Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Mauldin, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Mauldin's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Mauldin, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Mauldin, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Mauldin, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Mauldin, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
MAULDIN, S.C. (FOX Carolina) - The idea of building a new multi-purpose sports stadium in Mauldin continues.It’s been nearly a year and a half since the proposal was initially set back by the Greenville County Finance Committee.“This stadium would be a complete game changer for the upper part of South Carolina,” said Mauldin Mayor Terry Merritt.Plans for the stadium, which would hold between 8,000-10,000 people and host around 150 events a year, including Triumph and Liberty soccer games, were introduce...
MAULDIN, S.C. (FOX Carolina) - The idea of building a new multi-purpose sports stadium in Mauldin continues.
It’s been nearly a year and a half since the proposal was initially set back by the Greenville County Finance Committee.
“This stadium would be a complete game changer for the upper part of South Carolina,” said Mauldin Mayor Terry Merritt.
Plans for the stadium, which would hold between 8,000-10,000 people and host around 150 events a year, including Triumph and Liberty soccer games, were introduced in early 2022. The price tag is $38.6 million.
“This is a complicated project because it’s got five different entities involved and bringing them up to speed and knowing what the players want and what could be,” said Merritt.
In 2022, Greenville County Council Finance Committee voted against letting the county administrator negotiate on the project. The new county council later voted to authorize those discussions.
But Chair of the Finance Committee Butch Kirven says there are no active discussions about the stadium by the county council.
“We agree it would be a very nice project, a wonderful project, a regional project, good for Mauldin. The location is good, a lot of development going on over there. But something would have to change,” he said.
Some funding is falling into place. In the state budget, $4 million would be sent to Mauldin for the stadium.
“We have the involvement of the state, and then we’ll take that and continue trying to run with it and explain it to our county council, which has their plate extremely full right now,” said Merritt.
Kirven says while the county isn’t in a place to put money into the project right now, it could help in other ways.
“We’re certainly always willing to listen and discuss those and see if they make sense for the county,” he said.
“We’re ready. City of Mauldin is ready. Just tell us,” added Merritt.
The money from the state budget is pending Gov. McMaster’s signature.
Merritt says having the county involved in the project as it is proposed is “critical”.
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An anticipated Mauldin project will be moving from paper to pavement.On Thursday, April 6, the City of Mauldin completed the sale of 6.5 acres of City-owned property to the Parker Group and Longbranch Development.According to a press release from the city of Mauldin, the $1.15 million sale will kick off Maverick Yards' project, City Center Village.The mixed-use development will be located at the corner of Jenkins Street and Jenkins Court and will comprise of residential townhomes and an entertainment and d...
An anticipated Mauldin project will be moving from paper to pavement.
On Thursday, April 6, the City of Mauldin completed the sale of 6.5 acres of City-owned property to the Parker Group and Longbranch Development.
According to a press release from the city of Mauldin, the $1.15 million sale will kick off Maverick Yards' project, City Center Village.
The mixed-use development will be located at the corner of Jenkins Street and Jenkins Court and will comprise of residential townhomes and an entertainment and dining complex. The project will have eventual access to the Swamp Rabbit Trail and will complement the Parker Group's recently completed Maverick Station redevelopment.
Demolition of existing structures will begin this summer, the press release stated. The new developments are expected to open in late 2024.
Restaurant updates:Mauldin's Bohemian Bull features burgers, beer garden.
It is the former site of the City’s Public Works facility and a light industrial building.
A 20,000 square-foot industrial warehouse will be transformed into "The Pickle Yard," featuring pickleball courts. Outdoor seating, three or four food concepts and a live performance stage will be included in the redevelopment alongside fire pits and a beer garden.
Longbranch Development will redevelop 2.4 acres of property into more than 40 for-rent townhomes adjacent to that complex.
According to the press release, proceeds from the property sale will fund public improvements in the area such as road improvements, new sidewalks, installation of a pedestrian/bike trail, public parking and landscaping.
Mauldin's City Center Master Plan was created in 2012. Mauldin officials say City Center Village is an effort to create a more walkable and livable downtown.
Mauldin Mayor Terry Merritt said Maverick Yards is a major step forward in fulfilling the vision of Mauldin's City Center.
“I’m thrilled to see Maverick Yards moving forward and to know we’re one step closer to creating a true downtown area for the Mauldin community,” Merritt said. “This is an exciting development for the City that marks a key step in our transformation from a crossroad community to a destination.”
Nina Tran covers trending topics for the Greenville News. Reach her via email @email@example.com. Find her on Twitter @NinaLTran.
MAULDIN, S.C. —A new town center in Mauldin is getting closer to completion. Bridgeway Station is already fully leased out to shops and restaurants like Stellas, Table 301, and Old Europe Desserts.The more than $150 million project broke ground almost two years ago, and short of a moat, is one of the biggest and most unique projects to be built in the area."It probably does look like a castle," said developer Phil Hughes of project people can spot from Highway 385, near Bridges Road. &quo...
MAULDIN, S.C. —
A new town center in Mauldin is getting closer to completion. Bridgeway Station is already fully leased out to shops and restaurants like Stellas, Table 301, and Old Europe Desserts.
The more than $150 million project broke ground almost two years ago, and short of a moat, is one of the biggest and most unique projects to be built in the area.
"It probably does look like a castle," said developer Phil Hughes of project people can spot from Highway 385, near Bridges Road. "We love that people love it from the highway, but wait until you come in."
A taste of Italy right here in Mauldin, Bridgeway Station will be a mixed-used development featuring local restaurants, breweries, shops, and apartments, as well as offices and hotels. All of these businesses soon be just off the Swamp Rabbit Trail.
The walkable town center invites visitors to eat, drink, and shop indoors and out. Hughes says there will be live entertainment and events throughout the year.
"No one likes to walk into a big box with no windows," Hughes said. "There's more to life than just doing that, and we want to have people having fun outside as much as it is inside."
Hughes said the project has many Italian and Greenville inspirations, down to the smallest details. If the space feels somehow familiar, there's a reason for that. Certain aspects were inspired by local buildings, like Furman Tower, the Old Greenville City Hall, and Southern Depot Station Tower.
"It's really, hopefully, the magic size so that it feels you are somewhere different, but it's close by and easy, and wonderful, where you want to come back," he said. "And that's something that doesn't exist in the suburbs right now."
Many of those authentic touches, down the bricks and tiling, were imported from Italy. You can imagine the inflation and supply chain issues they faced, Hughes said.
He continued, "It's been a struggle in many ways. And almost every subcontractor, contractor has faced these supply chain issues. It has not gone away. We keep hoping it will, we keep hoping prices will be more reasonable, and it is a different world.”
Hughes said those supply chain issues meant their grand opening will be later than expected, most likely in less than two years. In the meantime, the work continues.
"We have people moving in literally in a matter of days. And they're kind enough to understand there's still a great deal of other construction going on. We're just in the process of turning over some of our retail restaurants and shops to some of our spaces on the ground floor. It will take them several months to finish up their space," Hughes said.
New pedestrian bridge over I-385 nears grand opening, plans to connect to Swamp Rabbit Trail Infinite Scroll Enabled GET LOCAL BREAKING NEWS ALERTSThe latest breaking updates, delivered straight to your email inbox.Your Email AddressPrivacy Notice MAULDIN, S.C. —The Swamp Rabbit Trail will soon be getting a bit longer.A bridge connecting the city of Mauldin...
New pedestrian bridge over I-385 nears grand opening, plans to connect to Swamp Rabbit Trail
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MAULDIN, S.C. —
The Swamp Rabbit Trail will soon be getting a bit longer.
A bridge connecting the city of Mauldin to a new town center will soon be open to the public.
"The pedestrian bridge we are talking about today is exciting because it's something that has allowed Mauldin to answer a question that people have been asking for years, how do you get the Swamp Rabbit Trail across 385 and that's what this pedestrian bridge does," councilman Taft Matney said.
The bridge adds another quarter mile to the Swamp Rabbit Trail, but in Matney's eyes, the addition opens the door for people to experience what the city of Mauldin has to offer. This includes places like BridgeWay Station and Maverick Yards.
"With our access to rail, our access to 85 to 385, it's very attractive for businesses to locate, but it's also attractive for families to live here. We want to make sure we provide dining, shopping, entertainment options that will keep bringing people to Mauldin for years to come," Matney said.
Joel Ann Chandler has owned her business along East Butler Road for 40 years. It's less than a 10-minute bike ride away from the new bridge.
"Anytime you have new people coming into the area, this is one of the first places they come to. Of course, now they can come across the new bridge, come visit us, come visit Mauldin, and see everything there is to see here," Chandler said.
For many others, the possibilities this new bridge will bring has them excited.
"It not only attracts us high schoolers to go to that part and explore but for people who want to move into South Carolina, it's a really good opportunity," Mauldin High School student Junior Lopez said.
"I mean, we are just excited to connect to the swamp rabbit trail and be able to get out more and take the kids out biking, get out walking, running, doing things like that more," Karen Olson said.
People will have until Sept. 5. to submit a potential name for the new bridge. To submit a name, click here.
A projected date for the bridge to open is sometime in the fall.
MAULDIN, S.C. (WSPA) – The city of Mauldin is working with builders on a mixed-use development to create new townhomes, dining, entertainment, and extended access on the Swamp Rabbit Trail.Driving near Jenkins Street, the area is cleared out, making room for new growth.“What you’re seeing today was our old public works facility that we will be putting about 40 to 42 townhomes on. And then behind me, Drew Parker is developing what we are calling the Pickle Yard,” said Mayor Terry Merritt.Merritt ha...
MAULDIN, S.C. (WSPA) – The city of Mauldin is working with builders on a mixed-use development to create new townhomes, dining, entertainment, and extended access on the Swamp Rabbit Trail.
Driving near Jenkins Street, the area is cleared out, making room for new growth.
“What you’re seeing today was our old public works facility that we will be putting about 40 to 42 townhomes on. And then behind me, Drew Parker is developing what we are calling the Pickle Yard,” said Mayor Terry Merritt.
Merritt has been a longtime resident of the city.
“I’ve been here all my life,” said Merritt. “It’s a good, safe community with recreation, everything we need right in our core.”
On Friday, he showed 7NEWS around the site of the now-demolished public works facility that is home of two new developments.
“We’re putting in four indoor pickleball courts, four pocket restaurants, outdoor entertainment amenities. We will underground the storm water runoff and we’ll put a parking lot on top of it,” said Merritt.
The Parker Group is working with the city to redevelop a 20,000-square-foot industrial warehouse into the future Pickle Yard. It will feature six pickleball courts, restaurants with outdoor seating, a stage for live performances, fire pits, and a beer garden.
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The city said it also plans to expand access in that area to the Swamp Rabbit Trail.
“If you study and see the demographics of the demand, we didn’t have it. So it’s exciting for the last ten or twelve years that the councils have seen the vision and know that we’ve got to have a place for the young ones coming,” said Merritt.
Right next door, Longbranch Development is in the beginning phases of constructing more than 40 townhomes. It’s an effort, the city said, to accommodate the area’s growth.
“An old quote from one of our old city administrators: ‘We are a bona fide city and we are growing, and we’re excited about it,'” Merritt added with a smile.
Located on a portion of 6.5 acres of land at the corner of Jenkins Street and Jenkins Court, the city said the Maverick Yards projects kicks off the long-awaited City Center Village.
It’s a part of the city’s goal to create a livable, walkable downtown.
Both the Parker Group’s Pickle Yard project and Longbranch’s new living complex are expected to be complete by the end of 2024.
Mayor Merritt added that Maverick Yards will be a great compliment to the recently completed Maverick Station and BridgeWay Station, which is expected to open its first phase this fall.