Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Cape Canaveral, FL, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Cape Canaveral's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Cape Canaveral, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Cape Canaveral, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Cape Canaveral, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Cape Canaveral, FL.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Cape Canaveral, FL - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Cape Canaveral loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANRick NealeLaunch recap: Scroll down to review live updates from the Monday, Dec. 16, liftoff of a SpaceX Falcon 9 rocket from Cape Canave...
Launch recap: Scroll down to review live updates from the Monday, Dec. 16, liftoff of a SpaceX Falcon 9 rocket from Cape Canaveral on the secretive RRT-1 mission.
Original story: Look for a SpaceX Falcon 9 rocket to take flight today at 7:52 p.m. from Cape Canaveral Space Force Station.
Welcome to FLORIDA TODAY Space Team live coverage of tonight’s secretive SpaceX RRT-1 mission from Cape Canaveral Space Force Station.
After a Friday the 13th scrub attributed to high winds, SpaceX crews aim to send the Falcon 9 into low-Earth orbit from Launch Complex 40 as weather forecasts continue to improve.
The Falcon 9 will ascend on a northeasterly trajectory, then deploy a Lockheed Martin-built GPS III satellite for the Space Force's Global Positioning System, according to numerous space websites.
No Central Florida sonic booms are expected. Rather the rocket's first-stage booster will target landing aboard a SpaceX drone ship out at sea 8½ minutes after liftoff.
"Weather is 75% favorable for liftoff and teams continue to monitor (booster) recovery weather," SpaceX officials announced in a late-night Sunday tweet.
Update 8 p.m.: The Falcon 9 first-stage booster just landed aboard SpaceX's drone ship A Shortfall of Gravitas in the Atlantic Ocean, completing its fourth mission.
The booster previously launched NASA's Crew-9 astronauts and two Starlink missions.
Update 7:52 p.m.: Liftoff! SpaceX has just launched the Falcon 9 carrying a secretive payload from Launch Complex 40 at Cape Canaveral Space Force Station.
Update 7:47 p.m.: Practically all of the rain showers near northern Brevard County have swept westward past Cape Canaveral, this National Weather Service radar loop from the Melbourne Orlando International Airport station shows.
Update 7:42 p.m.: SpaceX's launch webcast is now posted above, right below our countdown clock.
Liftoff is scheduled in 10 minutes from Cape Canaveral Space Force Station.
Update 7:30 p.m.: Here's a rundown of SpaceX’s behind-the-scenes countdown timeline during and after the rocket fueling process. T-minus:
Update 7:19 p.m.: SpaceX just announced Falcon 9 fueling procedures are about to begin at Launch Complex 40 — "and teams are keeping an eye on weather."
That means tonight’s RRT-1 mission countdown is now locked in to lift off at 7:52 p.m. without any delays, or else the launch must be postponed.
Update 7:08 p.m.: SpaceX officials have moved back the target launch time one minute, to 7:52 p.m.
Update 7:04 p.m.: In December 2018, Lockheed Martin Space released this animated video depicting a GPS III satellite in orbit.
Update 6:50 p.m.: Prolific rain showers are sweeping onshore across northern Brevard County and southern Volusia County, as seen on this radar loop from the National Weather Service station at Melbourne Orlando International Airport.
Update 6:37 p.m.: The Space Force's 45th Weather Squadron pegged the odds of "go for launch" weather at 75%.
Fast-moving showers have swept across the Space Coast from east to west throughout the day. A coastal surface trough developed along Florida's East Coast, accompanied by increased moisture fromthe Southeast, the squadron's forecast said.
"This will bring scattered onshore moving showers throughout the afternoon and evening hours. Theseshowers introduce the main concern of the Cumulus Cloud Rule if they were to move through the flight path," the forecast said.
"While sustained winds are generally expected to remain below liftoff constraints, a gust associated with a shower could briefly elevate winds near limits," the forecast said.
Update 6:22 p.m.: Brevard County Emergency Management officials have activated the agency's launch operations support team ahead of SpaceX’s upcoming Falcon 9 launch.
For the latest news and launch schedule from Cape Canaveral Space Force Station and NASA's Kennedy Space Center, visit floridatoday.com/space.
SpaceX scrubbed the planned launch of the mysterious RRT-1 mission from Florida's Space Coast on Friday (Dec. 13)_ due to high winds.A Falcon 9 rocket had been scheduled to lift off from Florida's ...
SpaceX scrubbed the planned launch of the mysterious RRT-1 mission from Florida's Space Coast on Friday (Dec. 13)_ due to high winds.
A Falcon 9 rocket had been scheduled to lift off from Florida's Cape Canaveral Space Force Station Friday at 8:04 p.m. EDT (0104 GMT on Dec. 14), kicking off a mission that SpaceX calls RRT-1.
But SpaceX called off the attempt due to high winds. "Teams will continue to keep a close eye on the weather as we work toward the next best launch opportunity. A new target launch date will be shared once available," the company said via X on Friday night.
Many space observers think the RRT-1 mission will send an advanced GPS satellite to orbit — specifically, GPS 3-10, another member of the venerable navigation network's third generation of spacecraft. SpaceX holds a contract to launch three of these satellites for the U.S. military and has already sent one of them aloft, in January 2023.
Related: SpaceX launches advanced GPS satellite for US Space Force, nails the landing
But SpaceX's mission description doesn't say anything about GPS satellites; it doesn't even explain what RRT-1 stands for, if that name is indeed an acronym. And the fairing that surrounds and protects the RRT-1 payload apparently features no artwork or logos, a departure from the norm that adds to the intrigue.
If all goes according to plan on RRT-1, the Falcon 9's first stage will come back to Earth about 8.5 minutes after launch, touching down on the drone ship "A Shortfall of Gravitas" in the Atlantic Ocean. It will be the fourth liftoff and landing for this particular booster, according to SpaceX's mission description.
The rocket's upper stage, meanwhile, will deploy the RRT-1 payload, whatever it may be, into orbit about 90 minutes after launch.
Editor's note: This story was updated at 8:55 p.m. ET on Dec. 13 with news of the launch scrub.
Scrub recap: Scroll down for updates from the scrubbed RRT-1 mission on Friday, December 13 from Cape Canaveral.SpaceX, undeterred by superstition, was set for a Friday the 13th launch day. However, the weather was not on their side....
Scrub recap: Scroll down for updates from the scrubbed RRT-1 mission on Friday, December 13 from Cape Canaveral.
SpaceX, undeterred by superstition, was set for a Friday the 13th launch day. However, the weather was not on their side.
SpaceX had confirmed they were targeting 8:05 p.m. for the launch of the RRT-1 mision, and had started fueling. However, that fueling had stopped shortly afterward. SpaceX had stated prior to fueling that weather conditions had dropped to only 50% favorable.
Just after 8:30 p.m., SpaceX posted to X that high winds were the reasoning behind the scrub.
SpaceX has yet to confirm a new launch date.
The launch will be from Cape Canaveral Space Launch Complex 40 (SLC-40) which is located just south of Kennedy Space Center.
This mission will be a GPS III satellite built by Lockheed Martin for the US Space Force's Global Positioning System.
When to see a Florida LaunchIs there a launch today? Upcoming SpaceX, Blue Origin, ULA rocket launch schedule in Florida
Update 7:58 p.m.: SpaceX has not yet confirmed, however fueling has stopped and the Brevard EOC has deactivated with the scrub.
Update 7:49 p.m.: SpaceX appears to have stopped fueling. Weather had dropped to only 50% favorable.
Update 7:41 p.m.: The SpaceX Falcon 9 booster launching tonight will be seeing its fourth flight. Previous launches include two Starlink missions as well as NASA's Crew-9.
Update 7:33 p.m.: SpaceX has yet to confirm, but visual cues indicate that SpaceX is fueling. This means SpaceX must launch at 8:05 p.m. or stand down for the day.
Update 7:28 p.m.: Brevard County Emergency Management officials have activated the agency's launch operations support team ahead of SpaceX’s upcoming Falcon 9 launch.
Update 7:20 p.m.: SpaceX posted an update on Dec. 11 stating that the Starship for Flight 7 is about to see testing. There is currently no set launch date.
Update 7:09 p.m.: The 101st SpaceX booster landing of the year will occur on A Shortfall of Gravitas, which is waiting out on the Atlantic Ocean. This means there will not be a local Florida sonic boom.
The launch will travel on a northeast trajectory, therefore those north of Brevard may get a good view.
Update 7:00 p.m.: SpaceX has updated the liftoff time on their website a minute forward − they are now targeting 8:05 p.m..
Update 6:50 p.m.: SpaceX launched another Friday the 13th rocket earlier this evening from California − and it was lucky! With the landing of that booster, SpaceX saw their 100th landing of the year.
Update 6:35 p.m.: Skies are cloudy in Brevard county, and wind gusts can be heard. The 45th Weather Squadron gives this launch a forecasted 80% chance of favorable weather, however, the booster recovery conditions are moderate.
Weather conditions must be good in both the launch and booster recovery area − which will be in the Atlantic Ocean to the north of Florida, as the launch tonight will travel on a northeast trajectory.
Brooke Edwards is a Space Reporter for Florida Today. Contact her at bedwards@floridatoday.com or on X: @brookeofstars.
Update 8:37 p.m. EST (0137 UTC): SpaceX cited high winds as the reason for the scrub of the launch of the RRT-1 mission.SpaceX scrubbed the planned launch of a payload that has not been officially identified.The mission, according to SpaceX and the FAA is being referred to as “RRT-1.” Liftoff from Space Launch Complex 40 (SLC-40) at Cape Canaveral Space Force Station was set for 8:05 p.m. EST (0105 UTC). In a statement posted to X, formerly Twitter, said “Teams will continue to keep a...
Update 8:37 p.m. EST (0137 UTC): SpaceX cited high winds as the reason for the scrub of the launch of the RRT-1 mission.
SpaceX scrubbed the planned launch of a payload that has not been officially identified.
The mission, according to SpaceX and the FAA is being referred to as “RRT-1.” Liftoff from Space Launch Complex 40 (SLC-40) at Cape Canaveral Space Force Station was set for 8:05 p.m. EST (0105 UTC). In a statement posted to X, formerly Twitter, said “Teams will continue to keep a close eye on the weather as we work toward the next best launch opportunity.”
“A new target launch date will be shared once available,” SpaceX wrote.
On Thursday, the 45th Weather Squadron issued a launch weather forecast suggesting an 80 percent chance of acceptable weather for liftoff on Friday. Meteorologists listed liftoff winds and cumulus clouds as the primary concerns.
It also stated that the booster recovery weather was a “moderate” risk on a scale of low-moderate-high. If the launch slips to Saturday, the next available launch opportunity, the booster recovery weather becomes a “high” risk and the chance of favorable weather slips to 60 percent.
“Strong onshore flow with coastal showers will be the weather pattern for the launch and backup days after a cold front passed through yesterday,” launch weather officers wrote. “Behind the front, a very strong area of high pressure is building into the eastern US, creating a very tight pressure gradient through the end of the week and into the weekend.
“This will bring elevated east-northeasterly winds along with isolated coastal showers tomorrow evening.”
The Falcon 9 first stage booster supporting this mission, tail number B1085 in the SpaceX fleet, will launch for a fourth time. It previously supported the launches of Crew-9 as well as Starlink 10-5 and Starlink 6-77.
Roughly 8.5 minutes after liftoff, B1085 will touchdown on the SpaceX droneship, ‘A Shortfall of Gravitas.’ If successful, it will mark the 90th booster landing on ASOG and the 383rd booster landing to date.
Prior to the launch, neither SpaceX nor the mission’s customer made a public statement about what payload was onboard the Friday night Falcon 9 flight.
Some speculated online that it was a third-generation Global Positioning System (GPS) satellite manufactured by Lockheed Martin. A point of rationale is the mission timeline for RRT-1 is strikingly similar to that of the last GPS 3 Space Vehicle to launch, GPS 3 SV06, which launched on Jan. 18, 2023.
Another data point is that the hazard warnings are also reminiscent of the SV06 launch.
And a fresh evidence supporting this idea is the launch timeline – it’s almost exactly the same as well (GPS III SV06 on the left, “RRT-1” on the right). pic.twitter.com/FqPVIdME7V
— Cosmic Penguin (@Cosmic_Penguin) December 13, 2024
However, the Falcon 9 second stage on this mission has a grey band around it, which is used to help regulate the temperature of the propellant on the upper stage. Typically, that’s used for missions with significantly long coast phases, like those launching on a direct to geostationary Earth orbit (GEO) or a highly-elliptical Earth orbit (HEO).
If the payload is a GPS satellite it would be destined for a medium Earth orbit (MEO) about 12,500 miles in altitude.
According to the list of National Security Space Launch (NSSL) Phase 2 contract launches assigned to SpaceX, the only ones named as GPS missions are GPS 3 SV10 and GPS 3 F-1, the latter of which is the next generation of GPS satellite and will launch on a Falcon Heavy.
If this is in fact a mission on behalf of the U.S. Space Force, SpaceX does have a number of other missions listed under this procurement process that haven’t launched. Those include USSF-36, USSF-31 and USSF-70.
The RRT-1 mission wasn’t brought up as a topic of discussion during the three-day Space Force Association’s Spacepower Conference, which wrapped up on Thursday.
GPS powers everything from power grids to emergency services. We’re evolving GPS to stay ahead—fortifying civilian infrastructure and military operations with advanced signals, jam resistance and more. Click to learn how GPS shapes our world: ????
— Lockheed Martin (@LockheedMartin) December 10, 2024
An unidentified space company plans to invest about $1.8 billion in capital improvements and create 600 jobs by developing a high-volume production facility, high bay and launch infrastructure for heavy-lift rocket hardware at Cape Canaveral, a Space Florida agenda memo indicates.Space Florida officials declined to divulge further details on the colossal undertaking — which dwarfs most Brevard County secretive aerospace projects in scope.What is the unidentified company? An obvious contender is SpaceX: Comp...
An unidentified space company plans to invest about $1.8 billion in capital improvements and create 600 jobs by developing a high-volume production facility, high bay and launch infrastructure for heavy-lift rocket hardware at Cape Canaveral, a Space Florida agenda memo indicates.
Space Florida officials declined to divulge further details on the colossal undertaking — which dwarfs most Brevard County secretive aerospace projects in scope.
What is the unidentified company? An obvious contender is SpaceX: Company officials hope to start launching Starship-Super Heavy mega-rocket systems from the Space Coast by 2026. An environmental study remains ongoing to rebuild Launch Complex 37 at Cape Canaveral Space Force Station for Starship launch and landing operations.
Other smaller space companies are also chasing heavy-lift rocket development, but remain in the early stages. Blue Origin is the notable exception, with its first 320-foot-plus New Glenn rocket standing vertical at the pad awaiting its maiden launch.
Rocket photography:FLORIDA TODAY's 2025 Space Launch Calendar is here
Here's what we know: The Space Florida board of directors, which is chaired by Florida Lt. Gov. Jeanette Nun?ez, will discuss the proposed construction — which bears the secretive code name "Project Hinton" — during a special meeting Wednesday afternoon.
The agenda memo said the 600 jobs will boast estimated annual salaries of $93,000. Project Hinton will enable rapid manufacturing, assembly, and integration of heavy-lift flight hardware — and "significantly increase the volume and mass of payload to orbit from Florida."
"Time is of the essence due to significant customer demand driven by a considerable increase in space-based activities. Company plans to begin ordering of long-lead items and construction in January 2025," the memo said.
By way of comparison, Blue Origin invested more than $1 billion revamping Launch Complex 36 — a former Atlas rocket pad — by building vehicle integration, first-stage refurbishment, propellant facilities and an environmental control center, per the company website. Construction wrapped up in 2021 at Cape Canaveral Space Force Station.
Regarding Project Hinton, the Space Florida board is expected to consider:
The unidentified company applied for funding via the Florida Spaceport Improvement Program, in partnership with the Florida Department of Transportation.
In an August vote, Space Florida authorized negotiations with FDOT for Project Liftoff. That was SpaceX's plan to construct three new rocket landing zones at Launch Complex 40 at Cape Canaveral Space Force Station and pad 39A at NASA's Kennedy Space Center.
SpaceX and FDOT were each expected to pay $13.3 million, with infrastructure project completion scheduled by the end of 2026.
For the latest news from Cape Canaveral Space Force Station and NASA's Kennedy Space Center, visit floridatoday.com/space.
Rick Neale is a Space Reporter at FLORIDA TODAY. Contact Neale atRneale@floridatoday.com. Twitter/X: @RickNeale1