Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Spartanburg, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Spartanburg's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Spartanburg, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Spartanburg, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Spartanburg, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Spartanburg, SC.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Spartanburg, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Spartanburg loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANAre you looking for things to do this winter in Spartanburg, SC? Our Winter Guide is full of our best winter content with ideas about things to do this winter, places to go, winter travel, shopping and more! Enjoy the Upstate this winter!Winter TreatsWintertime is perfect for a steaming cup of something warm and delicious. Check out these places our readers recommend for hot chocolate and a great cup of coffee in Spartanburg....
Are you looking for things to do this winter in Spartanburg, SC? Our Winter Guide is full of our best winter content with ideas about things to do this winter, places to go, winter travel, shopping and more! Enjoy the Upstate this winter!
Wintertime is perfect for a steaming cup of something warm and delicious. Check out these places our readers recommend for hot chocolate and a great cup of coffee in Spartanburg.
Want to eat outdoors? These Spartanburg restaurants have heated outdoor patios and dining spaces. You can enjoy a meal outside even if it’s a bit chilly out there.
Get outdoors and hike this winter! Here’s a list of parks and trails in and near Spartanburg that are perfect for wintertime hikes.
While there might not be snow on the ground here in Spartanburg, nearby there are several places where you can enjoy winter on the snowy slopes for tubing and skiing. See Places to Ski and Snow Tube Near Spartanburg and Upstate SC.
Hunt out some frozen waterfalls in nearby Western North Carolina. Make a day of it with this Waterfall Driving Tour of WNC. See all these waterfalls without any hiking. This tour is a Kidding Around staff and reader favorite day trip adventure.
Book one of these cozy mountain vacation rentals. Bring some hot cocoa and a good book and maybe you’ll even get some snow. With all the amenities at these rentals, like fireplaces, pool tables, and hot tubs, we don’t think you’ll mind getting snowed in!
Here’s our gigantic list of indoor things to do in Spartanburg, SC. You’ll find activities for families with kids of all ages including trampoline parks, pottery studios, museums, libraries and so much more!
Keep the little kids busy with these indoor things to do.
Fill up the kids’ closet this year for less with these winter consignment sales.
What is your favorite winter activity to do in Spartanburg, SC?
When Tropical Storm Helene arrived on land on Sept. 27, it swept across South Carolina, leaving destruction from high winds and rains.Homes, businesses, roads, and parks were destroyed or damaged, leaving a trail of devastation in its wake.The South Carolina Department of Transportation and state, city, and county workers in the Upstate continue to clean up debris more than two months after the storm. The ongoing cleanup process involves removing fallen trees, clearing blocked roads, and repairing damaged infrast...
When Tropical Storm Helene arrived on land on Sept. 27, it swept across South Carolina, leaving destruction from high winds and rains.
Homes, businesses, roads, and parks were destroyed or damaged, leaving a trail of devastation in its wake.
The South Carolina Department of Transportation and state, city, and county workers in the Upstate continue to clean up debris more than two months after the storm. The ongoing cleanup process involves removing fallen trees, clearing blocked roads, and repairing damaged infrastructure.
“This is one of the largest debris removal missions in our agency's history," Deputy Secretary for Engineering Rob Perry said in a statement. "We want to reassure the community that we are here to help. We recognize that properties in the hardest-hit areas are still waiting for their initial pickup. We appreciate the patience of our community members as we work closely with our maintenance teams and contracted services to clean up the mess left by the storm in our state.”
According to the South Carolina Department of Transportation, nearly 1.8 million cubic yards of debris have been collected across the state since work began in October. This includes more than 983,000 cubic yards in Spartanburg, Cherokee, Laurens, Newberry, and Union counties alone.
More than 289,000 cubic yards of debris have been collected in Abbeville, Anderson, Greenwood, and McCormick counties.
Meanwhile, over 181,000 cubic yards have been cleaned in Greenville, Pickens, and Oconee counties.
The South Carolina Department of Transportation expects debris to be collected by the end of the year in most impacted areas.
Crews will continue collecting debris for the first several weeks of the New Year in the areas with the most significant storm damage and debris.
This schedule is weather-dependent, and SCDOT officials have expressed that they will continue communicating with residents in impacted areas to provide updates on any changes. They urge residents to stay informed through official channels and remain patient as the crew works to complete the cleanup process.
According to the City of Greenville, contractors and Public Works crews made their final pass on Monday, December 9, ensuring that all remaining debris is collected.
According to a City of Greenville Facebook post, it has already picked up over 380,000 cubic yards of debris.
County residents can report debris using the email address debris@greenvillecounty.org.
According to a City of Greenville Facebook post, the float by the City of Greenville's Public Works Disaster Team was one of the most cheered entries in the Poinsettia Christmas Parade. Crews led off the parade hauling storm debris, riding in bucket trucks and marching down Main.
According to a Spartanburg County Facebook post, Spartanburg County is working with DRC Emergency Services to remove storm debris. They currently have around 35 crews working 12-plus hours a day, seven days a week.
Seven debris management sites are strategically placed throughout the county. These are where the crews haul debris, monitor it, and then ground it into mulch. Over 400 debris monitors were hired to ensure the process was completed properly so FEMA could reimburse.
The county expects to collect well over a million cubic yards.
According to the social media post, Spartanburg County has already picked up and hauled off nearly 350,000 cubic yards of debris. Crews are averaging around 6,000 cubic yards a day in their pickups.
Here is what you need to know about debris pickupfor Hurricane Helene.
The South Carolina Department of Transportation has announced that residents must pile up all Hurricane Helene debris for pickup by December 16.
Residents need to organize their debris according to the SCDOT guidelines.
If you need debris picked up, please have the pieces cut into 12-foot sections or less and place them beside the roadway for removal.
Residents having trouble getting debris to the right of way due to limited road frontage or debris blocking the way are encouraged to call us at 855-467-2368.
This service does not include debris removal from private property or private roads. Residents must contact local debris removal companies to ensure their properties are cleared.
If you don't know what type of road you live on, you can tell by the letter in front of the number on the upper right side of the street sign. C stands for county roads, S stands for state roads, and P stands for private. Other letters, such as AN, PN, PZ, WP, WM, BN, HP, ST, or IV, indicate municipal roads.
Storm debris removal resources for the elderly are available through the ACSC Gov App. This app provides assistance and guidance for senior residents who need help with debris removal and connects elderly individuals with community services that can help them clear vegetative debris from their properties.
Travis Rose covers Anderson County for the Independent Mail. Reach him via email at trose@gannett.com.
If you are celebrating the holidays on a budget and are looking for free things to do this Christmas near Spartanburg, SC there are a few that are wonderful! The holidays can be a financially stressful time for a lot of families. Finding festive activities to enjoy that are free and low-cost can help when you are trying to keep the kids occupied during winter break.For more Holiday fun – check out Kidding ...
If you are celebrating the holidays on a budget and are looking for free things to do this Christmas near Spartanburg, SC there are a few that are wonderful! The holidays can be a financially stressful time for a lot of families. Finding festive activities to enjoy that are free and low-cost can help when you are trying to keep the kids occupied during winter break.
For more Holiday fun – check out Kidding Around’s Guide to the Holidays in Spartanburg
There are already so many extra things to spend money on during the holidays, a little extra fun with no cost is a welcome thing to see. For more fun things to do in Spartanburg, and beyond, don’t forget to check our event calendar regularly!
Check out the KA Calendar, with events through the Upstate!
The 2024 Dickens of a Christmas is December 3rd, 2024, from 6 to 9 pm.This FREE Downtown Spartanburg festival transports people to the setting of a hallmark movie. Carolers dressed in Victorian clothes, live scenes set up in-store windows, choirs of children, and more! It is one of the most special holiday events in Spartanburg, with the tree lighting bringing the true magic.Kidding Around Review of A Dickens Of A Christmas
The Museum will host Santa and Mrs. Claus from 11 am – 1 pm on Saturday, December 21st, 2024Children can visit the museum and let Santa know what is on their list at this free event. The museum is run on donations, so they are always appreciated. Kidding Around Spartanburg Review of The Hub City Railroad Museum
Check out our cheat sheet for Where else to Find Santa in the Upstate this Christmas Season
The Boiling Springs Christmas parade will start at 4 pm on Saturday, December 7th, 2024Christmas parades are a huge part of the holiday season for families. They’re a time for communities to show off their talented members and for children to get that first glimpse of Santa Claus. One of Spartanburg’s most popular family-friendly parades is the one that takes place in Boiling Springs.Kidding Around Review of The Boiling Springs Christmas Parade
For more Spartanburg parades to enjoy check out the Kidding Around Guide To Holiday Parades in Spartanburg
The Christmas Laser Light Show in Jolly Park is FREE and happens every thirty minutes from 5 pm to 10 pm from December 6th-8th, 2024.
Check out our list of Over 25 Holiday Light Displays in Upstate, SC
Now through December 24, 2024Head over to Greenville to visit Santa at Cabela’s! You can get your photo taken with Santa for free and kids can enjoy making a different craft every week leading up to Christmas. In Santa’s, Winter Wonderland kids can also write a letter to Santa for free!Kidding Around Review of Santa At Cabela’s Winter Wonderland
Drop off letters to Santa at these Santa Mail Drop-off Locations: Make sure your letter to Santa arrives on time.
For 65 years, this North Carolina town just outside of Charlotte has been known as Christmas Town USA. Driving through this town is always free and you can park and enjoy a walk around the lake. Kidding Around Review of Christmas Town USA.
We hope you enjoy all kinds of fun this holiday season!
Are you looking for places to go shopping in Spartanburg, SC to support local small business owners? Spartanburg is home to many unique small businesses offering everything from special services to food products to clothing to pet products. For those of you wanting to shop on Small Business Saturday or shop local any day of the year, we’ve compiled this list of 40+ local Spartanburg businesses to guide your wallet.Gifts & Toys for Kids ...
Are you looking for places to go shopping in Spartanburg, SC to support local small business owners? Spartanburg is home to many unique small businesses offering everything from special services to food products to clothing to pet products. For those of you wanting to shop on Small Business Saturday or shop local any day of the year, we’ve compiled this list of 40+ local Spartanburg businesses to guide your wallet.
Imagination Station A downtown Spartanburg specialty toy store
Playthings Aplenty A Spartanburg favorite on the Eastside of town offering a wide variety of unique toys and sensory play items
Showoffs Kids Boutique A kids clothing shop on Reidville Road in Spartanburg
Inside Irwin’s Adjoined to Ace Hardware on the Eastside, this is a specialty store offering decor, women’s accessories, children’s, and gift items
Palmetto Twist Women’s clothing store (plus monogramming) in Boiling Springs
Southern Charm Gifts and Boutique Located in Inman, this store offers women’s clothing and gifts for fans of all things Southern
The Kindred Spirits Marketplace with all things one of a kind and handmade in downtown Spartanburg
Spartanburg ThreadsThis Spartanburg boutique (formerly Southerndipity Gifts) offers local courier monogramming and embroidery gifts.
Market on MainThis market has local jewelry, treats, arts, furniture, and everything in between and features more than 30 artisans; they also host DIY classes
Pink on MainLocated in Spartanburg, Pink on Main is a clothing and accessory store with inventory that includes Lily Pulitzer and Mommy-and-me matching sets.
Arrowhead Design CompanyA website and advertising firm in Spartanburg that also offers screen printing!
A woman’s boutique in downtown Spartanburg with seasonally rotating clothing
Palmetto Olive Oil CoOffers premium olive oils and balsamic vinegar (You can visit the downtown storefront for tastings)
Blue Moon Speciality Foods Offers flavored seasonings, sauces, and marinades, as well as fresh food and gift baskets. You can also find Spartanburg fav’s Those Pickle Ladies at Blue Moon! If someone in your life loves pickles, you must give them a jar of flavored pickles from this Spartanburg favorite
Little River RoastingLocal coffee shop in downtown Spartanburg. You can purchase coffee and gift cards
Hub City Bookshop A local independent bookstore in downtown Spartanburg with books for all ages
Paint It UpCommissioned paintings as well as art classes for locals
Friends of the Library StoreLocated in Headquarters Library, this store offers unique items from local merchants, as well as gently-used and rare books
The Tangled Web Local Spartanburg comic book store with comics, games, and more
The Art Lounge Custom framing store in Spartanburg
Sparkle City SnapsArtist Nick Trainor offers one-of-a-kind photos in Spartanburg
Botanical Brew This neighborhood coffee and plant shop is in Lyman
Home and Garden Classics A Southern lifestyle store that is home to rite at Home (fine stationery), Sugah Cakes (bakery), and The Brides Club of Spartanburg (Bridal Registry). It also sells interiors, kitchen accessories, and more.
Coggins Flowers & GiftsSend flowers from this local Spartanburg florist for the perfect gift
The Local Hiker Located in downtown Spartanburg, this store offers hiking, camping, and backpacking gear
The Urban PlanterUnique plant shop in downtown Spartanburg offering house plants, art pieces, and more
Speed Factory Indoor KartingGift recipients of all ages will appreciate a lap around the track at this indoor karting facility.
Artists CollectiveA Holiday Artists market from November 5th – December 28th.
Paisley Paw For the pet lovers in your life, Paisley Paw is a pet boutique offering gifts that will make pet owners and their four-legged friends happy
Stone LightingLighting store in Spartanburg
Oops Clothing Store (SC local) The Oops! Co. is a South Carolina company that offers deeply discounted clothing with new shipments daily
Discover what makes the Hub City unique.There’s only one Spartanburg, SC, and inside its borders is a collection of cool things you might not expect to find. Whether you’re new to the region or visiting, the following list will help you uncover the unique, lively area that is Spartanburg.In This Article1. Historic Mill YardsSpar...
Discover what makes the Hub City unique.
There’s only one Spartanburg, SC, and inside its borders is a collection of cool things you might not expect to find. Whether you’re new to the region or visiting, the following list will help you uncover the unique, lively area that is Spartanburg.
In This Article
Spartanburg County was at the center of the South’s textile industry for a century, with the area’s railroad connections and proximity to cotton cultivation transforming the local economy beginning in the late 1800s. Many of these old textile mills and villages have now been revitalized into apartments, retail shops and offices, such as Drayton Mills, a luxury apartment complex with a connected marketplace.
A cool aspect about Spartanburg, SC, is the history of its downtown square. Though it was established in 1787, it has kept pace with the changes of the city. Over the years, it has transitioned from a dusty open lot to a brick-paved courtyard crossed by streetcar tracks to a wide-open roadway and parking lot to a pedestrian main street. The square is named for the Civil War monument at its center that honors Gen. Daniel Morgan at the Battle of Cowpens.
Did you know Spartanburg County has 13 municipalities? Each has its own unique personality, appealing to a variety of residents. Many of these, like Cowpens, Wellford, Duncan, Landrum, Greer, Inman and Chesnee, got their start as railroad towns. Greer is known for its charming downtown, where it regularly holds community fairs and events. Other municipalities, like Cowpens and Landrum, are known for their top-notch antique shops.
Designated a Cultural District by the South Carolina Arts Commission, downtown Spartanburg offers a multitude of artistic experiences. Chapman Cultural Center houses many of the premier arts and cultural organizations of the area, such as Spartanburg Little Theatre, Spartanburg Art Museum and Spartanburg Science Center museum and classroom, to name a few.
Spartanburg is home to BMW Plant Spartanburg, which is responsible for producing the X series of BMW vehicles. The facility, which opened in 1994, produces up to 450,000 vehicles annually. The Spartanburg location also features a “Driving Experience” track, which is ideal for speed exercises and fast turns, striking the perfect balance between useful and exciting.
Wade’s Restaurant offers Southern cooking at its finest. With an ever-changing menu and a meat-and-three-style dining experience, this establishment has been a Spartanburg staple for over 75 years. Residents love its variety, quality and customer service, not to mention its affordability. In 2024, Wade’s won the highly competitive James Beard Foundation’s America’s Classics Award for the Southeast.
This nonprofit organization has made a name for itself in the publishing industry, amplifying underrepresented Southern voices for 30 years. Initially, it began as a writer’s project, and the bookshop followed as a natural complement. Hub City Bookshop & Press hosts writing workshops, author events and more in a unique building, a 1927 Masonic temple. Local and regional authors have found a home and support system in this cool Spartanburg, SC, space – both in the shop itself and the residents who support it.
This cool coffee shop is one of Little River Roasting Co.’s four locations in Spartanburg, SC. The parent company, which has been around for over 20 years, was Spartanburg’s first coffee roaster. The Pharmacy Coffee is in the historic Montgomery Building, which opened in 1924 and was the city’s first skyscraper. The building sat empty for many years and was about to be torn down when it was purchased and renovated, offering retail spots to local businesses. Little River Roasting Co. was first in line, and they’ve turned that location into a signature spot for those who enjoy quality ambiance with their coffee of choice.
Outdoor enthusiasts have an ample supply of cool destinations when it comes to recreation in Spartanburg, SC. One is Airport Park, an airport-themed park in front of Spartanburg Downtown Memorial Airport, a general aviation airport. Other options include Vic Bailey Subaru Bike Park and the Panthers NFL Play60 course, which caters to kids and families along the Mary Black Rail Trail, the city’s most-used outdoor amenity. The Daniel Morgan Trail System, affectionally referred to as “The Dan” by residents, is a 55-mile trail that spans natural and urban areas alike.
For many generations, Spartan Mills stood as the textile mill closest to the heart of the city, but its closure in the late 1990s left the surrounding neighborhood in decay. The Spartanburg Northside Initiative is working to reverse that, undertaking one of the nation’s most ambitious neighborhood revitalization efforts. Its “inside out” approach to community transformation pairs public and private partnership with longtime residents to bring more housing and amenities to the area with the goal of reducing poverty and increasing quality of life and access to opportunities.
Another cool thing about Spartanburg, SC, is its proximity to higher education institutions. There are niche options, like Edward Via College of Osteopathic Medicine and Sherman College of Chiropractic, for those looking to specialize in a specific profession as well as more general options for those wanting a wider selection. Converse University, Spartanburg Community College, Wofford College, Spartanburg Methodist College and University of South Carolina Upstate all call this region home.
This article is sponsored by OneSpartanburg Inc.