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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years
Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Oak Grove, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Oak Grove's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Oak Grove, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Service Areas
Mortgage Services for Eric Gibson
Mortgage Broker for Kimberlee Puccio
Mortgage Company for Seth Seal
Refinancing for Rose Griest
Mortgage Lending Service for Michael McIntyre
Home Ready Mortgages for Ed Jones
Mortgage Lender for Ryan Moreau
Mortgage Services for Laura Fogarty
Mortgage Broker for Adam Jordan
Mortgage Company for Carolina Jordan (Lowcountry Home Sales)
Mortgage Lender for Stephen Lowe
Mortgage Lending Service for Glenn Shepard
Home Ready Mortgages for Manny Roblesreynoso
Mortgage Lender for Bernie H. Hester III
Mortgage Services for Tammy R Stephens
Why Choose Dan Crance As Your Mortgage Lender in Oak Grove, SC?
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612
Home Financing in Oak Grove, SC
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Oak Grove, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Oak Grove, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
When you work with Classic Home Mortgage, you can always count on our team to:
- Put your needs first.
- Work efficiently and quickly. Many of our home loans close in 30 days or less.
- Offer you a variety of home loans to choose from, and help you make an informed decision.
- Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612
While no two loan terms are the same, a few of the most common loan types include:
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Oak Grove, SC.
Refinancing in
Oak Grove, SC
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Oak Grove, SC - Dan Crance.
Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
Shorter Term Loan
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
Do Away with FHA
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Switch to Fixed Rate or Adjustable-Rate Home Loan
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Common Questions About Home Loans
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Trust Dan Crance
Your Mortgage Lender in Oak Grove, SC
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Oak Grove loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANLatest News in Oak Grove, SC
Aiken County 2024 general election precinct list
Aiken Standard file photohttps://www.postandcourier.com/aikenstandard/news/local-government/aiken-county-2024-general-election-precinct-list/article_6d747cc6-9248-11ef-9ed8-fb2c5f41b800.html
Aiken No. 1: St Johns Methodist Church, 104 Newberry St NW, Aiken, SC 29801Aiken No. 2: Lessie B Price Aiken Senior & Youth Center, 841 Edgefield Ave. N.W., Aiken, SC 29801Aiken No. 3: Aiken High School, 449 Rutland Dr. N.W., Aiken, SC 29801Aiken No. 4: Schofield Middle School, 224 Kershaw St. N.E., Aiken, SC 29801Aiken No. 5: St. Mary’s Smith Hall, 125 Park Ave. S.E., Aiken, SC 29801Aiken No. 6: ...
Aiken No. 1: St Johns Methodist Church, 104 Newberry St NW, Aiken, SC 29801
Aiken No. 2: Lessie B Price Aiken Senior & Youth Center, 841 Edgefield Ave. N.W., Aiken, SC 29801
Aiken No. 3: Aiken High School, 449 Rutland Dr. N.W., Aiken, SC 29801
Aiken No. 4: Schofield Middle School, 224 Kershaw St. N.E., Aiken, SC 29801
Aiken No. 5: St. Mary’s Smith Hall, 125 Park Ave. S.E., Aiken, SC 29801
Aiken No. 6: Odell Weeks Center, 1700 Whiskey Rd., Aiken, SC 29803
Bath: L B C Middle School 29 Lions Trail, Warrenville, SC 29851
Beech Island: Beech Island Fire Department, 1565 Sand Bar Ferry Rd, Beech Island, SC 29842
Belvedere No. 9: Nancy Carson Library, 135 Edgefield Rd., North Augusta, SC 29841
Carolina Heights: American Legion Post 232, 6070 Broadcast Dr, North Augusta, SC 29841
China Springs: Center Fire Substation 7, T And S Dr., Aiken, SC 29801
Clearwater: Clearwater Elementary School, 4552 Augusta Rd., Beech Island, SC 29842
College Acres: Mercy, 2700 Whiskey Rd., Aiken, SC 29803
Eureka: Mount Sinai Baptist Church, 596 Johnston Hwy, Trenton, SC 29847
Gloverville: Langley Bible Church, 255 Augusta Road, Gloverville, SC 29828
Graniteville: Hope Center, 3 Hickman St., Graniteville, SC 29829
Jackson: Jackson Town Hall, 106 Main St., Jackson, SC 29831
Langley: Langley Community Center, 2710 Augusta Rd, Warrenville, SC 29851
Lynwood: Burnettown Municipal Bldg, 3187 Augusta Rd, Warrenville, SC 29851
Millbrook: Aiken Elementary School, 2050 Pine Log Rd, Aiken, SC 29803
Monetta: Ridge-Spring Monetta High School, 1071 Trojan Rd., Monetta, SC 29105
Montmorenci No. 22: Montmorenci First Baptist Church, 44 Old Barnwell Rd, Aiken, SC 29803
New Ellenton: New Ellenton Community Center, 212 Pine Hill Ave, New Ellenton, SC 29809
New Holland: New Holland Fire Department, 2243 Old 96 Indian Trail, Batesburg, SC 29006
North Augusta No. 25: North Augusta Community Center, 495 Brookside Ave., North Augusta, SC 29841
North Augusta No. 26: Fairview Presbyterian Church, 1101 Carolina Ave., North Augusta, SC 29841
North Augusta No. 27: North Augusta High School, 2000 Knobcone Ave., North Augusta, SC 29841
North Augusta No. 28: Hammond Hill Elementary School, 901 W. Woodlawn Ave., North Augusta, SC 29841
North Augusta No. 29: First Baptist Church North Augusta, 602 Georgia Ave., North Augusta, SC 29841
Oak Grove: Oak Grove Baptist Church, 1721 Old 96 Indian Trail, Batesburg, SC 29006
Perry: Perry Town Hall, 1075 E Railroad Ave. N., Perry, SC 29137
Salley: Old Crescent Vocational School, 230 Pine St. N.W., Salley, SC 29137
Shaws Fork: Shaws Fork Baptist Church, 1085 Shaws Fork Rd., Aiken, SC 29805
Shiloh: J.D. Lever Elementary 2404 Columbia Hwy. N., Aiken, SC 29805
Six Points No. 35: USC A Convocation Center 2049 Champion Way, Aiken SC 29801
Tabernacle: Couchton Fire Substation No. 2, 4765 Wagener Rd., Wagener, SC 29164
Talatha: New Ellenton Middle School, 814 S. Main St., New Ellenton, SC 29809
Vaucluse: Hope Center (temporary location), 3 Hickman St., Graniteville, SC 29829
Wagener: Courtney Senior Center, 49 Roy St., Wagener, SC 29164
Ward: Jerusalem Baptist Church, 4185 Columbia Hwy. N., Ridge Spring, SC 29129
Warrenville: First Baptist Church Warrenville, 1012 Aiken Blvd., Warrenville, SC 29851
White Pond: Summer Grove Baptist Church, 2465 Old Barnwell Rd., Williston, SC 29853
Windsor: Oakwood-Windsor Elementary School, 3773 Charleston Hwy., Aiken, SC 29801
Belvedere No. 44: Belvedere Elementary School, 201 Rhomboid Place, Belvedere, SC 29841
Misty Lakes: Mims Grove Baptist Church, 843 Ridge Rd., North Augusta, SC 29860
Six Points No. 46: Center for Innovative Learning at Pinecrest, 1050 Pinecrest Ave., Aiken SC 29801
Aiken No. 47: Odell Weeks Center, 1700 Whiskey Rd., Aiken, SC 29803
Hammond: New Beginning Ministries, 317 Williston Rd., Beech Island, SC 29842
Willow Springs: Clearwater Elementary School, 4552 Augusta Rd., Beech Island, SC 29842
Breezy Hill: Christian Heritage Church, 285 Ascauga Lake Rd., Graniteville, SC 29829
Midland Valley No. 51: Aiken County Career Center, 2455 Jefferson Davis Hwy., Warrenville, SC 29851
Levels No. 52: Kennedy Middle School, 274 E. Pine Log Rd., Aiken, SC 29803
Hollow Creek: Mercy, 2700 Whiskey Rd., Aiken, SC 29803
North Augusta No. 54: North Augusta Middle School, 725 Old Edgefield Rd., North Augusta, SC 29841
North Augusta No. 55: Holy Trinity Lutheran Church, 1002 Carolina Ave., North Augusta, SC 29841
Couchton: Aiken Electric Coop, 2790 Wagener Rd., Aiken, SC 29801
Redds Branch: East Aiken School of the Arts, 223 Old Wagener Rd., Aiken, SC 29801
Fox Creek No. 58: North Augusta Public Safety, 501 W. Five Notch Rd., North Augusta, SC 29860
Pine Forest: Langley Fire Station No. 3, 486 Pine St., Warrenville, SC 29851
Gem Lakes No. 60: Warrenville Elementary, 569 Howlandville Rd., Warrenville, SC 29851
Silver Bluff: Silver Bluff High School, 64 Desoto Dr., Aiken, SC 29803
Belvedere No. 62: First Baptist Church Belvedere, 421 Edgefield Rd., North Augusta, SC 29841
Ascauga Lake: Mt. Transfiguration Baptist Church, 350 Blanchard Rd., North Augusta, SC 29841
Cedar Creek No. 64: Cedar Creek Church, 3001 Banks Mill Rd. S.E., Aiken, SC 29803
Sleepy Hollow No. 65: St. Augustine of Canterbury Episcopal Church, 1630 Silver Bluff Rd., Aiken, SC 29803
Hitchcock No. 66: St. Paul Lutheran Church, 961 Trail Ridge Rd., Aiken, SC 29803
North Augusta No. 67: Riverview Park Activities Center Building, 100 Riverview Park Dr., North Augusta, SC 29841
North Augusta No. 68: Mossy Creek Elementary School, 421 W. Five Notch Rd., North Augusta, SC 29841
Anderson Pond No. 69: Millbrook Baptist Church, 223 S. Aiken Blvd. S.E., Aiken, SC 29803
Sandstone No. 70: South Aiken High School, 232 E. Pine Log Rd., Aiken, SC 29803
Midland Valley No. 71: Aiken Technical College Room 1300, 2276 Jefferson Davis Hwy., Graniteville SC 29829
Levels No. 72: Aiken Electric Coop, 2790 Wagener Rd., Aiken, SC 29801
Fox Creek No. 73: Grace Fellowship Church, 507 W. Five Notch Rd., North Augusta, SC 29860
Belvedere No. 74: First Baptist Church Belvedere, 421 Edgefield Rd., North Augusta, SC 29841
South Aiken No. 75: Cedar Creek Church, 3001 Banks Mill Rd. S.E., Aiken, SC 29803
South Aiken No. 76: Living Hope, 2550 Old Dominion Rd, Aiken, SC 29803
Gem Lakes No. 77: Aiken Elementary School, 2050 Pine Log Rd., Aiken, SC 29803
Montmorenci No. 78: Montmorenci First Baptist Church, 44 Old Barnwell Rd., Aiken SC 29803
Sandstone No. 79: South Aiken High School, 232 E. Pine Log Rd., Aiken, SC 29803
North Augusta No. 80: Fairview Presbyterian Church, 1101 Carolina Ave., North Augusta, SC 29841
Hammond No. 81: New Beginning Ministries, 317 Williston Rd., Beech Island, SC 29842
Windsor No. 82: Oakwood-Windsor Elementary School, 3773 Charleston Hwy., Aiken, SC 29801
Levels No 83: Kennedy Middle School, 274 E Pine Log Rd., Aiken, SC 29803
Ascauga Lake No. 84: Crown Kingdom Cultural Center, 720 Edgefield Rd., North Augusta, SC 29841
Creek No. 85: Mossy Creek Elementary School, 421 W. Five Notch Rd., North Augusta, SC 29841
Community No. 86: Graniteville Community Church, 208 Bettis Academy Rd., Graniteville, SC 29829
Breezy No. 87: Graniteville Community Church, 208 Bettis Academy Rd., Graniteville, SC 29829
Midlands No. 88: Langley Church of God, 2444 Jefferson Davis Hwy., Graniteville, SC 29829
South Creek No. 89: Chukker Creek Elementary, 1830 Chukker Creek Rd., Aiken, SC 29803
Barrier Free: Reg And Elections Office, 1930 University Pkwy. Ste. 1200, Aiken, SC 29801
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