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Mortgage Broker in Moncks Corner, SC

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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years

Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Moncks Corner, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.

My name is Dan Crance - Moncks Corner's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.

Unlike some mortgage loan officers in Moncks Corner, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.

Service Areas
Mortgage Broker Moncks Corner, SC
 Refinance Moncks Corner, SC

Why Choose Dan Crance As Your Mortgage Lender in Moncks Corner, SC?

Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.

In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.

As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.

 Conventional Mortgage Moncks Corner, SC

Home Financing in Moncks Corner, SC

At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Moncks Corner, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.

With over 30 years as a mortgage professional in Moncks Corner, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.

 FHA Mortgages Moncks Corner, SC

When you work with Classic Home Mortgage, you can always count on our team to:

  • Put your needs first.
  • Work efficiently and quickly. Many of our home loans close in 30 days or less.
  • Offer you a variety of home loans to choose from, and help you make an informed decision.
  • Provide you with competitive rates that make sense for your budget and lifestyle.

While no two loan terms are the same, a few of the most common loan types include:

30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.

FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.

VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).

Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Moncks Corner, SC.

Refinancing in
Moncks Corner, SC

Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Moncks Corner, SC - Dan Crance.

Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
 Home Ready Mortgages Moncks Corner, SC
Shorter Term Loan

Shorter Term Loan

Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.

Do Away with FHA

Do Away with FHA

FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.

Switch to Fixed Rate or Adjustable-Rate Home Loan

Switch to Fixed Rate or Adjustable-Rate Home Loan

Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.

 Mortgage Banker Moncks Corner, SC

Common Questions About Home Loans

Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.

Generally speaking, you should consider refinancing when mortgage rates are 2% lower than the current rate on your home loan. For some homeowners, refinancing makes sense when there is only a 1% difference. Reducing your mortgage rate is a great way to save money or apply your savings to a home upgrade. The money you save on your refinanced loan depends on your loan amount, budget, income, and charges from interest rates. It's crucial that you work with a trusted mortgage loan officer in Moncks Corner, SC, to help calculate your refinancing options.
This is one of our most frequently asked questions at Classic Home Mortgage. In simple terms, points let you make a tradeoff between the upfront costs of your loan and your monthly payment amount. Points are essentially costs that you have to pay to your mortgage lender to get financing under specific terms. A point is defined as a percentage on your loan amount. 1-point is equal to 1% of the loan. So, 1 point on a loan worth $100,000 is equivalent to $1,000. When you pay some of the interest on your home loan upfront, you use discount points to lower your interest rate.
If you plan to live in the property for a few years, it makes a lot of sense to pay points to lower your interest rate. Doing so will help lower your monthly loan payment, which you can use to save money. Paying points may also increase the amount of money that you can borrow. If you do not plan on living in the property for at least a few years, this strategy might not make financial sense because you might not be able to make up the amount of the discount points you paid up-front.
In short, yes, your mortgage lender will need to know your credit score. Credit scoring is a system that creditors use to decide whether they will give you credit. Your credit score helps creditors decide how creditworthy you are or how likely you will repay your loan. In most circumstances, creditors will use your FICO scores during the loan process. Your score will fall between high risk (350) and low risk (850). Your credit score plays a big role in the loan process, and as such, your score must be accurate before submitting a credit report when applying for a loan.
The answer to this question depends on how money you choose to put as a down payment on your home. On a conventional loan, if your down payment is less than 20% of the price of your home, your mortgage broker in Moncks Corner may require you to get Private Mortgage Insurance or PMI for short. This insurance protects your lender in the event you default on your mortgage. The best way to avoid paying for this insurance is to make a down payment of 20% or more of the purchase price of your home.
 Mortgage Company Moncks Corner, SC

Trust Dan Crance

Your Mortgage Lender in Moncks Corner, SC

Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Moncks Corner loves Classic Home Mortgage.

After hours by appointment only. CONTACT DAN

Latest News in Moncks Corner, SC

Political Newcomer Wants To Be Moncks Corner’s Next Mayor

MONCKS CORNER, S.C. – In less than a month, Berkeley County voters will head to the polls in several municipal elections.In Moncks Corner, residents will vote for commissioner of public works, town council and mayor.SEE ALSO:Since 2015, Michael Lockliear has served as the town’s mayor. However, this election year, he faces competition from political newcomer, Thomas Hamilton, 58. Although the Navy veteran ...

MONCKS CORNER, S.C. – In less than a month, Berkeley County voters will head to the polls in several municipal elections.

In Moncks Corner, residents will vote for commissioner of public works, town council and mayor.

SEE ALSO:

Since 2015, Michael Lockliear has served as the town’s mayor. However, this election year, he faces competition from political newcomer, Thomas Hamilton, 58. Although the Navy veteran has never served in an elected role before, Hamilton believes he is the best person on the ballot to lead Moncks Corner into the future.

As mayor, Hamilton says some of his priorities will include preserving the Biggins Biking/Hiking trail, revitalizing Lacey Park, addressing first responders’ pay concerns and advocating for smarter growth.

To allow voters to get to know him better, Hamilton recently took part in a Q&A by The Berkeley Observer.

1. How long have you lived in Moncks Corner?

I have lived in the town for two years; however, I have lived just outside of the town limits for 30 years.

2. What is your educational and professional background?

I am a graduate of Apollo High School in Owensboro, Kentucky, and I immediately enlisted in the U.S. Navy where I underwent extensive training in mechanics, firefighting and damage control. Over the past 34 years, I have worked in various skilled labor positions, and I am currently working as a metrology specialist. I perform calibrations across our plant. Additionally, I’ve accumulated numerous hours of team-building courses which would be invaluable in a role such as mayor.

3. Are you active in your community? If so, please elaborate.

Yes, I am actively engaged in my community. I regularly clean up trash along West Main Street, serve as a member and past Commander of the American Legion Post 126, attend various town events and make an effort to support our local small businesses. Additionally, I enjoy playing tennis on Mondays, Wednesdays and Fridays with a local group of enthusiasts.

4. Have you ever run for political office before?

No, I haven’t run for political office before and it was never something I had considered until now.

5. Can you describe how you think Moncks Corner has changed over the years – for better or worse?

Moncks Corner has experienced both positive and negative changes over the years. On the positive side, developments like the Miracle Field and the Rec Complex have brought value to the town. However, there is concern that the towns rapid growth, including annexations and large-scale developments may be outpacing the infrastructure like roads and schools. Some citizens oppose this pace of growth and there is a worry that Moncks Corner is aiming to become the next Summerville with all of their congestion.

6. What has prompted you to run for office?

I’ve decided to run for office because I’m concerned about transparency and fiscal responsibility in our local government. I’ve noticed the mayor’s salary has seen a significant increase over the last four years, over 208%. In 2022, the mayor received a 61% the same year that the town raised taxes on the citizens and small businesses by 15%. As a part-time mayor, he makes as much as some of our full-time employees which does not seem equitable. Additionally, the fact that he has a job with the Berkeley County Sheriff’s Office while receiving a town-supplied SUV while some of our workers need to work a second job is an issue that needs attention and resolution. We have to do better for our town employees.

7. Why should residents vote for you?

8. Can you describe your family?

My wife is Carolyn Huggins Hamilton, who was born and raised in Santee Circle. She’s been a dedicated small business owner in Moncks Corner for over 25 years, where she owns Hands on Therapy and passionately serves her clients. Carolyn has achieved the honor of being voted Berkeley County Massage Therapist of the Year multiple times.

Our family includes her son, Richie, who has a daughter named Cecilia (CeCi), age 10. I have two sons; Alex my oldest has a son William (Billy) who is 8 years old. My youngest son, Dallas who is engaged ( Leanne ) so we are excited about the prospect of new grandchildren in the future. We really do try to enjoy as much family time as possible.

9. Do you have a website/Facebook page you’d like to include?

I have a website https://hamiltonformayor.weebly.com/

Facebook: Thomas Hamilton for Mayor of Moncks Corner

10. Anything else worth mentioning?

When I grew up we did not have it easy and I have worked since I was young. I used to push around an old Montgomery Wards lawnmower and mow yards for $5.00.

I had a newspaper route that I would have to ride my bicycle in all kinds of weather to deliver.

I had an aunt who had a farm and she would pay me to work in the fields.

I was one who hunted soda bottles to cash them in for candy money.

When I was in high school I got up at 3 a.m. to deliver bulk newspapers and deliver them to the paper boys with my Grandfather.

I have always worked hard for everything that I have ever gotten in life and I will work just as hard to help the people of Moncks Corner if they vote for me as mayor.

My decision to run for mayor is rooted in my belief that our voices are not being heard, when citizens show up against developments that harm their neighborhoods they need to be heard.

I am in this to win so I would really appreciate your vote on November 7.

Editor’s Note: The Berkeley Observer does not endorse political candidates. However, we believe that readers have the right to know who the candidates are prior to an election. Any political candidates who would like to be highlighted in future news articles, please feel free to email The Berkeley Observer at news@berkeleyobserver.com.

Berkeley County Prepares for Impacts from Idalia, Announces Closures, Update #2

Idalia is likely to be a wind and rain event for Berkeley County, starting late Wednesday afternoon and into Thursday morning. Expected rainfall is 4 to 8 inches. Other potential impacts from Idalia, including risk for tornadoes and storm surge, remains low at this time for Berkeley County.County officials have been meeting and discussing preparations for any potential impacts to our area. Crews with Berkeley County Roads and Bridges have been out ahead of the storm, checking on flood prone areas, storm drains and culverts throughout ...

Idalia is likely to be a wind and rain event for Berkeley County, starting late Wednesday afternoon and into Thursday morning. Expected rainfall is 4 to 8 inches. Other potential impacts from Idalia, including risk for tornadoes and storm surge, remains low at this time for Berkeley County.

County officials have been meeting and discussing preparations for any potential impacts to our area. Crews with Berkeley County Roads and Bridges have been out ahead of the storm, checking on flood prone areas, storm drains and culverts throughout the County. SC Governor Henry McMaster has declared a state of emergency ahead of the storm.

Citizens are encouraged to prepare for Idalia by making a plan and building an emergency kit. View our 2023 County Hurricane Guide in English, Spanish, and Portuguese.

CLOSURES: All Berkeley County Government offices, the Courthouse, Cypress Gardens, Berkeley Animal Center, and all County Library branches will close at 2 p.m. tomorrow, Wednesday, August 30. All facilities will remain CLOSED on Thursday, August 31, and reopen on Friday, September 1.

OPERATING CONDITIONS: The County’s Emergency Operations Center (EOC) currently remains at OPCON 3 (normal operating conditions), with no activation at this time. On Wednesday at 8 a.m., Berkeley County will transition to OPCON 2 with a partial EOC activation. OPCON 2 means a disaster or emergency is likely to affect the County, and emergency operations plans are implemented.

SANDBAGS: Sandbags are available at the following sites on a first-come, first-served basis. The sites are self-serve. More locations will be added, as needed.

CITIZEN CALL LINE: The Citizen Call Line (843-719-4800) is currently operational 24/7 for non-emergency calls ONLY. Callers will hear an automated response with Berkeley County storm prep information. **For all emergency calls, please call 911.**

POWER OUTAGES: Please do not call 911 for power outages. Please report outages to the appropriate provider below:

REPORTING STORM DAMAGE: If your residence or business sustains storm damage, please report it HERE. Those without Internet access can report storm damage by calling the Citizen Call Line at 843-719-4800 and leaving a detailed voicemail.

Reporting storm damage will help Berkeley County staff gauge the extent of damage in the County and report the findings to state and federal officials. These reports will determine appropriate federal and state funding for damage caused by the storm.

For the latest news and updates on Idalia, follow Berkeley County Government on Facebook and at www.berkeleycountysc.gov. Also, sign up for all County news and alerts through the County’s Notification System HERE.

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– Prepared by the Berkeley County Public Information Office –

Berkeley County Prepares for Possible Impacts from Idalia, Update #1

Idalia is likely to be a wind and rain event for Berkeley County, starting Wednesday afternoon and into Thursday morning. Expected rainfall is 6 to 8 inches. Other potential impacts from Idalia, including risk for tornadoes and storm surge, remains low at this time for Berkeley County.Crews with Berkeley County Roads and Bridges have been out ahead of the storm, checking on flood prone areas, storm drains and culverts throughout the County.OPERATING CONDITIONS: The County’s Emergency Operations Center (EOC) currently rema...

Idalia is likely to be a wind and rain event for Berkeley County, starting Wednesday afternoon and into Thursday morning. Expected rainfall is 6 to 8 inches. Other potential impacts from Idalia, including risk for tornadoes and storm surge, remains low at this time for Berkeley County.

Crews with Berkeley County Roads and Bridges have been out ahead of the storm, checking on flood prone areas, storm drains and culverts throughout the County.

OPERATING CONDITIONS: The County’s Emergency Operations Center (EOC) currently remains at OPCON 3 (normal operating conditions), with no activation at this time. Berkeley County leaders are encouraging citizens to prepare for Idalia by making a plan and building an emergency kit. View our 2023 County Hurricane Guide in English, Spanish, and Portuguese.

SANDBAGS: Sandbags are now available at the following sites on a first-come, first-served basis. The sites are self-serve. More locations will be added, as needed.

CITIZEN CALL LINE: The Citizen Call Line (843-719-4800) will be operational by 8 p.m. Monday, August 28, for non-emergency calls ONLY. Callers will hear an automated response around-the-clock about County storm prep information.

For the latest news and updates on Idalia, follow Berkeley County Government on Facebook and at www.berkeleycountysc.gov. Also, sign up for all County news and alerts through the County’s Notification System HERE.

###

– Prepared by the Berkeley County Public Information Office –

Idalia is likely to be a wind and rain event for Berkeley County, starting late Wednesday afternoon and into Thursday morning. Expected rainfall is 4 to 8 inches. Other potential impacts from Idalia, including risk for tornadoes and storm surge, remains low at this time for Berkeley County.

County officials have been meeting and discussing preparations for any potential impacts to our area. Crews with Berkeley County Roads and Bridges have been out ahead of the storm, checking on flood prone areas, storm drains and culverts throughout the County. SC Governor Henry McMaster has declared a state of emergency ahead of the storm.

Citizens are encouraged to prepare for Idalia by making a plan and building an emergency kit. View our 2023 County Hurricane Guide in English, Spanish, and Portuguese.

CLOSURES: All Berkeley County Government offices, the Courthouse, Cypress Gardens, Berkeley Animal Center, and all County Library branches will close at 2 p.m. tomorrow, Wednesday, August 30. All facilities will remain CLOSED on Thursday, August 31, and reopen on Friday, September 1.

OPERATING CONDITIONS: The County’s Emergency Operations Center (EOC) currently remains at OPCON 3 (normal operating conditions), with no activation at this time. On Wednesday at 8 a.m., Berkeley County will transition to OPCON 2 with a partial EOC activation. OPCON 2 means a disaster or emergency is likely to affect the County, and emergency operations plans are implemented.

SANDBAGS: Sandbags are available at the following sites on a first-come, first-served basis. The sites are self-serve. More locations will be added, as needed.

CITIZEN CALL LINE: The Citizen Call Line (843-719-4800) is currently operational 24/7 for non-emergency calls ONLY. Callers will hear an automated response with Berkeley County storm prep information. **For all emergency calls, please call 911.**

POWER OUTAGES: Please do not call 911 for power outages. Please report outages to the appropriate provider below:

REPORTING STORM DAMAGE: If your residence or business sustains storm damage, please report it HERE. Those without Internet access can report storm damage by calling the Citizen Call Line at 843-719-4800 and leaving a detailed voicemail.

Reporting storm damage will help Berkeley County staff gauge the extent of damage in the County and report the findings to state and federal officials. These reports will determine appropriate federal and state funding for damage caused by the storm.

For the latest news and updates on Idalia, follow Berkeley County Government on Facebook and at www.berkeleycountysc.gov. Also, sign up for all County news and alerts through the County’s Notification System HERE.

###

– Prepared by the Berkeley County Public Information Office –

911 calls shed light on fatal dog mauling of Moncks Corner man, 2 pit bulls euthanized

MONCKS CORNER, S.C. (WCIV) — The two dogs involved in the Halloween night fatal mauling of David Eller, 65, have been euthanized, Cpl. Carli Drayton of the Berkeley County Sheriff's Office said.Recently obtained 911 calls from the night show witnesses' desperate attempts to save Eller from the pit bulls that deputies say was owned by Shannan Christine McCrackin, 45, and Kenneth Howard Swayne, 44, also of Moncks Corner.Read more: ...

MONCKS CORNER, S.C. (WCIV) — The two dogs involved in the Halloween night fatal mauling of David Eller, 65, have been euthanized, Cpl. Carli Drayton of the Berkeley County Sheriff's Office said.

Recently obtained 911 calls from the night show witnesses' desperate attempts to save Eller from the pit bulls that deputies say was owned by Shannan Christine McCrackin, 45, and Kenneth Howard Swayne, 44, also of Moncks Corner.

Read more: Two arrested in connection with fatal dog attack in Moncks Corner.

One 911 caller described honking their horn in attempts to stop the attack, but they said the dogs "wouldn't stop."

That same call describes a school bus being near the scene and honking its horn. It is unknown whether children were on board the vehicle. The caller also details the scene as extremely bloody with a woman standing near the attack.

"She's screaming for the dogs to stop," the caller said to the 911 operator. "I was passing by, and I saw the dogs over the top of the person... This is some horror-type stuff."

Read more: One person dead after dog attack in Moncks Corner.

Another person, calling from inside their mobile home, urged first responders to hurry to the scene, repeatedly stating the man was "going to die."

They also said the owner attempted to get the dogs off the man while witnesses honked the vehicles in repeated efforts to stop the attack.

Read more: Dog attack victim identified as 65-year-old Moncks Corner man: Coroner.

The sheriff's office's preliminary investigations revealed two "vicious" pit bull dogs attacked Eller "unprovoked." The pit bulls were not contained properly, according to the BCSO.

"This was a vicious attack on an unsuspecting victim, and this should have never occurred," Sheriff Duane Lewis said in a statement on Thursday. "If the owner of the dogs would have taken the proper responsibility for the safekeeping of the animals, the attack could have been prevented."

McCrackin is charged with involuntary manslaughter and two counts of owning a dangerous animal that injures a human. Swayne is charged with two counts of owning a dangerous animal that injures a human, according to the BCSO.

McCrackin was booked on Nov. 1, and her bond was set for $45,000. As of Friday afternoon, the Berkeley County inmate search still lists her as a prisoner.

Swayne was booked the same day, and his bond was set for $20,000. As of Friday afternoon, he was also still listed as a prisoner.

Neighbors raise concerns about new development in Moncks Corner

Kay Beilstein, who has been living along Merrimack Boulevard since 2017, sees the construction of new townhomes right next door to her for about a year now - and is afraid of what they could possibly bring to her front yard. (WCIV)MONCKS CORNER, S.C. (WCIV) — Kay Beilstein, who has been living along Merrimack Boulevard since 2017, sees the construction of new townhomes right next door to her for about a year now - and is afraid of what they could possibly bring to her front yard."Because we live in the Lowcountry, we...

Kay Beilstein, who has been living along Merrimack Boulevard since 2017, sees the construction of new townhomes right next door to her for about a year now - and is afraid of what they could possibly bring to her front yard. (WCIV)

MONCKS CORNER, S.C. (WCIV) — Kay Beilstein, who has been living along Merrimack Boulevard since 2017, sees the construction of new townhomes right next door to her for about a year now - and is afraid of what they could possibly bring to her front yard.

"Because we live in the Lowcountry, we get a lot of rain," she said. "There's a lot of flooding in some areas and (when) these neighborhoods get built, they don't really take into consideration where that water is going to go."

Beilstein says when it has rained in the past, water comes on to the streets washing dirt on to the roads. She believes the new development won't help the problem.

"Right now, (the water is) going to go right on to my property and flood my garage and driveway," Beilstein said. "Hopefully, not the rest of my yard, but it depends on how much rain we're going to get."

In response to these concerns, Moncks Corner officials said, "In reviewing the plans, it appears that on-site and off-site stormwater concerns were adequately addressed."

The approved plans show the entire subject property will catch, detain, and release the drainage to the two ponds the property will have installed. This is accomplished with catch basins in the proposed roads, fine grading around the building pads, and underground pipes running from various points around the property, leading to the central and southern stormwater devices.

The vast majority of water from the site is designed to flow south (away from 119 Merrimack Blvd) to the central pond, then to the southern pond, before discharging at the southern edge of the property into an existing 45-foot drainage easement, according to the approved plans.

Despite this new development coming, Beilstein hopes it won't change the area she loves.

"I'm not looking forward to it," she said. "I do really enjoy my neighbors and my home, but I feel like the town hasn't really taken into consideration that they're ruining our neighborhood for a little bit of money."

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