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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years
Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Greer, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Greer's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Greer, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Service Areas
Mortgage Services for Eric Gibson
Mortgage Broker for Kimberlee Puccio
Mortgage Company for Seth Seal
Refinancing for Rose Griest
Mortgage Lending Service for Michael McIntyre
Home Ready Mortgages for Ed Jones
Mortgage Lender for Ryan Moreau
Mortgage Services for Laura Fogarty
Mortgage Broker for Adam Jordan
Mortgage Company for Carolina Jordan (Lowcountry Home Sales)
Mortgage Lender for Stephen Lowe
Mortgage Lending Service for Glenn Shepard
Home Ready Mortgages for Manny Roblesreynoso
Mortgage Lender for Bernie H. Hester III
Mortgage Services for Tammy R Stephens
Why Choose Dan Crance As Your Mortgage Lender in Greer, SC?
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612
Home Financing in Greer, SC
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Greer, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Greer, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
When you work with Classic Home Mortgage, you can always count on our team to:
- Put your needs first.
- Work efficiently and quickly. Many of our home loans close in 30 days or less.
- Offer you a variety of home loans to choose from, and help you make an informed decision.
- Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612
While no two loan terms are the same, a few of the most common loan types include:
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Greer, SC.
Refinancing in
Greer, SC
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Greer, SC - Dan Crance.
Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
Shorter Term Loan
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
Do Away with FHA
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Switch to Fixed Rate or Adjustable-Rate Home Loan
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Common Questions About Home Loans
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Trust Dan Crance
Your Mortgage Lender in Greer, SC
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Greer loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANLatest News in Greer, SC
{2024} 8 Holiday Light Driving Tours: Upstate, SC
Kristina Hernandezhttps://kiddingaroundgreenville.com/driving-routes-greenville-christmas-lights
Do you want to go for a Christmas light drive around the Upstate and see all the best (and free!) home displays? Have you seen long lists ofChristmas light displays? Are you overwhelmed by the holidays this year? We’ve got seven driving routes for 2024 to help you enjoy the season without a lot of stress since we already did the work for you!Load the family in the car and follow these routes for a super simple yet super special night (or nights) of enjoying Christmas lights together. A massive, massiv...
Do you want to go for a Christmas light drive around the Upstate and see all the best (and free!) home displays? Have you seen long lists ofChristmas light displays? Are you overwhelmed by the holidays this year? We’ve got seven driving routes for 2024 to help you enjoy the season without a lot of stress since we already did the work for you!
Load the family in the car and follow these routes for a super simple yet super special night (or nights) of enjoying Christmas lights together. A massive, massive thank you to Kidding Around readers Jason H., Katie S., Stephanie S., Heidi P., and Elijah M. for helping us check homes on our routes. This is an enormous job and we are so grateful.
Disclaimer: Kidding Around is not responsible for property damage, neighborhood safety, or any possible injuries of any kind that may happen while driving, stopping, and viewing holiday lights and decorations. Drivers and property owners maintain all responsibility for general safety, operating a vehicle safely, light-viewing enjoyment, and holiday cheer. Drive slowly, be respectful, share holiday magic, and don’t be a Scrooge.
Submissions are closed for 2024 but if you want to be included in the 2025 list, you can come back and fill out our Holiday Light Display form and be sure to include a photo of your display.
The Kidding Around Upstate, SC Christmas Lights Driving Routes
Greenville, SC Christmas Light Route
Easley, SC Christmas Light Route
Simpsonville, SC Christmas Light Route
Five Forks Christmas Light Route
Spartanburg, SC Christmas Light Route
North & South Greer, SC Christmas Light Routes
Anderson, SC Christmas Light Route
Bonus! More lights! Check out our Christmas Lights Driving Tours in Columbia, SC!
While we do our best to offer accurate information, please check with these venues and organizations before visiting. Please help keep Kidding Around free by not copying and reproducing this content without written permission. Please note that things like inclement weather can impact a display status.
If you see more while you are driving around the Upstate, be sure to share the info in the comments of our Holiday Lights List for folks to check out!
Tips For Enjoying The Holiday Light Displays
While there are plenty of paid attractions you can visit with your family, if you are looking for some budget-friendly fun, and admiring the work of homeowners, you have come to the right spot.
We have separated light displays in the Upstate into several easy-to-follow routes. Do them all in one night, or turn them into several nights of fun. Throw your fuzzy jammies on, grab the tumbler of hot chocolate, popcorn, and hit the road.
We have gathered the best of the best in the Upstate to curate this fantastic list. Homes with light shows that include music (and sometimes even hot chocolate and Santa) are included and worth the drive. Here are a few tips to make the most of the routes provided:
Disclaimer: Kidding Around is not responsible for property damage, neighborhood safety, or any possible injuries of any kind that may happen while driving, stopping, and viewing holiday lights and decorations. Drivers and property owners maintain all responsibility for general safety, operating a vehicle safely, light-viewing enjoyment, and holiday cheer. Drive slowly, be respectful, share holiday magic, and don’t be a Scrooge.
2024 Kidding Around Christmas Light Driving Tour Map
Have issues with the map? We have a tutorial to help navigate the map. (this has 2020 tour info and is just posted as a tutorial)
2024 Christmas Light Driving Tours
Addresses on the Greenville route:
Victorian House of Lights
Lights on E. Earle St
Lights of Bethel
Mini North Pole Extravaganza
Blue Moon Holiday Bliss on Andrea Lane
Holiday Musical
Addresses on the Easley route:
5 Point Church Display
Cook Family Christmas
Addresses on the Simpsonville Route:
Whitemarsh Christmas
Christmas on Kwikaway
Lights on Shagbark
Colorful Static Display
Addresses on Five Forks driving route:
Holiday Lights on Chenoweth
Holiday Lights on Dunrobin Lane
Holiday Lights on Bethel
Pixel Christmas Light Display
Addresses on Spartanburg driving route:
The Christmas House | Inman
The Belcher Family Tradition | Lyman
Nodine Family Christmas Lights | Inman
Wonderland on School Street | Duncan
Peck Family Christmas
Sparkling Christmas
Addresses on the Greer route in order of driving route:
Christmas Light Extravaganza
Musical Holiday Fun
Addresses on the South Greer route in order:
Christmas Inflatables Fun
Sugar Creek Christmas Lights
Addresses on the Anderson route:
Brown Family Lights Show
Lights of North Avenue
BONUS: No Route Christmas Light Displays
There are several holiday light displays in the Upstate that are too far from any of the routes to be added to them but that we still think you’ll like. They are noted in purple on the map and their addresses and info is below.
Poole Light Show
Ricci’s Christmas Lights
Mush Creek Hill Road Lights
Candy Cane Wonderland in Fountain Inn
A Goucher Christmas Display
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2024 Editor’s Picks For Top Holiday Home Light Displays
Here are some of our favorite synchronized displays:
Even More Holiday Home Light Displays
There is no shortage of holiday light displays to be found in the Upstate! For more holiday light displays, check out our list of 50+ Holiday Light Displays across the Upstate and beyond.
Don’t miss the Ultimate Holiday Guide to Greenville, SC, or our Holiday Guide to Spartanburg, SC for even MORE holiday fun. They are packed full of things to do, gift ideas, events, and more!
Please be sure to completely fill out the form, including any online links to information available like dedicated social media pages or posts. The more information we have, the more likely your home will be included in our content.
If you see more while you are driving around the Upstate, be sure to share the info in the comments of our Holiday Lights List for folks to check out.
Looking for more lights? See what lights are waiting for you in the Midlands in our Christmas Lights Near Columbia, SC list. We also have Christmas Lights Driving Tours in Columbia.
Do You Love Old Fashioned Christmas Charm? Head to Greer, SC
Maria Bassetthttps://kiddingaroundgreenville.com/christmas-downtown-greer
Looking for a small-town Christmas feel this year? Downtown Greer, SC offers up several events packed with old-fashioned Christmas Charm along its historic Trade Street. Read on for a list of Greer’s Christmas events with all the details and suggestions so you can make the most of your holiday time in Greer. I love downtown Greer, really any time of the year. Trade Street has that lovely historic feel only enhanced by its charming recent renovation. Standing there, surrounded by old buildings and preserved historic sign...
Looking for a small-town Christmas feel this year? Downtown Greer, SC offers up several events packed with old-fashioned Christmas Charm along its historic Trade Street. Read on for a list of Greer’s Christmas events with all the details and suggestions so you can make the most of your holiday time in Greer.
I love downtown Greer, really any time of the year. Trade Street has that lovely historic feel only enhanced by its charming recent renovation. Standing there, surrounded by old buildings and preserved historic signage, you can almost feel the slowness of days gone by.
But Christmas makes it all the more special. The lights are lit, the shops have all decked out for Christmas, and the sidewalks seem more alive as people explore the local shops and eateries. The City Park is full and bursting with Christmas cheer. My family is super excited to experience Christmas in downtown Greer again this year.
Watch Santa Light the Tree in Greer
What To Expect at the Greer Christmas Tree Lighting Ceremony
Top of the list for Christmas in Greer is the Greer Christmas Tree Lighting on Friday, December 6th, 2024 from 5:00 – 8:00 pm. This is a favorite for my family. If you’ve not been to Greer City Park during the Christmas season, you are missing out. They decorate the area with lots of white lights, and some colored light characters. The fountain is lit up and it’s just very pretty.
The tree lighting event includes free holiday craft stations, Smores benefiting Greer Relief, free train rides, and holiday performances at the amphitheater. The fun starts at 5 pm and lasts until Santa arrives at 7:15 to light the tree.
Trade Street Christmas
While you wait for the tree lighting, head over to Trade Street for a meal, a treat, or a cup of coffee. The lights stretched along the old buildings and spiraled up each street lamp are classic, simple, and beautiful. We just need a little snow to make it perfect….don’t worry that just might be in your not-too-distant future.
Make sure to head back towards the Christmas Tree at the entrance to Greer City Park shortly after 7 pm. Santa usually arrives by sleigh around 7:15 pm to light up the tree.
If you were thinking all that old-fashioned, quaint Christmas talk sounded great, but would have really been over the top with a little sprinkle of snow. You might be in luck.
A little snow
In years past, the tree lighting included a little artificial snow falling off the sign that stretches across the park entrance behind the tree. Never have I seen so many people pressed underneath that sign, but it sure was fun. And of all the things my kids talk about, it’s not the music, or the tree, or Santa, or even cocoa, it’s that snow. Seriously, mid-July in shorts and tank tops, “Remember that’s where the snow came from, Mom!” Yep.
Greer Famers Market Christmas Festival
The Greer Farmers Market Christmas Festival is Saturday, December 7th, 2024 and Sunday, December 8th from 10 am to 2 pm in Greer City Park. The Greer Christmas Festival will include, of course, shopping or unique gifts from local makers and small businesses. There will also be food trucks on site and live entertainment.
Of course, Trade Street isn’t going anywhere so you’ve got several weeks to enjoy it all dressed up for Christmas.
Greer Christmas Parade
One of the season’s best parades is the Greer, SC Christmas Parade on Sunday, December 8th, 2024 at 2:30 pm. The North Pole reports that Santa will be back in Greer in time for the parade. There are decorated parade floats, dance teams, marching bands, and more! The parade route is 1.1 miles beginning at Poinsett Street near The Clock restaurant and turns left at the United Bank, then travels down North Main Street and ends at Bonds Career Center. Enjoy the parade!
Greer Gingerbread House Competition
You’ll find a beautiful display of creativity at the Edward R. Driggers City of Greer Center for the Arts in Greer each December. You’ll find displays of various detail and theme, many adorable and some just outright spectacular.
Christmas in Greer, SC: Schedule of Event
Friday, December 6th, 2024 Greer Christmas Tree Lighting, 5 pm- 8 pm, City Park (Tree is lit up after Santa arrives at 7:15 pm, arrive earlier to enjoy Downtown Greer, holiday craft stations, vendors and more.)
Saturday, December 7th, 2024 and Sunday, December 8th from 10 am to 2 pm Greer Christmas Festival
Sunday, December 8th, 2024 at 2:30 pm Greer’s Christmas Parade
More Things to Do & Christmas Events in Greer, SC
Does your family love Christmas in Greer as much as mine does?
There’s more to love in Downtown Greer! Our Downtown Greer guide is full of information for visitors and residents, including things to do, shops, restaurants, events, and much more!
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