Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Summerville, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Summerville's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Summerville, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Summerville, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Summerville, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Summerville, SC.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Summerville, SC - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Summerville loves Classic Home Mortgage.After hours by appointment only. CONTACT DAN
Ashley Ridge and Summerville had multiple athletes selected to participate in the 2023 South Carolina North/South All-Star Wrestling Classic.The event is designed to bring together the top senior wrestlers in the state, across all five High School League classifications, for a series of all-star wrestling matches. This year’s matches are scheduled for March 3-4 at North Myrtle Beach High School.Ashely Ridge wrestler JJ Marsar was named to the 5A/1A-2A South All-star Team as its 113-pound wrestler. Joining him on the all-s...
Ashley Ridge and Summerville had multiple athletes selected to participate in the 2023 South Carolina North/South All-Star Wrestling Classic.
The event is designed to bring together the top senior wrestlers in the state, across all five High School League classifications, for a series of all-star wrestling matches. This year’s matches are scheduled for March 3-4 at North Myrtle Beach High School.
Ashely Ridge wrestler JJ Marsar was named to the 5A/1A-2A South All-star Team as its 113-pound wrestler. Joining him on the all-star team are Swamp Foxes Keith Grace, who was selected as the team’s 152-pound wrestler, and Christian Garland, who was selected as the team’s 220-pound wrestler.
Summerville’s Ben Guilliam will serve as the team’s 132-pound wrestler while Summerville’s Mason Ayers was named the team’s 182-pound wrestler.
Other’s on the all-star team are White Knoll’s Dawson Prevatte (120-pound class), Lexington’s Dalton Snyder (126), Carolina Forest’s Braedon Bailey (132), Timberland’s Ethan Dawson (145), Wando’s Pierce Carpenter-Kydd (160) and Jacob Pelbath (1195), Cross’s Santory Jones (170) and Amonte McCray (285), Batter Creek’s Hunter Smith (170) and Buford’s Justin Pardue (220).
Timberland’s Tyler Williams (120) and Hanahan’s Gavin Quals (138) were named to the 4A/3A South All-Star Team.
The two South teams will compete against their counterparts on the two North teams in the first round of the Classic. The winning teams from the first round will advance to compete in the championship round.
The South Carolina Wrestling Coaches Association released its latest team and Top 8 Individual Rankings Feb. 1.
Summerville is ranked second in the Class AAAAA rankings. Chapin is ranked first and Fort Mill, which upset Chapin in the Upper State duals finals Feb. 8, is ranked third. Rounding out the Top 10 are Dorman, TL Hanna, River Bluff, Carolina Forest, Cane Bay, Boiling Springs and Hillcrest. Ashley Ridge is ranked 17th.
Fort Dorchester has two grapplers ranked No. 1 in their weight class. Zach Gomer-Chrobocinski is the top-ranked wrestler at 106 and Richard Springs is the top-ranked wrestler at 113. Other Patriots’ grapplers receiving a ranking are Caleb Wilson (8th at 120) and Jalen Hamilton (6th at 152).
Garland is the top-ranked wrestler at 220. Other Ashley Ridge wrestlers receiving a ranking are Emory Dalton (3rd at 106), Marsar (6th at 113) and Grace (2nd at 152).
Summerville wrestlers receiving a ranking are Xavier Anderson (7th at 113), Guilliam (2nd at 132), Preston Smith (7th at 145), Hassan Williams (5th at 152) and Ayers (3rd at 182).
Clarius Partners and Stonemont Financial Group have announced that Buildings 3 and 4 are available for lease at the partnership’s Omni Industrial Campus in Summerville, S.C. The two speculative buildings total nearly 971,000 square feet of Class A industrial space.Bridge Commercial is the exclusive leasing agent in charge of the 1.3 million-square-foot industrial park, expected to be delivered in June 2023.Omni Industrial Campus is situated on nearly 100 acres, within the...
Clarius Partners and Stonemont Financial Group have announced that Buildings 3 and 4 are available for lease at the partnership’s Omni Industrial Campus in Summerville, S.C. The two speculative buildings total nearly 971,000 square feet of Class A industrial space.
Bridge Commercial is the exclusive leasing agent in charge of the 1.3 million-square-foot industrial park, expected to be delivered in June 2023.
Omni Industrial Campus is situated on nearly 100 acres, within the Jedburg Industrial Corridor, close to Interstate 26, 22 miles from North Charleston Port, 26 miles from Hugh Leatherman Terminal and within 32 miles of the Port Charleston, one of the fastest-growing ports in the U.S. over the last decade. The development is also situated close to the 4,500-acre, master-planned community Nexton, and other residential areas, allowing future tenants easy access to the market’s workforce.
Bridge Commercial’s team led by Executive Vice Presidents Hagood Morrison and Simons Johnson, President Peter Fennelly and Associate Vice President Will Crowell are the appointed leasing brokers in charge of the development.
The project’s initial building, Building 2, encompassing 360,320 square feet of space is fully preleased to a long-term, build-to-suit tenant. The remaining two buildings will feature 36-foot clear heights, LED lightning and ESFR sprinkler systems. The 364,700-square-foot Building 3, designed to accommodate multiple tenants, will have 305 vehicle parking spots, 79 trailer parking spots, four drive-in doors and 36 dock high doors, while the 606,880-square-foot Building 4, designed for large volume distribution, will have 350 vehicle parking spots, 157 trailer parking spots, four drive-in doors and 64 dock-high doors. Additionally, all three properties will also have a speculative office component, available for occupancy starting June of this year.
READ ALSO: Heightened Industrial Demand Boosts New Lease Rates
The industrial project is the largest option near the Port of Charleston for companies looking for an intermodal distribution point in the Southeast region, noted Stonemont Financial Group’s Managing Principal & Chief Executive Officer, Zack Markwell, in a prepared statement.
Earlier this month, Avison Young was tapped as leasing agent in charge of another industrial property under development in the Charleston area. The firm will market for lease a 545,000-square-foot project in Ridgeville, S.C., that is part of Camp Hall Commerce Park, a 6,800-acre master-planned development.
Music, guided tours and an appetizing spread were all part of the package during the Summerville-Dorchester Museum’s 30th anniversary function on Feb. 5, as featured attraction Dr. Ed West held court to introduce a new softcover publication and delve into the people of “off.”In leading up to his presentation of a new release titled “When The President Circled Summerville,” West entertained a gathered audience in the museum courtyard with accounts of some of Summerville’s founding and/or influential ...
Music, guided tours and an appetizing spread were all part of the package during the Summerville-Dorchester Museum’s 30th anniversary function on Feb. 5, as featured attraction Dr. Ed West held court to introduce a new softcover publication and delve into the people of “off.”
In leading up to his presentation of a new release titled “When The President Circled Summerville,” West entertained a gathered audience in the museum courtyard with accounts of some of Summerville’s founding and/or influential residents from days gone by who weren’t necessarily natives of the community.
Through the years, these individuals — much like many present-day out-of-towners — were referred to as the people of “off,” per the historian.
“The people who came here and really made history did not live here. We have a few people who truly are historical characters who are from Summerville. But a whole lot of people who really made a big name here didn’t live here,” stated West.
Dr. Charles Shepard of North Haven, Connecticut was one of these seminal figures, who traveled to Summerville to build the Pinehurst Tea Plantation in 1888, recognized as the first commercial tea plantation in the United States. Lipton Tea Company would eventually claim the old Pinehurst plants and transported them to Wadmadlaw Island years after the operation faltered once its founder passed in 1915.
Similarly, West recounted how German immigrant Frederick Wagener purchased the Summerville Hotel Company in 1890, and went on to open the Pine Forest Inn a year later.
Wagener started out as a grocer and emerged as a self-made millionaire. He would go on to build the largest commercial edifice in Charleston on East Bay Street in 1880 and lived at the “Rutledge House” on the other end of Broad Street.
The book further highlights the exploits of railroad man John Averill of Plattsburgh, New York, who led the rebuilding efforts in Summerville in the aftermath of the 1886 earthquake.
But the protagonist of the book is the 26th President of the United States Theodore Roosevelt. The New York City-born statesman, conservationist, soldier, writer and historian is prominently featured on the cover the museum’s limited-edition printed copy due to his 24-hour visit to Summerville in 1902. The purpose of the sojourn was to tour the Lowcountry due to “two remarkable men,” as mentioned in the write-up, who joined forces on a “benighted effort” to host a World’s Fair in the Holy City.
“Teddy Roosevelt spent the day in Charleston and he came up to Summerville and spent the night at the Pine Forest Inn and then he went over to see the tea farm,” explained West.
While in Charleston, Roosevelt claimed that his mother, Martha Stewart “Mittie” Roosevelt, was a southerner born in Connecticut, but raised in Cobb County, Georgia in the 1800s.
“I don’t know if you all think this way, but who lived in South Carolina in 1700 and in Georgia in 1800? The people who lived out in Dorchester. I found out her maiden name was Stewart ... this land we’re standing on now was owned by James Stewart.”
In addition, West disclosed that (James) Stewart — a relative of Martha’s from the previous century — most likely was the proprietor of property that would serve as the future location of the Pine Forest Inn in Summerville.
The site of the Pine Forest Inn was situated on 60 acres of land near the present-day Roosevelt Square that is generally bounded by Simmons Avenue, Salisbury Drive, Marion Avenue and Gaillard Lane.
The limited-edition book copies were distributed among sponsor reps at the anniversary event that was also attended by museum executive officers and directors, including: Vice President Pam Giesick, Kenneth Battle, Danny Hughes, Janet Sussman and Michael Sussman, among others.
The South Carolina Department of Transportation (SCDOT) in conjunction with the Town of Summerville and the Dorchester County Transportation Authority (DCTA) continues work on the 3rd phase of the Berlin G. Myers Project.
A temporary 3-day, 72-hour closure of the Sawmill Branch Walk/Bike Trail between Luden Drive and the pedestrian bridge at Willet Drive (shown in red on the map below) will be required between Monday, February 20, 2023, and Wednesday, February 22, 2023. Construction crews will be working on crossline drainage pipes beneath the existing trail and constructing a small section of detour trail near Luden Drive.
Variable message boards will be placed at either end of the trail to give advanced warning of the closure to pedestrians. The trail from Luden Drive to Crosscreek Drive and from Willet Drive to East Richardson Avenue will remain open and may still be used (shown in green on the map below).
The safety of the traveling public is of the utmost concern. Construction crews will work diligently to complete this work and reopen the trail for the Town’s recreational use as quickly as possible.
Listen to this article now3 min listen00:0003:08Powered byTrinity Audio In what has been dubbed a “do-or-die” season for fifth-year head coach ...
|Listen to this article now3 min listen00:0003:08Powered byTrinity Audio|
In what has been dubbed a “do-or-die” season for fifth-year head coach Mark Kingston, the University of South Carolina baseball team is getting it done … and then some.
Gamecock baseball has raced out to a 12-1 record and the No. 20 ranking in the nation, according to the latest poll from D1 Baseball. Kingston’s team captured a key series win last weekend over arch-rival Clemson – and has been tearing the cover off the baseball as it approaches the start of Southeastern Conference (SEC) play.
Through Tuesday’s games, South Carolina is hitting .307 as a team with 133 runs scored. For those of you doing the math at home, the Gamecocks are averaging more than ten runs per game.
So much for offense being the supposed weak link on this squad …
As expected, senior Braylen Wimmer is pacing the offensive explosion – scoring a team-high 23 runs though thirteen games while hitting .422. Believe it or not, Wimmer’s astronomical average isn’t even the best on the team. That distinction belongs to freshman two-way player Ethan Petry, a 6-foot-4, 230-pound freshman from Land O’Lakes, Florida who is hitting .462 on the young campaign with six home runs and 17 runs batted in (RBIs).
Driving in even more runs than Petry? Sophomore catcher Cole Messina of Summerville, S.C. (20) and transfers Caleb Denny (20) and Gavin Casas (18).
South Carolina’s hot start is not only good news for Kingston, it is good news for Gamecock athletics director Ray Tanner – who has presided over the decline of the program he built into a perennial national championship contender over a decade ago.
South Carolina captured back-to-back national titles in 2010 and 2011 and reached the finals of the College World Series (CWS) the following year, ultimately falling to Arizona. During Tanner’s sixteen seasons at the helm, his teams posted a spectacular 738- 313 (.700) mark – qualifying for postseason play fourteen times and never once posting a losing record.
Since then, the struggle has been real.
Tanner’s hand-picked successor, Chad Holbrook, just couldn’t keep momentum going. Holbrook went 199-105 (.559) in his five seasons at South Carolina. His teams never reached the CWS and failed to qualify for the postseason in 2015 and 2017.
After Holbrook maneuvered his way out of town under Tanner’s not-so-watchful eye, Kingston was hired to rebuild the program. Through his first five seasons, though, the backsliding continued. Kingston posted a 138-109 (.559) mark – including a 54-66 (.450) record against conference opponents – through his first five seasons (including the Covid-shortened 2020 campaign).
That reminds me … while Kingston is certainly riding a huge wave of momentum to start the 2023 campaign, the road ahead is incredibly arduous.
South Carolina has upcoming three-game series against No. 1 LSU (April 6-8), No. 3 Tennessee (May 18-20), No. 6 Florida (April 20-22), No. 7 Vanderbilt (April 14-16) and No. 8 Arkansas (May 12-14). They also play No. 14 North Carolina on April 4 in Charlotte, N.C.
It doesn’t get much tougher than that …
Will Folks is the founding editor of the news outlet you are currently reading. Prior to founding FITSNews, he served as press secretary to the governor of South Carolina. He lives in the Midlands region of the state with his wife and seven children.
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SUMMERVILLE, S.C. (WCSC) - Located at the corner of Berlin Myers Parkway and Highway 78, a 57-acre multi-use property will bring new development to the Summerville area by early 2025.The property, named Sawmill, will include 474 multi-family apartment units, offices, restaurants, hotels, stores, banks, outdoor spaces and a 40,000-square-foot Roper St. Francis facility....
SUMMERVILLE, S.C. (WCSC) - Located at the corner of Berlin Myers Parkway and Highway 78, a 57-acre multi-use property will bring new development to the Summerville area by early 2025.
The property, named Sawmill, will include 474 multi-family apartment units, offices, restaurants, hotels, stores, banks, outdoor spaces and a 40,000-square-foot Roper St. Francis facility.
Summerville spokesperson Mary Edwards said the task to get the development started was a long process.
“It’s something that people have been wanting for a long time, and council has really supported the developers, too. It’s a big deal for us; I mean, it’s a new big development that’s coming to our area,” Edwards said. “It’s something that’s needed. It’s something that the public has really wanted.”
The developers, Lee & Associates, said in a news release that “a new walkable community designed to better connect residents with the fun they want and services they need will be anchored by a major healthcare system.”
Although not everyone in the area is excited about the new development. Some members of the Summerville community shared their concerns on a Facebook post with over 400 comments mentioning traffic problems, school enrollment and housing availability.
Located near the development, the Spinx gas station may see increased traffic with the upcoming construction. Employee Rona Emons, shared her concerns.
“I don’t think we can really handle it because this road is already always backed up; it’s already hard to get in and out of the store,” she said. “I think that’s going to make it a lot worse unless they try to widen the road somehow, which I don’t know how they can do that. But yeah, it’s going to cause a lot of congestion in this area.”
In response to the concerns, Edwards said the city and developers studied research before deciding if the project was appropriate for the area.
“The town is growing really fast,” Edwards said. “So, we know that people want to come here, and they want to experience the area. We want to be able to provide these types of options for people when they come.”
Construction on the health care facility and multi-family apartment units will begin in early 2023.
“I’m kind of excited,” Emons said. “I’d like to get out. You know, it’d be nice to see something new in this area. So yeah, I’m looking forward to it in some ways, and otherwise, I’m kind of a little leery of it.”
Overall, the project is expected to cost $200 million.
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