Book an Appointment
Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years
Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Taylors, SC, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Taylors's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Taylors, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Service Areas
Mortgage Services for Eric Gibson
Mortgage Broker for Kimberlee Puccio
Mortgage Company for Seth Seal
Refinancing for Rose Griest
Mortgage Lending Service for Michael McIntyre
Home Ready Mortgages for Ed Jones
Mortgage Lender for Ryan Moreau
Mortgage Services for Laura Fogarty
Mortgage Broker for Adam Jordan
Mortgage Company for Carolina Jordan (Lowcountry Home Sales)
Mortgage Lender for Stephen Lowe
Mortgage Lending Service for Glenn Shepard
Home Ready Mortgages for Manny Roblesreynoso
Mortgage Lender for Bernie H. Hester III
Mortgage Services for Tammy R Stephens
Why Choose Dan Crance As Your Mortgage Lender in Taylors, SC?
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612
Home Financing in Taylors, SC
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Taylors, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Taylors, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
When you work with Classic Home Mortgage, you can always count on our team to:
- Put your needs first.
- Work efficiently and quickly. Many of our home loans close in 30 days or less.
- Offer you a variety of home loans to choose from, and help you make an informed decision.
- Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612
While no two loan terms are the same, a few of the most common loan types include:
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Taylors, SC.
Refinancing in
Taylors, SC
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Taylors, SC - Dan Crance.
Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
Shorter Term Loan
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
Do Away with FHA
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Switch to Fixed Rate or Adjustable-Rate Home Loan
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Common Questions About Home Loans
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Trust Dan Crance
Your Mortgage Lender in Taylors, SC
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Taylors loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANLatest News in Taylors, SC
Early in person voting begins Monday in South Carolina; here's what you need to know
Greenville Newshttps://www.greenvilleonline.com/story/news/politics/elections/2024/10/17/where-to-early-vote-in-greenville-spartanburg-and-anderson-sc/75718225007/
With less than 20 days until Election Day on Nov. 5, here's what you need to know about voting early in South Carolina, including locations, what to take, how to see a ballot, and referendums on the ballot.Where can I vote early in person? You can vote early, beginning Oct. 21 through Nov. 2 from 8:30 a.m. to 6 p.m. The state’s election commission has a county-by-county list of early voting centers....
With less than 20 days until Election Day on Nov. 5, here's what you need to know about voting early in South Carolina, including locations, what to take, how to see a ballot, and referendums on the ballot.
Where can I vote early in person?
You can vote early, beginning Oct. 21 through Nov. 2 from 8:30 a.m. to 6 p.m. The state’s election commission has a county-by-county list of early voting centers.
Where can I vote early in Greenville?
McAlister Square, 225 S. Pleasantburg Drive, Greenville
Mauldin Senior Center, 203 Corn Road. Greenville
Mt. Pleasant Community Center, 710 S. Fairfield Road, Greenville
Calvary Baptist Church – Student Center, 207 Davenport Road, Simpsonville
Travelers Rest Council Chambers – City Hall, 125 Trailblazer Drive, Travelers Rest
Northwest Campus Greenville Technical College – Heritage Hall, 8109 White Horse Road, Greenville
Benson Campus Greenville Technical College – Benson Pavilion, 2522 Locust Hill Road, Taylors
Where can I vote early in Spartanburg?
Spartanburg County Board of Voter Registration & Elections, 366 N. Church St. #1630 Spartanburg
Woodruff Library, 270 E. Hayne St. Woodruff
Boiling Springs Library, 871 Double Bridge Road, Boiling Springs
Middle Tyger Library, 170 Groce Road, Lyman
Where can I vote early in Anderson?
Anderson County Board of Voter Registration & Elections, 301 N. Main St., Anderson
Pendleton Library, 650 S. Mechanic St., Pendleton
Powdersville Library, 4 Civic Ct. Powdersville
Watkins Community Center, 2 Louisiana St., Honea Path
When is Election Day?
The general election is Tuesday, Nov. 5. Voters will select their choice for president, congressional, state, and local offices. Visit your polling place in your precinct from 7 a.m. to 7 p.m. to vote. Check for your polling place on the South Carolina Election Commission’s website before leaving to vote in case a polling place has changed.
What do I need to take with me to vote?
You will need to show a photo ID to vote, which can be a driver’s license, an ID card issued by the state’s Department of Motor Vehicles, a voter registration card with a photo, a federal military ID, or a U.S. passport.
How can I see my ballot?
Find your sample ballot, at scvotes.gov/voters/absentee-voting/
What referendums will be on the ballot?
A referendum is when residents vote for or against a law or initiative on a specific issue. Referendums on the ballot will depend on where you live and can be found on the election commission’s website.
A statewide referendum will be on the ballot regarding an article of the constitution asking if it should be amended to “provide that only a citizen of the United States and of this age of eighteen who is eighteen and upwards who is properly registered is entitled to vote as provided by law?”
Greenville County voters will decide whether to implement a one percent sales tax to raise funds for roads.
Anderson County voters will have two transportation sales taxes on the ballot.
In Spartanburg, voters will have five referendums, all regarding fire districts in the county.
Hayride, Adorable Animals, Night Corn Maze, and Farm Fun Await at Famoda Farm
Kristina Hernandezhttps://kiddingaroundgreenville.com/famoda-farm-fall
October means Famoda Farm Festival at the family-owned Famoda Farm, Taylors, SC best farm for family fun! It’s their second season so we went and checked it out so you can have all the details on how to have a wonderful day with your family at the farm. The address for the Famoda Farm Festival is 3 Camp Creek Road Ext, Taylors. We normally don’t start stories with the address of the place we visited but there are a few different addresses associated with this place so take note. OK, onto the fun!...
October means Famoda Farm Festival at the family-owned Famoda Farm, Taylors, SC best farm for family fun! It’s their second season so we went and checked it out so you can have all the details on how to have a wonderful day with your family at the farm.
The address for the Famoda Farm Festival is 3 Camp Creek Road Ext, Taylors. We normally don’t start stories with the address of the place we visited but there are a few different addresses associated with this place so take note. OK, onto the fun!
Famoda Farm is a super cute place that has adorable animals, including calves you can bottle feed, a play area, and amazing ice cream. If you follow us regularly, you know this! What you may not know is that the farm is hosting its annual fall festival from October 11th – November 3rd, 2024 Thursdays-Sundays, which is just perfect for a day of family fun. If you and your kids love hayrides, corn mazes, old-school playgrounds and toys, cute animals, and slides, this is the place for you.
More Than 20 Activities at the Famoda Farm Festival
I don’t have a long list when it comes to things I’m looking for where my kids and I can have fun. Firstly, I love places where my kids can get out all their energy plus have great experiences, and secondly, I really appreciate when our admission ticket covers everything that is offered and I don’t have to pay for individual experiences. This is exactly what Famoda Farm offers at the FallFest.
Actually, there’s a third thing: bring on the animals because they are adorable and make my kids and me happy. Famoda Farm has two adorable calves and goats – baby goats! Y’all know how much I love baby goats.
Back to the farm activities. There are more than 20 things to do at Famoda Farm that are included in your admission. If your kids love running through a corn maze, they can go get lost there. Do they want to ride a hayride for an hour? Have at it! If they want to have pedal car races, wear themselves out on the jumping pillow, ride around on a caterpillar train, or slide down a tube slide 25 times, they can have at it.
I think parents are actually going to have a hard time pulling their kids away from all the fun stuff that the farm offers.
Adorable Animals
Because I love cute and cuddly animals, they get a whole section in this story.
Not only are the goats super friendly and playful, but they have names like Marshmellow and S’More. Oh, my heart. And the calves! They came right up to us and wanted to snuggle so we obliged. Heather, the owner of the farm, told us all about the calves and some cool cow facts. I won’t spoil it for you though – you have to hear them for yourself when you go.
As if the experience could get any more aw-inducing, the farm will offer bottle-feeding opportunities three times a day on the weekends.
Corn Maze + Night Corn Maze
The corn maze takes about 30 minutes to walk through and you get to it by taking the hayride from the main event space – remember, it’s at 3 Camp Creek Road Ext. The hayride will take you through pumpkin alley, under the bridge, and to the corn maze. The corn is really high, which makes for a fun experience.
Do you know what also makes for a fun experience? A night corn maze! Famoda Farm doesn’t close until 9 pm so you can take a flashlight and go through the corn maze when it’s dark. Or you and your friends/school/place of employment can rent out the corn maze after hours where you can lose your co-workers or classmates. Fun!
Food at the Farm
While you’re bouncing around on the jumping pillow or chasing your kids on pedal cars, you’ll definitely work up an appetite. The farm will offer all the good stuff like funnel cakes and other sweet goodies but also have vendors that sell delicious BBQ, hamburgers, and hot dogs.
Farm Hours + Admission
Admission is $15 per person and it includes all the farm activities. The only thing extra you will pay for is if you choose to purchase food.
The hours at Famoda Farm Festival are:
If you want to stay until closing, we recommend bringing a flashlight. Look for special Halloween events as the date gets closer. Their last day is November 3rd, 2024.
The farm also has a venue event space and farm store that sells all local goods, cheeses, meats, and wares. Those places are nearby but do not have the same address as the farm event space that you’re looking for after you read this story. So be sure to go to 3 Camp Creek Road Ext, Taylors.
Famoda Farm: Taylors, SC3 Camp Creek Rd Ext., TaylorsFamoda Facebook page
Disclaimer:
