benches to sit on within the fenced-in area as well.
In addition to the playground, North Spartanburg Park is also the home of a BMX track, baseball fields, and a walking trail. The complex can become crowded, but there is plenty of parking. There are also restrooms located by the concession stands. Just remember to pack sunscreen as the playground area is not shaded.
North Spartanburg Park1160 Old Furnace RoadBoiling Springs
What’s your family’s favorite Spartanburg park?
BOILING SPRINGS, S.C. —"Sissy's Sweets" now has a physical store location in Boiling Springs. However, the journey of baking as a career pathway for owner Miranda Gilbert began back in 2020 out of her home, following the death of her sister, 22-year-old Erika."My little sister, her name was Erika and she was six years younger than me," Gilbert said. "She had Down syndrome. My family liked to say she was my soulmate, not just my sister. She was my best friend in the entire world. W...
BOILING SPRINGS, S.C. —
"Sissy's Sweets" now has a physical store location in Boiling Springs. However, the journey of baking as a career pathway for owner Miranda Gilbert began back in 2020 out of her home, following the death of her sister, 22-year-old Erika.
"My little sister, her name was Erika and she was six years younger than me," Gilbert said. "She had Down syndrome. My family liked to say she was my soulmate, not just my sister. She was my best friend in the entire world. We loved to bake together. That was one of the many things we loved to do together.”
Gilbert said the two developed a love for baking early on, and it quickly became a hobby that would have an everlasting impact.
“After that, [Erika's passing] I just immediately knew I wanted to start Sissy’s Sweets in her honor,” Gilbert said.
Inside the bakery and coffee shop, you'll notice several large photos hanging on the walls that encompass Erika's larger-than-life personality as well as her love for baking.
Gilbert said the two always talked about opening a shop together, and now she has an opportunity to fulfill that mission.
"Her favorite part of baking was eating," Gilbert said, laughing. "With her having Down syndrome, my goal with Sissy’s Sweets was to give her a job opportunity as she got older, so now that I can’t do it with her.I just say I’m doing it for her.”
As another way to honor her sister, Gilbert plans to hire individuals with a range of disabilities.
"I'm selfish and just love seeing their sweet faces," Gilbert said. "But it's all about loving them and giving them a chance. They can do anything just like anybody else, and a disability shouldn’t hold them back just because they’re differently able than other people.”
As you exit Sissy's Sweets, a sign above the door is hard to miss. It reads, "Thank you for come to see me."
“We know she’s in heaven, and she’s happy, but she would really love to be here getting all this attention and eating some cupcakes,” Gilbert said.
"Whenever we had Christmas or anything with our family or a big group of people, she always had to give a speech and stand in front of everybody," Gilbert said. "She’d always say thank you for come to see me.”
Sissy's Sweets is set to have its soft and grand openings by next month.
Boiling Springs baseball coach Jeff Lipscomb, after his team won an elimination game Monday night and reached the Upper State high school championship, had one more question for his team in the postgame circle.“Who would you rather have up in the biggest spot than this guy?” he said, pointing to senior catcher Hudson Wilson.It was a rhetorical question.Wilson’s eighth-inning,...
Boiling Springs baseball coach Jeff Lipscomb, after his team won an elimination game Monday night and reached the Upper State high school championship, had one more question for his team in the postgame circle.
“Who would you rather have up in the biggest spot than this guy?” he said, pointing to senior catcher Hudson Wilson.
It was a rhetorical question.
Wilson’s eighth-inning, game-winning hit off the right-field fence scored Luke Compton from third base, and it might be a tie between them for slowest 90 feet in high school baseball history.
“I was just walking,” Wilson said. “All we needed was a sacrifice fly right there.”
They both made it, eventually, and Boiling Springs beat T.L. Hanna, 2-1, triggering the celebration of a dramatic comeback. The Bulldogs were being shut out and down to their final three outs in the seventh.
Boiling Springs (19-8) will play at 5 p.m. Wednesday at Blythewood (20-4) and needs to win twice to advance to the state championship.
Hudson, who went 3-for-4, made one of the defensive plays of the game in the top of the eighth and his highlight inning was just getting started.
Hudson, an Anderson University signee, caught a runner leaning too far off first on a failed bunt attempt and that led to a shutdown inning and a chance for a walk-off in the bottom half.
“What a great night for No. 7,” Lipscomb said. “Picks that guy off and does the job catching (starting pitcher and Clemson commit) Jackson Cole all night long and then comes up with the game-winner. Mr. Clutch.
“... Man, he was fun to watch.”
It was a pitchers’ duel, which was normal in the Upper State finals because three runs by T.L. Hanna in the first round against Lexington is now considered an offensive explosion.
But this one was rather unexpected because it was between Clemson commit Jackson Cole of Boiling Springs and T.L. Hanna freshman Easton Thomas.
Cole reached his 110-pitch limit in the eighth. He struck out nine, walked three and allowed six hits. Thomas went six-plus and had a 1-0 lead when he departed in the seventh with a runner on first.
Hanna’s final record won't be all that impressive, 12-11, but the Yellow Jackets went 7-2 in their region during a rebuilding season.
They lost 13 seniors after last season, had two returning offensive players with more than 30 at-bats and just one pitcher with significant experience.
“I just loved the growth and maturity,” Hanna coach Daniel Crenshaw said. “We were so young and not a lot of people expected a lot from us. But these guys competed their tails off.”