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Classic Home Mortgage Providing Trustworthy Mortgage Guidance for Over 30 Years
Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in Titusville, FL, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - Titusville's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in Titusville, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Service Areas
Mortgage Services for Eric Gibson
Mortgage Broker for Kimberlee Puccio
Mortgage Company for Seth Seal
Refinancing for Rose Griest
Mortgage Lending Service for Michael McIntyre
Home Ready Mortgages for Ed Jones
Mortgage Lender for Ryan Moreau
Mortgage Services for Laura Fogarty
Mortgage Broker for Adam Jordan
Mortgage Company for Carolina Jordan (Lowcountry Home Sales)
Mortgage Lender for Stephen Lowe
Mortgage Lending Service for Glenn Shepard
Home Ready Mortgages for Manny Roblesreynoso
Mortgage Lender for Bernie H. Hester III
Mortgage Services for Tammy R Stephens
Why Choose Dan Crance As Your Mortgage Lender in Titusville, FL?
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
Ask Dan Anything843-478-5612
Home Financing in Titusville, FL
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in Titusville, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in Titusville, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
When you work with Classic Home Mortgage, you can always count on our team to:
- Put your needs first.
- Work efficiently and quickly. Many of our home loans close in 30 days or less.
- Offer you a variety of home loans to choose from, and help you make an informed decision.
- Provide you with competitive rates that make sense for your budget and lifestyle.
Ask Dan Anything843-478-5612
While no two loan terms are the same, a few of the most common loan types include:
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in Titusville, FL.
Refinancing in
Titusville, FL
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in Titusville, FL - Dan Crance.
Here are just a few reasons why more homeowners in the U.S. are taking advantage of lower rates and refinancing their homes:
Shorter Term Loan
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
Do Away with FHA
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Switch to Fixed Rate or Adjustable-Rate Home Loan
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Common Questions About Home Loans
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Trust Dan Crance
Your Mortgage Lender in Titusville, FL
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why Titusville loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANLatest News in Titusville, FL
Anticipation is growing! Expected new restaurants from Titusville to Melbourne coming soon
Amber Olesenhttps://www.floridatoday.com/story/news/2024/12/18/new-restaurants-coming-soon-brevard-county-2025-melbourne-titusville-cocoa-beach/76575505007/
The anticipation! With the new year almost upon us, it's a great time to try something different and exciting in the realm of dining experiences.While we can still remain loyal to our favorite restaurants — t...
The anticipation! With the new year almost upon us, it's a great time to try something different and exciting in the realm of dining experiences.
While we can still remain loyal to our favorite restaurants — those legendary and comforting spots that we will continue to crave — this is a great time of year to be on the lookout for interesting new concepts to try.
Get excited about the fresh possibilities. We've compiled a list of anticipated openings in Brevard for 2025.
Apocalypse Coffee Roasters, West Melbourne
What's better than one location of this family-owned, highly-caffeinated, coffee shop? A second one coming soon at 145 N. Palm Bay Road. Check out their themed zombie and robot seasonal specials.
Capriotti’s Sandwich Shop, Viera
Coming in 2025, this popular sandwich franchise will make a home for itself in The Crossings at Viera shopping center on Viera Blvd. and Star Rush Drive. Known for their cheesesteaks, subs and vegetarian options, Capriotti's was founded in Delaware and has locations nationwide.
Chicken Salad Chick, Melbourne and Viera
This much-anticipated sandwich shop, known for their countless varieties of chicken salad combinations, is set to open soon. Allison Gibson, franchise owner, is preparing to open at 1301 S Babcock St, Melbourne, with a Viera location also expected by spring at The Crossings Plaza.
Chow’s Country Buffet, Titusville
With two locations already open, three more are in the works for this family chain. Offering Southern classics with an Asian twist, Chow's will be expanding in another location at 3125 Columbia Blvd. From ribs to egg rolls, this all-you-can-eat buffet offers guests plenty to choose from.
Destination Food Hall, Cocoa Beach
A family-friendly place to eat and dine in Cocoa Beach is coming to the intersection of Minutemen Causeway and North Atlantic Avenue. The Destination Food Hall is expected to offer a range of classic and creative cuisine along with a craft beer and wine bar. From Cuban to burgers, this indoor/outdoor food hall will have something for everyone. Ground is expected to break on a Cape Canaveral location in 2025, as well.
Eggs Up Grill, Melbourne
A local Brevard couple will soon be opening a new restaurant, Eggs Up Grill, popular for breakfast, brunch and lunch, in its first Space Coast location. Franchise partner, Chris Schmidt, will open the restaurant at 4100 North Wickham Road in the Post Commons Shopping Center. He is also planning a second location in Cocoa Beach in 2025.
More:Legendary Brevard restaurants: These icons stand the test and taste of time
Fatburger, Viera
A new franchise, known for serving 100% beef burgers on a toasted sponge-dough bun, with four sizes to choose from, Fatburger also offers wings, sandwiches and hefty milkshakes. This eatery will be located at The Crossings at Viera shopping center on Viera Boulevard and Star Rush Drive.
Milky Way Munchies, Titusville
Located at 3550 S. Washington Ave., in Titusville, the shop will feature dozens of hand-scooped flavors, packaged snacks and candies and has an out-of-this-world theme that fits in nicely in this community nestled up against Kennedy Space Center.
Planet Grilled Cheese, Melbourne
Perhaps you've tried this — there's one at the Melbourne Square Mall. Planet Grilled Cheese will soon open another location in Indian Harbour Beach, at 660 E. Eau Gallie Blvd. This family-friendly shop offers some insane grilled cheese combinations, smoothies, tasty soups and even vegan options.
Rocket Diner 321, Melbourne
Have you ever heard of a Breakfast Buzz Burger? Rocket 321 created a burger on a homemade cinnamon roll. This popular food truck is working on permanent location at 2927 W New Haven Ave, Melbourne. This family is no stranger to creating a buzz, as they have been featured on The Food Network, The Cooking Channel and Carnival Eats.
Saigon Pho Banh Mi & Boba, Merritt Island
This Vietnamese eatery will serve authentic pho from scratch, banh mi, and boba teas. With an anticipated opening in January, you will find them located at 97 E. Merritt Ave., Merritt Island. Their sister location is Banh Mi Saigon Baguette and is thriving at 765 N. Wickham Road in Melbourne.
Sunshine Sushi Japanese & Asian Cuisine, Palm Bay
All-you-can-eat and upscale? This restaurant wants to elevate the typical buffet with a full bar and as much sushi and hibachi you can handle at 1153 Malabar Road in Palm Bay.
More:Four Florida restaurants make OpenTable’s Top 100 dining spots list: Did Brevard place?
Taco Dive, Melbourne
Taco Dive — founded in Fort Pierce in 2015 — finds many customers come from Brevard County to Vero Beach to enjoy their food and atmosphere. They will have their own Brevard location at 401 E. New Haven Ave., Melbourne. The franchise is owned by William Horldt and Danielle DiPierro and soon, you can try their rice bowls, smothered tots or arugula salad with bean and corn salsa.
The Grilled Cheese and Crab Cake Co., Cocoa Beach
Guy Fieri featured the New Jersey location on Diners, Drive-Ins and Dives and now, our own Cocoa Beach is set to welcome The Grilled Cheese and Crab Cake Co. Get ready to try the braised pork belly grilled cheese or the crab cake sandwich. Owners Adam and Angie Sciarillo plan on be open early this year at 695 N Atlantic Ave, Cocoa Beach.
Amber Olesen is FLORIDA TODAY's food and dining reporter. Reach her at aolesen@floridatoday.com.
Boeing to Cut Jobs in Florida, Impacting Titusville and Kennedy Space Center
titusvillemediahttps://talkoftitusville.com/2024/12/02/boeing-to-cut-jobs-in-florida-impacting-titusville-and-kennedy-space-center/
Aerospace giant Boeing Co. (NYSE: BA) has announced plans to lay off 141 employees across several Florida locations, including sites in Titusville and the Kennedy Space Center.The job cuts will affect 18 sites statewide, including Central Florida locations such as:At least 26 employees at Kennedy Space Center and 20 in Titusville will be impacted, with additional cuts planned in other Florida cities like Fort Lauderdale, Jacksonville, Miami, and Fort Walton Beach.In a statement to Orlando Business Journal, Boeing attribu...
Aerospace giant Boeing Co. (NYSE: BA) has announced plans to lay off 141 employees across several Florida locations, including sites in Titusville and the Kennedy Space Center.
The job cuts will affect 18 sites statewide, including Central Florida locations such as:
At least 26 employees at Kennedy Space Center and 20 in Titusville will be impacted, with additional cuts planned in other Florida cities like Fort Lauderdale, Jacksonville, Miami, and Fort Walton Beach.
In a statement to Orlando Business Journal, Boeing attributed the layoffs to its need to “align workforce levels with financial realities and a more focused set of priorities.” The company emphasized its commitment to supporting affected employees during the transition.
Boeing, which has more than 170,000 employees worldwide and 2,348 in Florida, has faced financial pressures in recent years. For the first nine months of fiscal 2024, the company reported $51.28 billion in revenue, a drop from $55.78 billion during the same period in 2023.
CEO Kelly Ortberg outlined several challenges in an Oct. 23 statement, including customer dissatisfaction, high debt, and operational lapses. Despite these hurdles, Ortberg highlighted positive signs, such as a backlog of $500 billion in projects and employees returning from a recent strike.
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“It will take time to return Boeing to its former legacy,” Ortberg said, “but with the right focus and culture, we can be an iconic company and aerospace leader once again.”
The layoffs add to ongoing concerns for workers in the Space Coast area, where Boeing plays a key role in the aerospace industry. In 2023, the company spent over $1 billion with suppliers in Florida, underscoring its economic influence in the region.
As the aerospace sector continues to evolve, the upcoming layoffs highlight the challenges faced by legacy companies like Boeing, even as the Space Coast maintains its reputation as a hub for innovation and exploration.
For affected employees, Boeing has promised transitional support, but the long-term impact of the job cuts on the local economy remains uncertain.
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