Buying a home is one of the most significant investments that you will ever make. Like most good things, finding the perfect home comes with a lot of work. From your initial search online to your home tour and finally closing, there are many difficult decisions to make along the way. The bottom line is that the entire home buying process can be very stressful, especially when it comes to finding the right mortgage broker and loan for your new home. Since market conditions and mortgage programs change frequently, you have a lot riding on your broker's ability to provide quick and accurate financial advice. Whether you're a first-time homebuyer or own several residential properties, you need a mortgage broker in West Melbourne, FL, who can educate you on mortgage rates and provide trustworthy guidance to help you make an informed decision.
My name is Dan Crance - West Melbourne's most trusted mortgage loan officer with more than 30 years in the mortgage industry. I bring unparalleled insight and decades of experience into your home loan process. If you're looking for a new home loan, are interested in refinancing your current mortgage, or need information regarding FHA, VA, or other types of loans, Dan Crance is Your Mortgage Man.
Unlike some mortgage loan officers in West Melbourne, my primary goal is to help you make the right mortgage choice for you and your family. Mortgage lenders have a horrible reputation for turning over clients quickly to expedite cash flow and make the most money possible. While some mortgage brokers come off as pushy and impatient, I encourage my clients to take as much time as they need to ask questions and review their mortgage agreements. I'm here to help answer those questions and provide you with easy-to-understand advice so that you can rest easy knowing you made the right choice. I could say that I strive to provide service that exceeds your expectations, but I'd rather show you. In the end, I want you to leave feeling confident in the loan you've selected, as well as in your choice of broker.
Clients choose my mortgage company because I truly care about helping them navigate the often-confusing landscape of the mortgage process. I am fiercely dedicated to my clients and make every effort to provide them with trustworthy advice and an open line of communication.
In my business, I work for two different customers. On one hand, I have the buyer: the person entrusting me with the responsibility of guiding them through one of the most important decisions ever. Serving homebuyers is not a task that I take lightly. I work with them daily to help them through the process and provide timely updates and news on their mortgage status. On the other hand, I have the realtor: the person who works with my client to find their dream home. Since their commission is in my hands, working with realtors is also a very important task. I update these agents on the status of their customers weekly. Only when I take care of both parties can I say my job as a mortgage loan officer is complete.
As a mortgage broker with more than 30 years of experience, I pledge to give you the highest level of customer service while providing you with the most competitive loan products available. That way, you can buy the home of your dreams without second-guessing your decision.
At Classic Home Mortgage, our team works diligently to close on time without stress or hassle. Whether you're a seasoned homeowner or are buying your new home in West Melbourne, we understand how much stress is involved. Our goal is to help take that stress off of your plate by walking you through every step of the home loan process. Because every one of our clients is different, we examine each loan with fresh eyes and a personalized approach, to find you the options and programs you need.
With over 30 years as a mortgage professional in West Melbourne, Dan Crance will help you choose the home loan, interest rate, term options, and payment plans that fit your unique situation.
30-Year Loan - This loan is often considered the most secure option to choose. With a 30-year loan, you can lock in a low payment amount and rest easy knowing your rate won't change.
FHA Loan - If you're not able to make a large down payment, an FHA loan could be the right choice for you. With an FHA loan, many of our clients have successfully purchased a home with less than 4% down.
VA Loan - This loan is reserved for military veterans and active-duty men and women. Those who qualify may be able to purchase a home with no down payment and no Private Mortgage Insurance (PMI).
Choosing a home loan is an important step in the home buying process. At Classic Home Mortgage, we are here to make choosing a loan as easy as possible, so you can focus on the joys of being a homeowner. Contact our team of experts today and ask how you can get pre-qualified for your home loan in West Melbourne, FL.
Because home mortgage rates in the U.S. have been so low over the last year, many current homeowners are opting to refinance their home loans. Simply put, refinancing is replacing your existing mortgage with a different mortgage under new terms. Homeowners who refinance their homes enjoy lower interest rates, lower monthly payments, and even turn their home's equity into cash. If you're interested in refinancing your home, it all begins with a call to your mortgage broker in West Melbourne, FL - Dan Crance.
Refinancing from a 30-year to a 15-year mortgage might seem counterproductive on the surface because your monthly payment usually goes up. However, interest rates on 15-year mortgages are lower. And when you shave off years of your previous mortgage, you will pay less interest over time. These savings can be very beneficial if you are not taking the mortgage interest deduction on your tax returns.
FHA loans are notorious for paying premiums for the life of the loan. Mortgage insurance premiums for FHA loans can cost borrowers as much as $1,050 a year for every $100k borrowed. The only way to get rid of mortgage insurance premiums is to refinance to a new loan that the Federal Housing Authority does not back.
Sometimes, borrowers with adjustable-rate mortgages refinance so they can switch to a fixed rate, which lets them lock in an interest rate. Doing so is beneficial for some homeowners who like to know exactly how much their monthly payment is each month. Conversely, some homeowners with fixed rates prefer to refinance to an adjustable-rate mortgage. Homeowners often go this route if they plan on selling in a few years and don't mind risking a higher rate if their plans fall through.
Finding the right loan can be a difficult proposition, even if you have been through the process before. This is especially true since mortgage rates and market conditions change frequently. If you're like most of my clients, you probably have questions about interest rates, refinancing options, and a litany of other topics. To help alleviate some of your stress, here are just a few common questions with answers so that you can better educate yourself as we work our way to securing your loan.
Whether you're selling, buying, refinancing, or building the home of your dreams, you have a lot riding on your home loan specialist. When you need a mortgage broker who works tirelessly for you, answers your questions, provides guidance, and does so with a genuine smile, Dan Crance is your mortgage man. Contact Dan today at 843-478-5612 to get pre-approved and discover why West Melbourne loves Classic Home Mortgage.
After hours by appointment only. CONTACT DANHomefront Local uses a unique algorithm to score roof repair companies based on important factors like user reviews and how popular they are in your area.0Companies Analyzed0Companies SelectedTable of contentsBest roof repair in West Melbourne...
Homefront Local uses a unique algorithm to score roof repair companies based on important factors like user reviews and how popular they are in your area.
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Best roof repair in West MelbourneCommon roofing issuesSigns you need roof repairHow long roofs lastHow to save on roof repairRating methodology
The extreme heat in West Melbourne, Florida can wear down roofs over time. Roofing contractors have the skills to replace shingles, repair leaks and reinforce your roof to prevent future issues. Some roofers also tackle gutters, siding and similar projects.
Roofing companies must register with the Florida Department of Business and Professional Regulation to carry out roofing work in Florida. You can verify a roofer's license using the registration lookup portal.
When looking into roof repair companies, check their ratings on review platforms, such as Google Reviews and Better Business Bureau (BBB), and choose one with a 3.5-star rating or higher.
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692 Atlantis Rd #5, Melbourne, FL 32904
(321) 409-2931
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802 Potomac Dr, West Melbourne, FL 32904
(407) 878-8724
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260 N Wickham Rd, Melbourne, FL 32934
(321) 348-9154
roofclaim.com/in/florida/melbourne-fl
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1900 S Harbor City Blvd Suite 328, Melbourne, FL 32901
(321) 507-7183
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718 North Dr, Melbourne, FL 32934
(321) 259-6789
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2840 Kirby Cir NE Unit 3, Palm Bay, FL 32905
(877) 659-8354
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1700 Cedar St, Rockledge, FL 32955
(321) 336-5889
platinumroofingandconstruction.com
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1717 Aurora Rd, Melbourne, FL 32935
(321) 757-3866
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111 Enterprise Ave, Palm Bay, FL 32909
(321) 250-9396
4.9/5
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4150 Dow Rd #103, Melbourne, FL 32934
(321) 499-3012
20.27"
West Melbourne
11.24"
National Average
Wear and tear inevitably takes a toll on your roof. Carrying out routine inspections allows you to find issues before your roof needs expensive repairs.
During your inspection, look out for the following common issues.
A major roofing problem is cracked, broken or worn shingles. Exposure to extreme weather can damage your roofing material faster and crack or lift the shingles. Curled, cracked or missing shingles let in moisture that can lead to leaks, mold and structural decay.
Flashing refers to the metal sheets around the vents, valleys, skylights, dormers, chimneys and joints of a roof. Its main function is to prevent rain and runoff from getting into the home by deflecting it away from vulnerable seams and transition points. However, if the flashing isn’t properly installed or has worn down over time, it can create a common entry point for water into your home. Check for flashing failure when you see leaks coming from joints, moisture stains, sagging areas, peeling paint or drips from ceilings that align with flashing seams.
Leaks may develop in areas such as seams, protrusions and flashing around vent pipes, valleys, chimneys and skylights where roof planes intersect. These sealed joints may shift and allow water in due to expansion and contraction from temperature changes and shrinkage of building materials over time. Detecting and fixing leaks early is vital to avoid mildew, mold and decay.
Poor insulation in your attic can result in your heating and cold air seeping out through your roof. This leads to mold growth, damaged rafters, ice dams, leaks and higher energy costs. Proper insulation is boosts energy efficiency and can yield significant energy savings year-round.
Pooling water occurs when water can't drain from your roof properly due to accumulated debris or low areas. This causes remaining water after storms. Moisture saturation and roof rotting can occur if not cleared within 48 hours. It also puts considerable weight stress and could indicate a need to replace your roof surface due to improper slope or drainage. Clear out debris regularly and ensure proper drainage to prevent these problems.
A qualified roofing contractor can inspect and repair your roof. The signs that indicate you may need to bring in a roof repair pro include the following:
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Installation quality impacts how long your roof will last the most, but other factors such as your maintenance frequency, climate and roof material will also play a part.
Asphalt shingles last 20–30 years on average, but the type of shingle will impact the life span. Architectural shingles can last up to 25–30 years, and traditional three-tab shingles generally last 15–20 years. Well-maintained shake roofs or wood shingles can last approximately 20–25 years. However, they are prone to insect damage, mold and rot.
Most metal roofs last 40–70 years or more. Concrete roofs generally last 50 years or up to a century with proper maintenance. A slate roof can last for over a century if properly maintained.
There are several ways you can save money on roof repairs.
The Homefront Local team employs a proprietary scoring algorithm that evaluates companies based on key factors you value, such as average customer review ratings and trustworthiness indicators. Our method for determining trust involves a comparative analysis of the number of reviews a company receives compared to its local competitors. This leads to companies that have earned more trust from your local community being awarded a higher score.
Contact us at feedback@homefront.usatoday.com is you have questions or feedback on this article
Editorial note: The name “Homefront” refers to the alliance between USA TODAY and Home Solutions that publishes review, comparison, and informational articles designed to help USA TODAY readers make smarter purchasing and investment decisions about their home. Under the alliance, Homefront provides and publishes research and articles about home service and home improvement topics. Homefront has an affiliate disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Homefront editorial staff alone (see About Homefront). Homefront adheres to strict editorial integrity standards. The information is believed to be accurate as of the publish date, but always check the provider’s website for the most current information. Go back to top
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BREVARD COUNTY, FLORIDA – Yep, things got heated up early this morning in West Melbourne when this guy, Peter Simpson, was observed by BCSO Deputies as he set fire to a vehicle in the parking lot of a local hotel.The case started when Agent Dan Magill observed Simpson’s vehicle driving erratically and then quickly pulling into the parking lot of a nearby hotel.Agent Magill then observed Simpson exiting his vehicle, putting on gloves and a face mask to conceal himself, and then walking between vehicl...
BREVARD COUNTY, FLORIDA – Yep, things got heated up early this morning in West Melbourne when this guy, Peter Simpson, was observed by BCSO Deputies as he set fire to a vehicle in the parking lot of a local hotel.
The case started when Agent Dan Magill observed Simpson’s vehicle driving erratically and then quickly pulling into the parking lot of a nearby hotel.
Agent Magill then observed Simpson exiting his vehicle, putting on gloves and a face mask to conceal himself, and then walking between vehicles.
Now in the law enforcement circles we call that a clue, so Agent Magill continued to surveil Simpson, who he then observed crouching down near a white Nissan SUV and igniting the vehicle on fire.
Simpson then quickly got back into his own vehicle and began to flee the scene without his lights on, at a high rate of speed towards Highway 192.
As you might expect, K-9 Deputy Weimer and K-9 Cpl. Stewart were in the area waiting for Simpson at the exit by Highway 192, where they conducted a felony traffic stop on the vehicle Simpson was driving.
Simpson immediately complied with the verbal commands of the Deputies and gave up without incident.
Simpson was cuffed and stuffed and taken into custody at which time he was found to be in possession of a loaded Ruger firearm that was in his pocket. Also located inside the vehicle was the mask and gloves he used to conceal himself as well as was another firearm, a rifle, handcuffs, a baton, and pepper spray.
Subsequent investigation revealed that Simpson is a partial owner of the vehicle along with a female who was currently staying at the hotel.
Simpson refused to answer any questions and asked to speak with his attorney, so in an effort to help him find a phone to call his attorney, we took him to “Ivey’s Iron Bar Lodge!”
Simpson had room reservations at the lodge on a “No Bond” status for 2nd Degree Arson and Using/Concealing A Firearm During The Commission of a Felony.
Another great job by our Deputies for getting this guy off our streets and behind bars where he can’t do anything else stupid!
– Sheriff Wayne Ivey
Ballfield for children with special needs closed due to holes in playing surfaceWEST MELBOURNE, Fla. – Several years since West Melbourne opened a ballfield for athletes of all ages and abilities, a field of dreams has become a nightmare falling into disrepair.But Tuesday night, the city council worked to bring the facility back to all-star shape by approving more than $73,000 in repairs for the property including the ballfield.Tony Martinez, who told the city council last month he was born with ...
WEST MELBOURNE, Fla. – Several years since West Melbourne opened a ballfield for athletes of all ages and abilities, a field of dreams has become a nightmare falling into disrepair.
But Tuesday night, the city council worked to bring the facility back to all-star shape by approving more than $73,000 in repairs for the property including the ballfield.
Tony Martinez, who told the city council last month he was born with a disability, helps organize events at the Space Coast Field of Dreams.
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“We were able to bring joy and we were able to bring fun to a lot of fun to a lot of people that don’t have those necessarily in their lives on a daily basis,” Martinez said.
Currently closed, the field has holes in its artificial surface which the city said could be a danger to children playing.
Mayor Hal Rose said he expects the council will approve the repairs that are needed.
During the May 16 council meeting, other council members called the field an “embarrassment” for the city which has run the property for the last five years.
“We have failed miserably on that park because when they handed that over to us and they handed us that money, that was supposed to be maintained,” John Dittmore said.
Heather Gilbert who brings her kids to the park on a regular basis said the ballfield is valuable to their community.
“I think they need to do what they need to get it set up and make everything safe and fun for the kids,” the West Melbourne mother said.
The project executes an agreement with Rep Services to perform pour-in-place repairs at the baseball field.
Tuesday night’s meeting at city hall started at 6 p.m.
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When your air conditioner (AC) breaks down during a scorching West Melbourne summer, you need to get it repaired ASAP. An AC pro in West Melbourne, Florida, can fix your issue easily.We suggest hiring an experienced AC repair company rather than attempt to repair the problem on your own.AC technicians undergo training to safely handle electrical problems and work with refrigerants. Refrigerants are hazardous substances that require a certification to handle.With average summer temperatures exceeding 89 degrees in West Me...
When your air conditioner (AC) breaks down during a scorching West Melbourne summer, you need to get it repaired ASAP. An AC pro in West Melbourne, Florida, can fix your issue easily.
We suggest hiring an experienced AC repair company rather than attempt to repair the problem on your own.
AC technicians undergo training to safely handle electrical problems and work with refrigerants. Refrigerants are hazardous substances that require a certification to handle.
With average summer temperatures exceeding 89 degrees in West Melbourne, a broken AC is a nightmare. Don't ignore the issue until the temperature in your home becomes unbearable to contact a professional. When you need repairs, find the best AC repair pro for you by comparing quotes from multiple providers.
Look for AC repair companies in West Melbourne with at least 3.5 out of 5 stars on Google Reviews and a good rating on Better Business Bureau (BBB). Use the filters below to help you find the right company for your needs.
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149 St George Rd, West Melbourne, FL 32904
(321) 345-5401
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3351 W New Haven Ave #101, Melbourne, FL 32904
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7605 Progress Cir Unit 2, West Melbourne, FL 32904
(321) 345-3845
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7654 Progress Cir, Melbourne, FL 32904
(321) 351-0018
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45 S Wickham Rd Suite A, Melbourne, FL 32904
(321) 259-6070
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812 E Seminole Ave, Melbourne, FL 32901
(321) 727-2542
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3143 Skyway Cir, Melbourne, FL 32934
(321) 727-7327
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440 Stan Dr, Melbourne, FL 32904
(321) 799-6395
www.onehourheatandair.com/melbourne
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700 S John Rodes Blvd B-8, Melbourne, FL 32904
(321) 593-0065
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4270 Dow Rd #209, Melbourne, FL 32934
(321) 345-3415
The following are some signs that your AC unit needs repairs:
89°F
West Melbourne
These factors can help you choose the best AC repair company in the West Melbourne area.
Check your AC repair company for proper licensing and insurance. The Florida Department of Business and Professional Regulation requires HVAC contractors to maintain proper licensing. Other requirements include a surety or cash bond and worker’s compensation insurance. Additionally, the Environmental Protection Agency (EPA) requires all HVAC pros who handle refrigerants to be certified.
Accreditation isn’t required, but it offers proof of the AC technician’s expertise and skill in the field. Two professional accreditation organizations include the Air Conditioning Contractors of America (ACCA) and the American Society of Heating, Refrigerating, and Air Conditioning Engineers (ASHRAE).
Most AC repair companies offer free estimates. This includes an in-home inspection during which the AC repair pro suggests solutions and gives you a quote. The technician should carefully inspect your AC system before making a diagnosis.
Request itemized estimates from several AC repair companies to compare pricing. Comparing several estimates gives you a better sense of the average price range in your area. Be cautious of providers offering rates that are much higher or lower than the average.
Ask the company about its familiarity with your AC's brand. HVAC technicians work with several types of heating and cooling equipment, but some specialize in certain types of systems.
Your friends and family may have recommendations for local AC repair companies. Regardless, be sure to check each company's online reviews.
Reviews help you get a sense of what kind of customer service and work quality you can expect from the company. Look for consistently bad reviews or a recent rise in poor feedback.
The following AC unit types are the most common in West Melbourne:
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The Homefront Local team employs a proprietary scoring algorithm that evaluates companies based on key factors you value, such as average customer review ratings and trustworthiness indicators. Our method for determining trust involves a comparative analysis of the number of reviews a company receives compared to its local competitors. This leads to companies that have earned more trust from your local community being awarded a higher score.
Editorial note: The name “Homefront” refers to the alliance between USA TODAY and Home Solutions that publishes review, comparison, and informational articles designed to help USA TODAY readers make smarter purchasing and investment decisions about their home. Under the alliance, Homefront provides and publishes research and articles about home service and home improvement topics. Homefront has an affiliate disclosure policy. The opinions, analyses, reviews or recommendations expressed in this article are those of the Homefront editorial staff alone (see About Homefront). Homefront adheres to strict editorial integrity standards. The information is believed to be accurate as of the publish date, but always check the provider’s website for the most current information. Go back to top
Our editors may use AI as an input tool to tailor information in local markets. All content goes through a rigorous research and review process led by our team of writers and editors.
" ... You have failed the special-needs community," Denise Klenotich told the West Melbourne City Council from the public-comment podium.Brittany Klenotich, who has cerebral palsy, hit the first foam baseball off the tee in Space Coast Field of Dreams history during the facility's ...
Brittany Klenotich, who has cerebral palsy, hit the first foam baseball off the tee in Space Coast Field of Dreams history during the facility's January 2016 gala opening ceremony — and Gov. Rick Scott helped her hustle around the bases with her walker for a home run.
Today, Klenotich still does physical therapy at the West Melbourne special-needs sports complex. But her mother, Denise, says she no longer plays on a team at the damaged tee-ball ballfield, where the rubberized playing safety surface is dangerously separating at the seams.
Field conditions deteriorated so badly in recent weeks that city workers shuttered the diamond as a safety threat — and trip-and-fall hazards near home plate were walled off by orange cones and yellow caution tape.
"I don't like to be negative. And I don't know what other word to say besides 'fail.' But you have failed the special-needs community," Denise Klenotich told the West Melbourne City Council on Tuesday, standing alongside Brittany at the public-comment podium.
"If you can tell me why it has gotten that bad, they would like to understand. And so would I," Klenotich said, fighting back tears.
'Embarrassment':Space Coast Field of Dreams ballfield closes with trip-and-fall damages
City Council members expressed embarrassment and surprise their last two meetings over the state of Space Coast Field of Dreams, the $5.5 million Minton Road all-access sports facility where the city assumed operations and maintenance responsibilities in 2019.
Now, rather than spend $73,117 to patch and repair damages, West Melbourne officials indicate they'd rather pay more money to completely replace failing rubberized playing surfaces — and help restore the complex to its status as a unique-to-Florida showpiece. Costs remain unclear, but the project could range from $500,000 to $1 million.
“Let’s do it right now. Let's do the right thing today and replace that surface, make it new, and incorporate all the improvements," said Council Member Pat Bentley, who labeled the shuttered ballfield "horrific" and "an embarrassment."
"Let’s not try to repair that mess that we've got out there. We're just kidding ourselves if we think we're going to make that great," Brantley said.
Melbourne news:Chlorine boost affecting Melbourne drinking water customers across South Brevard
By unanimous vote, the City Council chose to forgo the $73,117 patch-repair job. Instead, they will seek bids and further details from specialized contractors that can replace the damaged rubberized surfaces. The patch-repair job would have focused on the baseball field, basketball area, soccer field and playground.
City Manager Tim Rhode displayed photos of public works and parks employees repairing failed seams and filling in trip-and-fall gaps Tuesday around home plate. He said the ballfield should reopen after the temporary patches cure in three days or thereabouts.
The charity Space Coast Field of Dreams, which fundraised and constructed the 5-acre special-needs sports facility, transferred the buildings, ballfields and other property and its financial assets to city ownership after a December 2018 City Council vote.
Per contract, the nonprofit was to keep $25,000 for future fundraising activities and mission-related expenses, then continue fundraising and transfer donations to the city for at least five more years. But now, the nonprofit is no longer licensed as a charitable organization with the Florida Department of Agriculture and Consumer Services, which regulates charities.
Why? The nonprofit's recent application did not include required financial documents, Jessica Kelleher, the agency's deputy communications director, said in an email. The department sent a notice on April 5 explaining the deficiency in the application, but no response was received. So the application was denied on May 30, Kelleher said.
Council Member John Dittmore questioned the nonprofit's status and contractual obligations to the city. Rockledge attorney Robyn Hattaway, who was retained by Space Coast Field of Dreams following the May 16 City Council meeting, said she is working to correct the state registration error and collect fiscal records for review. She said the nonprofit wants to renew its partnership with the city.
"We want to work together with the city to find solutions in the future and return this park to the jewel it once was," Hattaway told council members.
After Tuesday's meeting, Space Coast Field of Dreams President P.J. McLoughlin called the vote "a good first step" in addressing capital needs at the complex. He has served as president for five months, and he said the charitable-organization filing mistake was an oversight. He said the nonprofit has had three presidents, three treasurers and three secretaries the past six years.
Rhode said the city received 13 applicants for the vacant parks director's position, and interviews will happen soon. Assistant City Manager Tom Bradford said a parks maintenance worker will be certified as a playground safety inspector to formally document conditions at city parks on a regular basis.
Rick Neale is the South Brevard Watchdog Reporter at FLORIDA TODAY (for more of his stories, click here.) Contact Neale at 321-242-3638 or rneale@floridatoday.com. Twitter: @RickNeale1