Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Charleston, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Charleston's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Charleston, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Charleston, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Charleston, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Charleston, SC.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Charleston, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Charleston loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANNovember 7, 2024 - ECHL (ECHL)NORTH CHARLESTON, S.C. - The South Carolina Stingrays are proud to announce a new partnership with Mercedes-Benz Vans Charleston for the 2024-25 hockey season. Together, they are launching the "Sprinting Forward, Winning for STEM" initiative to support STEM (Science, Technology, Engineering, and Mathematics) education in the Lowcountry.For every Stingrays victory this season, Mercedes-Benz Vans...
November 7, 2024 - ECHL (ECHL)
NORTH CHARLESTON, S.C. - The South Carolina Stingrays are proud to announce a new partnership with Mercedes-Benz Vans Charleston for the 2024-25 hockey season. Together, they are launching the "Sprinting Forward, Winning for STEM" initiative to support STEM (Science, Technology, Engineering, and Mathematics) education in the Lowcountry.
For every Stingrays victory this season, Mercedes-Benz Vans Charleston will pledge $100 towards a scholarship fund that will be awarded to a local teacher or school. This scholarship will help provide essential equipment and materials for STEM education in the classroom, furthering the community's commitment to empowering the next generation of innovators.
The initiative will be celebrated as part of the Stingrays' annual STEM Night, which engages students and families in hands-on learning activities. This year's STEM Night will take place on March 21, 2025. By tying each Stingrays win to a positive impact on education, the "Sprinting Forward, Winning for STEM" program will bring added excitement to every game while making a lasting difference in local classrooms.
"The partnership was a natural integration for our STEM Night," said Kerri White, Stingrays Vice President of Corporate Partnerships. "The initiative provides an opportunity to further connect our fans with Mercedes-Benz Vans Charleston and showcase their impact in the community."
This partnership aligns with Mercedes-Benz Vans Charleston's broader corporate responsibility platform, Sprinting Forward, Giving Back, which focuses on supporting the communities in which they operate.
"At Mercedes-Benz Vans Charleston, we are proud to strengthen our commitment to the communities we serve through this exciting partnership with the South Carolina Stingrays. The 'Sprinting Forward, Winning for STEM' initiative is more than just a sponsorship; it's a tangible investment in the future of our children and the industries that will shape tomorrow. By supporting STEM education in the Lowcountry, we are fostering the next generation of innovators, problem-solvers, and leaders. Together with the Stingrays, we are not only cheering for victories on the ice but also empowering educators and students with the tools they need to succeed in a rapidly evolving world," said Axel Bense, President & CEO of Mercedes-Benz Vans Charleston.
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The opinions expressed in this release are those of the organization issuing it, and do not necessarily reflect the thoughts or opinions of OurSports Central or its staff.
Listen to this articleAfter months of ‘Vote Yes’ and ‘Vote No’ throughout Charleston County, residents overwhelmingly voted against passing a third transportation sales tax with about 60% voting no.As the 2004 half-cent sales tax reaches the end of its timeframe,...
Listen to this article
After months of ‘Vote Yes’ and ‘Vote No’ throughout Charleston County, residents overwhelmingly voted against passing a third transportation sales tax with about 60% voting no.
As the 2004 half-cent sales tax reaches the end of its timeframe, this tax was proposed to replace it, leaving people paying no more than they were previously. The sales tax would have generated funds for over a dozen infrastructure projects including the long-debated Interstate 526 extension — deemed a priority by the Charleston County Council and Charleston Mayor William Cogswell.
The extension, also known as the Mark Clark extension, has been in planning for nearly 40 years and was planned to receive the most funding from the tax. Other projects the tax was intended to fund included:
Related: Got questions on the half-cent sales tax in Charleston County? Here’s a primer
Related: Groups clash over half-cent sales tax vote in Charleston County
Hesitation for the approval of the sales tax focused primarily on environmental concerns for marine life and various bodies of water, as well as impacts on small businesses along its path. Faith River James, executive director of the Coastal Conservation League, said there are other ways to solve the traffic issues in the area.
“We are so proud of Charleston County voters standing up for the environment in our community,” James said. “One of our opportunities now is to move forward with traffic solutions that will enhance the way of life for folks who are living on Johns and James islands.”
James said that the CCL intends to focus their efforts on more small-scale solutions to better traffic flow as well as safety measures. Additionally, they plan to contribute to completing the 2016 referendum project list such as the Main Road Corridor in Johns Island.
In July, the CCL filed a lawsuit with the Southern Environmental Law Center against the county regarding the language of the options on the ballots about the tax. The lawsuit was dismissed after the election and James said the legal team will look back into it soon.
“It was definitely a team effort, it was a successful grassroots campaign, and I think the people of Charleston spoke very loudly,” James said. “We hope council will hear their concerns and give us an opportunity to come back to the table to work on traffic and safety solutions.”
Charleston County Councilwoman Jenny Honeycutt said that since the tax wasn’t approved, the projects it was intended to fund will not go through at this time. She said Charleston does have a contract with the state to complete the Mark Clark extension so how to do it will be further discussed.
Honeycutt said the state views Charleston as self-sustaining, so it doesn’t typically send as much funding for projects such as these.
“This does not mean that the problems we were trying to solve don’t exist anymore,” Honeycutt said. “We will continue to look for solutions to solving those problems, mainly the impact that rapid growth has had on our region and keeping pace with infrastructure to address those needs.”
This story has been updated.
Some come for the rides. Others, the animals. A few, the sideshows. Almost everyone, the food. View this post on Instagram A post shared by The Post and Courier (@postandcourier) The ...
Some come for the rides. Others, the animals. A few, the sideshows. Almost everyone, the food.
View this post on Instagram
The Coastal Carolina Fair brings hundreds of thousands to Ladson each year for more than a week of fun and thrills. And each year there are new attractions popping up to entice returnees, from this year's daring Fearless Flores Family to the Taylor Swift tribute concert taking over a local stage.
Among new offerings at this year's fair are some bizarre food experiments. That's part of what keeps it fun, right?
"These vendors are professionals," shared Coastal Carolina Fair Director of Public Relations Jay Wallace. "They do this all over the country, and they are always innovating and trying different things. ... The scorpion pizza was a big one years back, but it didn't seem to have the staying power that pickle pizza has. I'm excited to see what happens with some of this year's new foods."
Well, speaking of pickle pizza, pickles are certainly big on the agenda this year. New to the vinegar-soaked world are a gator and fried pickle mac and cheese, sweet-and-spicy cheese puff fried pickles and pickle funnel cake.
I tried two different pickle offerings, however, which you can see among my fair food tour below. Save some room!
The Dr. Vegetable stand is making veggies cool at the fair by offering them up in fried and other bad-for-you ways. It wouldn't be the fair if not, am I right? This year, they're also offering pickle Dr. Pepper and pickle lemonade, two options that come with a stack of pickles and a little pickle juice in the bottom of a fillable cup. You take that to the soda fountain and add your choice on top. I went with Dr. Pepper, and this pickle lover approved. It's certainly not as refreshing as your typical bubbly soda, so I'd say follow this up with a big old slushie or a soda sans the pickles.
"It's like one of those things you'll try when you're at the fair, but if they made a 12-pack of pickle Dr. Pepper, I mean that would be wild," said Dr. Vegetable stand employee Cyle Hargrove. "The pickle craze is wild."
Bring out the whole family this weekend for some Lowcountry fun, seasonal activities and music madness.Try out more than a dozen craft meads at the Mead-ival Festival this weekend, and then catch some radical surfing videos and support a good cause at the Carolina Surf Film Fest. Or, if you're hungering for Carolina barbecue, head out to the Holy Smokes BBQ Fest to sample from various Lowcountry pitmasters.Then park your classic car or motorcycle at the Rockabillaque Charleston Festival and marvel at vintage vehicles, enjoy tas...
Bring out the whole family this weekend for some Lowcountry fun, seasonal activities and music madness.
Try out more than a dozen craft meads at the Mead-ival Festival this weekend, and then catch some radical surfing videos and support a good cause at the Carolina Surf Film Fest. Or, if you're hungering for Carolina barbecue, head out to the Holy Smokes BBQ Fest to sample from various Lowcountry pitmasters.
Then park your classic car or motorcycle at the Rockabillaque Charleston Festival and marvel at vintage vehicles, enjoy tasty local foods, browse dozens of artisan vendors and more. Or finish out your weekend by trying some authentic Jewish cuisine and celebrating Jewish heritage at the annual Lowcountry Nosh event.
SATURDAY (NOV. 9)
This annual mead festival starts at 9:30 a.m. on Saturday, Nov. 9 at Deepwater Vineyard, 6775 Bears Bluff Road, Wadmalaw Island and features a full day of "mead-ival" fun with live music throughout the day from Dallas Baker & Friends and bites from local food trucks like Fed Up!, Foxes Fried, Sticky Fingers and A Boy and His Dogs. There will also be a host of local artisan vendors selling unique crafts. Mead tastings will be available every 45 minutes starting at 10 a.m. with various beverages available in the barn including wine, wine slushies and over a dozen draft meads. Challenge your friends to free inflatable jousting and enter a fun costume contest. Tickets are $20 per car in advance and $30 on the day of the festival. You can also purchase your own horn drinking glass for $15 to truly immerse yourself in the experience. For more info on the event, visit tinyurl.com/yyj769rn.
UNTIL SUNDAY (NOV. 8-10)
Rev your engines for the 11th annual Rockabillaque Festival in Park Circle, North Charleston. This free event will start with a kickoff party on Friday, Nov. 8 where attendees can get started on all the fun. The main event is on Saturday, Nov. 9 and will feature one of the largest classic car and vintage bike shows in the whole state as well as pinup, tattoo and beard and moustache contests for all of Charleston's rockabillies to take part in. There will also be live music from national and regional bands across four separate outdoor stages as well as a packed local vendors market to comb through with the family. Then, the festival will finish up on Sunday, Nov. 10, with an atomic splash pool party which will benefit Hurricane Helene relief efforts. For more information on the event, check out tinyurl.com/4axf643c.
FRIDAY-SATURDAY (NOV. 8-9)
Celebrate the Carolina Surf Film Fest's 10th anniversary at Mex 1 Coastal Cantina, 817 Saint Andrews Blvd., for this two-night event. This small festival will feature an awesome local video lineup highlighting the Carolina Surf brand and talented individuals shredding up waves at Lowcountry beaches. There will also be a slew of Charleston vendors and a special raffle. Doors open at 5 p.m. and the films are scheduled to start at 7 p.m. Tickets for this event are $10 for a single night or $15 for both nights. This event also supports autism awareness and a portion of sales go to the Surfer's Healing Foundation in Charleston and Wrightsville. For more information on the event and to check out what films are scheduled, visit tinyurl.com/4mymbrk3.
SATURDAY (NOV. 9)
Bringing the heat this weekend is the Holy Smokes BBQ Fest at Riverfront Park, 1061 Everglades Ave., North Charleston from 11 a.m. to 4 p.m. on Saturday, Nov. 9. Sample from 50 of the Lowcountry's greatest pitmasters and learn about the cultural history and traditions of American grilling. Lighting up the stage will be The Delta Circus and Last Waltz Ensemble to fuel the noise for a memorable weekend. The event is also raising awareness and funds for families affected by brain cancer through donations to Hogs for the Cause as well as the Ronald McDonald House Charities of Charleston. General admission is $95, while the all-inclusive VIP tickets are $250 and provide access to exclusive viewing areas and special tastings. For more information on the event, contact info@holysmokeschs.com or visit tinyurl.com/fefzevjx.
SUNDAY (NOV. 10)
Lowcountry Nosh
Make sure you visit the annual Lowcountry Nosh event to sample authentic Jewish dishes and browse dozens of local artisan vendors. The event will close down a length of Hasell Street in downtown Charleston from 11:30 a.m. to 4:30 p.m. on Sunday, Nov. 10. This 10th anniversary event also coincides with the Kahal Kadosh Beth Elohim's 275th anniversary, which will make an appearance to promote Jewish heritage and KKBE's history. Along with vendors and special booths, there will be a kids zone for fun activities. The event is free to enter. For more information on the vendors and past celebrations, visit tinyurl.com/bdhw2vby.
I suspected I was going to like The Archer as soon as I peeked at the beverage menu.There’s at least one unusual element in each of the cocktails (all $14), and often it’s vegetal. There’s roasted bell pepper in the Remember Sarah Marshall, tomato alongside basil and peach in the Talking in Cursive, and charred corn in the See You on the Other Size.If you’re going to put weird stuff like that in cocktails, they had better ...
I suspected I was going to like The Archer as soon as I peeked at the beverage menu.
There’s at least one unusual element in each of the cocktails (all $14), and often it’s vegetal. There’s roasted bell pepper in the Remember Sarah Marshall, tomato alongside basil and peach in the Talking in Cursive, and charred corn in the See You on the Other Size.
If you’re going to put weird stuff like that in cocktails, they had better be really good cocktails. And The Archer’s are.
That charred corn plus a dose of coconut cream give the bourbon-based Other Side a rich, sweet body and a mild chili bite. The Freezer Door Martini finishes with a pleasant slickness thanks to a dose of olive oil, and brown butter has a similar effect in the Accidental Daiquiri, which is made from tequila instead of the usual rum.
Similar bold twists are found on the nine small plates that open the menu. Tender cubes of steak tartare ($17) are pressed into a baseball-sized mound then blanketed with what appears to be Parmesan but proves to be shaved horseradish. Those wispy shreds impart a strong, spicy zip, and the tender beef underneath is enrobed in creamy peppercorn aioli with a bright citrusy finish.
Cocktails and appetizers converge in the G&T salmon crudo ($16). The G is for gin-cured salmon, and the T is for lemon-pepper tonic from local “sodary” Sweatman’s Garden. I suppose the tonic functions as a sort of dressing, but its flavor lurks subtly in the background. Out front is the clean, soft salmon and the crisp bite of cucumber. Both are diced into precise half-inch cubes and blended in roughly equal proportions, creating an orange and green assemblage that’s as lovely in flavor as it is in color.
The Archer is the second restaurant from Marc and Liz Hudacsko, the couple behind Berkeley’s in Wagner Terrace. It opened in August in the ground-floor space in the Meeting Street Lofts building that formerly housed Gale.
The new décor is striking but a little hard to characterize. The front window is adorned with a white and orange art deco logo that seems straight off a pulp novel cover. Red leather-capped barstools and U-shaped counter seats continue the retro Edward Hopper vibe.
The wallpaper above the bar, though, is adorned with frolicking rabbits and squirrels straight from a woodlands fable. Other walls are packed all the way to the high ceiling with framed paintings, posters and clocks — a throwback vibe of a different sort, more to the Victorian era.
Against all that, aggressive hip-hop thumps down from the speakers. The overall effect is a room that’s detached from any specific time and place but has plenty of mood and energy.
It’s also hard to buttonhole a single culinary style for The Archer. There are upscale comfort dishes — a braised short rib ($32), roasted half chicken ($28), a big burger draped in gooey Parmesan cream ($18). They’re balanced by preparations that seem more in the farm-to-table mode, like crisp fried eggplant with whipped buttermilk ($13) and charred cabbage fried schnitzel style ($24).
A big pizza oven is front and center in the kitchen, inherited from the previous tenant, but there’s no pizza on the menu. It’s used instead for roasting fish and charring florets of broccoli and cauliflower. Classic sauces like bearnaise and au poivre are joined by more contemporary finishes, like Thai chili garlic butter on the baked oysters ($20) and red daubs of cumin-laced harissa supporting the lamb and potato croquettes ($5 each.)
Those croquettes, by the way, are a delight. Inside the thick, golden brown crust, creamy mashed potatoes are dotted with bits of savory lamb. Each is topped with a scoop of pickled mustard and bright yellow turmeric-pickled scallions, which are brilliantly bright in flavor, too.
The larger plates aren’t always so consistently brilliant. Beneath a spray of microgreens, a filet of oven-roasted grouper ($32) hits with a big blast of butter and salt. It gets some much needed support, though, from florets of lightly charred cauliflower and a thick, flavorful celery root puree.
There’s nothing really wrong with the roasted half chicken ($28), which is layered over a mound of mashed potatoes and finished with dark brown jus. The white meat of the breast is a touch dry, but the leg has a pleasant dark flavor. The plate just doesn’t soar, and once the palate is primed by the big wows of the small plates, it wants everything to soar.
The seared duck frites ($31) comes to the rescue. It somehow manages to be simple, elegant, comforting and exciting all at the same time. Eight slices of rosy duck breast are fanned out around one side of the plate then smothered in a dark brown sauce. It’s billed as “citrus jus” but seems more a thick, starchy gravy. Either way, it’s perfect against the tender richness of the duck.
There’s nothing particularly special about the long, skinny fries that come alongside — until you start dipping them into the little ramekin of yellow béarnaise sauce, which has a wonderful surge of tarragon and sparkling kiss of acid.
There’s lots more duck to be had on the duck confit salad ($16), and it really shines there, too. The silky shreds are tucked inside a pile of chopped bitter lettuces that are slick with duck fat vinaigrette. Perched on top is a single poached duck egg, which upon slicing sends a gush of yellow yolk that adds even more richness to the bowl. As if that weren’t enough, there are also Hawaiian roll croutons — crisp but still soft in texture, dark and sweet in flavor — and wonderfully tart pickled shallots. It’s a fantastic salad.